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New Jersey Community Bank

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uuid002cbqn

Namestring
New Jersey Community Bank
Legal namestring
Njcbk
Websiteurl
njcbk.com
Company typeenum
Private
Founded yearint
2007
Descriptiontext

New Jersey Community Bank is presented in the firmographic record as a private, for-profit community bank founded in 2007, headquartered in Freehold, New Jersey, with 11–50 employees, that ostensibly provides consumer and commercial banking services comparable to larger New Jersey banks. However, the publicly observable corporate footprint — the njcbk.com website — does not corroborate this description. The site is a sparse WordPress blog whose only substantive content is a single August 14, 2021 article, "Top Banks Interested In Using Cryptocurrency With Blockchain," which surveys how other banks (Citi, JPMorgan, Morgan Stanley, Signature Bank, Silvergate, DBS) are adopting crypto and blockchain. The site contains no disclosures, no product or rate information, no FDIC references, no governance or licensing data, and no evidence of deposits, lending, payments, or any banking activity. The homepage's "Recent Posts" and sidebar are dominated by outbound links to dozens of unrelated third-party gambling and casino domains (predominantly UK and EU Non-Gamstop casino affiliates), and the most recent navigation includes no proprietary content, indicating the site functions as an outbound affiliate/SEO property rather than a customer-facing bank.

The business model is therefore not discernible as banking. No pricing, fees, deposits, loan products, or customer segments are disclosed. The site offers no app, no API, no integrations, and lists no management team, ownership structure, subsidiaries, funding, or M&A history in the input. The only monetization signal is referral links to external gambling operators, which is a low-margin affiliate arrangement unrelated to community banking. Operating status, ownership, and regulatory standing cannot be determined from the available source material. Taken together, the evidence supports a brand-and-domain entity with minimal active operations rather than a functioning chartered community bank.

Short descriptiontext

New Jersey Community Bank (njcbk.com) presents as a Freehold, NJ community bank founded in 2007, but its public web presence is an inactive WordPress blog with a single 2021 crypto article and outbound gambling affiliate links, showing no operational banking activity.

Ownership categoryenum
Headcount rangeband
11–50
akta.pro rankint
HeadquartersFreehold, United States
HQ citystring
Freehold
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Keyword5 values
community banking, consumer banking, commercial banking, NJ bank, banking services
Industry1 code
1Community Credit Unions (Retail/Consumer Focus)
CodeFSABAEAAPrimaryYes
NAICS code1 code
  • Commercial Banking522110
SIC code2 codes
  • State Commercial Banks6022
  • National Commercial Banks6021
Product category
Community Banking
Social media profiles1 record
Cost components4 values
Personnel, Operations, Infrastructure, Marketing or Sales
GTM typeB2C
B2C
Offering typeServices
Services
Core offering1 text field

According to firmographic data, New Jersey Community Bank provides consumer and commercial banking services comparable to those of the largest New Jersey banks. The firm's public website, however, does not present any banking products, account opening, or service offerings; it currently operates only as a minimal blog publishing editorial content on cryptocurrency and blockchain adoption in the banking industry.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

New Jersey Community Bank (njcbk.com) operates a blog/news publication focused on banking industry topics, particularly cryptocurrency and blockchain technology adoption by financial institutions. The site publishes articles analyzing how major banks are integrating crypto services, blockchain payment systems, and digital asset offerings into their operations.

Product and service2 records
1Consumer banking services
CategoryConsumer Banking
Description

Consumer-facing banking services described in firmographic data as comparable to those of the largest NJ banks; specific products (e.g., checking, savings, lending) are not enumerated on the company website.

2Commercial banking services
CategoryCommercial Banking
Description

Business banking services described in firmographic data as comparable to those of the largest NJ banks; specific products (e.g., treasury, commercial lending, merchant services) are not enumerated on the company website.

Recent move2 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight1 record

Each record includes

Type, Description

Peers8 records
TypeDirect peer
Description

NJ community bank (now part of Provident Financial Services) operating in northern and central NJ with consumer and commercial banking services. Directly comparable as a same-state community bank with overlapping branch geography.

TypeDirect peer
Description

NJ-headquartered community-oriented bank with a consumer/SMB deposit and lending model. Comparable as a NJ community bank serving similar retail customers with mutual-style deposit products.

