Gerrish Smith Tuck

What Gerrish Smith Tuck does

Gerrish Smith Tuck is a privately held, dual-entity professional services firm founded in 1988 in Memphis, Tennessee, operating as Gerrish Smith Tuck, PC (attorneys) and Gerrish Smith Tuck Consultants, LLC. The firm is dedicated exclusively to the U.S. community banking industry and has served clients in all 50 states and some U.S. Territories. Its leadership includes Senior Chairman Jeffrey C. Gerrish (former FDIC Regional Counsel and FDIC Liquidation Division counsel), Chairman and CEO Philip K. Smith, and President Greyson E. Tuck, supported by a COO, managing director, director, and associates with credentials spanning former bank regulators, former FDIC attorneys, MBAs, tax specialists, and CPAs.

The firm provides a comprehensive suite of legal and consulting services purpose-built for community banks, including mergers and acquisitions advisory, bank holding company formations, Subchapter S reorganizations, financial modeling, capital planning and private placements, regulatory guidance and examination preparation, problem bank and enforcement action defense, executive compensation and ESOPs, board and management consulting, strategic planning retreats, taxation, and estate planning. Engagements are delivered through direct, high-touch field-based relationships with community bank boards, CEOs, and executive officers, with pricing on a quote-based professional services basis. The firm supplements its advisory work with proprietary thought-leadership content, including the twice-monthly Gerrish's Musings newsletter, the monthly Board Chair Forum Newsletter, the Gerrish's Glossary for Bank Directors, and The Bank Directors' Bible.

The firm has no disclosed subsidiaries, no external investors, and no public financial reporting. Go-to-market is relationship-driven, supported by faculty participation at graduate banking schools (Paul W. Barret Jr., Southwestern, Wisconsin, Pacific Coast, Colorado) and Independent Community Bankers of America workshops, plus an annual Community Bank Board Chair Forum Conference hosted by the principals. The firm is operating, founder/partner-owned, and economically dependent on the ongoing health and consolidation activity of the U.S. community banking sector.

Name

Gerrish Smith Tuck

Legal name

Gerrish Smith Tuck, PC

Website

https://gerrish.com

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

1–10 employees

Short description

Gerrish Smith Tuck is a privately held Memphis-based dual-entity professional services firm (PC law firm and consulting LLC) founded in 1988, dedicated exclusively to U.S. community banks, providing legal, regulatory, M&A, capital planning, and strategic consulting services across all 50 states.

Ownership category

akta.pro rank

Product category

Banking Legal and Consulting Services

NAICS

Offices of Lawyers (541110), Other Management Consulting Services (541618)

SIC

Services-Management Consulting Services (8742)

akta.pro industry

PRIMARYBPAHADAC

M&A Advisory (Buy-side/Sell-side)

Business & Public Services/Professional Services (Legal, Accounting, Consulting)/Strategy & Corporate Finance Advisory

SECONDARYBPAHACAF

Financial Management & Performance Improvement Consulting

Business & Public Services/Professional Services (Legal, Accounting, Consulting)/Management Consulting

SECONDARYBPAHADAB

Corporate Finance & Capital Advisory

Business & Public Services/Professional Services (Legal, Accounting, Consulting)/Strategy & Corporate Finance Advisory

Keywords

• Community bank legal services
• Bank mergers acquisitions
• Bank regulatory consulting
• Bank holding company formation
• Executive compensation consulting

Headquarters

HQ city

Memphis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Legal Services: Provides comprehensive legal services to community banks including mergers and acquisitions, regulatory guidance, corporate governance, securities law compliance, and litigation support. Services are provided through Gerrish Smith Tuck, PC, Attorneys.
2. Consulting Services: Financial advisory and consulting services through Gerrish Smith Tuck Consultants, LLC, including strategic planning retreats, financial modeling, executive compensation consulting, and capital raising assistance for community banking institutions.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Gerrish Smith Tuck operates as two affiliated entities — a law firm (Gerrish Smith Tuck, PC, Attorneys) and a consulting firm (Gerrish Smith Tuck Consultants, LLC) — providing specialized legal and consulting services exclusively to community banking institutions. Core services span mergers and acquisitions, bank holding company formations, regulatory guidance and examination preparation, problem bank resolution, Subchapter S reorganizations, taxation, capital raising, executive compensation, and board/management consulting. The firm has served thousands of community banks across all 50 U.S. states and some U.S. territories since 1988.

