Bertenghi & Partner

What Bertenghi & Partner does

Bertenghi & Partner AG is a Swiss boutique insurance and Vorsorge (pension/provision) advisory firm headquartered in Zürich with a branch office in Pfäffikon SZ, operating as a private Aktiengesellschaft since 2015 (FINMA registration F01070684) and tracing its family-business roots to 1979. The firm advises three interconnected customer segments: companies (500+ clients with 1-2000 employees) seeking decision foundations for insurance, occupational pensions (BVG), D&O, cyber and fleet risk; private clients and employees of partner companies needing consolidated pension, asset, risk and liquidity planning; and professional athletes, addressed via the BRTNG sport division and Athlete Advisors network covering 16+ major leagues and 14+ national teams globally.

The firm operates a digital-first advisory platform layered on top of personal consulting. Core proprietary assets include the Benefit Hub employee benefits portal, the Caveo financial planning application (consolidated pension/asset/risk/liquidity view with prioritized actions and reminders, accessible worldwide for internationally mobile careers), the Sport Hub digital process for athlete insurance, and a customer portal hosted on brokinweb.ch. Distribution is sales-led: free initial consultations (Kennenlern-Termin), on-site consulting days at client companies, WhatsApp and Calendly booking, plus partner referrals through PSPA (founded 2014), Sportlifeone AG (founding member 2020), Athlete Advisors and Willis Networks (2025).

Revenue is generated through professional-services advisory fees, brokerage commissions on insurance placements, and honorarium-based financial planning (Caveo), with implementation structurally separated from consulting to preserve independence. Pricing is quote-based and not publicly disclosed; the only publicly stated terms are a free initial consultation and honorarium-based Caveo planning. The firm is family-owned (Hannes Bertenghi, 1st generation; Claudio Bertenghi, 2nd generation), with no external investors, parent company, or M&A activity disclosed in the input data.

Name

Bertenghi & Partner

Legal name

Bertenghi & Partner AG

Website

https://bertenghi.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Bertenghi & Partner AG is a Swiss boutique insurance, risk management, and Vorsorge advisory firm headquartered in Zürich, serving 500+ companies, private clients, employees, and professional athletes across 16+ major sports leagues through its BRTNG sport division and the Athlete Advisors global network.

Ownership category

akta.pro rank

Product category

Insurance Advisory Services

NAICS

Insurance Agencies and Brokerages (524210), Pension Funds (52511), Portfolio Management and Investment Advice (523940), Health and Welfare Funds (525120)

SIC

Insurance Agents, Brokers & Service (6411), Services-Management Consulting Services (8742), Investment Advice (6282), Life Insurance (6311)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

akta.pro secondary industries

Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

• Insurance advisory services
• Risk management consulting
• Pension planning services
• Employee benefits advisory
• Professional athlete insurance

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Advisory Services: Advisory fees and commissions from insurance products for corporate and private clients. Services include risk analysis, insurance portfolio management, and ongoing consulting.
2. Financial Planning (Caveo): Financial planning conducted on honorarium basis. Implementation is structurally separated from consulting to ensure complete independence.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Bertenghi & Partner AG is a Zurich-based boutique advisory firm that provides independent insurance, risk management and Vorsorge (pension/retirement) consulting to companies, private clients, employees of client companies, and professional athletes. Its offering is structured around three service hubs: the Benefit Hub for employee benefit programs at corporate clients, Caveo financial planning for private clients, and the Sport Hub / BRTNG sport division for athlete insurance (sport disability, international health, event cancellation).

Product overview

Bertenghi & Partner AG operates as a boutique risk management, insurance, and Vorsorge (provision/retirement planning) firm serving companies, private clients, employees of client companies, and professional athletes. The portfolio is organized around three main service hubs: the Benefit Hub (employee benefits platform), the Sport Hub (BRTNG division for athlete insurance), and a private client advisory service. Key digital offerings include the Benefit Hub platform for policy management, the Caveo financial planning app, and a customer portal. Insurance products span personal lines (health, accident, motor, household, travel, legal, art), corporate lines (D&O, cyber, property, fleet), and specialized sport insurance (disability, international health). The company was founded in 2013 with AG status since 2015, and expanded EU services in 2024.

