maneo market
- Company typePrivate
- Founded-
- HeadquartersTokyo, Japan
- Headcount11–50
- GTM typeB2C
- OfferingServices
maneo market firmographics
Firmographics- Name
- maneo market
- Legal name
- maneoマーケット株式会社
- Website
- https://maneo.jp
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
maneo market industry classification
Industry- Product category
- Peer-to-Peer Lending
- NAICS
- Sales Financing (52222)
- SIC
- Loan Brokers (6163), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- P2P Small Business / SME Marketplace Lending (FSAKAHAC)
Keywords
Where maneo market is headquartered
LocationHeadquarters
- HQ city
- Tokyo
- HQ country
- Japan
- HQ region
- Asia
Offices2 records
Markets served
maneo market business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Loan facilitation fees: maneo earns revenue by facilitating loans between retail investors and SMB borrowers. The platform charges account management fees (口座管理手数料) to investors, as documented in annual transaction reports. The specific fee schedule is available on the platform's fee page.
- Account management fees: Annual account management fees (口座管理手数料) are charged to investor accounts, as noted in the annual transaction report documentation. Fees apply to accounts with outstanding loan principal or investors who have consented to investment activity.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Investor account fee - annual account management charge |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
maneo market product offering
Product offeringCore offering
maneo market operates a Japanese social lending (peer-to-peer) platform connecting retail individual investors with small and medium-sized businesses seeking working capital, business expansion, and real estate financing. The platform offers multiple loan fund products with varying maturities (1-19 months), yields (4.8%-11.5% IRR), and collateral structures, including secured (real estate-collateralized) and unsecured business loan funds. Revenue is generated through account management fees and loan facilitation fees.
Product overview
Maneo market operates a social lending (P2P lending) platform that enables individual investors to provide financing to small and medium-sized enterprises through various loan fund products. The core offering consists of the social lending platform with multiple investment product tiers: (1) 事業性資金支援ローンファンド (Business Funding Loan Funds) offering 6.8%-10% IRR returns with 1-17 month terms, (2) 不動産担保付きローンファンド (Real Estate Secured Loan Funds) with 4.8%-7% returns backed by property collateral, (3) スマートレンド Selectファンド offering higher 11.5% returns on short-term 1-month products, and (4) プレリートファンド Select hotel funds offering 4.9%-5.9% returns on hospitality real estate. International operations are handled through maneo International, facilitating cross-border lending particularly in Southeast Asia including Indonesian P2P operations. The platform also provides investor portal services through my maneo for account management, portfolio tracking, and annual tax reporting.
Differentiator
Problem solved
Functional benefit
Brands
- ガイアファンディング: A funding service operated under maneo marketplace
Products and services
- Social Lending Platform (ソーシャルレンディング) A peer-to-peer (P2P) social lending platform that connects individual retail investors in Japan with small and medium-sized businesses seeking financing. Investors earn returns through interest on loan funds while borrowers access capital through the platform.
- Business Funding Loan Funds (事業性資金支援ローンファンド) Investment fund products that provide working capital and business expansion financing to small and medium enterprises. These funds typically offer IRR returns ranging from 6.8% to 10% with term lengths from 1 to 17 months. Minimum investments start from ¥40,000.
- Real Estate Secured Loan Funds (不動産担保付きローンファンド) Loan funds backed by real estate collateral, offering lower risk profiles with returns typically ranging from 4.8% to 7%. Designed for investors seeking capital preservation with moderate returns.
- SmartLend Select Funds (スマートレンド Selectファンド) A selective loan fund product offering higher returns of approximately 11.5% with short-term investment periods, typically 1 month. Targets investors seeking higher-yield opportunities.
- Pre-Lease Fund Select Hotel Fund (プレリートファンドSelect ホテルファンド) Specialized real estate investment fund targeting hotel properties, offering returns ranging from 4.9% to 5.9% with investment periods of 18-19 months. Provides diversification into hospitality sector real estate.
Quantifiable outcome
- ¥164.4 billion in total loan volume originated across 14,521 loan cases with 12,840 fully repaid
- +1 more outcomes
Companies that use maneo market
Customer profileSegments2 records
Ideal customer profiles2 records
maneo market technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
maneo market partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and minor.
- GMOクリック証券coremaneo partners with GMOクリック証券 for the distribution of certain loan fund products. Funds marked 'GMOクリック証券取扱' are available exclusively through the GMOクリック証券 trading platform, requiring investors to open a separate GMOクリック証券 maneo account.
