Prairie Bank of Kansas

What Prairie Bank of Kansas does

Prairie Bank of Kansas is a privately held community banking institution headquartered in Stafford, Kansas, founded in 1886. The firm provides individuals and businesses with digital banking, lending, wealth management, and other financial services, operating in the Midwest region of the United States. As a sub-scale institution with 11-50 employees, Prairie Bank of Kansas is owned by Farmers National Bancshares Inc., a holding company, and is currently the subject of an acquisition announcement by Community Bancorp, Inc. — the holding company for Community National Bank & Trust. Under the announced transaction, Prairie Bank of Kansas will become part of the Community National Bank & Trust organization, ending its standalone corporate existence.

The bank's business model is that of a traditional community bank: it earns revenue from net interest income on loans and deposits, supplemented by fee-based services such as wealth management and digital banking tools. No specific product catalog, pricing detail, customer roster, or technological infrastructure is disclosed in the source data for Prairie Bank of Kansas itself — the product inventory captured in the input refers to the acquirer, Community National Bank & Trust. There is no disclosed funding history, management team, revenue figure, or branch network detail attributed to Prairie Bank in the source material.

The strategic significance of Prairie Bank of Kansas lies primarily in its role as a bolt-on target for Community Bancorp, Inc. The acquisition reflects a consolidation move in the rural Kansas banking market, allowing the acquirer to extend its branch footprint in the Midwest while transferring Prairie Bank's deposit and lending relationships into a larger, presumably more efficient operating platform. No organic growth metrics, product launches, or expansion initiatives are documented for Prairie Bank as a standalone entity.

Name

Prairie Bank of Kansas

Legal name

Prairie Bank of Kansas

Website

https://prairiebankks.com

Company type

Private

Founded year

1886

Operating status

Operating

Headcount range

11–50 employees

Short description

Prairie Bank of Kansas is a privately held community bank headquartered in Stafford, Kansas, founded in 1886, serving individuals and businesses in the Midwest with digital banking, lending, and wealth management services. It is owned by Farmers National Bancshares Inc. and is being acquired by Community Bancorp, Inc.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (522110), Savings Institutions and Other Depository Credit Intermediation (522180)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Agricultural & Rural Development Banks (FSABAKAE)

Keywords

• Community banking services
• Commercial lending
• Consumer deposit accounts
• Agricultural lending
• Wealth management

Headquarters

HQ city

Stafford

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Core offering

Prairie Bank of Kansas is a community bank that provides digital banking, lending, wealth management, and other financial services to individuals and businesses in the Midwest. The bank accepts deposits and extends credit, with offerings spanning retail and commercial banking needs for a primarily local and regional customer base.

Product overview

Prairie Bank of Kansas is mentioned in source data as the subject of an acquisition by Community Bancorp, Inc. (holding company of Community National Bank & Trust). The source data does not contain specific product, service, technology, or infrastructure information directly attributed to Prairie Bank of Kansas itself. All listed products, services, and capabilities belong to Community National Bank & Trust (the acquiring entity).

Differentiator

Problem solved

Functional benefit

Products and services

• Digital Banking Digital banking service enabling customers to manage accounts and conduct transactions online, offered to both individuals and businesses served by Prairie Bank of Kansas.
• Lending Services Loan products extended by Prairie Bank of Kansas to individuals and businesses, encompassing consumer and commercial credit needs within its Midwest service area.
• Wealth Management Wealth management services provided by Prairie Bank of Kansas to help customers manage savings, investments, and broader financial planning needs.
• Financial Services Broader financial services offered by Prairie Bank of Kansas in support of individual and business banking customers, complementing digital banking, lending, and wealth management.

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Farmers National Bancshares Inc.coreStrategic or Co-development PartnerFarmers National Bancshares Inc. is the holding company of Prairie Bank of Kansas. Community Bancorp Inc., the holding company for Community National Bank & Trust, has announced the acquisition of Prairie Bank of Kansas. This represents a strategic merger where Prairie Bank of Kansas will become part of the Community National Bank & Trust organization under Community Bancorp Inc.

Recent moves1 record

Expansion highlights1 record

Broad incumbents

• INTRUST Bank: Large Wichita, KS-based regional bank offering commercial, ag, wealth, and digital banking across Kansas and Oklahoma; overlaps with Prairie Bank on agricultural and small-business lending but operates at meaningfully greater scale.
• UMB Bank: Kansas City-based regional bank with significant Kansas presence and a strong commercial banking, treasury, and wealth franchise; competes for the same small-business and ag customers as Prairie Bank but at much larger scale.
• Capitol Federal Financial: Topeka, KS-based savings bank (Capitol Federal Savings Bank) with a heavy Kansas retail footprint in mortgage and consumer banking; comparable as a Kansas depository institution serving retail customers, though larger and mortgage-focused.
• Sunflower Bank: Texas-chartered bank with branches across Kansas and the Southwest; comparable community/commercial banking mix (deposits, ag, commercial real estate) but operating at much greater geographic and balance-sheet scale.

Direct peers

• Community National Bank & Trust: Chanute, KS-based community bank that is acquiring Prairie Bank of Kansas; offers the same core mix of consumer/business deposit products, agricultural lending, and digital banking, making it the closest direct comparable.
• First National Bank of Hutchinson: Hutchinson, KS-based community bank offering consumer, commercial, and agricultural lending to central Kansas customers; highly comparable in scale, geography, and product mix to Prairie Bank of Kansas.
• Farmers National Bank: Parent-bank affiliate of Farmers National Bancshares Inc., the current holding company of Prairie Bank of Kansas; a Kansas community bank with agricultural and commercial lending focus serving the same rural Midwest customer base.
• Emprise Bank: Wichita, KS-based independent community bank with consumer, business, and agricultural banking; closely comparable to Prairie Bank in product set and Kansas/Midwest customer focus, though larger and multi-branch.

Emerging players

• Heartland Credit Union Union (Kansas): Kansas-based credit union serving consumers and small businesses in the same rural and mid-Kansas markets; competes with Prairie Bank for retail deposits and consumer loans under a not-for-profit cooperative structure.

Regional players

• Equity Bank: Community bank headquartered in Andover, KS with branches across Kansas and Missouri; offers comparable consumer, business, and ag lending products to a similar small-town and mid-market customer base in the region.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Key highlights4 records

Customer concentration

• Xx.com/prairiebankks

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Prairie Bank of Kansas