Quercus

What Quercus does

Quercus (operating as QRQS.eu P.S.A.) is a Lodz, Poland-based IT services and digital transformation vendor founded circa 2000 and employing roughly 150 specialists. The firm specializes in end-to-end digital transformation for the Polish financial sector — banks, insurance companies, leasing firms, and investment institutions — and claims 25+ years of experience, 85+ financial-sector clients (including PKO Bank Polski, mBank, Santander, Credit Agricole, Bank Pekao, Uniqa, AXA, and mLeasing), and 500+ advanced solution deployments. Its offering is organized into four service lines: Digital Transformation (business process automation and RPA), Digital Platforms, Mobile Applications (native, cross-platform, PWA), and AI Solutions, supplemented by two proprietary assets — the UniWniosek platform for dynamic credit and application forms, and the Q.Talents platform providing on-demand access to 4,000+ professionals.

Underlying the service portfolio is a stack anchored by Camunda for BPMN/DMN/CMMN-based process orchestration and UiPath for robotic process automation, with AI capabilities spanning NLP, intelligent document processing (OCR + NLP), computer vision for biometric identity verification, predictive analytics, anomaly detection, and generative AI, integrated with client ERP, CRM, BI, payment gateways, and Polish government registries (CEIDG, tax registers). Notable production deployments include a remote-account-opening digital banking platform with face biometrics (2022), a fully online leasing sales tool with automated credit risk assessment (2023), and an end-to-end vehicle reservation system with biometric check-in (2024).

The revenue model is professional services and project-based: enterprise engagements sold via direct B2B field sales into Polish financial institutions, delivered as custom digital transformation, platform development, and AI integration projects, with no disclosed pricing or recurring SaaS component. Distribution is single-country and direct, supported by a case-study-led content marketing approach and a Polish-language website (qrqs.eu). The company is privately held with no disclosed institutional investment or parent.

Name

Quercus

Legal name

QRQS.eu P.S.A.

Website

https://qrqs.eu

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

101–250 employees

Short description

QRQS.eu is a Lodz, Poland-based IT services firm (150+ specialists, 25+ years) delivering digital transformation, platform, mobile, and AI solutions primarily to Polish financial institutions, with proprietary credit-application and talent platforms.

Ownership category

akta.pro rank

Product category

Financial Software Development Services

NAICS

Custom Computer Programming Services (541511), Computer Systems Design and Related Services (54151), Computer Systems Design Services (541512)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG)

akta.pro secondary industry

Loan Origination Platforms (LOS) & Digital Application Journeys (FSAGAHAA)

Keywords

• Digital transformation services
• Financial software development
• Mobile application development
• AI integration services
• Business process automation

Headquarters

HQ city

Lodz

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Digital Transformation Services: End-to-end digital transformation consulting and implementation services for financial institutions, including process analysis, system design, development, integration, and ongoing support.
2. Platform Development: Custom platform development including web applications, mobile apps (native and cross-platform), and digital banking platforms delivered as projects or ongoing development partnerships.
3. AI Solutions: Artificial intelligence integration and implementation services including data analysis, NLP, intelligent document processing, and predictive analytics tailored to client business needs.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Quercus (QRQS.eu) is a Polish IT services firm that delivers end-to-end digital transformation for the financial sector, including business process automation (Camunda BPM, UiPath RPA), digital platform development, native/cross-platform mobile applications, and AI solutions (NLP, computer vision, predictive analytics, generative AI). It also develops and licenses proprietary platforms such as UniWniosek (dynamic credit application forms) and Q.Talents (on-demand talent access) and delivers custom products like omnichannel banking platforms, vehicle reservation systems, and leasing sales tools.

Product overview

QRQS.eu is a digital transformation consultancy serving the Polish financial sector (banking, insurance, leasing) with 25+ years of experience. The portfolio consists of four core service lines—Digital Transformation (automation, digitization, RPA with UiPath), Digital Platforms, Mobile Applications, and AI Solutions—supplemented by proprietary platforms and products. Key proprietary platforms include the UniWniosek Platform for dynamic credit/application forms, and the Q.Talents platform for on-demand staffing. Notable products include the Car Loan Intermediation Sales System, Vehicle Reservation System, Leasing Product Sales Tool, Omnichannel Banking Platform, and Bicycle Owner Application. Solutions are built on Camunda BPM for process orchestration, with AI capabilities spanning NLP, computer vision, predictive analytics, and generative AI.

Differentiator

Problem solved

Functional benefit

Brands

• Q.Talents: Proprietary talent platform offering access to over 4,000 professionals for client projects.

