Incassobureau De Nederlanden

What Incassobureau De Nederlanden does

Incassobureau De Nederlanden is a privately held Dutch debt collection agency headquartered in Veenendaal, Netherlands, operating continuously since 1915 (originally as Fiducia-Incasso's) and currently owned by Jacco van de Loosdrecht. The firm offers a full collection trajectory for Dutch businesses, landlords, housing corporations, VvE associations, and cross-border claimants, spanning final demand letters, extrajudicial (amicable) collection, judicial proceedings, and enforcement via a partner bailiff (gerechtsdeurwaarder). Specialized vertical services include Huurincasso (rental collection), Buitenlandse Incasso (international collection through partner law firms), and VvE-incasso (association of owners). The business operates on a No Cure No Pay basis in the amicable phase, with statutory fees calculated under the WIK/BIK tariff schedule and charged to the debtor rather than the creditor.

The company's technology foundation is the Collect Online platform (provided by Ateliko), which delivers separate 24/7 client and debtor portals for case monitoring, document exchange, and payment arrangement. Supporting digital tools include a free Laatste Aanmaning (final demand letter) generator, an online Kosten Berekenen (cost calculator), and a self-serve case registration portal with same-day response for claims submitted before 16:00. The firm holds mandatory Wki certification (effective April 2024) and is registered in the Register Incassodienstverlening, complying with the Dutch Collection Costs Act (WIK). Customer acquisition is driven by content marketing, SEO around the denederlanden.nl URL, a 12-episode podcast series, and a referral pipeline from sister company ProCredium, which handles preventive debtor management. The firm reports a self-claimed 95% collection success rate and operates from a single location with a headcount in the 1-10 range, with no disclosed revenue or external funding.

Name

Incassobureau De Nederlanden

Legal name

Incassobureau De Nederlanden

Website

https://denederlanden.nl

Company type

Private

Founded year

1915

Operating status

Operating

Headcount range

1–10 employees

Short description

Incassobureau De Nederlanden is a privately held Dutch debt collection agency operating since 1915 from Veenendaal, serving SMBs, landlords, and VvE associations with full-trajectory collection services, specialized rental and international verticals, and a No Cure No Pay amicable-phase model.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Early-Stage / Soft Collections (Pre-Delinquency, Reminders) (BPAAAEAC)

akta.pro secondary industries

Late-Stage / Hard Collections (Charge-Off, Litigation Prep Support) (BPAAAEAD), Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ), International & Cross-Border Collections (FSAKAJAO)

Keywords

• Debt collection services
• Accounts receivable management
• Rental debt collection
• International debt recovery
• VvE contribution collection

Headquarters

HQ city

Veenendaal

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Collection fees charged to debtor (WIK-compliant): In the amicable (minnelijke) phase, collection costs are calculated according to the Dutch legal tariff (Besluit vergoeding voor buitengerechtelijke incassokosten - BIK) and are charged to the debtor, not the creditor. Costs are tiered: 15% on the first EUR 2,500, 10% on the next EUR 2,500, 5% on the next EUR 5,000, 1% on the next EUR 190,000, and 0.5% above EUR 200,000, with a minimum of EUR 40. If a claim is filed and the case is closed at the client's request before success, the client pays 15% of the amount recovered by the debtor.
2. No Cure No Pay - Amicable Phase: No fees are charged to the creditor in the amicable phase if the collection is unsuccessful. Revenue is earned only upon successful recovery from the debtor. The client pays 15% costs only when a partial payment is received and the client requests the file to be closed.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Incassobureau De Nederlanden is a Dutch full-service debt collection agency that handles the complete collection trajectory from the final demand letter through extrajudicial amicable collection, judicial proceedings, and bailiff enforcement. It serves businesses, landlords, housing corporations, VvE associations, and international clients, operating under a No Cure No Pay model in the amicable phase and charging WIK-tariff collection fees to the debtor. Core specializations include rental collection (Huurincasso), international cross-border collection (Buitenlandse Incasso), and VvE association contribution collection (VvE-incasso).

Product overview

Incassobureau De Nederlanden is a full-service debt collection agency offering a unified collection platform with multiple integrated service modules. The core offering is the complete collection trajectory (Incassobureau De Nederlanden - Main Collection Services), which encompasses final demand letters, extrajudicial collection, judicial proceedings, and debt enforcement. This core service is supported by specialized vertical services including Huurincasso (rental collection), Buitenlandse Incasso (international collection), and VvE-incasso (association of owners collection). The company provides supplementary tools including the free Laatste Aanmaning (final demand letter) tool, a Debiteurenbeheer (debtor management) module, the Collect Online Portal for case management, a Kosten Berekenen (cost calculator), and Incasso Aanmelden (collection registration) for new case intake. All services operate under No Cure No Pay pricing in the extrajudicial phase. The company was established in 1915, making it one of the oldest collection specialists in the Netherlands.