- ガイアファンディングminorGaia Funding (ガイアファンディング) is a related service operated under the maneo market umbrella. Listed as a separate service on the maneo website footer alongside maneo. Accessed via gaiafunding.maneo-market.jp.
Scale indicators4 records
maneo market competitors and assessment
Company assessmentDirect peers
- Prosper Marketplace: US-based P2P lending platform connecting individual investors with consumer and small-business borrowers. Cited alongside maneo as a peer in P2P lending market research; similar marketplace structure with retail investors funding individual loan originations.
- LC Lending (LCレンディング): Japanese P2P lending platform operated by Lenders Cloud Inc., offering retail investors loan fund products with returns backed by SMB and real estate collateral. Directly competitive with maneo in the Japanese social lending market.
- Funding Circle: Global P2P/SMB marketplace lender headquartered in the UK with operations across the US and Europe. Directly comparable to maneo's SMB borrower focus and retail investor funding model, operating under regulated marketplace lending frameworks in multiple jurisdictions.
- Crowd Bank (クラウドバンク): Japan-based P2P/investment crowdfunding platform operated by Crowd Bank Inc., connecting retail investors with SMB and real estate-backed loans. Most direct domestic competitor to maneo, serving the same Japanese retail investor segment with similar loan fund products.
- SBIソーシャルレンディング: Japanese social lending platform backed by the SBI Group, one of Japan's largest P2P lenders by AUM. Directly competitive with maneo in retail investor social lending, leveraging SBI's broader financial ecosystem for distribution.
Emerging players
- Upstart Holdings: AI-driven lending platform that connects borrowers with bank and institutional investors through a marketplace. Comparable P2P/marketplace lending structure to maneo, with focus on SMB and consumer personal loans distributed via digital channels.
- SAMURAI証券: Japanese securities firm offering investment-type crowdfunding and alternative investment products to retail investors. Adjacent competitor to maneo in Japanese retail alternative-investment marketplace, with regulatory overlap as a securities broker.
Broad incumbents
- SoFi Technologies: US fintech offering personal loans, student loan refinancing, and investment products to retail consumers. Comparable in target audience (retail investors/borrowers) and in originating loans via a digital marketplace, though broader in product scope than maneo.
- LendingClub: One of the largest US-headquartered P2P lending platforms connecting retail investors with borrowers. Explicitly cited alongside maneo in market research as a global P2P benchmark; operates a more mature and better-capitalized marketplace lending model with consumer and SMB segments.
Regional players
- ポケット不動産 (Pocket Property): Japanese real estate crowdfunding platform offering retail investors fractional exposure to real estate-backed loans. Comparable to maneo's real estate-secured loan funds (4.8%-7% range), targeting the same Japanese retail investor demographic seeking yield above deposit rates.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
maneo market social profiles
Digital presencemaneo market financial estimates
Financial estimateRevenue estimate
Valuation estimate
maneo market leadership team
Management profileNumber of profiles
Profiles1 record
maneo market subsidiaries and ownership
Company hierarchySubsidiaries4 records
maneo market funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
maneo market M&A and investment
M&A and investmentM&A1 record
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about maneo market
What does maneo market do?
maneo market operates a Japanese social lending (peer-to-peer) platform connecting retail individual investors with small and medium-sized businesses seeking working capital, business expansion, and real estate financing. The platform offers multiple loan fund products with varying maturities (1-19 months), yields (4.8%-11.5% IRR), and collateral structures, including secured (real estate-collateralized) and unsecured business loan funds. Revenue is generated through account management fees and loan facilitation fees.
Is maneo market a public or private company?
maneo market is a private company. It is classified as venture growth investor backed and is currently operating.
When was maneo market founded?
maneo market was founded in -1. It employs 11 to 50 people.
Where is maneo market based?
maneo market is headquartered in Tokyo, Japan, in the Asia region.
How does maneo market make money?
Two revenue lines are on record. Loan facilitation fees are the primary driver. The others are account management fees.
Who are maneo market's main competitors?
Direct peers on record are Prosper Marketplace, LC Lending (LCレンディング), Funding Circle, Crowd Bank (クラウドバンク) and SBIソーシャルレンディング. Emerging players are Upstart Holdings and SAMURAI証券. Broad incumbents are SoFi Technologies and LendingClub. ポケット不動産 (Pocket Property) is listed as a regional player.
Does maneo market have an API?
No public API is recorded for maneo market.
What industry is maneo market in?
maneo market's product category is Peer-to-Peer Lending. Its primary akta.pro industry code is FSAKAHAC, P2P Small Business / SME Marketplace Lending. Its NAICS code is 52222 and its SIC code is 6163.