RiskAmerica
RiskAmerica
- Company typePrivate
- Founded2004
- HeadquartersProvidencia, Chile
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What RiskAmerica does
RiskAmerica is a privately held Chilean financial information and engineering services company that provides daily valuation, risk analysis, and portfolio management tools centered on fixed income instruments in the Chilean market. Founded around 2004 (firmographics cite 2015, while the company states 20+ years of operation as of 2024), the company is headquartered at Av. Suecia 211, Piso 10, Santiago, Chile, and is designated as the official price provider for Mutual Funds, the Superintendencia de Pensiones (Pension Superintendency), and the Asociación de Aseguradores (Association of Insurers) in Chile.
The company's product suite comprises four core offerings: Servicios de Consulta (a web portal for instrument, rate, deposit, and fund queries), Servicios de Valorización de Carteras (daily portfolio valuation for domestic fixed income, financial intermediation, derivatives, and select international instruments), Gestión de Carteras (risk and performance analytics including VaR, Tracking Error, Stress Test, Performance Attribution, Type 1 Fund Adjustment, and Limit Control), and Backbone® — a newer proprietary SaaS backoffice platform for investment fund operations and regulatory reporting. All technology is developed in-house on a platform featuring high-availability parallel processing architecture. Distribution is enabled via a client portal (apps.riskamerica.com), Python SDK with API access, automated SFTP downloads, and a complementary Excel plug-in.
RiskAmerica operates a subscription-based recurring revenue model with unlimited users per institution (annual billing cadence), supplemented by custom professional development services. Its go-to-market is direct enterprise sales targeting Chilean institutional clients — AGFs, banks, corredoras de bolsa, insurance companies, family offices, Cajas de Compensación, and regulatory bodies — with relationship-based marketing through a corporate website and direct email contact. The company has no disclosed external funding, no parent company, and operates exclusively in Chile, with headcount estimated at 11–50 employees.
RiskAmerica firmographics
Firmographics- Name
- RiskAmerica
- Legal name
- RiskAmerica
- Website
- https://riskamerica.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- RiskAmerica
- Ownership category
- akta.pro rank
RiskAmerica industry classification
Industry- Product category
- Financial Information Services
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Risk Modeling & Pricing Analytics (FSAOAIAA)
- akta.pro secondary industries
- Prudential & Market Risk Management (VaR, Stress, Limits) (FSACAJAF), Risk Management Consulting (Enterprise & Operational Risk) (FSAEADAG)
Keywords
Where RiskAmerica is headquartered
LocationHeadquarters
- HQ city
- Providencia
- HQ country
- Chile
- HQ region
- Latin America
Offices1 record
Markets served
RiskAmerica business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Portfolio Valuation Services: Daily valuation services for fixed income instruments, financial intermediation, and derivatives in the domestic market and international instruments. Recurring subscription-based revenue model.
- Query Services Portal: Subscription-based access to portal applications providing information on instruments, market rates, bank deposits, and funds data.
- Portfolio Management Tools: Risk analysis and performance measurement tools including Performance Attribution, Value-at-Risk, Tracking Error, Stress Test, Type 1 Fund Adjustment, and Limit Control.
- Custom Development Services: Personalized development services for specific requests not available in existing service offerings.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Institutional subscription with unlimited users |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
RiskAmerica product offering
Product offeringCore offering
RiskAmerica provides daily portfolio valuation services for fixed income instruments, financial intermediation, and derivatives in the Chilean market, alongside a query portal for market information and a suite of risk analysis tools (Value-at-Risk, Tracking Error, Stress Test, Performance Attribution). The company also offers Backbone®, a SaaS backoffice platform for operating, accounting for, and reporting on investment funds and managed portfolios, with automatic regulatory report generation adapted to Chilean norms.
Product overview
RiskAmerica offers a comprehensive suite of financial information and engineering services centered on fixed income valuation and portfolio management. The core offerings include three main service modules: Servicios de Consulta (query portal for market information), Servicios de Valorización de Carteras (daily portfolio valuation for fixed income and derivatives), and Gestión de Carteras (risk analysis and performance measurement tools including Value-at-Risk, Tracking Error, and Performance Attribution). The company has recently launched Backbone®, a new SaaS backoffice service for investment fund operations and reporting. An Excel plugin provides additional desktop integration. All services are built on proprietary financial models developed over 20+ years of expertise in Chilean fixed income markets.
Differentiator
Problem solved
Functional benefit
Brands
- Backbone®: SaaS backoffice service designed to operate, account for and report on investment funds and managed portfolios, focused on process automation, security and operational continuity with cutting-edge technology unique in the market.
Products and services
- Servicios de Consulta (Query Services) Web portal applications providing subscription-based access to information on instruments, market rates, bank deposits, and funds data, targeted at institutional clients in the Chilean financial market.
- Servicios de Valorización de Carteras (Portfolio Valuation Services) Daily recurring valuation service for fixed income instruments, financial intermediation, and derivatives in the Chilean domestic market and international instruments, used by asset managers, banks, brokers, and insurance companies.
