LoanBeam
LoanBeam provides automated income calculation and verification technology for mortgage origination, operating within the LoanLogics ecosystem that supports lenders, servicers, correspondent lenders, and credit unions across the US mortgage industry.
- Company typePrivate
- Founded2012
- HeadquartersIrvine, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What LoanBeam does
LoanBeam is a mortgage technology product operating within the LoanLogics ecosystem, focused on automated income calculation and verification for mortgage origination. Its platform creates underwriter-ready loan files by automating what is traditionally a manual, error-prone process of classifying, extracting, validating, and calculating income from borrower documents, with claimed accuracy of 98%+ in document automation and up to 40% reduction in processing time. The technology is delivered as part of an integrated suite that includes CARBN for document processing and data validation, IDEA Document Processing Technology for data extraction, LoanHD for loan quality management and defect detection, and a Correspondent Investor Loan Acquisition module, all accessible via an API Developer Portal for ecosystem integration.
The company serves mortgage originators, servicers, correspondent lenders, credit unions and community banks, and mortgage technology providers, with named enterprise customers including Freddie Mac, Rocket Mortgage, and LauraMac. LoanLogics states its technology supports 10,000+ mortgage professionals daily and underpins approximately 55% of US mortgage transactions. GTM is hybrid: enterprise field sales with 'Request a Demo' CTAs target top-tier lenders and investors, while a self-service Broker Portal enables mortgage brokers to upload loan files and receive automated income results. Revenue is generated through quote-based enterprise software subscriptions, typically on an annual billing cadence, with no publicly disclosed pricing. LoanBeam is privately held, headquartered in Irvine, California, and holds SOC 2 Type 2 certification.
LoanBeam firmographics
Firmographics- Name
- LoanBeam
- Legal name
- LoanLogics
- Website
- https://loanbeam.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- LoanBeam provides automated income calculation and verification technology for mortgage origination, operating within the LoanLogics ecosystem that supports lenders, servicers, correspondent lenders, and credit unions across the US mortgage industry.
- Ownership category
- akta.pro rank
LoanBeam industry classification
Industry- Product category
- Mortgage Technology
- NAICS
- Activities Related to Credit Intermediation (5223), Other Activities Related to Credit Intermediation (52239)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Income, Employment & Asset Verification (VOI/VOE/VOA) (FSALALAF)
- akta.pro secondary industries
- Document Collection, eClose & eSignature (Mortgage Closing Tech) (FSALALAE), Quality Control (QC), Compliance & Audit Tools for Underwriting (FSALALAL)
Keywords
Where LoanBeam is headquartered
LocationHeadquarters
- HQ city
- Irvine
- HQ country
- United States
- HQ region
- North America
Markets served
LoanBeam business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Mortgage Technology Licensing/Subscription: LoanBeam operates as a technology product within LoanLogics' mortgage technology portfolio. Revenue is generated through software licensing, subscription, or usage-based pricing for mortgage technology solutions including income calculation, document processing, and loan quality management.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise pricing via direct sales |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
LoanBeam product offering
Product offeringCore offering
LoanBeam provides automated income calculation and verification software for the mortgage origination process, converting borrower documents into underwriter-ready loan files. Its LoanBeam Income Calculation Technology, LoanBeam Origination Technologies suite, and Broker Portal serve lenders, brokers, credit unions, correspondent lenders, and servicers, integrating with the broader LoanLogics mortgage technology ecosystem for document processing, loan quality management, and investor delivery.
Product overview
LoanLogics offers a platform-plus-modules architecture for intelligent mortgage technology. The core CARBN platform provides unified automation for document processing and data validation, supported by specialized modules including IDEA Document Processing Technology for data extraction, LoanHD Loan Quality Management Technology for automated QC and defect detection, and LoanBeam Income Calculation/Origination Technologies for automated income verification. Additional modules cover Correspondent Investor Loan Acquisition Technology and an API Developer Portal for ecosystem integration. The Broker Portal enables centralized document submission and real-time loan tracking. The platform aims to reduce mortgage processing times by up to 40% and achieve 98%+ accuracy in document automation.
Differentiator
Problem solved
Functional benefit
Brands
- LoanBeam® Origination Technologies: Automated income calculation and verification tools for mortgage originators to create underwriter-ready files faster.
- LoanBeam® Income Calculation Technology
- CARBN
- IDEA® Document Processing Technology
- LoanHD® Loan Quality Management Technology
Products and services
- LoanBeam Income Calculation Technology Automated income calculation and verification software that extracts and calculates income data from borrower documents to produce underwriter-ready loan files. Designed for mortgage lenders, servicers, and brokers.
- LoanBeam Origination Technologies A suite of mortgage origination technologies supporting lenders and brokers with automated processing of loan files, integrated with the LoanLogics mortgage technology ecosystem.
- Broker Portal Self-serve portal that gives mortgage brokers direct access to LoanBeam's automated income calculation and loan file preparation capabilities for brokered mortgage submissions.