Differentiator

Problem solved

Functional benefit

Brands

• BRTNG: Sport division of Bertenghi & Partner AG offering specialized insurance solutions for professional athletes including sport disability, health insurance, and worldwide coverage
• Benefit Hub
• Sport Hub
• Caveo
• PSPA - Pro Sports Protection Association

Products and services

• Benefit Hub Digital employee benefits platform giving employees of client companies access to preferential insurance conditions, consolidated policy and invoice management, and structured advisory — used as the central hub for corporate employee benefit programs serving 500+ companies.
• Sport Hub (BRTNG Sportdivision) Specialized sport division offering insurance and interdisciplinary advisory (insurance, tax, legal, wealth) for professional athletes, with a digital process for document access, quotes and ongoing consulting — supported by global reach through the Athlete Advisors network.
• Caveo Financial Planning Structured, honorarium-based financial planning application for private clients providing a consolidated digital overview of pension (Vorsorge), assets, risks and liquidity, a prioritized action catalog, and time-synchronized reminders for important decisions, with worldwide access for internationally mobile clients.
• Corporate Insurance & Vorsorge Advisory (Unternehmen) Independent advisory service for companies, associations and authorities covering risk analysis, insurance portfolio management, BVG occupational pension (Personalvorsorge), cyber insurance, D&O/organizational liability, fleet solutions and decision-grade transparency for management.
• Private Client Insurance & Pension Advisory (Privatkunden) Advisory and brokerage for demanding private clients covering household & building insurance, motor vehicle (incl. classic car) insurance, legal protection, travel, art, rental deposit, pillar 3a/3b risk and savings insurance, and cross-border solutions for Grenzgänger and emigrants.
• Sports Disability Insurance (Sportunfähigkeitsversicherung) Insurance for sport disability due to accident and illness for professional athletes, providing capital payout for career-ending disability, daily allowance insurance, accident death benefit and MedEx emergency services.
• International Health Insurance for Athletes (Internationale Krankenversicherung) Worldwide health insurance for professional athletes with global coverage (options including or excluding USA), private and unlimited, covering medical expenses from illness and accident including sports accidents, plus access to specialized medical services and a sports medicine contact point.
• Event Cancellation Insurance (Eventausfallversicherung) Insurance product covering event cancellations for sports clubs and event organizers, providing financial protection when scheduled events cannot take place.
• Weather Insurance (Wetterversicherung) Insurance product covering weather-related disruptions for sports clubs and event organizers.
• Transfer Insurance (Transferversicherung) Insurance product covering transfer-related risks for clubs and event organizers.
• Cyber Insurance for Companies (Cyber-Versicherungen) Cyber insurance coverage for corporate clients protecting against digital risks and cyber threats.
• Directors and Officers Insurance (Organhaftung / D&O) Directors and officers liability insurance for corporate clients covering organizational liability exposures.
• Occupational Pension BVG (Personalvorsorge BVG) Occupational pension (BVG) solutions for companies, including market reviews for suitable and sustainable solutions and corporate pension advisory.
• Household & Building Insurance (Hausrat- & Gebäudeversicherung) Insurance coverage for household contents and buildings including vacation property insurance, marketed to private clients.
• Motor Vehicle Insurance (Motorfahrzeugversicherung) Vehicle insurance for private clients including fleet solutions for companies and classic car coverage.
• Legal Protection Insurance (Rechtsschutzversicherung) Legal protection insurance for private clients covering legal expenses and disputes.
• Travel Insurance (Reiseversicherung) Travel insurance coverage for private clients.
• Art Insurance (Kunstversicherung) Insurance coverage for valuable art collections and artworks.
• Rental Deposit Insurance (Mietkautionsversicherung) Insurance solution replacing traditional rental deposits for tenants.
• Risk & Savings Insurance 3a/3b (Risiko- & Sparversicherungen 3a/3b) Combined risk and savings insurance products under Swiss pillar 3a/3b tax-advantaged retirement savings.

