What Cajacopi does

Cajacopi (legal name: Caja de Compensación Familiar Cajacopi Atlántico) is a Colombian private non-profit family compensation fund (Caja de Compensación Familiar) founded in 1970 and headquartered in Barranquilla. It is supervised by the Superintendencia del Subsidio Familiar (SuperSubsidio) and the Ministry of Labor, and is a member of Asocajas and Fedecajas. The organization holds ISO 9001 certification through ICONTEC and IQNET. Its core mandate is to administer mandatory 9% employer payroll contributions from formal-sector companies operating in the Atlántico department and to deliver legally prescribed family subsidies (monetary, school, university, housing, unemployment), credits, recreational services, and educational programs to affiliated workers and their families.

Cajacopi operates a multi-product service ecosystem beyond statutory subsidies. Physical infrastructure includes the headquarters at CRA 46 #53-34 in Barranquilla, the Unidad Prado urban facility (Centro de Convenciones with 800-person capacity, pool, restaurants, Bar 4-70, Bendito Café), the Unidad Le Champ event venue in Puerto Colombia, the Centro Recreativo El Descanso beach resort in Santa Verónica (cabins, pools, kiosks, event hall, with an upcoming on-site hotel), the Jardín Infantil Cajacopi preschool (children ages 1–6), and the Centro de Desarrollo Empresarial training and coworking center. Additional programs include the Club Otoñal senior wellness program, sports schools (swimming, skating, karate, chess), the Voluntariado por la Educación program benefiting 300+ children per year, the Agencia de Empleo authorized under Resolution 0176 (April 29, 2022) and integrated with the national SISE platform, and the Programa de Fomento al Desarrollo Empresarial Sostenible serving affiliated MIPYMEs.

The revenue model is a regulated, non-profit subscription-recurring structure driven by employer contributions, supplemented by ancillary fee-for-service and unit-priced revenues across recreation, accommodation, education, events, and F&B—priced in category tiers A through D based on employer contribution level and worker salary bracket. Distribution combines an online member platform (plataforma.cajacopi.com), Pagos Express payment portal, call center/PBX, WhatsApp, physical offices, and direct employer relationship management. The customer base spans affiliated employers and workers, independent workers, pensioners, domestic workers, job seekers, senior adults, students, and MIPYMEs across the Atlántico department, with category-based pricing across A–D tiers across virtually all paid offerings.

Name

Cajacopi

Legal name

Caja de Compensación Familiar Cajacopi Atlántico

Website

https://cajacopi.com

Company type

Private

Founded year

1970

Operating status

Operating

Headcount range

101–250 employees

Short description

Cajacopi is a Colombian non-profit family compensation fund headquartered in Barranquilla, serving formal-sector employers and workers in the Atlántico department through mandatory 9% payroll contributions, delivering family subsidies, credits, recreation, education, preschool, employment placement, and MIPYME development services.

Ownership category

akta.pro rank

Headquarters

HQ city

Barranquilla

HQ country

Colombia

HQ region

Latin America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Revenue model

1. Employer Contributions (Aportes Parafiscales): Cajacopi operates as a non-profit family compensation fund regulated by Colombian law. The primary revenue stream comes from employer contributions equivalent to 9% of the monthly payroll of affiliated workers. This mandatory contribution by employers constitutes the core funding mechanism for all social services, subsidies, and recreational programs offered by the organization.

Pricing tiers

Go-to-market motion1 record

Distribution channels9 records

Marketing channels7 records

Core offering

Cajacopi is a Colombian Family Compensation Fund (Caja de Compensación Familiar) that collects mandatory 9% payroll contributions from affiliated employers and channels them into a portfolio of social welfare services. It delivers family subsidies, credits, preschool education, recreational facilities, event venues, sports programs, senior wellness programs, business training, employment agency services, and food and beverage establishments to affiliated workers and their families in the Atlántico department. The organization operates physical venues across Barranquilla, Puerto Colombia, and Santa Verónica, complemented by an online platform for benefit management.

Product overview

Cajacopi is a Colombian Family Compensation Fund (Caja de Compensación Familiar) offering a comprehensive portfolio of welfare services. The organization operates a multi-product ecosystem centered on four core pillars: Family Benefits (subsidies and credits), Education and Development (early childhood center, training, business development), Recreation and Experiences (recreation centers, restaurants, bars, event venues), and Corporate Services (wellness, training, events). Key products include the Jardín Infantil Cajacopi early childhood center, Centro de Desarrollo Empresarial training center, Employment Agency services, Business Development Program, Club Otoñal senior program, and physical venues such as Centro Recreativo El Descanso, Unidad Prado, Unidad Le Champ, plus food and beverage establishments (Restaurante Concepción, Inmaculada, Bendito Café, Bar 4-70). The offering combines direct service delivery with affiliated company programs and government-mandated employment placement services.

