FinArc Investments

What FinArc Investments does

FinArc Investments, Inc. is an independent, fee-only registered investment advisor founded in 1990 in Norwood, Massachusetts. The firm designs and manages customized investment portfolios and financial plans for high-net-worth individuals and families, entrepreneurs, women investors, and sustainable/ESG-oriented investors, as well as corporate retirement plans, endowments, and foundations. Its core deliverable is a "FinArc Financial Goal Plan" — a personalized, periodically updated blueprint that integrates portfolio management, scenario modeling, estate and college planning, and philanthropic guidance, executed through a value-investing methodology that targets high-quality companies trading below intrinsic value.

The business model is a recurring percentage-of-AUM fee with no commissions or referral compensation. Client assets are custodied at Charles Schwab, which provides brokerage, reporting, and account services. The firm serves a Northeast US client base with a $2M minimum for direct stock/bond portfolios and a sub-$500K mutual-fund/ETF tier. Distribution is relationship-driven through referrals, an advisory board of business and financial-services executives, educational content (Resource Center, Building Capital newsletter), and webinar programming. Strategic history includes a 2013 ownership transition to President Matthew C. Slaney and a 2015 combination with Prospera Partners, LLC. The firm has no proprietary technology platform or disclosed AI/ML capabilities.

Underlying operations are intentionally lean: a small core team (President, Security Analyst, two Client Service Liaisons) supported by a three-person advisory board of senior finance and consumer-industry executives. The value chain is fundamentally human-advisor driven, with third-party custody and reporting infrastructure, and the firm competes on fiduciary alignment, fee transparency, and specialization rather than technology scale.

Name

FinArc Investments

Legal name

FinArc Investments, Inc.

Website

https://finarc.com

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

1–10 employees

Short description

FinArc Investments is an independent, fee-only SEC-registered investment advisor founded in 1990 that designs personalized wealth management and financial planning for high-net-worth individuals, entrepreneurs, women investors, sustainable/ESG investors, and institutional clients in the US Northeast.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Retirement Planning & Long-Term Financial Planning Tools (FSAGADAI)

Keywords

• Wealth management services
• Investment advisory
• Portfolio management
• Financial planning
• Fiduciary financial advice

Headquarters

HQ city

Maussane

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. Assets Under Management (AUM) Fees: Fee-only investment advisor compensated solely by clients based on a percentage of assets under management. No commissions, referral fees, or product-based compensation. Transparent fee arrangement aligned with client interests to grow or preserve portfolio value.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

FinArc Investments is a fee-only registered investment advisor that designs and manages personalized investment portfolios and financial plans for high-net-worth individuals, families, entrepreneurs, and institutional clients. The firm delivers customized portfolio management built around each client's risk tolerance, return requirements, tax implications, and social screens, supported by a FinArc Financial Goal Plan that models scenarios such as retirement, college funding, and business exit outcomes.

Product overview

FinArc Investments offers a unified wealth management platform centered on personalized portfolio management and comprehensive financial planning. The core offering comprises Wealth Management services with integrated components including Personalized Portfolio Management, the FinArc Financial Goal Plan (a living financial blueprint with scenario modeling), Independent Advice (fee-only fiduciary services), and Philanthropic Support. Custody Solutions are provided through a third-party partnership with Charles Schwab. For clients with smaller portfolios, Mutual Funds and ETFs management is available. Sustainable Investing (SRI/ESG) with custom social screens is offered as an add-on capability. The tiered fee structure serves clients with $2,000,000+ in investable assets for full direct investment services, with discounted rates for assets exceeding this threshold.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Full-service wealth management offering that combines personalized portfolio management, independent financial advice, comprehensive financial goal planning, and philanthropic support for clients with investable assets exceeding $2,000,000.
• FinArc Financial Goal Plan A living financial blueprint that models scenarios including retirement living expenses, college planning, charitable giving, vacation properties, and business sale outcomes, including a Star Track chart for tracking progress and cash flow projections.
• Custody Solutions Third-party asset custody services delivered through Charles Schwab, providing safe and secure holding of client assets with online access, trade confirmations, and monthly statements issued directly by the custodian.
• Sustainable Investing (SRI/ESG) Socially responsible investing services including customized social screens for direct stock and bond investments to align portfolios with personal values without sacrificing potential market returns.
• Philanthropic Support Strategic charitable giving guidance including donation of highly appreciated securities, donor-advised funds, and tax-efficient giving strategies to maximize impact for clients and causes.
• Mutual Funds and ETFs Portfolio Management Portfolio management using mutual funds and exchange-traded funds for clients with less than $500,000 in investable assets, providing appropriate diversification in a cost-efficient manner.