Quantifiable outcome

• 500 companies served
• +3 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Six partnerships are on record, tiered minor and core.

• EU PartnersminorStrategic or Co-development Partner · 1 January 2024Renowned partners for processing customer requests in the EU area. Service expansion for customers in EU region.
• Sportlifeone AGcoreStrategic or Co-development Partner · 1 January 2020Founding member (Gründungsmitglied) of Sportlifeone AG in 2020. Swiss network of 9 partner firms covering private questions before, during, and after sports careers. Partners guarantee quality and can offer international consulting and relevant contacts.
• PSPA - Pro Sports Protection AssociationcoreStrategic or Co-development Partner · 1 January 2014Founded in 2014 as a network separate from classical local insurance business. Provides sport disability insurance and worldwide fallback insurance solutions.
• Athlete AdvisorscoreStrategic or Co-development PartnerGlobal platform/network built by Bertenghi & Partner serving as the hub for all activities. Connects international insurance providers and national brokers enabling best solutions for athletes in 26+ countries.
• Insurance PartnerscoreChannel Partner/ Reseller/ DistributorStrong insurance partners providing preferential conditions for employee benefit programs and individual clients. Allows access to international pension solutions for emigrants.
• Willis NetworksminorChannel Partner/ Reseller/ DistributorMember of Willis Networks international broker network (2025). Provides global insurance broker network access.

Scale indicators4 records

Recent moves11 records

Expansion highlights5 records

Broad incumbents

• Mobiliar: Largest Swiss private insurer and broker with multi-line personal and commercial coverage. Operates as a broad incumbent overlapping with Bertenghi's corporate, private client, and SME offerings, but not specialized in athlete insurance.
• Swiss Life: Switzerland's largest life insurer and a leading provider of occupational pensions (BVG/LPP) and wealth solutions. Overlaps directly with Bertenghi's BVG advisory for the 500+ corporate clients and Caveo wealth planning, though Swiss Life operates as a carrier plus advisory group.
• AXA Switzerland: One of Switzerland's largest insurance groups offering personal, commercial, life, and health products through agents and brokers. A broad incumbent against which Bertenghi positions as an independent, digitally-enabled boutique for SMEs and demanding private clients.
• Marsh: World's largest insurance broker with a dedicated Sports & Entertainment practice covering athlete disability and career-end insurance. A global incumbent directly comparable to Bertenghi's BRTNG offering in athlete specialty lines.
• Howden: Global specialty insurance broker with a growing sport and entertainment practice. Comparable to Bertenghi's athlete-insurance specialty from a product perspective, but with materially larger international scale and broader carrier relationships.
• Baloise Group: Major Swiss insurer offering property/casualty, life, and pension products across the DACH region. Competes head-on with Bertenghi in BVG pension advisory and SME insurance brokerage, but operates as a carrier-led incumbent rather than an independent broker.
• Zurich Insurance Group: Global Swiss-headquartered insurer with a substantial Swiss general insurance and life business. Overlaps with Bertenghi across commercial lines (D&O, cyber, fleet) and personal lines, but as a large carrier rather than a niche broker.
• Helvetia Insurance: Swiss insurer with strong life, pension, and non-life portfolios serving SMEs and private clients in Switzerland and across Europe. Comparable in BVG and personal-lines advisory, but with much broader carrier-side scale than Bertenghi's boutique model.

Direct peers

• Sportlifeone AG: Swiss network of 9 partner firms Bertenghi co-founded in 2020 to deliver insurance and Vorsorge for professional athletes. Closest direct comparable — same Swiss sport-insurance niche, same athlete client base, same target product set.

Emerging players

• VZ VermögensZentrum: Swiss independent financial advisory boutique offering wealth, retirement, and mortgage planning to demanding private clients. Comparable to Bertenghi's Caveo financial-planning pillar and private-client segment, with a similar fee-based, non-tied advisor model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/bertenghipartner

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bertenghi & Partner