Differentiator

Problem solved

Functional benefit

Brands

• Centro de Desarrollo Empresarial: Training and business development center offering courses, workshops, and professional development programs for affiliated workers and companies.
• Jardín Infantil Cajacopi
• Club Otoñal Cajacopi
• Centro Recreativo El Descanso
• Unidad Prado
• Unidad Le Champ
• Bar 4-70
• Restaurante Concepción
• Agencia de Empleo Cajacopi
• Programa de Fomento al Desarrollo Empresarial Sostenible

Products and services

• Family Subsidies and Rechargeable Card
• Credit Services
• Jardín Infantil Cajacopi (Early Childhood Center)
• Club Otoñal (Senior Citizens Club)
• Employment Agency Services (Agencia de Empleo)
• Centro de Desarrollo Empresarial (Business Training Center)
• Programa de Fomento al Desarrollo Empresarial Sostenible (Business Development Program)
• Centro Recreativo El Descanso (Beach Recreation Center)
• Unidad Prado (Event and Recreation Center)
• Unidad Le Champ (Event Venue)
• Sports Schools (Escuelas Deportivas)
• Academic Responsibility Program (Responsabilidad Académica)
• Voluntariado por la Educación Program
• Restaurante Concepción and Restaurante Inmaculada
• Bendito Café
• Bar 4-70
• Corporate Events and Family Celebrations
• Wellness Corporate Services
• Corporate Training
• Exclusive Member Discount Agreements
• Coworking Spaces

Quantifiable outcome

• More than 300 children benefited per year through the Voluntariado por la Educación program
• +1 more outcomes

Named customers1 record

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Ten partnerships are on record, tiered core, minor and moderate.

• Servicio Público de Empleo (Public Employment Service)coreStrategic or Co-development Partner · 29 April 2022Cajacopi's Employment Agency is authorized to provide public employment services through Resolution 0176 dated April 29, 2022. The agency uses the SISE platform and connects with the national employment system for job seeker registration and vacancy management.
• Ministerio del Trabajo (Ministry of Labor)coreOthersCajacopi operates under the regulatory oversight of Colombia's Ministry of Labor, which establishes the legal framework for family compensation funds. The Ministry supervises compliance with labor laws and subsidy family requirements.
• SuperSubsidio (Superintendencia del Subsidio Familiar)coreOthersCajacopi is supervised and regulated by the Superintendent of Family Subsidies, which oversees the proper administration of subsidy family funds and ensures compliance with Colombian regulations.
• Asocajas (Asociación Colombiana de Cajas de Compensación)minorOthersAsocajas is the Colombian association of family compensation funds. Cajacopi is a member and participates in industry association activities and initiatives.
• FEDECAJASminorOthersFederación de Cajas de Compensación Familiar - the federation of family compensation funds that coordinates activities among member organizations.
• Universidad de la Costa CUCmoderateStrategic or Co-development PartnerCajacopi has established an agreement with Universidad de la Costa CUC to provide mutual benefits, offering access to higher education opportunities and competency strengthening for Cajacopi affiliates and their family members.
• ICONOTEC (Instituto Colombiano de Normas Técnicas y Certificación)minorOthersCajacopi maintains ISO 9001 certification through ICONOTEC, demonstrating compliance with international quality management standards.
• IQNETminorOthersIQNET is an international certification network through which Cajacopi's ISO 9001 certification is recognized globally.
• Pague a TiempominorGTM or Marketing PartnerPayment and financial services partner providing payment solutions for Cajacopi members.
• AsopagosminorGTM or Marketing PartnerPayment services association partner offering payment solutions for Cajacopi members.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Others

• Asocajas: National industry association of Colombian Cajas de Compensación of which Cajacopi is a member. Not a direct competitor, but a key ecosystem/regulatory counterpart that coordinates the system in which Cajacopi operates.
• Servicio Público de Empleo: Colombian public employment service through which Cajacopi's authorized employment agency (Resolución 0176/2022) operates via the SISE platform. An ecosystem counterpart, not a commercial competitor.
• FEDECAJAS: Federación de Cajas de Compensación Familiar, the federation coordinating activities across Colombian Cajas. An enabling/ecosystem peer rather than a competitor, but materially shapes Cajacopi's operating environment.

Direct peers

• Comfama: Major Antioquia-based Caja de Compensación Familiar with a similarly diversified ecosystem (subsidies, education, recreation, tourism, credit). Closely comparable to Cajacopi in service model and regulatory regime, and frequently cited as the benchmark Caja in Colombia.
• Compensar: One of Colombia's largest Cajas de Compensación Familiar, serving Bogotá and Cundinamarca. Highly comparable to Cajacopi as it operates under the same legal framework (9% payroll contributions, SuperSubsidio supervision), offers subsidies, recreation, education, and employment services — but at significantly larger scale.
• Comfandi: Caja de Compensación Familiar del Valle del Cauca, offering subsidies, recreation, education, and credit services to affiliated workers. Direct peer to Cajacopi under the same national Caja framework with comparable service breadth.
• Comfamiliar Cartagena: Caja serving Bolívar with a similar mix of subsidies, recreation, education, and credit. Coastal-Caribbean peer to Cajacopi with overlapping member demographics and recreational offerings.
• Cajac César: Caja de Compensación Familiar del Cesar, a regional Colombian peer operating under the same SuperSubsidio supervision, with similar subsidy + recreation + education model to Cajacopi.
• Comfenalco Antioquia: Antioquia-based Caja offering family subsidies, education, recreation, and credit. Operates under the same SuperSubsidio framework as Cajacopi with a similar integrated-welfare business model.
• Comfacor: Córdoba-based Caja de Compensación Familiar operating under the same national framework as Cajacopi, providing subsidies, recreation, education, and credit to affiliated workers in a comparable regional Colombian market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/cajacopi2
• Facebookfacebook.com/SoyCajacopi
• LinkedInlinkedin.com/company/cajacopi-eps-s

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cajacopi