RMS Credit

Name

RMS Credit

Legal name

Risk Mitigation Solutions Ltd

Website

https://rmscredit.com.au

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Finance and Insurance (52), Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF)

akta.pro secondary industry

Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

Keywords

• Credit insurance brokerage
• Trade credit insurance
• Surety bond services
• Banking credit solutions
• Credit risk brokerage

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: RMS Credit operates as a specialist credit insurance broker, earning commissions from insurance carriers for placing credit insurance policies on behalf of corporate and financial institution clients.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels1 record

Core offering

RMS Credit is a specialist Credit Insurance brokerage that places Trade Credit Insurance, Banking & Finance insurance solutions, and Surety Bonds on behalf of corporate clients and financial institutions. Operating as a division of Risk Mitigation Solutions Ltd, the firm negotiates with insurers to develop bespoke policy structures, risk solutions, and underwriting markets for clients across Australia and internationally.

Product overview

RMS Credit is a specialist Credit Insurance broker offering a portfolio of risk mitigation services. The core offerings consist of Trade Credit Insurance (protecting against trade debtor non-payment), Banking & Finance Solutions (tailored insurance for financial institutions covering various banking facilities), and Surety Bonds (Performance Bonds and Petroleum Bonds). These services work together to provide comprehensive credit risk management for corporate and financial institution clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Trade Credit Insurance Credit insurance that provides cash flow relief against non-payment of trade debtors following insolvency and protracted default, protecting businesses selling goods or services on credit terms.
• Banking & Finance Solutions Tailored insurance solutions for Financial Institutions covering Supply Chain Finance, Accounts Receivable/Payable discounting, Term Loans, Revolving Credit Facilities, Performance Guarantees, Asset Leasing, Aircraft Finance, and Project Finance.
• Surety Bonds Bond facilities underwritten by insurance companies (similar to bank guarantees but unsecured) including Performance Bonds and Petroleum Bonds, enabling enhanced working capital and liquidity without tangible security.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• SteadfastcoreChannel Partner/ Reseller/ DistributorRMS Credit is a member of Steadfast, Australia's largest insurance broker network. This membership provides access to network resources, buying power, and market presence, enhancing RMS Credit's ability to serve clients with competitive insurance solutions.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Steadfast Group: Australia's largest insurance broker network, of which RMS Credit is a member. Operates as a network/aggregator of Australian brokerages, providing market access, scale, and insurer relationships to member firms like RMS Credit.

Broad incumbents

• AIG (American International Group): Global insurer offering trade credit and political risk insurance. RMS Credit's Risk Manager held senior risk management roles at AIG, reflecting deep market ties and shared client base for trade credit placements.
• Aon: Global insurance and reinsurance broker offering credit insurance solutions as part of broader risk management. Competes with RMS Credit for financial institution mandates, particularly on supply chain and trade finance risk placements.
• Allianz Trade (formerly Euler Hermes): World's largest trade credit insurer, formerly Euler Hermes — where RMS Credit's Risk Manager previously held senior positions. Represents a key insurer relationship and a competing channel for clients seeking direct insurer placement.
• Atradius: Major global trade credit insurer offering credit insurance, surety, and collections. As an insurer partner and indirect competitor, it shapes the underwriting market in which RMS Credit places policies.
• QBE Insurance Group: Major Australian-headquartered global insurer with significant credit insurance heritage (formerly Trade Indemnity). Multiple RMS Credit executives previously held senior underwriting and relationship roles at QBE, making it a key partner and indirect competitor.
• Willis Towers Watson: Global advisory and brokerage firm with credit insurance and trade credit capabilities. Direct competitor for large financial institution risk and surety mandates.
• Coface: Global credit insurer operating in trade credit insurance, surety, and credit information. While primarily an insurer rather than broker, competes for similar client mandates and works with broker partners including firms like RMS Credit.
• Arthur J. Gallagher & Co. Global insurance brokerage with significant credit and trade credit insurance capabilities. Competes with RMS Credit for corporate and financial institution credit insurance placements across geographies.
• Marsh & McLennan: Global insurance brokerage and risk advisory giant with a credit insurance practice. RMS Credit's founder previously held senior broking roles at Marsh, indicating direct competition for financial institution and corporate clients.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RMS Credit