Mortgage Domayne

What Mortgage Domayne does

Mortgage Domayne is an Australian mortgage brokerage founded in 2015 by Mark Polatkesen and headquartered in Moonee Ponds, Victoria. Operating as Mortgage Domayne Pty Ltd under Australian Credit Licence 389087, the firm offers a brokering service across 40+ bank and non-bank lenders rather than originating loans itself. Its product suite spans twelve residential loan categories (New Home, Refinance, Investment, Construction, Guarantor, Self-Employed, Low Doc, Second Mortgages, Medical Professional, Equity Release, Fixed Rate) and five commercial loan products (Commercial Property, Industrial Property, Unit Development, Business Loans, Bank Guarantees), supported by six web-based calculators used as top-of-funnel education and lead-generation tools.

The firm serves retail customers Australia-wide, including first home buyers, property investors, self-employed borrowers, medical professionals, retirees seeking equity release, and property developers. Services are delivered through experienced mortgage brokers (average tenure in the 10-22 year range) via phone (1300 366 296), online booking, in-person meetings at the head office, video consultations, or at the customer's location. The company's stated point of differentiation is its construction-lending specialization, anchored by long-term partnerships with Victoria's leading homebuilders and land developers in which Mortgage Domayne is positioned as the preferred broker. Adjacent conveyancing services are provided through a wholly-owned subsidiary, Domayne Conveyancing Pty Ltd (Licence 001715L).

The firm is compensated via lender commissions on new loan applications and on the processing work it absorbs from lenders, while customer-facing services are free. There is no disclosed funding, no parent company, and no proprietary technology platform; growth has been internally funded through operations expansion (headcount grew from approximately 6 operations staff to 13 since 2021) and product-line extension. Geographic reach remains primarily Melbourne-anchored with stated Australia-wide servicing capability.

Name

Mortgage Domayne

Legal name

Mortgage Domayne Pty Ltd

Website

https://mortgagedomayne.com.au

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Mortgage Domayne is an Australian mortgage brokerage founded in 2015, headquartered in Moonee Ponds, Victoria. It offers residential and commercial loan broking across 40+ lenders, with specialization in construction lending supported by partnerships with Victorian homebuilders.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

• Mortgage brokering services
• Residential home loans
• Commercial property loans
• Construction lending
• Loan refinancing

Headquarters

HQ city

Craigieburn

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Lender Commission: Mortgage Domayne is paid by lenders for new loan applications and for undertaking most of the initial work that lenders would normally have to do. This is the primary revenue stream. The service is free for customers - Mortgage Domayne does not charge brokerage fees.
2. Loan Processing Services: Paid by lenders for undertaking most of the initial work including application processing, documentation, and loan preparation that lenders would normally have to do themselves.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels6 records

Core offering

Mortgage Domayne is a mortgage brokerage that compares loan products from 40+ Australian bank and non-bank lenders to match customers with the most suitable residential or commercial loan. Services span new home purchases, refinancing, investment, construction, guarantor, self-employed, low doc, medical professional, equity release, and fixed rate loans, plus commercial property, industrial, unit development, business loans, and bank guarantees. The service is provided free to customers, with the company compensated by lenders through commissions for new applications and loan processing work.

Product overview

Mortgage Domayne is a mortgage brokerage offering a comprehensive suite of residential and commercial lending products alongside financial planning tools. The core offering consists of residential home loans (including New Home Loans, Refinance, Investment, Construction, Guarantor, Self Employed, Low Doc, Second Mortgages, Medical Professional, Equity Release, and Fixed Rate products) and commercial loans (Commercial Property, Industrial Property, Unit Development, Business Loans, and Bank Guarantees). The company differentiates through 12 specialized home loan products and 5 commercial loan products, supported by 6 free online calculators (Borrowing Capacity, Mortgage, Commercial Mortgage, Stamp Duty, Extra Payment, and Lump Sum Repayment) that serve as lead generation and client education tools. All services are provided at no cost to customers, with the company compensated through lender commissions.