Differentiator

Problem solved

Functional benefit

Products and services

• Full-Service Debt Collection (Incassotraject) Complete collection trajectory from final demand letter through amicable (minnelijke) collection, judicial proceedings, and bailiff enforcement, serving Dutch businesses, landlords, housing corporations, VvE associations, and international clients with a self-reported 95% success rate and No Cure No Pay pricing in the amicable phase.
• Huurincasso (Rental Collection) Specialized rental debt collection service for landlords, housing corporations, and property managers, handling the full trajectory from final demand letter through potential eviction proceedings, including support for VvE (Owners Association) service costs.
• Buitenlandse Incasso (International / Cross-Border Collection) Cross-border debt collection service for international claims, partnering with established foreign lawyers and law firms to handle amicable and judicial debt recovery abroad for Dutch clients with foreign (European and non-European) debtors.
• VvE-incasso (Association of Owners Collection) Collection service for Vereniging van Eigenaren (VvE/Association of Owners) to recover unpaid service and maintenance contributions from non-paying members, serving VvE administrators and housing corporations.
• Debiteurenbeheer (Outsourced Debtor Management) Outsourced debtor management service where the company handles all customer communications, monitors payment terms, requests reminders, and keeps the administration organized for businesses that want to outsource their accounts receivable management.

Quantifiable outcome

• 95% collection success rate
• +4 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Four partnerships are on record, tiered core and minor.

• ProCrediumcoreStrategic or Co-development PartnerProCredium is a sister company (sisterbedrijf) of Incassobureau De Nederlanden, specializing in preventive debtor management (accounts receivable management). While ProCredium handles the front-end of accounts receivable management to prevent invoices from becoming overdue, Incassobureau De Nederlanden handles the collection phase when payment fails. The two companies work together as an integrated service offering.
• Collect Online (by Ateliko)coreTechnology or IntegrationCollect Online is the software platform used by Incassobureau De Nederlanden to manage all collection cases. Both clients and debtors can access the platform 24/7 via separate portals: a client portal for creditors to monitor case progress and a debtor portal for arranging payments or payment plans. The system supports API integration with client accounting systems.
• Foreign Law Firms (International Network)minorImplementation/ SI/ Consulting PartnerFor international (cross-border) debt collection, Incassobureau De Nederlanden works with established foreign lawyers or law firms in the relevant countries. These partners handle the local legal procedures required for judicial collection abroad. The company has worked with the same Dutch lawyer (external advocate) for 15 years for domestic legal proceedings above EUR 25,000.
• Bailiff / GerechtsdeurwaardercoreImplementation/ SI/ Consulting PartnerIncassobureau De Nederlanden works with a bailiff (gerechtsdeurwaarder) to serve summons (dagvaarding) and execute court judgments (verkregen vonnis executeren). The bailiff provides monthly progress reports on cases, and the collection agency coordinates all legal enforcement steps through this partner.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Euro-collect: Dutch debt collection agency serving SMBs and corporates with amicable and judicial collection. Directly comparable in service scope, WIK pricing model and Dutch-only focus.
• Tymax Incasso: Dutch collection agency providing extrajudicial and judicial debt recovery with No Cure No Pay offerings. Comparable in product, target SMB market and Dutch regulatory positioning.
• Flanderijn: Large Dutch collection agency offering amicable and judicial debt collection to SMBs and enterprises. Comparable because both offer full-trajectory collection with online portals, WIK-based pricing and Dutch regulatory compliance.
• GGN (Gerechtsdeurwaarders Grijpink & Nouwens): Network of Dutch bailiffs and collection providers offering extrajudicial and judicial debt recovery. Comparable on regulatory positioning and full-trajectory collection services for SMBs.
• Van Loon Incasso: Dutch collection specialist offering extrajudicial collection, judicial proceedings and debtor management. Overlaps directly on customer segment (Dutch SMBs) and service trajectory.
• DFM (Debtor & Finance Management): Dutch firm providing debtor management, credit management and debt collection services. Comparable because it offers the same integrated prevention-to-collection trajectory aimed at Dutch SMBs.

Broad incumbents

• Lowell (formerly Lindorff): Pan-European credit management servicer active in the Netherlands, offering debt purchasing, collection and recovery. Competes in the same Dutch SMB and enterprise collection market at significantly greater scale.
• Intrum: Major European credit management and debt collection incumbent with a substantial Dutch operation. Overlaps on the full collection value chain but operates at much larger scale across multiple countries.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/incassobureaudenederlanden
• LinkedInlinkedin.com/company/informatie--en-incassobureau-de-nederlanden

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Incassobureau De Nederlanden