Northern Kentucky Home Insurance Company

Name

Northern Kentucky Home Insurance Company

Website

https://nkhomeins.com

Company type

Private

Founded year

1901

Operating status

Closed

Headcount range

1–10 employees

Short description

Northern Kentucky Home Insurance Company is a privately held, Florence-based P&C insurance carrier founded in 1901, offering auto, homeowners, commercial property, and farm insurance to customers in the Northern Kentucky region with a staff of 1-10.

Ownership category

akta.pro rank

Product category

Property and Casualty Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro industry

PRIMARYFSAJACAA

Homeowners Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Property Insurance (Homeowners, Renters & Commercial Property)

SECONDARYFSAJABAE

Hired & Non-Owned Auto

Financial & Insurance/Insurance — Motor, Property & Casualty/Commercial Auto & Fleet Insurance

Keywords

• Homeowners insurance
• Auto insurance
• Farm insurance
• Commercial property insurance
• Personal lines insurance

Headquarters

HQ city

Alexandria

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Others

Core offering

Northern Kentucky Home Insurance Company is an insurance firm that underwrites and provides auto insurance, homeowners insurance, commercial property insurance, and farm insurance. The firm is headquartered in Florence, Kentucky, and historically served regional personal and small-commercial accounts in Northern Kentucky.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Erie Insurance: Large regional P&C carrier with strong Mid-Atlantic and Midwest agency footprint including Kentucky. Overlaps in homeowners, auto, and commercial property product lines.
• Westfield Insurance: Ohio-based super-regional P&C insurer offering personal and commercial lines through independent agents. Comparable Ohio Valley distribution and product breadth.
• State Auto Insurance Companies: Midwestern regional P&C insurer offering personal and commercial lines through independent agents. Comparable in regional Midwest agency distribution model and multi-line product set.

Direct peers

• Cincinnati Financial: Ohio-headquartered P&C insurer with concentrated exposure in the Ohio Valley/Kentucky region. Comparable for its multi-line P&C product mix and regional commercial-property orientation.
• Grange Insurance: Mutual P&C carrier focused on personal lines (home, auto) across the Midwest, with significant Ohio/Kentucky adjacency. Comparable in regional P&C mutual structure and product mix.
• Kentucky Farm Bureau Insurance: Statewide Kentucky mutual offering auto, homeowners, farm, and commercial property coverage. Most directly comparable regional multi-line P&C competitor serving the same Northern Kentucky customer base.

Regional players

• Western & Southern Financial Group: Cincinnati-based financial services holding company with insurance subsidiaries serving Ohio, Kentucky, and Indiana. Comparable Cincinnati/Northern Kentucky geography and insurance-adjacent product mix.
• Motorists Insurance Group: Ohio-based regional P&C carrier selling personal and commercial lines through independent agents in the Midwest. Comparable regional Ohio Valley P&C orientation.

Market position

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Northern Kentucky Home Insurance Company