Insolvency & Law Ltd

What Insolvency & Law Ltd does

Insolvency & Law Ltd is a UK-based insolvency and debt advisory consultancy founded in March 2009 and headquartered at 78 York Street, London. The firm serves creditors, investors, company directors, and business owners exposed to unpaid debt, business failure, and statutory insolvency procedures, delivering services across three pillars: advisory (early-stage financial difficulty and personal exposure), insolvency (creditor and debtor representation in liquidation, administration, CVAs, IVAs, and director disqualification matters), and recovery (third-party claims against professional enablers such as auditors and law firms). A distinctive offering is an assignment-based third-party recovery model in which creditors and loan-note holders assign claims to the firm, which then bears investigation, legal, and recovery costs and returns 85% of net recoveries to investors, retaining a 15% success fee plus a one-off Assignment Fee. Documented outcomes include £6.5m (2021) and £24m (2019) auditor settlements, £7.5m recovered for 148 investors in a 2018 property-group claim, 100% recovery of £1m for 12 investors in 2017, and an active Godwin Capital No. 8 Limited noteholder programme covering approximately £165m of claims following the company's June 2025 administration.

Name

Insolvency & Law Ltd

Legal name

Insolvency & Law Limited

Website

https://insolvencyandlaw.co.uk

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

Insolvency & Law Ltd is a London-based UK consultancy, founded in 2009, providing insolvency advisory, debt recovery, and third-party recovery services to creditors, investors, company directors, and business owners, with a distinctive assignment-based 85/15 recovery model targeting professional enablers of failed loan-note schemes.

Ownership category

akta.pro rank

Product category

Insolvency Advisory & Debt Recovery Services

NAICS

Offices of Lawyers (541110)

SIC

Services-Legal Services (8111)

akta.pro primary industry

Bankruptcy, Restructuring & Insolvency Law (BPAHAAAH)

akta.pro secondary industries

Insolvency, Restructuring & Bankruptcy Administration (BPAHABAL), Insolvency & Turnaround Advisory (SME/Mid-Market Debtor-Side) (FSAEAFAK), Legal Collections & Litigation Support (Judgments, Garnishments) (FSAKAJAD)

Keywords

• Insolvency advisory services
• Debt recovery services
• Creditor representation
• Company voluntary arrangements
• Third-party recovery actions

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others, Marketing or Sales, Technology or R&D

Revenue model

1. Consultation and Advisory Fees: Fee-based advisory and consultancy services for creditors, investors, directors, and business owners dealing with insolvency and debt matters.
2. Third-Party Recovery (Assignment-Based): The firm takes assignment of loan notes and creditor claims. Investors assign claims to I&L, which then pursues coordinated recovery action. I&L bears all investigation, legal, and recovery costs. Recovery split: 85% returns to investors, 15% recovery fee to I&L. Additionally, a one-off Assignment Fee is charged upfront.
3. Creditor Representation in Insolvency Proceedings: Services for representing creditors, investors, and directors in statutory insolvency proceedings including liquidation, administration, and court actions. Some services provided without charge to qualifying loan note holders.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels8 records

Core offering

Insolvency & Law Ltd is a UK consultancy delivering specialist insolvency advisory, creditor and debtor representation, corporate debt recovery, and third-party recovery actions against professional enablers such as auditors and law firms. The firm supports clients across CVAs, administrations, liquidations, and corporate insolvency disputes, including coordinated group actions on behalf of loan note holders. Founded in 2009 and headquartered in London, I&L also publishes authoritative insolvency books and a podcast to educate directors, creditors, and investors.

Product overview

Insolvency & Law Ltd is a UK-based consultancy providing advisory, insolvency, and debt recovery services. The company operates three core service lines: Advisory Services for early-stage financial difficulty guidance, Creditor Services for debt collection and insolvency proceedings, and Debtor Services for protecting directors and business owners from adverse proceedings. Additionally, the company offers Third-Party Recovery Actions to pursue claims against professional enablers (auditors, law firms), and publishes educational resources including books on debt recovery and corporate insolvency. The firm also produces a weekly podcast. All services are delivered through qualified professionals without a technology platform component.

