Concept Vehicle Leasing
Concept Vehicle Leasing, trading as Rivervale, is a UK FCA-regulated vehicle leasing brokerage offering personal and business car, van, fleet, and minibus leasing contracts sourced from a panel of major leasing funders, with ancillary services including EV chargers and GAP insurance.
- Company typePrivate
- Founded2001
- HeadquartersSurbiton, United Kingdom
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Concept Vehicle Leasing does
Concept Vehicle Leasing, operating commercially under the Rivervale brand, is a UK-based vehicle leasing brokerage founded in 2001 and headquartered in Surbiton. The company functions as an intermediary between customers (personal consumers, SMEs, corporate fleets, and tradespeople) and a broad panel of approved leasing funders including ALD Automotive, Alphabet, Arval, Ayvens, Kinto, Leasys, Lex Autolease, Novuna, Santander, Volkswagen Financial Services, and Mobilize Lease&Co. Its platform aggregates lease offers across a wide range of manufacturers, bodystyles, fuel types (including BEVs, PHEVs, and hybrids), contract lengths (typically 24–48 months), and mileage bands, with a catalog of over 6,164 live lease listings at the time of observation.
The core product offering consists of personal and business car leasing and commercial van leasing, complemented by Fleet Management services (including driver apps, fleet software, compliance, and procurement), a Car Salary Sacrifice Scheme, and a dedicated minibus leasing sub-brand operated through Rivervale Minibus Limited. Add-on modules include a free Credit Checker eligibility tool, nationwide Home EV Charger Installation via Rolec and Mr Charger, and GAP Insurance via MotorEasy. The company is regulated by the Financial Conduct Authority (Rivervale Cars Limited, FRN 687598; Rivervale Minibus Limited, FRN 734354), a baseline requirement for brokering regulated credit agreements in the UK.
Revenue is generated primarily through commission on lease contracts placed with the funder panel, supplemented by ancillary commissions from insurance and EV charger partners. The business operates with a very small team (1–10 employees), indicating a high-leverage, capital-light brokerage model rather than a vertically integrated fleet operator. No proprietary technology, AI/ML capabilities, patents, or technology stack beyond a standard web-based search and quoting platform are disclosed in the source material.
Concept Vehicle Leasing firmographics
Firmographics- Name
- Concept Vehicle Leasing
- Website
- https://conceptvehicleleasing.co.uk
- Company type
- Private
- Founded year
- 2001
- Headcount range
- 1–10 employees
- Short description
- Concept Vehicle Leasing, trading as Rivervale, is a UK FCA-regulated vehicle leasing brokerage offering personal and business car, van, fleet, and minibus leasing contracts sourced from a panel of major leasing funders, with ancillary services including EV chargers and GAP insurance.
- Ownership category
- akta.pro rank
Concept Vehicle Leasing industry classification
Industry- Product category
- Vehicle Leasing Brokerage
- NAICS
- Passenger Car Leasing (532112), Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (53212)
- SIC
- Services-Auto Rental & Leasing (No Drivers) (7510)
- akta.pro primary industry
- Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC)
- akta.pro secondary industries
- Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA), Fleet Leasing (Closed-End & Open-End) (THADAKAB), Commercial Fleet Leasing & Management (Trucks/Vans/LCVs) (THADAKAD)
Keywords
Where Concept Vehicle Leasing is headquartered
LocationHeadquarters
- HQ city
- Surbiton
- HQ country
- United Kingdom
- HQ region
- Europe
Markets served
Concept Vehicle Leasing business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Concept Vehicle Leasing product offering
Product offeringCore offering
Concept Vehicle Leasing (operating as Rivervale) is a UK vehicle leasing broker that arranges personal and business car and van leasing contracts on behalf of customers through a panel of approved funders. Its core offerings are Car Leasing and Van Leasing contracts typically lasting 24-48 months, supplemented by Fleet Management services for businesses, a Car Salary Sacrifice Scheme, plus add-ons including Home EV Charger Installation and GAP Insurance.
Product overview
Concept Vehicle Leasing (operated as Rivervale) is a UK car and commercial vehicle leasing broker offering a multi-product platform centered on personal and business car leasing contracts. The core offering consists of Car Leasing and Van Leasing, supplemented by Fleet Management services and a Car Salary Sacrifice Scheme for business customers. Add-on services include a Credit Checker tool, Home EV Charger Installation (via Rolec/Mr Charger partnership), and GAP Insurance (via MotorEasy partnership). The company sources vehicles from multiple manufacturers and works with a panel of approved leasing funders including ALD Automotive, Alphabet, Arval, Ayvens, Kinto, Leasys, Lex Autolease, Novuna, Santander, Volkswagen Financial Services, and Mobilize Lease&Co.
Differentiator
Problem solved
Functional benefit
Products and services
- Car Leasing Long-term rental agreements allowing individuals and businesses to drive brand-new vehicles for fixed periods (typically 24-48 months) with fixed monthly payments, configurable initial rental multiples (1-12 months), and mileage bands from 5,000 to 30,000 miles.
- Van Leasing Commercial vehicle leasing offering vans from manufacturers including Ford, IVECO, Volkswagen, MAN, Renault Trucks, Nissan, Mercedes-Benz, Vauxhall, Maxus, and Renault, targeted at businesses and tradespeople needing commercial vehicles without large capital outlay.
