Stonegate Insurance Company

Name

Stonegate Insurance Company

Legal name

Stonegate Insurance Company

Website

https://stonegateins.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Illinois City

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums: Stonegate Insurance generates revenue through policy premium payments from policyholders. The company offers policy premium payments, claim installment payments, and accepts various payment types including check and electronic payments.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels2 records

Core offering

Stonegate Insurance Company is a private property and casualty insurer that underwrites and services Personal Auto Insurance and Manufactured Homeowner Insurance policies for individual consumers. Policies are distributed through a network of insurance agents and producers affiliated with Producers National Corporation, with policy administration, premium payments, and claims submission handled through dedicated online portals.

Product overview

Stonegate Insurance Company offers a portfolio of insurance products centered on Personal Auto Insurance and Manufactured Homeowner Insurance. These core products are supported by two complementary online platforms: the Stonegate Insured Portal for policyholder self-service (payments, claims, policy management, and Perks Program access) and the Stonegate Agency Web Portal for agent operations. The company also provides a Perks Program offering curated discounts to policyholders across categories including car rentals, entertainment, and dining.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Auto Insurance

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor and core.

• Kroll Bond Rating Agency (KBRA)minorOthers · 1 January 2022KBRA provides independent insurance ratings and financial assessments for Stonegate Insurance. The KBRA rating badge is displayed on the Stonegate Insurance website, indicating the company's financial stability and insurance operations have been reviewed and rated by this agency.
• Producers National CorporationcoreChannel Partner/ Reseller/ DistributorProducers National Corporation serves as the primary distribution partner and parent company for Stonegate Insurance. They provide the agency network, marketing email ([email protected]), and are headquartered at the Chicago, IL address. The company manages agent logins and policyholder portals for Stonegate Insurance products.
• BBB (Better Business Bureau)minorOthersBetter Business Bureau accreditation is displayed on the Stonegate Insurance website, indicating the company maintains BBB standards for business practices and customer service.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Direct peers

• American Family Insurance: AmFam is a regional P&C mutual with a strong personal auto and homeowners franchise distributed through captive and independent agents, comparable in product mix and agent-driven distribution.
• Auto-Owners Insurance: Auto-Owners writes personal auto and property through independent agents with a regional Midwest footprint, directly comparable to Stonegate's geographic concentration and agent distribution model.
• Safeco Insurance: Safeco (a Liberty Mutual company) underwrites personal auto and homeowners through independent agents, directly competing in the same personal lines and distribution channels as Stonegate.
• Foremost Insurance Group: Foremost is a specialty carrier well known for manufactured/mobile home and specialty property insurance, directly comparable to Stonegate's Manufactured Homeowner Insurance line and similar niche underwriting focus.
• Erie Insurance: Erie is a regional P&C carrier concentrated in personal auto and homeowners, sold through independent agents, closely mirroring Stonegate's regional, agent-distributed personal lines model.
• American Modern Insurance Group: American Modern specializes in niche personal property lines including manufactured homes, mobile homes, and other specialty risks, making it a strong direct competitor for Stonegate's manufactured home coverage.
• National General Insurance: National General (now an Allstate brand) specializes in non-standard and specialty personal auto and is a relevant competitor for Stonegate's personal auto line, particularly for higher-risk drivers.

Broad incumbents

• Progressive: Progressive is a national leader in personal auto insurance with both direct and agent channels, representing the broad incumbent competitive backdrop for Stonegate's personal auto line.
• State Farm: State Farm is the largest U.S. personal lines P&C carrier with a captive agent force, providing the dominant competitive benchmark for personal auto and homeowners with agent-distributed products.
• Liberty Mutual Insurance: Liberty Mutual is a national P&C carrier with significant personal auto and property exposure through both direct and agent channels, providing a broader competitive context for Stonegate's product lines.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/stonegate_ins

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stonegate Insurance Company