Differentiator

Problem solved

Functional benefit

Products and services

• Advisory Services Specialist advisory support for clients recognising early signs of financial difficulty, delivered by Insolvency & Law Ltd to companies, directors, and business owners. The service covers rescue and turnaround advice, formal insolvency route selection, and engagement with HMRC and trade creditors.
• Creditor Services Representation and advice for creditors involved in CVAs, administrations, and liquidations. The firm supports creditors in maximising recoveries, scrutinising office-holder conduct, and challenging CVA proposals on their behalf.
• Debtor Services Support for debtors and their directors in corporate insolvency matters, including preparation for and navigation of formal insolvency processes in both England & Wales and Scotland.
• Debt Recovery Services Corporate debt recovery services for businesses and individuals seeking to recover unpaid debts, delivered alongside affiliated providers where specialist legal action is required.
• Third-Party Recovery Actions Coordinated group recovery actions targeting professional enablers such as auditors, IFAs, and solicitors, delivered on an 85/15 success-based fee split after I&L recovers its investigation and legal costs. The firm organises the group and funds the action on behalf of creditors and loan note holders.
• The £500 Million Loan Note Scam Authored book by Peter Murray, published for sale on Amazon, examining a major loan note scheme failure and the recovery options available to affected investors.
• Beginner's Guide to Debt Recovery Authored book by Peter Murray, published for sale on Amazon, providing an introductory guide to debt recovery for affected creditors and individuals.
• Debtor's Guide to Corporate Insolvency Authored book by Peter Murray, published for sale on Amazon, providing debtors with a guide to corporate insolvency processes and options.

Quantifiable outcome

• 2021: Settlement of £6.5 million against auditors of an insolvent insurer
• +4 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Alvarez & Marsal: Global restructuring advisory firm with a UK practice serving creditors, lenders, and corporates in distressed and insolvent scenarios — competes on larger UK insolvency mandates.
• Kroll Restructuring: Global restructuring and insolvency advisory serving creditors, lenders, and investors — comparable third-party recovery and creditor advisory capability, though at enterprise scale.
• FRP Advisory: Large UK restructuring advisory practice offering creditor-side advisory, insolvency, and forensic services. Broader portfolio than I&L but overlapping service lines to corporate insolvency clients.
• RSM UK Restructuring: Top-10 UK advisory firm with restructuring, insolvency, and creditor services practices — broader portfolio but overlapping on insolvency and recovery mandates.
• BDO UK Restructuring: Major UK restructuring and insolvency practice serving creditors and corporates in distressed situations — competes for similar large insolvency mandates, though typically on a larger-firm basis.

Direct peers

• Kreston Reeves: UK accountancy and advisory firm with a dedicated insolvency and business recovery team serving creditors, directors, and individuals — overlapping practice areas with I&L.
• Leonard Curtis: UK-wide insolvency practitioner and creditor advisory firm offering company debt recovery, insolvency procedures, and creditor representation — closely aligned to I&L's core services.
• Begbies Traynor Group: UK-listed insolvency practitioner and business recovery firm providing creditor advisory, corporate recovery, and personal insolvency services — directly comparable to I&L's core creditor and debtor service lines across the UK.
• MHA Moore and Smalley: Mid-market UK advisory and insolvency practice providing creditor-side recovery, corporate restructuring, and debtor services — comparable scale and client mix to Insolvency & Law.
• Manolete Partners: UK-listed insolvency litigation funder that acquires insolvent company claims and pursues third-party recoveries — direct peer in the third-party recovery niche that I&L targets.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/Insol_advisor
• YouTubeyoutube.com/user/InsolvencyAndLaw
• Facebookfacebook.com/Insolvencyandlaw
• LinkedInlinkedin.com/company/215

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Insolvency & Law Ltd