Named customers2 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Charles SchwabcoreTechnology or IntegrationCharles Schwab serves as the primary third-party custodian for client assets. Schwab is a leader in supporting clients of independent investment advisors, offering investment products, competitive pricing, and technology. Client assets are held in their own name at Schwab, with online access and direct trade confirmations and monthly statements from Schwab.
• Exit Planning ExchangeminorStrategic or Co-development PartnerExit Planning Exchange (EPX) Greater Boston is a network of expert advisors that FinArc connects entrepreneurs with for exit planning support. FinArc President Matthew C. Slaney serves on the EPX Greater Boston board, chairing the membership committee and supporting the programming committee.
• Outsell Inc.minorStrategic or Co-development PartnerAdvisory board member David Potter serves as a Consulting Partner with Outsell Inc., working with healthcare technology clients. While this is primarily a personal affiliation of an advisory board member, it represents a network connection for potential client referrals and expertise.

Scale indicators1 record

Recent moves8 records

Expansion highlights4 records

Broad incumbents

• Cambridge Associates: Global investment firm serving institutional and ultra-HNW clients with investment advisory and manager research. Shared fundamental value-investing philosophy though primarily institutional focus with broader scale and global reach.
• Fisher Investments: Large incumbent RIA serving HNW and institutional clients with portfolio management. Overlapping HNW segment and portfolio-management focus, though broader scale, more standardized investment approach, and significantly larger marketing footprint.
• Bessemer Trust: Large private wealth and investment management firm serving ultra-HNW families with comprehensive advisory and family-office services. Overlapping HNW client focus, broader scale, and multi-generational wealth specialization beyond FinArc's capacity.
• Schwab Wealth Advisory: Charles Schwab's in-house wealth advisory offering serving HNW clients with discretionary portfolio management. While FinArc partners with Schwab for custody, Schwab's advisory offering competes for similar fee-based HNW investors at greater scale.

Direct peers

• Modera Wealth Management: Fee-only RIA serving HNW individuals and families with personalized wealth management and financial planning. Comparable boutique scale and target client profile to FinArc, with similar value-investing orientation.
• Carson Group: National RIA platform serving independent advisors and HNW clients through wealth management, financial planning, and coaching. Direct fee-only RIA competitor with national scale and partnership-based go-to-market.
• Aspiriant (Cerity Partners): Fee-only RIA serving HNW individuals and families with comprehensive wealth management; originally Aspiriant, now part of Cerity Partners. Similar boutique fiduciary history with focus on conflict-free advice and personalized financial planning.
• Mariner Wealth Advisors: Large fee-only RIA serving HNW individuals with comprehensive wealth management, financial planning, and investment advisory services. Closely comparable fee-only fiduciary business model and HNW target client, differing primarily in scale and geographic footprint.
• Edelman Financial Services: Fee-only RIA serving HNW clients with comprehensive financial planning and investment advisory. Direct competitor in the fee-only, conflict-free advisory model space with similar recurring AUM-fee revenue.
• Creative Planning: Fee-only registered investment advisor focused on holistic financial planning for HNW clients. Shared fiduciary positioning, recurring AUM-based revenue, and personalized service model with comparable target client profile.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/finarcinvest

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FinArc Investments