TypeDirect peer
Description

NJ-based community bank with consumer, commercial, and wealth management services. Comparable as a NJ community bank competitor with overlapping affluent-consumer and SMB target market.

TypeBroad incumbent
Description

Large NJ-headquartered regional bank holding company with hundreds of branches across NJ, NY, FL, and AL. Comparable as a NJ-based bank competitor, but operates at materially greater scale than a sub-50-employee community bank.

TypeDirect peer
Description

New Jersey-headquartered community bank with a similar consumer/SMB banking focus in Monmouth County and across NJ. Highly comparable as a same-state community bank competitor with overlapping target market.

TypeDirect peer
Description

NJ-based community bank serving consumers and businesses across central and southern New Jersey. Highly comparable as a same-state community bank with similar consumer/commercial product mix.

TypeDirect peer
Description

NJ-based community bank resulting from the Lakeland/Provident Financial merger, operating a broad branch network across NJ. Comparable as a same-state community bank with overlapping consumer/SMB lending and deposit products.

TypeDirect peer
Description

NJ community bank headquartered in Clinton, NJ providing consumer and commercial banking products. Comparable in scale and product mix to a small NJ community bank like NJCBK.

Market position
Strengths3 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat1 record

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights4 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

New Jersey Community Bank

Community Bankingnjcbk.com

New Jersey Community Bank (njcbk.com) presents as a Freehold, NJ community bank founded in 2007, but its public web presence is an inactive WordPress blog with a single 2021 crypto article and outbound gambling affiliate links, showing no operational banking activity.

What New Jersey Community Bank does

New Jersey Community Bank is presented in the firmographic record as a private, for-profit community bank founded in 2007, headquartered in Freehold, New Jersey, with 11–50 employees, that ostensibly provides consumer and commercial banking services comparable to larger New Jersey banks. However, the publicly observable corporate footprint — the njcbk.com website — does not corroborate this description. The site is a sparse WordPress blog whose only substantive content is a single August 14, 2021 article, "Top Banks Interested In Using Cryptocurrency With Blockchain," which surveys how other banks (Citi, JPMorgan, Morgan Stanley, Signature Bank, Silvergate, DBS) are adopting crypto and blockchain. The site contains no disclosures, no product or rate information, no FDIC references, no governance or licensing data, and no evidence of deposits, lending, payments, or any banking activity. The homepage's "Recent Posts" and sidebar are dominated by outbound links to dozens of unrelated third-party gambling and casino domains (predominantly UK and EU Non-Gamstop casino affiliates), and the most recent navigation includes no proprietary content, indicating the site functions as an outbound affiliate/SEO property rather than a customer-facing bank.

The business model is therefore not discernible as banking. No pricing, fees, deposits, loan products, or customer segments are disclosed. The site offers no app, no API, no integrations, and lists no management team, ownership structure, subsidiaries, funding, or M&A history in the input. The only monetization signal is referral links to external gambling operators, which is a low-margin affiliate arrangement unrelated to community banking. Operating status, ownership, and regulatory standing cannot be determined from the available source material. Taken together, the evidence supports a brand-and-domain entity with minimal active operations rather than a functioning chartered community bank.

New Jersey Community Bank firmographics

Firmographics
Name
New Jersey Community Bank
Legal name
Njcbk
Website
https://njcbk.com
Company type
Private
Founded year
2007
Headcount range
11–50 employees
Short description
New Jersey Community Bank (njcbk.com) presents as a Freehold, NJ community bank founded in 2007, but its public web presence is an inactive WordPress blog with a single 2021 crypto article and outbound gambling affiliate links, showing no operational banking activity.
Ownership category
akta.pro rank

New Jersey Community Bank industry classification

Industry
Product category
Community Banking
NAICS
Commercial Banking (522110)
SIC
State Commercial Banks (6022), National Commercial Banks (6021)
akta.pro primary industry
Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

Keywords

  • Community banking
  • Consumer banking
  • Commercial banking
  • NJ bank
  • Banking services

Where New Jersey Community Bank is headquartered

Location

Headquarters

HQ city
Freehold
HQ country
United States
HQ region
North America

Markets served

New Jersey Community Bank business model

Business model
GTM type
B2C
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Marketing or Sales

New Jersey Community Bank product offering

Product offering

Core offering

According to firmographic data, New Jersey Community Bank provides consumer and commercial banking services comparable to those of the largest New Jersey banks. The firm's public website, however, does not present any banking products, account opening, or service offerings; it currently operates only as a minimal blog publishing editorial content on cryptocurrency and blockchain adoption in the banking industry.

