What CCB Financial Leasing Co. does

CCB Financial Leasing Co., Ltd. (建信金融租赁有限公司) is a Beijing-headquartered financial leasing company established on December 26, 2007 as a wholly-owned subsidiary of China Construction Bank Corporation (CCB), one of China's 'Big Four' state-owned commercial banks. The company provides direct finance leases, sale-and-leaseback arrangements, operating leases, vendor leasing, and inclusive leasing products, with sector focus on aviation (commercial aircraft, engines, asset management), shipping (container ships, oil tankers, bulk carriers, LNG vessels), manufacturing, energy (including renewable power generation and energy storage), transportation infrastructure, and new energy vehicles. Its core technology stack comprises three internal digital platforms: the Leasing Cloud System (租赁云系统), which integrates with China's national Movable Property Registration System for automated lease asset registration; the Inclusive Leasing Platform (普惠租赁平台), a digital channel serving SME and individual customers; and the Digital Operation Command Room (数字化经营作战指挥室), a real-time decision-support system for operational management.

The company makes money primarily through interest rate spreads on financial lease contracts, lease payment streams, and asset management fees on long-tenor deals, with project-by-project pricing based on credit profile, asset class, tenor, and prevailing rates. GTM is enterprise field sales targeting large corporates, state-owned enterprises, and government counterparties, with privileged customer access through CCB's 35-branch nationwide network via parent-child linkage, complemented by a 2023-vintage Hong Kong subsidiary (CCB Shipping and Aviation Leasing Corporation Limited) for offshore aviation and ship leasing. As of end-2025, total assets reached RMB 1,854.53 billion against equity of RMB 324.71 billion, generating RMB 30.85 billion in net profit, and the company carries A/A1/A international credit ratings from S&P, Moody's, and Fitch. International operations span approximately 30 countries across Asia, Europe, North America, and Latin America, with marquee customers including United Airlines, LATAM Airlines, Turkish Airlines, COSCO Shipping, Seaspan, Cargill, and China Huaneng Group.

Name

CCB Financial Leasing Co.

Legal name

建信金融租赁有限公司

Website

https://ccbleasing.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

101–250 employees

Short description

CCB Financial Leasing Co., Ltd. is a Beijing-based, wholly-owned subsidiary of China Construction Bank providing direct finance leases, sale-leaseback, operating leases, and vendor leasing to large enterprises, SOEs, and government entities, with primary focus on aviation, shipping, manufacturing, and green energy across ~30 countries.

Ownership category

akta.pro rank

Headquarters

HQ city

Beijing

HQ country

China

HQ region

Asia

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Financial Leasing Services: Core revenue from financial leasing arrangements including direct financing leases, sale-leaseback arrangements, and operating leases across aviation, shipping, manufacturing, energy, and infrastructure sectors. Revenue generated through interest spreads, asset management fees, and lease payments over contract terms.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

CCB Financial Leasing is a wholly-owned subsidiary of China Construction Bank that provides diversified financial leasing services—direct financing leases, sale-leaseback financial and operating leases, direct operating leases, vendor leasing, and inclusive leasing—targeting large enterprises, state-owned enterprises, and government entities across aviation, shipping, manufacturing, energy, transportation, infrastructure, and livelihood services sectors in China and approximately 30 international markets.

Product overview

CCB Financial Leasing Co., Ltd. (建信金融租赁有限公司) operates as a comprehensive financial leasing services company offering both basic and featured leasing products. The basic product portfolio includes four core leasing structures: Direct Financial Leasing, After-sale Leaseback Financial Leasing, After-sale Leaseback Operating Leasing, and Direct Operating Leasing. The featured products include Vendor Leasing (厂商租赁) for manufacturer downstream financing, Inclusive Leasing (普惠租赁) for SME and individual customers, and Leasing+ (租赁+) leveraging CCB's banking network for comprehensive financial services. Business operations span six key sectors: Manufacturing (制造强国), Electricity & Energy (电力能源), Transportation (交通强国), Livelihood Services (民生服务), Infrastructure (建筑设施), plus specialized Aviation (飞机租赁) and Shipping (船船租赁) businesses. The company also operates digital platforms including the Leasing Cloud Platform (租赁云平台), Digital Operation Command Room (数字化经营作战指挥室), and Inclusive Leasing Platform (普惠租赁平台) to support its leasing operations.

