What Integrated Financial Partners does

Integrated Financial Partners (IFP) is a fee-based registered investment advisory firm headquartered at 4000 Legato Road, Fairfax, Virginia, serving individual and business-owner clients across the United States. The firm delivers comprehensive wealth management, retirement income planning, tax coordination, estate planning, insurance analysis, and business-owner advisory services, primarily through direct advisor-client relationships and a network of professional partners including CPA firms, law firms, banks, and credit unions. Securities are offered through LPL Financial (member FINRA/SIPC), and the firm also provides fee-only planning services.

The firm's core product platform consists of six trademarked proprietary planning models: The Lifetime Income Model™ (retirement income distribution), The Financial Second Opinion™ (investment analysis), The Plan for Financial Comfort™ (six-step planning methodology), The Legacy Discussion™ (wealth transfer), The Business Owner Model™ (business-owner planning), and The Integrated 401(k)™ (retirement plan optimization). These are supported by underlying client-facing technology including eMoney for planning, Account View for online account access, and Albridge Solutions for data aggregation. The firm markets through an extensive resource center (articles, videos, calculators) and a Professional Partner Program / Integrated CPA Alliance that generates referral flow from accounting, legal, and financial institution partners.

IFP targets high-net-worth individuals, pre-retirees, retirees, business owners, and multi-generational families. The business model is recurring fee-based advisory with securities and custodial infrastructure provided through LPL Financial. With 11–50 employees and a recent acquisition of an $850 million AUM Boston-area RIA, the firm is in an active growth phase, primarily through channel expansion (Professional Partner Program, CPA Alliance) and inorganic M&A.

Name

Integrated Financial Partners

Legal name

Integrated Financial Partners

Website

https://ifp-nova.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Integrated Financial Partners is a fee-based registered investment advisory firm in Fairfax, Virginia, offering retirement, tax, estate, and business-owner planning to high-net-worth individuals, pre-retirees, retirees, and business owners via direct advisory and CPA/professional partner referral channels, with securities through LPL Financial.

Ownership category

akta.pro rank

Product category

Wealth Management Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

• Wealth management services
• Retirement income planning
• Estate planning services
• Financial advisory services
• Business owner planning

Headquarters

HQ city

Waltham

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Fee-Based Financial Advisory: The firm operates as a fee-based financial services firm providing comprehensive financial planning and wealth management services. The firm also offers fee-only planning services and securities through LPL Financial.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Integrated Financial Partners (IFP) is a fee-based registered investment advisory firm delivering comprehensive financial planning, wealth management, retirement income distribution, estate planning, tax coordination, insurance analysis, and business owner planning services. The firm offers six proprietary trademarked planning models—The Lifetime Income Model™, The Financial Second Opinion™, The Plan for Financial Comfort™, The Legacy Discussion™, The Business Owner Model™, and The Integrated 401(k)™—supported by credentialed advisors and securities offered through LPL Financial.

Product overview

Integrated Financial Partners (IFP) is a fee-based financial services firm offering a platform of proprietary financial planning models and advisory services. The core product suite includes six branded planning models—The Lifetime Income Model™ (retirement income distribution), The Financial Second Opinion™ (investment analysis), The Plan for Financial Comfort™ (comprehensive financial planning), The Legacy Discussion™ (wealth transfer), The Business Owner Model™ (business planning), and The Integrated 401(k)™ (retirement plan optimization). These are complemented by financial planning services, wealth management, insurance services, business owner services, and retirement plan administration. IFP also provides a Professional Partner Program and Integrated CPA Alliance for professional partners seeking to offer financial planning services. The firm operates through securities offered via LPL Financial and provides clients with account access through integrated platforms including Albridge Solutions, eMoney, and Account View.