- Gestión de Carteras (Portfolio Management Tools) Risk analysis and performance measurement suite including Performance Attribution, Value-at-Risk (VaR), Tracking Error, Stress Test, Type 1 Fund Adjustment, and Limit Control, designed for institutional portfolio managers.
- Backbone® Cloud-based SaaS backoffice platform designed to operate, account for, and report on investment funds and managed portfolios, featuring process automation, security, operational continuity, high-availability architecture, and automatic regulatory report generation in formats required by Chilean regulators.
Companies that use RiskAmerica
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles5 records
RiskAmerica technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
RiskAmerica partnerships and signals
Strategic signalScale indicators2 records
Recent moves4 records
Expansion highlights4 records
RiskAmerica competitors and assessment
Company assessmentDirect peers
- SIX Financial Information: Operates a global securities reference data and pricing platform similar in scope to RiskAmerica's valuation and market data services, particularly for European and emerging market fixed income.
- PricingDirect (Moody's): Provides evaluated pricing for illiquid fixed income securities; a direct functional peer to RiskAmerica's core fixed income valuation business, especially for institutional buy-side clients.
Broad incumbents
- Murex: Enterprise trading, risk, and back-office platform widely deployed at banks and asset managers; competes with the backoffice and risk analytics scope of RiskAmerica's Backbone® offering.
- LSEG (Refinitiv): Owner of Refinitiv fixed income pricing, evaluations, and market data services; a global incumbent that overlaps with RiskAmerica's pricing, market data, and risk analytics offerings.
- Bloomberg: Global pricing, analytics, and data terminal dominant in fixed income markets; competes with RiskAmerica in portfolio valuation and risk analytics but serves a much broader global institutional base.
- MSCI (RiskMetrics): Provides risk analytics (VaR, stress testing, performance attribution) widely used by asset managers and pension funds; overlaps directly with RiskAmerica's Gestión de Carteras offering.
- ICE (Intercontinental Exchange) Data Services: Provides independent fixed income evaluated pricing, reference data, and analytics used by institutional investors; comparable to RiskAmerica's daily portfolio valuation services.
Emerging players
- Precia Molen: European provider of independent evaluated pricing and valuation services for fixed income and derivatives; closest functional analogue to RiskAmerica outside Latin America.
- AxiomSL: Provides regulatory reporting and risk data infrastructure for financial institutions; competes with RiskAmerica's regulatory reporting capabilities within Backbone® and its existing valuation reports.
Regional players
- Bolsa de Comercio de Santiago (BCS): Chilean stock exchange operator that publishes market data and indices; an in-country institutional counterpart relevant to RiskAmerica's Chilean market information services.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
RiskAmerica social profiles
Digital presenceRiskAmerica financial estimates
Financial estimateRevenue estimate
Valuation estimate
RiskAmerica leadership team
Management profileNumber of profiles
RiskAmerica funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
RiskAmerica M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about RiskAmerica
What does RiskAmerica do?
RiskAmerica provides daily portfolio valuation services for fixed income instruments, financial intermediation, and derivatives in the Chilean market, alongside a query portal for market information and a suite of risk analysis tools (Value-at-Risk, Tracking Error, Stress Test, Performance Attribution). The company also offers Backbone®, a SaaS backoffice platform for operating, accounting for, and reporting on investment funds and managed portfolios, with automatic regulatory report generation adapted to Chilean norms.
Is RiskAmerica a public or private company?
RiskAmerica is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was RiskAmerica founded?
RiskAmerica was founded in 2004. It employs 11 to 50 people.
Where is RiskAmerica based?
RiskAmerica is headquartered in Providencia, Chile, in the Latin America region.
How does RiskAmerica make money?
Four revenue lines are on record. Portfolio Valuation Services are the primary driver. The others are query Services Portal, portfolio Management Tools and custom Development Services.
Who are RiskAmerica's main competitors?
Direct peers on record are SIX Financial Information and PricingDirect (Moody's). Broad incumbents are Murex, LSEG (Refinitiv), Bloomberg, MSCI (RiskMetrics) and ICE (Intercontinental Exchange) Data Services. Emerging players are Precia Molen and AxiomSL. Bolsa de Comercio de Santiago (BCS) is listed as a regional player.
Does RiskAmerica have an API?
Yes. RiskAmerica provides API access for automated data downloads. The FAQ states: 'We have automatic downloads via SFTP and API access (includes a Python SDK).' Users can connect directly to RiskAmerica services through programmatic access.
What industry is RiskAmerica in?
RiskAmerica's product category is Financial Information Services. Its primary akta.pro industry code is FSAOAIAA, Risk Modeling & Pricing Analytics, with a secondary code of FSACAJAF, Prudential & Market Risk Management (VaR, Stress, Limits). Its NAICS code is 523940 and its SIC code is 6282.