- Fleet Management Fleet management services for business customers including driver apps, fleet software, compliance and training, and new vehicle procurement, providing consolidated oversight of business vehicle fleets.
- Car Salary Sacrifice Scheme Tax-efficient employee benefit program allowing businesses to offer employees electric or plug-in hybrid vehicles with maintenance, servicing, and road tax included, delivering income tax and National Insurance savings for both employer and employee.
- In-Stock Lease Deals Pre-negotiated leasing specials on vehicles already in stock, with some available for delivery within 14 days, offered as quick-delivery branded 'Rivervale Exclusive' deals.
- Electric Car Leasing Leasing options dedicated to electric and hybrid vehicles including battery electric vehicles (BEVs), plug-in hybrids (PHEVs), and hybrid models across multiple manufacturers, offered with optional home EV charger installation.
- Home EV Charger Installation Nationwide home EV charger installation provided via partnership with Rolec and installer Mr Charger, available to complement electric vehicle leasing orders.
- GAP Insurance Insurance product provided via partnership with MotorEasy that protects customers against financial shortfall if their leased vehicle is written off or stolen, complementing the leasing contract.
- Minibus Leasing Specialized leasing for minibus vehicles operated by Rivervale Minibus Limited under its own FCA registration (number 734354), serving minibus operators via a dedicated website.
Companies that use Concept Vehicle Leasing
Customer profileIdeal customer profiles3 records
Concept Vehicle Leasing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration14 records
Concept Vehicle Leasing partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights4 records
Concept Vehicle Leasing competitors and assessment
Company assessmentDirect peers
- Vanarama: UK leasing broker (part of BCS) with strong van and car lease offerings plus business fleet services; comparable product breadth and customer segments.
- Nationwide Vehicle Contracts: Established UK vehicle leasing broker for cars and vans (personal and business), with a comparable product catalogue and online-led customer experience.
- GB Vehicle Leasing: Independent UK leasing broker for personal and business car and van contracts working with a multi-funder panel, comparable to Concept Vehicle Leasing's setup.
- Select Car Leasing: One of the largest UK vehicle leasing brokers offering personal and business car and van leasing across a multi-funder panel, with very similar product scope (PCH, BCH, salary sacrifice, fleet).
- Allcar Leasing: UK broker offering personal and business contract hire on cars and vans across multiple manufacturers, directly overlapping with Concept Vehicle Leasing's core offering.
- Leasing Options: UK-based broker focused on personal and business car and van leasing via multiple funders; directly comparable in offerings, customer base and online quote funnel.
Emerging players
- The Electric Car Scheme: UK salary-sacrifice specialist focused on EV leasing; overlaps directly with Concept Vehicle Leasing's Salary Sacrifice Scheme and EV leasing products.
- Cocoon Vehicles: Digital-first UK car leasing broker with emphasis on a streamlined online experience; competes for the same personal contract hire customers.
- Tusker: UK salary-sacrifice car leasing provider with a focus on EVs; competes with the company's Salary Sacrifice and Electric Car Leasing offerings for corporate clients.
- Octopus Electric Vehicles: Salary-sacrifice and EV leasing specialist operating in the UK; overlaps with the EV Salary Sacrifice proposition and electric car leasing offering.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
Concept Vehicle Leasing social profiles
Digital presenceConcept Vehicle Leasing compliance and trust
Trust signalCompliance1 record
Concept Vehicle Leasing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Concept Vehicle Leasing leadership team
Management profileNumber of profiles
Profiles1 record
Concept Vehicle Leasing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Concept Vehicle Leasing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Concept Vehicle Leasing
What does Concept Vehicle Leasing do?
Concept Vehicle Leasing (operating as Rivervale) is a UK vehicle leasing broker that arranges personal and business car and van leasing contracts on behalf of customers through a panel of approved funders. Its core offerings are Car Leasing and Van Leasing contracts typically lasting 24-48 months, supplemented by Fleet Management services for businesses, a Car Salary Sacrifice Scheme, plus add-ons including Home EV Charger Installation and GAP Insurance.
When was Concept Vehicle Leasing founded?
Concept Vehicle Leasing was founded in 2001. It employs 1 to 10 people.
Where is Concept Vehicle Leasing based?
Concept Vehicle Leasing is headquartered in Surbiton, United Kingdom, in the Europe region.
Who are Concept Vehicle Leasing's main competitors?
Direct peers on record are Vanarama, Nationwide Vehicle Contracts, GB Vehicle Leasing, Select Car Leasing, Allcar Leasing and Leasing Options. Emerging players are The Electric Car Scheme, Cocoon Vehicles, Tusker and Octopus Electric Vehicles.
Does Concept Vehicle Leasing have an API?
No public API is recorded for Concept Vehicle Leasing.
What industry is Concept Vehicle Leasing in?
Concept Vehicle Leasing's product category is Vehicle Leasing Brokerage. Its primary akta.pro industry code is TLABAAAC, Consumer/Private Lease & Subscription (Personal Contract Hire), with a secondary code of TLABAAAA, Corporate/Enterprise Car Leasing (Closed-End/Open-End). Its NAICS code is 532112 and its SIC code is 7510.