Davivienda Honduras
Davivienda Honduras (Banco Davivienda Honduras S.A.) is a Honduran commercial bank and insurance group, wholly-owned by Colombia's Banco Davivienda, serving retail, corporate, and insurance customers via branches, mobile, and online channels across Honduras.
- Company typePrivate
- Founded1917
- HeadquartersTegucigalpa, Honduras
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Davivienda Honduras does
Banco Davivienda Honduras S.A. is a Honduran commercial bank and insurance group operating as a wholly-owned subsidiary of Colombian Banco Davivienda S.A. (Grupo Financiero Davivienda). The bank traces its origins to El Ahorro Hondureño (founded 1917) and Banco de El Ahorro Hondureño (BANCAHORRO, 1959); it was acquired by Davivienda from HSBC in 2012 for USD $801 million and rebranded in December 2012. The company serves retail/personal banking, corporate/enterprise banking, and insurance (via Seguros Bolívar S.A.) customers across Honduras, with operations concentrated in Tegucigalpa, San Pedro Sula, and La Ceiba.
The technology platform is a multi-channel digital banking stack: a mobile banking app (App Davivienda Honduras) distributed on iOS App Store, Google Play, and Huawei AppGallery; retail and corporate online banking portals (Banca en Línea Personal and Empresarial); a QR-based merchant payment platform (Pago QR Comercios, the first of its kind in Honduras); an OTP-secured corporate internet banking product (Banca por Internet Empresarial) supporting payroll, vendor payments, ACH, international transfers, and tax payments; and supporting infrastructure including Daviturno Web (online branch queue management), ATM networks (Cajeros Rojos Davivienda and Cajeros Banet), and call centers. The insurance subsidiary offers auto, home, life, health, and accident products with dedicated claims service centers in the same three cities.
The business model is that of a full-service commercial bank and insurer. Revenue is generated through interest income from personal loans, mortgages, working capital and fixed investment financing; transaction and service fees (electronic banking, wires, account maintenance); recurring insurance premiums from Seguros Bolívar; and foreign exchange services. Go-to-market is multi-channel: branch-based relationship managers for retail and corporate, complemented by digital self-service (mobile app and online banking), call centers, and a digital marketing presence across Facebook, Instagram, YouTube, and LinkedIn. Both the bank and insurance subsidiary carry AAA credit ratings from Moody's Local, the highest available in Honduras.
Davivienda Honduras firmographics
Firmographics- Name
- Davivienda Honduras
- Legal name
- Banco Davivienda Honduras S.A.
- Website
- https://davivienda.com.hn
- Company type
- Private
- Founded year
- 1917
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Davivienda Honduras (Banco Davivienda Honduras S.A.) is a Honduran commercial bank and insurance group, wholly-owned by Colombia's Banco Davivienda, serving retail, corporate, and insurance customers via branches, mobile, and online channels across Honduras.
- Ownership category
- akta.pro rank
Davivienda Honduras industry classification
Industry- Product category
- Retail Banking
- NAICS
- Commercial Banking (52211), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- National Commercial Banks (6021), Short-Term Business Credit Institutions (6153), Mortgage Bankers & Loan Correspondents (6162), Finance Services (6199)
- akta.pro primary industry
- Correspondent Banking (Nostro/Vostro & Agent Services) (FSABAJAA)
Keywords
Where Davivienda Honduras is headquartered
LocationHeadquarters
- HQ city
- Tegucigalpa
- HQ country
- Honduras
- HQ region
- Latin America
Offices6 records
Markets served
Davivienda Honduras business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Banking Interest Income: Interest income from lending products including personal loans, mortgages, and corporate financing (working capital and fixed investment loans)
- Transaction and Service Fees: Fees from electronic banking transactions, wire transfers, account maintenance, and other banking services
- Insurance Premiums: Premium income from property and casualty insurance (auto, home) and life insurance products through Seguros Bolívar subsidiary
- Foreign Exchange: Currency exchange services for retail and corporate customers
Go-to-market motion3 records
Distribution channels7 records
Marketing channels6 records
Davivienda Honduras product offering
Product offeringCore offering
Davivienda Honduras is a commercial bank providing retail and corporate banking products including savings and checking accounts, personal loans, credit cards, working capital and fixed investment financing, payroll services, ACH and international transfers, foreign exchange in Lempiras and US Dollars, and the Pago QR merchant payment platform. The bank distributes these products through branches, ATMs, mobile and online banking, and a call center. Its subsidiary Seguros Bolívar S.A. (doing business as Davivienda Seguros) provides auto, home, life, accident, and fire insurance, integrating banking and insurance services for personal and business customers in Honduras.
Product overview
Davivienda Honduras operates as a financial services group comprising Banco Davivienda Honduras S.A. and Seguros Bolívar S.A. (operating as Davivienda Seguros), serving personal and business segments. The core banking platform includes web-based Online Banking (Banca en Línea) for both personal and business customers, complemented by the mobile App Davivienda Honduras available on iOS, Android, and Huawei stores. The product portfolio spans digital services like Daviturno Web (digital queue management) and Pago QR Comercios (QR payment processing for merchants), alongside traditional banking products including short-term Working Capital Financing and Fixed Investment Financing for enterprises. The insurance subsidiary provides Auto, Home, Life, Health, and Accident coverage through branch offices and call center services. All divisions received AAA credit ratings from Moody's Local, affirming financial strength across the group.
Differentiator
Problem solved
Functional benefit
Brands
- Davivienda Seguros: Insurance subsidiary providing auto, life, home, accident, and fire insurance products.
