Crotty Insurance
- Company typePrivate
- Founded1996
- HeadquartersErie, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
Crotty Insurance firmographics
Firmographics- Name
- Crotty Insurance
- Legal name
- Crotty Insurance Agency, Inc.
- Website
- https://crottyinsurance.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where Crotty Insurance is headquartered
LocationHeadquarters
- HQ city
- Erie
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Crotty Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commission Revenue: As an independent insurance agency, Crotty Insurance generates revenue through commissions paid by insurance carrier partners (such as Penn National Insurance, Travelers, Liberty Mutual, Safeco, Progressive, and others) for policies placed on behalf of clients. Commissions are typically a percentage of the premium paid by customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Customized insurance programs tailored to individual needs and risk profiles |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Crotty Insurance product offering
Product offeringCore offering
Crotty Insurance is an independent insurance agency that places personal and commercial insurance policies on behalf of customers through multiple top-rated carrier partners. It specializes in trucking insurance for owner-operators and small fleets, while also offering small business coverage (general liability, workers compensation, commercial property, surety bonds) and personal lines (auto, homeowners, landlord, motorcycle, watercraft, RV, umbrella). The agency earns commissions from carriers rather than underwriting its own policies.
Product overview
Crotty Insurance is an independent insurance agency offering two distinct insurance portfolios: Personal Insurance and Commercial Insurance. Personal insurance products include auto, homeowners, landlord, condominium, second home, motorcycle, watercraft, renters, RV, and personal umbrella liability coverage. Commercial insurance offerings encompass trucking insurance (specialty area), motor truck cargo, commercial auto, commercial property, general liability, umbrella liability, workers compensation, business owners, and surety bonds. The agency operates as a broker representing multiple insurance carriers to provide customized coverage options.
Differentiator
Problem solved
Functional benefit
Companies that use Crotty Insurance
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
Crotty Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Crotty Insurance partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- Penn National InsurancecoreCrotty Insurance partners with Penn National Insurance as one of their carrier relationships, offering personal and commercial insurance products to customers.
- TravelerscoreTravelers is one of the major insurance carriers partnered with Crotty Insurance, providing various personal and commercial insurance products.
- Liberty MutualcoreLiberty Mutual Insurance is partnered with Crotty Insurance as one of their carrier relationships for insurance product distribution.
- SafecocoreSafeco Insurance is a partner carrier of Crotty Insurance, offering personal and commercial insurance products.
- ProgressivecoreProgressive Insurance is one of Crotty Insurance's carrier partners, providing auto and commercial insurance products.
- Agency Insurance CompanyminorAgency Insurance Company is one of the insurance carriers partnered with Crotty Insurance for product distribution.
- Allegany GroupminorAllegany Group is an insurance carrier partner of Crotty Insurance.
- ForemostminorForemost Insurance is partnered with Crotty Insurance for specialty insurance products.
- PHLY (Philadelphia Insurance Companies)minorPHLY (Philadelphia Insurance Companies) is a carrier partner of Crotty Insurance.
- Bristol WestminorBristol West Insurance is a partner carrier of Crotty Insurance.
- Aegis InsuranceminorAegis Insurance is an insurance carrier partner of Crotty Insurance.
- CNA SuretyminorCNA Surety is a surety bond carrier partner of Crotty Insurance.
- TuscanominorTuscano is an insurance carrier partner of Crotty Insurance.
Scale indicators3 records
Recent moves5 records
Expansion highlights4 records
Crotty Insurance competitors and assessment
Company assessmentBroad incumbents
- Progressive: Progressive is a national P&C carrier that is both a Crotty carrier partner and a direct competitor via Progressive Direct, especially relevant for commercial auto and trucking where both compete for the same owner-operator customers.
- Travelers: Travelers is a national P&C carrier that is a Crotty carrier partner and also competes for direct commercial business, overlapping across commercial auto, property, and workers compensation where Crotty places coverage.
Regional players
- Frankenmuth Insurance: Frankenmuth is a regional mutual insurer with a commercial specialty focus and distribution through independent agents in the Midwest and Mid-Atlantic, similar in distribution model and SMB orientation.
- Westfield Insurance: Westfield is a regional mutual P&C carrier serving commercial and personal lines in the Northeast and Midwest, comparable in regional footprint and SMB commercial focus to Crotty.
- Erie Insurance: Erie Insurance is a regional P&C carrier headquartered in Erie, PA, sharing Crotty's core Pennsylvania geography and overlapping in personal and commercial lines; it competes for direct business while also being a potential carrier partner.
- Acuity Insurance: Acuity is a regional mutual insurer with a strong commercial and trucking insurance practice across the Midwest and Mid-Atlantic, comparable in product mix and target SMB customer profile to Crotty.
- Cincinnati Financial: Cincinnati Financial is a regional P&C carrier distributed through independent agents with a strong commercial lines book, comparable in independent-agency distribution and SMB commercial focus to Crotty.
- Auto-Owners Insurance: Auto-Owners is a regional P&C carrier distributed through independent agents across the Midwest and Mid-Atlantic, comparable in agent-channel model and personal-plus-commercial mix to Crotty.
Direct peers
- Owner Operator Direct Insurance: Owner Operator Direct is an independent agency focused on trucking insurance for owner-operators, selling commercial auto, cargo, and liability coverage through multiple carriers — a direct niche competitor to Crotty's trucking practice.
- Smart Insurance: Smart Insurance is an independent agency specializing in trucking and commercial auto insurance for owner-operators and small fleets, directly comparable to Crotty's primary segment and channel approach.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Crotty Insurance social profiles
Digital presenceCrotty Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Crotty Insurance leadership team
Management profileNumber of profiles
Profiles4 records
Crotty Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Crotty Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Crotty Insurance
What does Crotty Insurance do?
Crotty Insurance is an independent insurance agency that places personal and commercial insurance policies on behalf of customers through multiple top-rated carrier partners. It specializes in trucking insurance for owner-operators and small fleets, while also offering small business coverage (general liability, workers compensation, commercial property, surety bonds) and personal lines (auto, homeowners, landlord, motorcycle, watercraft, RV, umbrella). The agency earns commissions from carriers rather than underwriting its own policies.
Is Crotty Insurance a public or private company?
Crotty Insurance is a private company. It is classified as family owned and is currently operating.
When was Crotty Insurance founded?
Crotty Insurance was founded in 1996. It employs 11 to 50 people.
Where is Crotty Insurance based?
Crotty Insurance is headquartered in Erie, United States, in the North America region.
How does Crotty Insurance make money?
One revenue line is on record: insurance Commission Revenue.
Who are Crotty Insurance's main competitors?
Broad incumbents on record are Progressive and Travelers. Regional players are Frankenmuth Insurance, Westfield Insurance, Erie Insurance, Acuity Insurance, Cincinnati Financial and Auto-Owners Insurance. Direct peers are Owner Operator Direct Insurance and Smart Insurance.
Does Crotty Insurance have an API?
No public API is recorded for Crotty Insurance.