Hollard Commercial Insurance

What Hollard Commercial Insurance does

Hollard Commercial Insurance Pty Ltd (ABN 86 603 039 023, AFSL 474540) is an Australian authorised agent acting under binder for The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473, AFSL 241436), an APRA-regulated insurer established in 1999 with a Standard & Poor's A credit rating. The company distributes two core products — Business Insurance (covering professional offices, wholesale, retail, property owners, food services, and trade contractors) and Commercial Motor Vehicle Insurance — exclusively through a network of over 500 Australian insurance intermediaries. Products are placed via electronic quote and bind systems designed to maximise broker-side efficiency, with the company earning a commission and fee as a percentage of premium; underwriting risk and capital sit with the parent insurer.

The business is operated from a 101-250 employee base with its principal place of business at Level 5, 100 Mount Street, North Sydney NSW 2060 (effective 18 July 2023). Customer acquisition is broker-mediated, supported by a referral arrangement with the National Insurance Brokers Association of Australia's needabroker.com.au platform, while compliance is anchored in the Insurance Council of Australia's General Insurance Code of Practice and APRA oversight. The operating geography is restricted to Australia.

Revenue is not publicly disclosed, and there are no external funding rounds, M&A activity, or visible product-line expansions beyond the existing two-line portfolio. Technology is positioned around electronic placement tooling rather than AI or data-driven underwriting, and no AI/ML capabilities, patents, or proprietary models are evident in the source material. The overall posture is that of a stable, distribution-focused commercial-lines subsidiary within an established Australian insurance group rather than a high-growth standalone.

Name

Hollard Commercial Insurance

Legal name

Hollard Commercial Insurance Pty Ltd

Website

https://hollardcommercial.com.au

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

101–250 employees

Short description

Hollard Commercial Insurance is an Australian authorised insurance agent that distributes Business Insurance and Commercial Motor Insurance to small and medium businesses exclusively through a network of over 500 brokers via electronic quote and bind platforms.

Ownership category

akta.pro rank

Product category

Commercial Insurance

NAICS

Insurance Agencies and Brokerages (52421), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

akta.pro secondary industries

Commercial Property Insurance (FSAJACAE), Commercial Auto & Fleet Insurance (FSAJAMAB)

Keywords

• Commercial insurance
• Business insurance
• SME insurance
• Commercial motor insurance
• Insurance underwriting

Headquarters

HQ city

Chatswood

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Business Insurance Premiums: Commercial insurance products sold to Australian businesses via insurance intermediaries. Revenue generated from insurance premiums for business insurance and commercial motor insurance. The company receives commission and fees as a percentage of premium.
2. Commercial Motor Insurance Premiums: Commercial motor vehicle insurance underwritten by The Hollard Insurance Company, distributed through the intermediary network.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Hollard Commercial Insurance distributes commercial insurance products to small and medium Australian businesses through a network of over 500 insurance intermediaries (brokers). Its core offerings are Business Insurance (covering professional offices, wholesale, retail, property owners, food services, and trade contractors) and Commercial Motor Vehicle Insurance, all underwritten by parent insurer The Hollard Insurance Company Pty Ltd. Products are placed via electronic quote and bind systems to maximise efficiencies for broker partners.

Product overview

Hollard Commercial Insurance offers commercial insurance products for Small to Medium Australian businesses via insurance intermediaries (over 500). The core product is Business Insurance covering everyday business risks across multiple industries including professional offices, wholesale, retail, property owners, food services, and trade contractors. Commercial Motor Vehicle Insurance is also offered. All policies are underwritten by The Hollard Insurance Company Pty Ltd, which holds an A rating from Standard & Poor's. Products are delivered through electronic quote and bind systems.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Insurance Commercial insurance product designed to protect small to medium Australian businesses against everyday business risks across multiple industry verticals including professional offices, wholesale, retail, property owners, food services, and trade contractors. Underwritten by The Hollard Insurance Company Pty Ltd and placed through a network of over 500 insurance brokers via electronic quote and bind systems.
• Commercial Motor Vehicle Insurance Insurance product covering commercial motor vehicles for Australian businesses, with a published Target Market Determination. Underwritten by The Hollard Insurance Company Pty Ltd and distributed via insurance brokers.

Segments7 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Three partnerships are on record, tiered core and minor.

• The Hollard Insurance Company Pty LtdcoreStrategic or Co-development PartnerHollard Commercial Insurance is a wholly owned commercial insurance business of The Hollard Insurance Company. All Hollard Commercial policies are underwritten by Hollard. Hollard is a private, APRA-regulated insurance company established in Australia in 1999, with an A credit rating from Standard & Poor's.
• Insurance Council of AustraliaminorOthersAs a member of the Insurance Council of Australia, The Hollard Insurance Company has adopted the General Insurance Code of Practice which sets service standards and improves how claims and complaints are handled.
• National Insurance Brokers Association of AustraliacoreChannel Partner/ Reseller/ DistributorIndustry association maintaining needabroker.com.au, a comprehensive national listing of brokers grouped by product type. Hollard directs customers to this platform to find brokers for business insurance needs.

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Guild Insurance: Australian specialist insurer focused on SMEs and trade/professional segments via intermediaries, with vertical specialisation comparable to HCI's segmentation by profession and trade.
• Vero Insurance: Suncorp-owned Australian P&C carrier focused on commercial package, business and motor products distributed via broker networks, a near-direct comp to HCI on product, distribution and SME target.
• CGU Insurance: One of Australia's largest direct commercial package insurers for SMEs, distributed through brokers and offering BOP-style business insurance and commercial motor - directly comparable to HCI's product set and broker-channel GTM.
• Allianz Australia Insurance: Large multi-line Australian carrier with a substantial SME commercial package and commercial motor book distributed through brokers - competing directly with HCI for the same intermediary appointments.
• QBE Insurance Australia: Major Australian commercial lines carrier offering SME package, commercial motor and specialty products through brokers; competes head-to-head with HCI on broker-distributed SME commercial package.
• Lumley (IAG): IAG-owned Australian commercial lines brand focused on broker-distributed SME and mid-market commercial package and motor - directly overlapping with HCI's target customer and broker GTM.

Broad incumbents

• AIG Australia: Global commercial carrier with broker-distributed Australian SME and mid-market offering across property, liability and motor - a broad incumbent competing with HCI for SME intermediary placement.
• Insurance Australia Group (IAG): Largest Australian general insurer (NRMA, CGU, Vero, WFI, Lumley brands) with deep broker-distributed commercial SME capability - sets the competitive benchmark and panel standard HCI must clear.
• Chubb Insurance Australia: Global specialty P&C carrier with a broker-distributed Australian commercial lines book covering SME and mid-market risks - adjacent competitor with broader product set than HCI.

Emerging players

• BizCover: Digital-first Australian SME commercial insurance aggregator/comparison platform offering business insurance and commercial motor online - the emerging threat to broker-distributed HCI and a partial peer in the same SME commercial space.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/hollard-insurance-australia

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hollard Commercial Insurance