Differentiator

Problem solved

Functional benefit

Products and services

• The Lifetime Income Model™ A proprietary retirement income distribution tool that analyzes and implements strategic retirement distribution plans, allocating assets into time-sensitive distribution phases to address current income needs while allowing other assets to grow until needed. Targeted at pre-retirees and retirees seeking sustainable retirement income.
• The Financial Second Opinion™ A comprehensive investment analysis program providing an objective review of existing investments, life insurance, disability income, retirement strategies, estate plan, income taxes, buy/sell analysis, and survivor needs, with coordination capabilities for clients' other financial advisors.
• The Plan for Financial Comfort™ A six-step financial planning methodology encompassing cash flow management, tax reduction strategies, preservation of income, retirement planning, college funding, and wealth transfer planning.
• The Legacy Discussion™ A wealth transfer and legacy planning model addressing family values, long-term care needs, inheritance, and philanthropy for future generations.
• The Business Owner Model™ Comprehensive business owner planning covering succession planning, financial planning, wealth transfer, employee benefits, retirement planning, and contingency planning to help business owners manage their largest asset.
• The Integrated 401(k)™ A 401(k) plan analysis and benchmarking service helping business owners evaluate plan performance, ensure ERISA compliance, and optimize employee retirement benefits including a Fix-it Program for challenging situations.
• Financial Planning Services Comprehensive fee-only financial planning services including retirement distribution strategies, wealth accumulation planning, education funding, special needs planning, tax reduction strategies, portfolio analysis, and charitable gifting strategies.
• Wealth Management Wealth management and transfer services including estate, legacy and beneficiary planning for high-net-worth individuals and families.
• Insurance Services Life and disability insurance as well as long-term care insurance planning services.
• Retirement Plans Administration Retirement plan administration services including 401(k), SEP, and SIMPLE IRA plans for business owners.
• Professional Partner Program Co-source model program for CPA firms, law firms, property & casualty agencies, associations, banks, and credit unions providing marketing, practice management, revenue flow modeling, licensing, compliance oversight, and qualified financial planners.
• Integrated CPA Alliance Alliance program helping CPAs and financial advisors establish wealth management divisions under their own brand, generating recurring revenue through a co-source model.

Quantifiable outcome

• Fee-only planning available for objective financial advice without product commissions
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature6 records

Partnerships

One partnership is on record.

• LPL FinancialcoreChannel Partner/ Reseller/ DistributorSecurities are offered through LPL Financial, member FINRA/SIPC. LPL Financial provides the broker-dealer infrastructure and custodial platform for client investment accounts. The Registered Representatives associated with IFP hold Series 7 and Series 66 licenses through LPL Financial and Integrated Wealth Concepts.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Direct peers

• Kestra Financial: Independent wealth management platform supporting RIAs and financial advisors with planning tools and back-office infrastructure. Comparable independent, fee-based, partner-program-driven model.
• Carson Group: Large hybrid RIA/broker-dealer supporting independent advisors with planning tools, coaching, and back-office services. Operates a similar advisor-support and partner-referral model serving HNW individuals and business owners.
• Commonwealth Financial Network: Independent broker-dealer/RIA supporting a network of fee-based financial advisors with planning tools and partner programs. Closely comparable advisor-support, fee-based, and holistic planning model.
• Lido Advisors: Mid-market RIA that, like IFP, has been actively pursuing roll-up M&A in the wealth management space (recently acquired a $1B Tulsa RIA alongside IFP's $850M deal). Directly comparable in scale, growth strategy, and HNW business-owner focus.
• Cambridge Investment Research: Independent broker-dealer with a large affiliated RIA base serving HNW individuals and business owners. Similar fee-based, partner-referral-driven GTM and breadth of financial planning services.

Broad incumbents

• Mariner Wealth Advisors: Large national RIA offering comprehensive wealth management, tax, estate, and retirement plan consulting. Comparable holistic service model and HNW/business-owner segments, but at meaningfully greater scale.
• Hightower Advisors: National RIA built largely via advisor and practice acquisitions. Directly relevant as a peer in the mid-market wealth management roll-up space with a focus on HNW and business-owner clients.
• Focus Financial Partners: Wealth management partnership platform aggregating independent RIAs. Highly relevant as a comparable consolidator and infrastructure provider serving mid-market and HNW advisory practices.
• Cetera Financial Group: Broker-dealer and RIA support network for independent financial professionals. Comparable in the LPL-style independent advisor infrastructure model and financial planning focus on HNW and retirement segments.
• Creative Planning: Large independent RIA offering comprehensive wealth management, tax, estate, and business-owner planning. Comparable holistic service menu and HNW client focus, but at substantially greater scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/integrated-financial-partners-ifp-

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Integrated Financial Partners