Products and services

• Digital Transformation Services (Transformacja Cyfrowa) End-to-end digital transformation services including business process automation, digitization, and robotization (RPA) using Camunda BPM and UiPath, targeted at financial sector organizations.
• Digital Platforms (Platformy Cyfrowe) Design and implementation of digital platforms integrating key business functions, streamlining collaboration, and providing scalable environments for online services and products.
• Mobile Applications (Aplikacje Mobilne) Native, cross-platform, and progressive web app (PWA) mobile applications for iOS and Android, supporting business growth and user engagement.
• AI Solutions (Rozwiązania AI) AI-powered solutions for data analysis, process automation, and intelligent business decision support, integrated with existing enterprise systems (ERP, CRM, BI).
• UniWniosek Platform Proprietary platform for building dynamic credit and application forms, customized for sales channels and customer data, integrated with bank systems for risk analysis and credit decisions.
• Q.Talents Platform Proprietary talent platform providing access to over 4,000 professionals available on-demand for project staffing.
• Car Loan Intermediation Sales System (System pośrednictwa sprzedaży kredytu samochodowego) Comprehensive credit sales support system for car dealerships with credit calculator, document repository, email communication, and commission reporting, integrated with bank systems via the UniWniosek platform.
• Vehicle Reservation System (System rezerwacji pojazdów) End-to-end online vehicle reservation system for car rental companies, supporting short-term and long-term rentals with payment processing, geolocation, and remote biometric identity verification.
• Leasing Product Sales Tool (Narzędzie do sprzedaży produktów leasingowych) Modern platform for business customers to apply for leasing or long-term rental fully online, with automated credit risk assessment and real-time integration with transactional systems.
• Omnichannel Banking Platform (Platforma bankowości cyfrowej) Integrated digital banking platform for individual and business customers with fully remote account opening, biometric identity verification, and omnichannel service consistency.
• Bicycle Owner Application (Aplikacja dla właścicieli rowerów) PWA mobile app for cyclists with GPS route tracking, real-time cycling metrics, digital service book, community routes map, and offline mode functionality.

Quantifiable outcome

• 85+ financial institutions served in Polish market
• +2 more outcomes

Named customers16 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration14 records

AI capability13 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• CamundacoreTechnology or IntegrationGerman technology company headquartered in Berlin specializing in business process automation and orchestration. Camunda BPM is an open-source platform for managing and automating business processes based on BPMN, DMN, and CMMN standards. Solutions are designed for scalable and cloud environments.
• UiPathcoreTechnology or IntegrationGlobal technology company specializing in Robotic Process Automation (RPA). Founded in 2005 in Romania, now headquartered in the USA with global operations supporting enterprise digital transformation. Their platform enables creation, deployment and management of digital workers that automate repetitive tasks.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Others

• Camunda Services Partners (regional SIs): System integrators in the Camunda partner ecosystem across CEE delivering BPM-led process automation to banks and insurers. Compete for the same BPM-led mandates as Quercus.
• UiPath Implementation Partners (CEE): CEE-based RPA implementation partners of UiPath delivering automation projects to financial institutions. Adjacent competitors targeting the same client budgets in the RPA/BPM space.

Emerging players

• EPAM Systems: Digital engineering services provider with strong CEE presence delivering custom platforms, BPM, and AI work to European financial institutions. Comparable delivery model, broader geographic reach.
• Inetum (formerly GFI Poland): European IT services group with a Polish footprint focused on digital transformation, application services, and banking-sector projects. Overlaps with Quercus' core service portfolio.

Direct peers

• Asseco Poland: One of the largest Polish IT groups serving banks, insurers, and leasing companies with software and integration services. Direct competitor for the same enterprise financial-sector clients.
• Objectivity: Polish-origin IT services firm with UK presence delivering custom software, digital platforms, and process automation for enterprise clients. Similar delivery model and customer type.
• Comarch: Polish-headquartered IT services and software vendor with deep presence in banking, insurance, and leasing. Most direct comparable in terms of geography, vertical focus, and core offering mix.

Broad incumbents

• Accenture Poland: Global professional services giant with deep Polish operations delivering digital transformation, BPM, and AI services to financial institutions. Represents the upper bound of competitive scale.
• Deloitte Digital (CEE): Big Four consulting arm offering digital transformation, BPM, and platform services to European banks and insurers, including in Poland. Overlaps on enterprise sales motion and tech stack.
• Capgemini Poland: Global systems integrator with significant Polish delivery centers serving European banks on BPM, RPA, and AI integration. Competes for the same large transformation mandates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/qrqseu
• LinkedInlinkedin.com/company/qrqs

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quercus