Differentiator

Problem solved

Functional benefit

Products and services

• Direct Financial Leasing (直接融资租赁) CCB Financial Leasing purchases new equipment from suppliers selected by the enterprise, leases it to the enterprise, and transfers equipment ownership to the enterprise at the end of the lease term.
• After-sale Leaseback Financial Leasing (售后回租融资租赁) The enterprise sells its own fixed assets to CCB Financial Leasing, then leases them back for use, with ownership of the equipment returned to the enterprise at the end of the term.
• After-sale Leaseback Operating Leasing (售后回租经营租赁) The enterprise sells its own fixed assets to CCB Financial Leasing, then leases them back for use, with the enterprise having the option of returning or repurchasing at the end of the term.
• Direct Operating Leasing (直接经营租赁) CCB Financial Leasing purchases new equipment from suppliers selected by the enterprise, leases it to the enterprise, with the enterprise having the option of returning or repurchasing at the end of the term.
• Vendor Leasing (厂商租赁) Serves core manufacturers by providing financing for downstream customers, helping manufacturers promote sales and collect funds, with customers paying rent in installments to CCB Financial Leasing.
• Inclusive Leasing (惠普租赁) Digital inclusive leasing business platform system that cooperates with core equipment manufacturers and other institutions to provide agile and efficient financial leasing services for inclusive (SME and individual) customers.
• Leasing+ (租赁+) As the only leasing platform of China Construction Bank, provides personalized and comprehensive financial services to enterprises through parent-child linkage and child-child linkage to meet diversified financing needs.
• Aviation Leasing Business (飞机租赁) Aircraft leasing services covering commercial aircraft including Boeing and Airbus models, serving global airline customers across multiple regions.
• Shipping Leasing Business (船舶租赁) Vessel and ship leasing services including container ships, LNG carriers, oil tankers, bulk carriers, and specialized vessels serving maritime industry clients globally.
• Manufacturing Sector Leasing (制造强国) Financial leasing services targeting the manufacturing industry to support equipment financing and industrial development.
• Electricity & Energy Leasing (电力能源) Financial leasing solutions for power generation, renewable energy, and energy infrastructure projects including wind farms and solar installations.
• Transportation Leasing (交通强国) Financial leasing services for transportation infrastructure and equipment including rail, road, and logistics assets.
• Livelihood Services Leasing (民生服务) Financial leasing solutions targeting public services and livelihood-related infrastructure projects.
• Infrastructure Leasing (建筑设施) Financial leasing services for construction and infrastructure projects and equipment.

Quantifiable outcome

• Ranked 27th among 2018 Top 50 Global Aircraft Leasing Companies
• +4 more outcomes

Named customers13 records

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

21 partnerships are on record, tiered core and minor.

• Singapore RGM GroupcoreStrategic or Co-development Partner · 1 November 2025First sustainability-linked ship financing in November 2025, supporting 'dual carbon' goals.
• Global Leading New Energy Innovation Technology EnterprisecoreStrategic or Co-development Partner · 1 October 2025First financial leasing partner for this group in October 2025, supporting new energy technology expansion.
• Leading Energy Storage EnterprisecoreStrategic or Co-development Partner · 1 October 2025First independent energy storage lease business in October 2025, expanding into energy storage sector.
• Leading Automobile Finance CompanyminorChannel Partner/ Reseller/ Distributor · 1 October 2025First 'joint financing lease' project for individual clients in October 2025, innovative business model cooperation.
• Leading Cloud Services ProvidercoreStrategic or Co-development Partner · 1 September 2025First cloud services computing power lease business in September 2025, entering digital infrastructure leasing.
• COSCO Shipping (中远海能)coreStrategic or Co-development Partner · 1 September 2025First domestically built LNG ship successfully delivered to joint venture of COSCO Shipping and CNOOC in October 2025, supporting 'National ships built domestically' and 'National cargo transported domestically'.
• Lufthansa GroupcoreStrategic or Co-development Partner · 1 August 2025First cooperation with one of Europe's three largest airlines in August 2025, further improving customer quality and industry reputation.
• Leading Forklift ManufacturerminorStrategic or Co-development Partner · 1 August 2025First forklift lease business in August 2025, successfully expanding industry-leading customer base.
• National 'Specialized, Special and New' Small Giant Enterprise (Satellite)coreStrategic or Co-development Partner · 1 June 2025Strategic cooperation agreement signed in June 2025 to explore satellite leasing business, entering the space technology financial services sector.
• LATAM AirlinescoreStrategic or Co-development Partner · 1 June 2025First cooperation in June 2025 - South America's largest full-service airline, successfully entering the South American full-service aviation market.
• Seaspan CorporationcoreStrategic or Co-development Partner · 1 May 2025Partnership with the world's largest independent container ship owner for RMB closed-loop shipping lease model. First cooperation with leading Chinese container shipping company achieved through Seaspan partnership in May 2025. Seaspan 4x11000TEU container ships financed.
• Leading Low-Altitude Mobility EnterprisecoreStrategic or Co-development Partner · 1 April 2025Strategic cooperation agreement signed in April 2025 to enter the low-altitude economy sector, exploring new business opportunities in urban air mobility and low-altitude transportation.
• Xiamen Airlines / Hebei AirlinescoreStrategic or Co-development Partner · 1 December 2024Innovative renewal lease model for 8x737NG aircraft in December 2024, avoiding aircraft residual value and re-marketing risk while locking in full-cycle project returns.
• China Civil Aviation / COMACcoreStrategic or Co-development Partner · 1 December 2024First C919 aircraft delivered to Air China in December 2025, supporting COMAC aircraft industrialization. At 2022 Zhuhai Airshow, signed firm orders for 50 C919 and 10 ARJ aircraft.
• Two Leading Central Enterprise Shipping Companies (COSCO Group)coreStrategic or Co-development Partner · 1 December 2023Successfully financed 3 LNG transport vessels for two top-tier central enterprise shipping companies in December 2023, achieving investment in two leading central enterprise shipping enterprises.
• Central Enterprise Group (下游供应链企业)coreStrategic or Co-development Partner · 1 September 2023First vendor full-cycle residual value repurchase model with downstream supply chain enterprise in September 2023, implementing overseas guarantee enhancement risk mitigation.
• Norwegian Air ShuttlecoreStrategic or Co-development Partner · 1 March 2023CFM-LEAP 1B27 engine finance lease in March 2023 - first offshore engine finance lease deal in China, achieving breakthrough in aircraft engine offshore lease business.
• China Jianxin Investment Leasing (中建投租赁)coreStrategic or Co-development Partner · 1 September 2022Signed first phase aircraft asset management contract in September 2022 - first third-party aircraft asset management business.
• World's Largest FSRU OperatorcoreStrategic or Co-development Partner · 1 June 2019Finance lease agreement signed June 2019 for floating LNG storage and regasification vessels, successfully entering Norwegian market.
• Air ChinacoreStrategic or Co-development Partner · 1 November 2017First A320NEO aircraft landed at Beijing Tianzhu Comprehensive Bonded Zone in November 2017 - 'zero breakthrough' in Air China cooperation. First C919 delivered to Air China December 2025.
• BYD GroupcoreStrategic or Co-development Partner · 1 February 2014Two-year strategic cooperation agreement signed February 2014 for RMB 10 billion in production and sales financing for new energy vehicles - leading developer and manufacturer of new energy vehicles.