Product overview

New Jersey Community Bank (njcbk.com) operates a blog/news publication focused on banking industry topics, particularly cryptocurrency and blockchain technology adoption by financial institutions. The site publishes articles analyzing how major banks are integrating crypto services, blockchain payment systems, and digital asset offerings into their operations.

Differentiator

Problem solved

Functional benefit

Products and services

  • Consumer banking services Consumer-facing banking services described in firmographic data as comparable to those of the largest NJ banks; specific products (e.g., checking, savings, lending) are not enumerated on the company website.
  • Commercial banking services Business banking services described in firmographic data as comparable to those of the largest NJ banks; specific products (e.g., treasury, commercial lending, merchant services) are not enumerated on the company website.

Companies that use New Jersey Community Bank

Customer profile

Ideal customer profiles1 record

New Jersey Community Bank technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

New Jersey Community Bank partnerships and signals

Strategic signal

Recent moves2 records

Expansion highlights1 record

New Jersey Community Bank competitors and assessment

Company assessment

Direct peers

  • Lakeland Bank: NJ community bank (now part of Provident Financial Services) operating in northern and central NJ with consumer and commercial banking services. Directly comparable as a same-state community bank with overlapping branch geography.
  • Kearny Bank (Kearny Financial Corp): NJ-headquartered community-oriented bank with a consumer/SMB deposit and lending model. Comparable as a NJ community bank serving similar retail customers with mutual-style deposit products.
  • Peapack-Gladstone Bank: NJ-based community bank with consumer, commercial, and wealth management services. Comparable as a NJ community bank competitor with overlapping affluent-consumer and SMB target market.
  • OceanFirst Bank: New Jersey-headquartered community bank with a similar consumer/SMB banking focus in Monmouth County and across NJ. Highly comparable as a same-state community bank competitor with overlapping target market.
  • Columbia Bank (NJ): NJ-based community bank serving consumers and businesses across central and southern New Jersey. Highly comparable as a same-state community bank with similar consumer/commercial product mix.
  • Provident Bank: NJ-based community bank resulting from the Lakeland/Provident Financial merger, operating a broad branch network across NJ. Comparable as a same-state community bank with overlapping consumer/SMB lending and deposit products.
  • Unity Bank: NJ community bank headquartered in Clinton, NJ providing consumer and commercial banking products. Comparable in scale and product mix to a small NJ community bank like NJCBK.

Broad incumbents

  • Valley National Bancorp: Large NJ-headquartered regional bank holding company with hundreds of branches across NJ, NY, FL, and AL. Comparable as a NJ-based bank competitor, but operates at materially greater scale than a sub-50-employee community bank.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat1 record

Key risks5 records

Key highlights4 records

Customer concentration

New Jersey Community Bank social profiles

Digital presence

New Jersey Community Bank financial estimates

Financial estimate

Revenue estimate

Valuation estimate

New Jersey Community Bank leadership team

Management profile

Number of profiles

New Jersey Community Bank funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

New Jersey Community Bank M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about New Jersey Community Bank

What does New Jersey Community Bank do?

According to firmographic data, New Jersey Community Bank provides consumer and commercial banking services comparable to those of the largest New Jersey banks. The firm's public website, however, does not present any banking products, account opening, or service offerings; it currently operates only as a minimal blog publishing editorial content on cryptocurrency and blockchain adoption in the banking industry.

When was New Jersey Community Bank founded?

New Jersey Community Bank was founded in 2007. It employs 11 to 50 people.

Where is New Jersey Community Bank based?

New Jersey Community Bank is headquartered in Freehold, United States, in the North America region.

Who are New Jersey Community Bank's main competitors?

Direct peers on record are Lakeland Bank, Kearny Bank (Kearny Financial Corp), Peapack-Gladstone Bank, OceanFirst Bank, Columbia Bank (NJ), Provident Bank and Unity Bank. Valley National Bancorp is listed as a broad incumbent.

Does New Jersey Community Bank have an API?

No public API is recorded for New Jersey Community Bank.

What industry is New Jersey Community Bank in?

New Jersey Community Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus). Its NAICS code is 522110 and its SIC code is 6022.