Quantifiable outcome
- Reduced mortgage processing times by up to 40%
- +2 more outcomes
Companies that use LoanBeam
Customer profileNamed customers4 records
Segments5 records
Ideal customer profiles2 records
LoanBeam technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature3 records
LoanBeam partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Freddie MaccoreFreddie Mac is a major mortgage investor and client of LoanLogics/LoanBeam technology. The partnership enables lenders to deliver loans with confidence to one of the largest secondary mortgage market investors through automated compliance and quality checks.
- Rocket MortgagecoreRocket Mortgage is a top-tier mortgage lender utilizing LoanLogics technology for mortgage operations, including document processing and loan quality management solutions.
- LauraMaccoreLauraMac is a major mortgage lender client leveraging LoanLogics technology infrastructure for their mortgage operations.
- AM AgencyminorAM Agency is a partner/affiliate of LoanLogics, appearing as a partner link in the website footer.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
LoanBeam competitors and assessment
Company assessmentDirect peers
- QuestSoft: QuestSoft offers mortgage compliance, HMDA, and quality control technology; it overlaps with LoanBeam's compliance and income/document validation use cases among US lenders and credit unions.
- Truework: Truework is a verifier-based income and employment verification platform used by mortgage lenders; it competes with LoanBeam's automated income calculation capability for underwriter-ready income files.
- Optimal Blue: Optimal Blue operates a mortgage pricing, eligibility, and capital markets platform that, like LoanBeam, powers secondary-market decisions for US lenders and competes for the same enterprise technology budget.
- Equifax Workforce Solutions (The Work Number): Equifax's The Work Number is a leading income and employment verification (VOI/VOE) data source used in mortgage origination; LoanBeam's income calculation technology directly competes with and complements The Work Number across the same underwriting workflows.
- Mortgage Cadence: Mortgage Cadence provides enterprise mortgage origination, closing, and workflow automation software; it competes with LoanBeam on underwriter-ready file production and digital origination for credit unions and large lenders.
- ACES Quality Management: ACES provides automated loan quality control, defect detection, and compliance audits for US mortgage lenders, directly competing with LoanLogics' LoanHD and surrounding LoanBeam-adjacent QC workflows.
Broad incumbents
- nCino: nCino is a cloud banking platform with mortgage and consumer lending modules; it competes broadly for the same digital origination and document automation budget as LoanBeam, particularly inside banks and credit unions.
- Finastra: Finastra provides lending and retail banking software, including mortgage origination; it is comparable to LoanBeam as an incumbent technology vendor serving banks, credit unions, and mortgage lenders.
- Black Knight (Empower / Empower Loan Origination): Black Knight's Empower LOS and mortgage technology suite compete directly with LoanLogics/LoanBeam in origination, QC, and servicing workflows, particularly among mid-to-large US lenders and servicers.
- ICE Mortgage Technology (Encompass): ICE Mortgage Technology's Encompass is the dominant loan origination system (LOS) used by US lenders; it overlaps with LoanBeam across origination workflows, document automation, and income/asset verification, but operates as a much broader enterprise suite.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
LoanBeam social profiles
Digital presenceLoanBeam compliance and trust
Trust signalCompliance1 record
LoanBeam financial estimates
Financial estimateRevenue estimate
Valuation estimate
LoanBeam leadership team
Management profileNumber of profiles
Profiles4 records
LoanBeam funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LoanBeam M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LoanBeam
What does LoanBeam do?
LoanBeam provides automated income calculation and verification software for the mortgage origination process, converting borrower documents into underwriter-ready loan files. Its LoanBeam Income Calculation Technology, LoanBeam Origination Technologies suite, and Broker Portal serve lenders, brokers, credit unions, correspondent lenders, and servicers, integrating with the broader LoanLogics mortgage technology ecosystem for document processing, loan quality management, and investor delivery.
Is LoanBeam a public or private company?
LoanBeam is a private company. It is classified as unknown and is currently operating.
When was LoanBeam founded?
LoanBeam was founded in 2012. It employs 51 to 100 people.
Where is LoanBeam based?
LoanBeam is headquartered in Irvine, United States, in the North America region.
How does LoanBeam make money?
One revenue line is on record: mortgage Technology Licensing/Subscription.
Who are LoanBeam's main competitors?
Direct peers on record are QuestSoft, Truework, Optimal Blue, Equifax Workforce Solutions (The Work Number), Mortgage Cadence and ACES Quality Management. Broad incumbents are nCino, Finastra, Black Knight (Empower / Empower Loan Origination) and ICE Mortgage Technology (Encompass).
Does LoanBeam have an API?
Yes. LoanLogics offers an API Developer Portal providing docs, guides, and tools for seamless integration. The portal enables developers to build integrations and automate workflows across the mortgage ecosystem. Developer documentation is at www.loanlogics.com/products/api-developer-portal.
What industry is LoanBeam in?
LoanBeam's product category is Mortgage Technology. Its primary akta.pro industry code is FSALALAF, Income, Employment & Asset Verification (VOI/VOE/VOA), with a secondary code of FSALALAE, Document Collection, eClose & eSignature (Mortgage Closing Tech). Its NAICS code is 5223 and its SIC code is 6199.