One Bank of Tennessee
One Bank of Tennessee is a privately held, FDIC-insured community bank founded over 120 years ago, operating 20+ branches across Tennessee serving retail consumers and local businesses with checking, savings, loans, mortgages, insurance, and investment services through physical and digital channels.
- Company typePrivate
- Founded1904
- HeadquartersCookeville, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What One Bank of Tennessee does
One Bank of Tennessee Ltd. is a privately held community bank headquartered in Cookeville, Tennessee, operating under holding company BPC Corporation alongside affiliated entities One Mortgage of Tennessee, One Insurance of Tennessee, and One Investment of Tennessee. The firm claims 120+ years of continuous operation and operates more than 20 branch locations and ATM service points across the Upper Cumberland and East Tennessee regions, including Cookeville, Crossville, Jamestown, Livingston, Monterey, Oak Ridge, Kingston, Wartburg, Sparta, and Oliver Springs.
Core product lines span personal banking (checking, savings, personal loans, mortgages, card services, identity theft protection), business banking (deposits, business loans, 24/7 banking access), insurance (including Medicare coverage via the One Insurance subsidiary), and investment advisory (via the One Investment subsidiary). Delivery combines physical branches, video teller and ATM-only kiosks in medical and government buildings, and digital channels including online banking, a mobile app, phone banking, chat, and Visa Touch to Pay digital wallet integration.
Revenue is generated through traditional community banking mechanics — interest income on personal, mortgage, and business loans plus fees from deposit services, insurance commissions, and investment advisory. Pricing is not publicly disclosed and is administered per branch. The bank is FDIC-insured, designated an Equal Housing Lender, and markets itself around local decision-making and long-standing Tennessee community presence. Detailed financial data — assets, deposits, net income, or revenue — is not publicly reported.
One Bank of Tennessee firmographics
Firmographics- Name
- One Bank of Tennessee
- Legal name
- One Bank of Tennessee Ltd.
- Website
- https://onebanktn.com
- Company type
- Private
- Founded year
- 1904
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- One Bank of Tennessee is a privately held, FDIC-insured community bank founded over 120 years ago, operating 20+ branches across Tennessee serving retail consumers and local businesses with checking, savings, loans, mortgages, insurance, and investment services through physical and digital channels.
- Ownership category
- akta.pro rank
One Bank of Tennessee industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE)
- akta.pro secondary industry
- Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI)
Keywords
Where One Bank of Tennessee is headquartered
LocationHeadquarters
- HQ city
- Cookeville
- HQ country
- United States
- HQ region
- North America
Offices25 records
Markets served
One Bank of Tennessee business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income: Traditional banking revenue from interest earned on loans including personal loans, mortgages, and business loans.
- Deposit Services: Fees and services related to checking accounts, savings accounts, and other deposit products.
- Insurance Services: Insurance products offered through One Insurance of Tennessee subsidiary, including Medicare and other coverage.
- Investment Services: Investment advisory and brokerage services through One Investment of Tennessee subsidiary.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Personal Banking Products |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels4 records
One Bank of Tennessee product offering
Product offeringCore offering
One Bank of Tennessee is a community bank providing personal banking (checking, savings, personal loans, mortgages, card services, identity theft protection) and business banking (deposits, business loans, 24/7 banking) through 20+ branches across Tennessee and digital channels (online, mobile, video teller, phone, chat, digital wallet). The bank also distributes insurance products (including Medicare via One Insurance of Tennessee) and investment advisory services (via One Investment of Tennessee) under the BPC Corporation holding company.
Product overview
One Bank of Tennessee is a regional community bank offering a unified suite of banking services through its physical branch network and digital channels. The core offerings include Personal Banking (checking, savings, loans, mortgages, card services) and Business Banking (deposits, business loans, 24/7 banking), supplemented by Insurance Services, Investment Services, and Digital Wallet capabilities. The bank's products are delivered through approximately 20 branch locations across Tennessee, augmented by Mobile Banking, Online Banking, Video Teller machines, and Digital Wallet payment functionality. The bank is part of BPC Corporation which also includes One Mortgage of Tennessee, One Insurance of Tennessee, and One Investment of Tennessee.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Banking Personal Banking is a comprehensive suite of consumer financial services including checking accounts, savings accounts, personal loans, mortgages, card services, and identity theft protection, targeted at individual customers in Tennessee. Customers access these services through any of 20+ branch locations, online banking, mobile banking, video teller, phone, and chat channels.
- Business Banking Business Banking provides local Tennessee businesses with deposit accounts, business loans, and 24/7 banking access. The offering emphasizes quick, local loan decisions versus large national banks, and surrounds-the-clock access to business accounts.