- Pago QR Comercios Davivienda
- Banca en Línea Davivienda
- Banca por Internet Empresarial
Products and services
- Working Capital Financing (Financiamiento para Capital de Trabajo) Short-term credit facility (maximum 12 months) in Lempiras or US Dollars for legal entities to cover working capital needs such as payroll and raw material purchases.
- Fixed Investment Financing (Financiamiento para Inversión Fija) Credit facility for financing fixed asset investments including machinery and equipment purchases, construction, and business expansion for corporate customers.
- Personal Banking Services (Banca en Línea Personal) Retail banking platform for individual customers in Honduras providing savings and checking accounts, personal loans, credit cards, and multi-currency support (Lempiras and US Dollars) accessible via branches, mobile app, and online banking.
- Corporate Banking Services (Banca en Línea Empresarial) Corporate online banking platform for business customers to manage payments, transfers, payroll, vendor and tax payments, ACH, and international transfers with OTP-token security.
Companies that use Davivienda Honduras
Customer profileSegments3 records
Ideal customer profiles3 records
Davivienda Honduras technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Davivienda Honduras partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Grupo BolívarcoreDavivienda Honduras is part of the Grupo Bolívar financial group. The privacy policy states that customer information may be shared with other companies of the Grupo Bolívar as permitted by law. This affiliation provides cross-selling opportunities between banking and insurance products.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
Davivienda Honduras competitors and assessment
Company assessmentDirect peers
- Banco Lafise Honduras: Honduran arm of Grupo Lafise, providing retail and corporate banking. Direct competitor with comparable customer segments and geographic coverage in Honduras.
- Banco Atlántida: Honduran bank with full retail, corporate, and SME banking services plus insurance and remittance offerings. Closest in scale and segment breadth to Davivienda Honduras within the domestic market.
- Banco Promerica Honduras: Part of the Promerica Financial Group with presence in Honduras offering retail, SME, and corporate banking products. Comparable business model and distribution mix.
- BAC Honduras: One of the largest banks in Honduras and Central America, offering retail, corporate, and digital banking. Directly comparable to Davivienda Honduras in product mix (deposits, loans, cards, mobile) and segment coverage.
- Banpais: Honduran commercial bank focused on retail and corporate banking with a strong domestic branch network. Closely comparable in segment focus and product breadth.
- Banco de Occidente (Honduras): Honduran bank providing retail and corporate banking services, including loans and deposits. A traditional local competitor with similar GTM channels.
- Banco Ficohsa Honduras: Honduran subsidiary of Grupo Ficohsa (Central American financial group). Competes across retail, SME, and corporate banking with similar branch and digital distribution.
Broad incumbents
- Banco Davivienda S.A. (Colombia): Colombian parent bank and the broader Grupo Davivienda platform. Comparable in product set and digital strategy; serves as the strategic anchor and capital provider for Davivienda Honduras.
- BAC Credomatic: Regional Central American banking group (part of Banco de Bogotá / Grupo Aval). Competes with Davivienda across the region with similar retail/corporate/SME products.
Regional players
- Banco Industrial (Guatemala): Largest bank in Guatemala and one of the largest in Central America. Comparable in regional scale, integrated financial services, and digital banking ambitions; serves as a regional benchmark.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Davivienda Honduras social profiles
Digital presenceDavivienda Honduras compliance and trust
Trust signalCompliance2 records
Davivienda Honduras financial estimates
Financial estimateRevenue estimate
Valuation estimate
Davivienda Honduras leadership team
Management profileNumber of profiles
Davivienda Honduras subsidiaries and ownership
Company hierarchySubsidiaries1 record
Davivienda Honduras funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Davivienda Honduras M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Davivienda Honduras
What does Davivienda Honduras do?
Davivienda Honduras is a commercial bank providing retail and corporate banking products including savings and checking accounts, personal loans, credit cards, working capital and fixed investment financing, payroll services, ACH and international transfers, foreign exchange in Lempiras and US Dollars, and the Pago QR merchant payment platform. The bank distributes these products through branches, ATMs, mobile and online banking, and a call center. Its subsidiary Seguros Bolívar S.A. (doing business as Davivienda Seguros) provides auto, home, life, accident, and fire insurance, integrating banking and insurance services for personal and business customers in Honduras.
Is Davivienda Honduras a public or private company?
Davivienda Honduras is a private company. It is classified as corporate owned and is currently operating.
When was Davivienda Honduras founded?
Davivienda Honduras was founded in 1917. It employs 11 to 50 people.
Where is Davivienda Honduras based?
Davivienda Honduras is headquartered in Tegucigalpa, Honduras, in the Latin America region.
How does Davivienda Honduras make money?
Four revenue lines are on record. Banking Interest Income is the primary driver. The others are transaction and Service Fees, insurance Premiums and foreign Exchange.
Who are Davivienda Honduras's main competitors?
Direct peers on record are Banco Lafise Honduras, Banco Atlántida, Banco Promerica Honduras, BAC Honduras, Banpais, Banco de Occidente (Honduras) and Banco Ficohsa Honduras. Broad incumbents are Banco Davivienda S.A. (Colombia) and BAC Credomatic. Banco Industrial (Guatemala) is listed as a regional player.
Does Davivienda Honduras have an API?
No public API is recorded for Davivienda Honduras.
What industry is Davivienda Honduras in?
Davivienda Honduras's product category is Retail Banking. Its primary akta.pro industry code is FSABAJAA, Correspondent Banking (Nostro/Vostro & Agent Services). Its NAICS code is 52211 and its SIC code is 6021.