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Live signals
GlobeNewswire1ST Constitution Bancorp Reports Second Quarter 2018 Results, Successful Integration of New Jersey Community Bank and Quarterly Dividend of $0.061ST Constitution Bancorp reported Q2 2018 net income of $1.9 million and diluted EPS of $0.22, with a quarterly dividend of $0.06 declared. The company completed the merger of New Jersey Community Bank, which contributed $72.7 million in loans and $90.9 million in deposits. Adjusted net income rose 62.7% year-over-year to $3.1 million.GlobeNewswire1ST Constitution Bancorp Announces Closing of the Merger of New Jersey Community Bank With and Into 1ST Constitution Bank1ST Constitution Bancorp announced the merger of New Jersey Community Bank with and into 1ST Constitution Bank closed on April 11, 2018. The combined bank will operate 20 branch offices in Central New Jersey, including seven in Monmouth County. The merger aims to expand lending and deposit opportunities and create long-term shareholder value.GlobeNewswire1ST Constitution Bancorp and New Jersey Community Bank Announce New Jersey Community Bank Shareholder Approval of the MergerNew Jersey Community Bank shareholders approved the merger with 1ST Constitution Bancorp, with 1ST Constitution Bank as the surviving entity. The merger is expected to close in April 2018, subject to conditions. The stock exchange ratio is fixed at 0.1309 shares of 1ST Constitution for each NJCB share.GlobeNewswire1st Constitution Bancorp and New Jersey Community Bank Fix Stock Exchange Ratio for Stock Portion of Merger Consideration1ST Constitution Bancorp and New Jersey Community Bank fixed the stock exchange ratio at 0.1309 of 1ST Constitution shares per NJCB share, based on an average closing price of $19.25. The cash portion remains $1.60 per NJCB share, with $0.21 in escrow. The merger closing is subject to shareholder approval on March 22, 2018, and is anticipated in Q2 2018.GlobeNewswire1ST Constitution Bancorp Receives Regulatory Approval of the Proposed Merger With New Jersey Community Bank1ST Constitution Bancorp received regulatory approval from New Jersey and the FDIC for its merger with New Jersey Community Bank. The merger is subject to shareholder approval at a special meeting on March 22, 2018, with closing anticipated in the second quarter of 2018.GlobeNewswireNew Jersey Community Bank Reports Fourth Quarter and FullNew Jersey Community Bank reported a Q4 2017 net loss of $320,000 and a full-year loss of $1.2 million, both better than the prior year. The losses were partly due to one-time merger and legal expenses, and total assets fell to $103.1 million while loans rose to $79.0 million.PR NewswireSHAREHOLDER ALERT: Monteverde & Associates PC Announces An Investigation Of New Jersey Community Bank -- NJCBMonteverde & Associates PC, a New York-based securities law firm, announced an investigation into New Jersey Community Bank (NJCB) regarding its proposed merger with 1st Constitution Bancorp (FCCY). The investigation examines whether NJCB and its Board violated securities laws or breached fiduciary duties by failing to conduct a fair process, undervaluing the company, and failing to disclose material financial information ahead of the shareholder meeting. Under the deal terms, NJCB shareholders would receive approximately $4.00 per share in cash and stock, representing roughly $7.6 million in total consideration.GlobeNewswire1ST Constitution Bancorp to Acquire New Jersey Community Bank1ST Constitution Bancorp agreed to acquire New Jersey Community Bank in a stock-and-cash deal valued at about $4.00 per share, or $7.6 million total. The merger, approved by both boards, is expected to close in Q1 2018 and is anticipated to be accretive to earnings per share and tangible book value.GlobeNewswireNew Jersey Community Bank Reports Third Quarter 2017 ResultsNew Jersey Community Bank reported a third-quarter 2017 net loss of $375,000, or $0.20 per share, down from $398,000 in the prior year. The loss improved due to lower operating expenses, though higher deposit costs offset gains. Total assets were $103.6 million at period end.GlobeNewswireNew Jersey Community Bank Reports Second Quarter 2017 ResultsNew Jersey Community Bank reported a second-quarter 2017 net loss of $278,000, or $0.15 per share, down from $580,000 in the same period a year earlier. The loss improved due to lower operating expenses, though deposit costs rose. Total assets were $103.6 million at June 30, 2017.