Product overview

Gerrish Smith Tuck is a dual firm structure consisting of Gerrish Smith Tuck Consultants, LLC and Gerrish Smith Tuck, PC, Attorneys, offering a comprehensive suite of professional services dedicated solely to the community banking industry. The firm operates as a unified consulting and legal practice providing services across two divisions: (1) Core consulting/legal services including Mergers & Acquisitions, Bank Holding Company Formations, Financial Modeling and Analysis, Capital Planning, Subchapter S Conversions, Taxation, Board and Management Consulting, Executive Compensation and Employee Benefit Plans, New Bank Formations, Regulatory Guidance, Problem Bank Resolution, and Estate Planning; and (2) Thought leadership publications including Gerrish's Musings newsletter, The Board Chair Forum Newsletter, Gerrish's Glossary for Bank Directors, and The Bank Directors' Bible. The firm has served clients in all 50 states and U.S. Territories since 1988.

Differentiator

Problem solved

Functional benefit

Products and services

• Mergers & Acquisitions Advisory Comprehensive M&A advisory for community banks, including business and financial analysis, target identification, potential buyer evaluation, marketing process, preparation and negotiation of definitive agreements, regulatory application preparation, due diligence, tax analysis, securities law compliance, leveraged buyouts, anti-takeover planning, transaction pricing analysis, and fairness opinions.
• Bank Holding Company Formations

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights3 records

Direct peers

• Hovde Group: Investment banking and advisory firm focused exclusively on financial institutions, including community banks. Comparable as a specialized M&A and capital advisory firm for the same client base.
• Commerce Street Capital: Investment banking firm specializing in M&A and capital raising for community banks and thrifts. Closely comparable as an M&A-focused advisor serving the same client segment.
• Darling Consulting Group: Asset/liability management consulting firm focused on community banks. Directly comparable as a specialized consulting provider serving the community banking niche with deep technical expertise.
• Performance Trust Capital Partners: Balance sheet management and investment advisory firm dedicated to community banks. Comparable as a niche firm providing specialized advisory services to the community banking industry.
• Mercer Capital: Financial advisory firm specializing in valuations, M&A, and consulting for community banks and financial institutions. Directly comparable as a specialized advisory firm serving the same niche client base with similar M&A and valuation services.
• Austin Financial Group: Consulting firm providing strategic planning, M&A advisory, and regulatory consulting to community banks. Directly comparable as a specialized consulting firm serving the same niche market.

Broad incumbents

• Baker Donelson Bearman Caldwell & Berkowitz: Large full-service law firm with a substantial financial services and banking regulatory practice. Comparable as a legal services provider to banks, though offering broader services beyond community banking specialization.
• FIG Partners (now JMP Securities): Investment bank historically focused on community banks, now part of JMP Group. Comparable as a community-bank-focused M&A advisor, though now operating within a broader platform.
• Keefe, Bruyette & Woods (KBW): Major investment bank focused on financial institutions, now part of Stifel. Broader incumbent serving banks and insurers at scale, with community bank M&A advisory as one segment of its wider platform.
• Promontory Financial Group (IBM): Regulatory and risk management consulting firm for financial institutions, now part of IBM. Comparable as a regulatory consulting provider to banks, though operating at much larger scale and across all institution sizes.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/gst_memphis
• LinkedInlinkedin.com/company/gerrish-mccreary-smith-pc

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Gerrish Smith Tuck