KDM
KDM Wealth Management is a privately held boutique Registered Investment Advisor founded in 2010 in Geneva, Illinois, providing fee-based financial planning and portfolio management to individuals and families across the United States.
- Company typePrivate
- Founded2010
- HeadquartersGeneva, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
KDM firmographics
Firmographics- Name
- KDM
- Legal name
- KDM Investment Management Inc.
- Website
- https://kdminvest.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- KDM Wealth Management is a privately held boutique Registered Investment Advisor founded in 2010 in Geneva, Illinois, providing fee-based financial planning and portfolio management to individuals and families across the United States.
- Ownership category
- akta.pro rank
KDM industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Private Client/High-Net-Worth Advisory (FSAEAAAN)
- akta.pro secondary industry
- Hybrid Advice (Advisor + Digital) Platforms (FSAAAAAE)
Keywords
Where KDM is headquartered
LocationHeadquarters
- HQ city
- Geneva
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
KDM business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Assets Under Management (AUM) Fees: KDM operates on a fee-based structure where success is tied directly to portfolio performance. Fees are charged as a percentage of assets under management, aligning firm and client interests. The firm avoids commission-based incentives, allowing evaluation of investment products solely based on client financial goals.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | High Net Worth Clients ($1M+ AUM): Tiered fee structure starting at 0.95% for first $1M |
| Subscription | Annual | Clients Under $1M AUM: Starting rate of 1.20% |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
KDM product offering
Product offeringCore offering
KDM Wealth Management is a boutique Registered Investment Advisor that provides fee-based, personalized wealth management and financial planning services to individuals and families. Its core offering centers on customized portfolio management using a Strategic Diversification methodology, combined with retirement planning, education savings, estate planning, tax minimization, and multigenerational wealth transfer planning. Services are delivered through one-on-one advisory relationships with ongoing portfolio monitoring and rebalancing.
Product overview
KDM Wealth Management offers comprehensive financial planning services tailored to individuals at every stage of life, from early career through retirement. The firm's core offering consists of customized portfolio management and financial advisory services built around four pillars: Competence (investment expertise), Coaching (client education), Convenience (detailed execution), and Continuity (multigenerational planning). Services include Early Career Financial Planning (education savings, estate planning, retirement income planning, portfolio management, tax minimization) and Late Career/Retirement Planning (retirement income execution, philanthropic planning, multigenerational planning). The firm operates on a fee-based structure with assets-under-management pricing tiers. Additionally, KDM offers a published book 'Strategic Diversification: Retirement Planning that Works' by founder Jeff Martin as an educational resource.
Differentiator
Problem solved
Functional benefit
Products and services
- Early Career Financial Planning Financial planning services for individuals in the early stages of their careers, including education savings, estate planning, retirement income planning, portfolio management, savings plan development, and tax minimization strategies tailored to building long-term wealth foundations.
- Late Career and Retirement Planning Retirement-focused financial planning for individuals approaching or in retirement, covering execution of retirement income plans, philanthropic planning, multigenerational planning, and ongoing portfolio management to support sustainable income and wealth preservation.
- Portfolio Management Customized, broadly diversified portfolio design and ongoing management integrating insights from academic and behavioral finance, tailored to individual risk tolerance, time horizon, tax situation, and financial goals.
- Strategic Diversification: Retirement Planning that Works Book written by founder Jeff Martin that provides a retirement saving and investing roadmap, offering methods to determine retirement readiness and build diversified portfolios based on individual circumstances.
Quantifiable outcome
- US stock market returned 9.8% average annually from 1997-2021
- +2 more outcomes
Companies that use KDM
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
KDM technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature1 record
KDM partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
KDM competitors and assessment
Company assessmentEmerging players
- Betterment: Leading robo-advisor offering automated, low-fee portfolio management and goal-based planning — competes with KDM primarily on price and digital UX rather than personal advisory relationship.
Broad incumbents
- Mercer Advisors: National RIA providing wealth management, financial planning, and retirement income planning to HNW households — closely aligned with KDM's life-stage-based planning approach.
- Edelman Financial Engines: One of the largest independent RIAs in the U.S., offering fee-based financial planning, retirement planning, and investment management to individuals and families — direct functional overlap with KDM at much greater scale.
- Creative Planning: Large independent, fee-only RIA serving HNW individuals and families with comprehensive financial planning and wealth management — same core service model as KDM but at significantly greater scale.
- Carson Group: RIA platform serving financial advisors and their clients with wealth management, financial planning, and business consulting — comparable in offering financial planning services to HNW households.
- Mariner Wealth Advisors: Independent, fee-based RIA providing holistic financial planning, investment management, and retirement planning to HNW clients — directly comparable service offering to KDM but with national footprint.
- Focus Financial Partners: Partnership model for independent, fee-only RIAs serving individuals, families, and institutions — comparable boutique-to-mid-market RIA constituency and a potential acquirer category for KDM.
- Fisher Investments: Independent, fee-based investment adviser primarily serving HNW individuals and families with discretionary portfolio management — comparable target customer and fee-based model to KDM.
Direct peers
- Personal Capital (Empower): Digital wealth management and financial planning platform combining online tools with human advisors — same fee-based advisory + planning value proposition as KDM, with stronger technology layer.
- Bessemer Trust: Private, fee-only wealth management and investment advisory firm serving UHNW and HNW families with multigenerational planning — directly comparable boutique service model to KDM at the higher end of the HNW market.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
KDM social profiles
Digital presenceKDM financial estimates
Financial estimateRevenue estimate
Valuation estimate
KDM leadership team
Management profileNumber of profiles
Profiles5 records
KDM funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
KDM M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about KDM
What does KDM do?
KDM Wealth Management is a boutique Registered Investment Advisor that provides fee-based, personalized wealth management and financial planning services to individuals and families. Its core offering centers on customized portfolio management using a Strategic Diversification methodology, combined with retirement planning, education savings, estate planning, tax minimization, and multigenerational wealth transfer planning. Services are delivered through one-on-one advisory relationships with ongoing portfolio monitoring and rebalancing.
Is KDM a public or private company?
KDM is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was KDM founded?
KDM was founded in 2010. It employs 1 to 10 people.
Where is KDM based?
KDM is headquartered in Geneva, United States, in the North America region.
How does KDM make money?
One revenue line is on record: assets Under Management (AUM) Fees.
Who are KDM's main competitors?
Betterment is listed as an emerging player. Broad incumbents are Mercer Advisors, Edelman Financial Engines, Creative Planning, Carson Group, Mariner Wealth Advisors, Focus Financial Partners and Fisher Investments. Direct peers are Personal Capital (Empower) and Bessemer Trust.
Does KDM have an API?
No public API is recorded for KDM.
What industry is KDM in?
KDM's product category is Wealth Management. Its primary akta.pro industry code is FSAEAAAN, Private Client/High-Net-Worth Advisory, with a secondary code of FSAAAAAE, Hybrid Advice (Advisor + Digital) Platforms. Its NAICS code is 523940 and its SIC code is 6282.