Differentiator

Problem solved

Functional benefit

Products and services

• New Home Loans Residential home loan products for purchasing new properties, offering fixed interest rate loans, variable interest rate loans, interest-only loans, and split loans; for individuals purchasing a home to live in.
• Refinance Loans Loan refinancing service to help customers secure better deals, consolidate debts, unlock equity, or access different loan features suited to their current life and goals.
• Investment Loans Investment property loans offering features such as interest-only repayments, fixed interest rates, extra repayments, and redraw facilities to maximise rental yields and drive capital growth.
• Construction Loans Specialised construction financing for building new homes, featuring progress payment processing, optimum loan structuring, and strategies to unlock equity for construction funding.
• Guarantor Loans Home loans where a family member uses equity in their own property as security, potentially reducing the required deposit and avoiding Lenders Mortgage Insurance.
• Self Employed Loans Home loan products tailored for self-employed individuals and business owners who may face challenges meeting standard documentation requirements from traditional lenders.
• Low Doc Loans Flexible loan products for individuals who cannot provide traditional proof of income such as regular payslips, offering fixed rate, standard variable, or base variable options.
• Second Mortgages Additional loans taken out on residential properties already under mortgage, allowing borrowers to access equity for purposes such as debt consolidation, renovations, or family member guarantees.
• Medical Professional Loans Specialised home loan packages for medical professionals including general practitioners, specialists, and vets, allowing borrowing up to 90% of property value without Lenders Mortgage Insurance.
• Equity Release Loans Reverse mortgage products for retirees over 60 who own their home outright, enabling access to a lump sum or line of credit using accumulated property equity.
• Fixed Rate Loans Home loans with locked interest rates for set periods, offering repayment certainty though with limitations such as no extra payments or break fees.
• Commercial Property Loans Loans for purchasing commercial property as an investor or business owner, offering access to specialist lenders with a wide range of interest terms and loan options including offsets and line-of-credit facilities.
• Industrial Property Loans Financing options for constructing, purchasing, or refinancing industrial commercial properties, offering competitive fixed rate products and repayment flexibility.
• Unit Development Loans Property development loans funding construction of multiple properties on one title, covering townhouses, duplexes, and subdivisions up to four units under residential development loans.
• Business Loans Commercial lending solutions for business growth, expansion, and cash flow improvement including line of credit, equipment loans, secured and unsecured loans with fixed or variable rates.
• Bank Guarantees Bank guarantee services providing security against rental arrears, default, or damages for retail and commercial leases, freeing up cash flow for business operations.
• Domayne Conveyancing Services Conveyancing services provided through wholly-owned subsidiary Domayne Conveyancing Pty Ltd, supporting property settlement for brokerage customers and external clients.

Quantifiable outcome

• Help clients who were declined by other lenders
• +2 more outcomes

Segments8 records

Ideal customer profiles8 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Victoria's Leading Homebuilders and DeveloperscoreStrategic or Co-development PartnerLong-term partnerships with Victoria's leading homebuilders and land developers. Mortgage Domayne is described as the 'construction loan broker of choice' for these partners, with Mark Polatkesen's love for construction lending and relationships with Australia's leading builders positioning the company as a standout in new home lending.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Mortgage Ezy: Australian mortgage brokerage offering home loans, investment loans, and construction finance with access to multiple lenders. Comparable as a smaller-scope broker competing in similar segments with broker-led customer service.
• Mortgage Choice: Established Australian mortgage broking brand offering residential and commercial loans with broker-led service. Directly comparable in core proposition (free customer service, lender-paid commissions) and customer segments including first home buyers, investors, and refinancers.
• 1300 Home Loan: Australian mortgage brokerage offering home loans, investment loans, and refinancing through broker-led service. Comparable in business model (lender panel access, no customer fees) and target segments including first home buyers and investors.
• Heritage Brokers: Australian mortgage brokerage specializing in home loans, investment property finance, and construction lending. Comparable in niche focus on construction lending and builder relationships, serving similar customer segments in Victoria.
• Aussie Home Loans: Australia's largest mortgage brokerage aggregator with thousands of brokers nationwide. Directly comparable as a residential mortgage broker offering access to multiple lenders with broker-led customer service, though at materially larger scale and with a franchised model.
• Your Finance Group: Australian mortgage and finance brokerage with broker network offering residential and commercial lending. Comparable as a multi-lender broker with similar product breadth and customer service model.
• Astute Financial Management: Australian mortgage and financial services aggregator with broker network providing home loans, investment loans, and commercial finance. Comparable as a multi-lender brokerage serving similar customer segments with broker-led advice model.
• Loan Market Group: Major Australian mortgage aggregator with broker network across Australia offering residential and commercial lending products. Directly comparable in business model (lender panel access, commission-paid brokers) and product breadth, competing for the same customer segments.
• Smartline Personal Mortgage Advisors: Australian mortgage broking franchise offering home loans, investment loans, and commercial finance through a network of brokers. Directly comparable as a multi-lender brokerage with similar product breadth and customer segments.

Emerging players

• Up (digital lender): Australian digital-first lender (Bendigo Bank-adjacent) offering home loans directly to consumers without broker intermediation. Represents competitive disruption to the broker channel by offering streamlined digital application experience that bypasses broker commissions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles20 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Domayne