- Insurance Services
- Investment Services
Quantifiable outcome
- 120+ years of continuous operation in Tennessee
- +1 more outcomes
Companies that use One Bank of Tennessee
Customer profileSegments4 records
Ideal customer profiles2 records
One Bank of Tennessee technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
One Bank of Tennessee partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- BPC CorporationcoreBPC Corporation is the parent company that includes One Bank of Tennessee, One Mortgage of Tennessee, One Insurance of Tennessee, and One Investment of Tennessee as affiliated entities. The corporation handles shared services including privacy policy, marketing practices, and customer data management across its financial services subsidiaries.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
One Bank of Tennessee competitors and assessment
Company assessmentBroad incumbents
- Regions Financial Corporation: Birmingham-headquartered super-regional bank with deep Tennessee branch network and full retail, commercial, mortgage and wealth services. Larger incumbent competing for the same household and business relationships in One Bank of Tennessee's footprint.
- Truist Financial Corporation: Top-10 U.S. bank formed via BB&T/SunTrust merger with extensive Tennessee retail and commercial presence. Large-scale incumbent offering banking, lending, insurance and wealth products overlapping One Bank of Tennessee's suite.
Direct peers
- SmartBank: Tennessee-chartered community bank offering retail, business, mortgage and insurance products across the Southeast. Similar multi-product community-bank strategy and comparable Tennessee geographic footprint.
- Wilson Bank & Trust: Tennessee-based community bank headquartered in Lebanon, TN, with branches across Middle Tennessee. Comparable community-bank profile, retail/business mix, and local service model to One Bank of Tennessee.
- FirstBank (Tennessee): Community banking franchise with strong Tennessee presence offering personal, business, mortgage and wealth services. Closely comparable in size, geography and full-service orientation to One Bank of Tennessee.
- Pinnacle Financial Partners: Nashville-based bank that built a reputation on local decision-making and high-touch service, very similar in positioning to One Bank of Tennessee. Operates retail, commercial, mortgage, wealth and insurance lines across Tennessee and the broader Southeast.
- United Community Banks: Southeast-focused community bank holding company delivering retail, commercial, mortgage and wealth services across Georgia, Tennessee, the Carolinas and Florida. Highly comparable business model, customer mix and Southeast geographic orientation.
- First Horizon Corporation: Memphis-headquartered bank holding company offering commercial, retail, mortgage and wealth services across the Southeast. Most directly comparable full-service Tennessee banking platform with overlapping retail/business/wealth segments.
- Renasant Corporation: Southeast regional bank holding company with operations in Tennessee, Mississippi, Alabama, Georgia and Florida. Closely comparable community-bank playbook spanning retail, commercial, mortgage and wealth management.
Regional players
- ServisFirst Bancshares: Birmingham-headquartered super-community bank with presence in Tennessee and other Southeastern markets. Comparable relationship-driven commercial and retail banking model, with broader geographic reach.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
One Bank of Tennessee social profiles
Digital presenceOne Bank of Tennessee compliance and trust
Trust signalCompliance2 records
One Bank of Tennessee financial estimates
Financial estimateRevenue estimate
Valuation estimate
One Bank of Tennessee leadership team
Management profileNumber of profiles
One Bank of Tennessee funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
One Bank of Tennessee M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about One Bank of Tennessee
What does One Bank of Tennessee do?
One Bank of Tennessee is a community bank providing personal banking (checking, savings, personal loans, mortgages, card services, identity theft protection) and business banking (deposits, business loans, 24/7 banking) through 20+ branches across Tennessee and digital channels (online, mobile, video teller, phone, chat, digital wallet). The bank also distributes insurance products (including Medicare via One Insurance of Tennessee) and investment advisory services (via One Investment of Tennessee) under the BPC Corporation holding company.
Is One Bank of Tennessee a public or private company?
One Bank of Tennessee is a private company. It is classified as unknown and is currently operating.
When was One Bank of Tennessee founded?
One Bank of Tennessee was founded in 1904. It employs 101 to 250 people.
Where is One Bank of Tennessee based?
One Bank of Tennessee is headquartered in Cookeville, United States, in the North America region.
How does One Bank of Tennessee make money?
Four revenue lines are on record. Interest Income is the primary driver. The others are deposit Services, insurance Services and investment Services.
Who are One Bank of Tennessee's main competitors?
Broad incumbents on record are Regions Financial Corporation and Truist Financial Corporation. Direct peers are SmartBank, Wilson Bank & Trust, FirstBank (Tennessee), Pinnacle Financial Partners, United Community Banks, First Horizon Corporation and Renasant Corporation. ServisFirst Bancshares is listed as a regional player.
Does One Bank of Tennessee have an API?
No public API is recorded for One Bank of Tennessee.
What industry is One Bank of Tennessee in?
One Bank of Tennessee's product category is Community Banking. Its primary akta.pro industry code is FSABAAAE, Branch & In-Person Banking (Teller/ATM Networks), with a secondary code of FSABAAAI, Small Business Banking (Microbusiness/Sole Proprietor). Its NAICS code is 52211 and its SIC code is 6022.