Scale indicators7 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• ICBC Financial Leasing: ICBC Financial Leasing Co., Ltd. is a wholly-owned subsidiary of Industrial and Commercial Bank of China and one of China's largest bank-affiliated financial leasing companies. It is a directly comparable peer offering aviation, shipping, and equipment leasing to large enterprises and SOEs with similar capital scale and parent-bank distribution model.
• BOC Aviation: BOC Aviation is a leading global aircraft operating leasing company headquartered in Singapore and owned by Bank of China. It is a directly comparable peer in commercial aircraft leasing serving airlines globally, with a similar bank-affiliated ownership model and comparable credit rating tier.
• Bank of Communications Financial Leasing (BoCom Leasing): BoCom Leasing is a wholly-owned subsidiary of Bank of Communications and a leading Chinese financial leasing company. It is a directly comparable peer competing in aviation leasing, ship financing, and large-ticket equipment leasing to SOEs and large corporates, with similar capital intensity and rating profile.
• China Merchants Bank Financial Leasing: China Merchants Bank Financial Leasing is the leasing arm of China Merchants Bank and operates in aviation, shipping, and equipment leasing. It is a directly comparable peer with similar focus on large-ticket corporate leases and parent-bank customer acquisition channels.
• Postal Savings Bank of China Financial Leasing: PSBC Financial Leasing is the leasing arm of Postal Savings Bank of China, another large state-owned bank. It is a directly comparable peer offering aircraft, ship, and equipment leasing with similar NFRA oversight and parent-bank distribution advantages.
• Agricultural Bank of China Financial Leasing (ABC Leasing): ABC Financial Leasing is the wholly-owned leasing arm of Agricultural Bank of China. It is a directly comparable peer serving aviation, shipping, manufacturing, and green energy sectors with similar regulatory standing under NFRA oversight and comparable A-category credit ratings.
• China Development Bank Leasing (CDB Leasing): China Development Bank Leasing is a large state-backed financial leasing company affiliated with China Development Bank. It is a directly comparable peer focused on aviation, shipping, and infrastructure leasing with similar policy-bank alignment and large-ticket deal focus.

Broad incumbents

• AerCap Holdings: AerCap is the world's largest aircraft leasing company by fleet size and a dominant global incumbent. It is comparable as a broad incumbent in commercial aircraft leasing with overlapping customers and asset classes, though its portfolio is broader and more globally diversified than CCB Financial Leasing's aviation book.
• SMBC Aviation Capital: SMBC Aviation Capital is one of the world's largest aircraft lessors, owned by Sumitomo Mitsui Financial Group. It is a broad incumbent comparable in commercial aircraft leasing to global airlines with similar Japanese-bank ownership backing and comparable credit profile.

Emerging players

• Industrial Bank Financial Leasing (CIB Leasing): Industrial Bank Financial Leasing is a financial leasing company affiliated with Industrial Bank, focused on equipment, green energy, and SME leasing. It is an emerging peer with partial overlap in green finance and vendor leasing but smaller scale than CCB Financial Leasing.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/ccb-financial-leasing-corporation-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CCB Financial Leasing Co.