Yuecai Holdings

What Yuecai Holdings does

Yuecai Holdings (广东粤财投资控股有限公司 / Guangdong Yuecai Investment Holdings Co., Ltd.) is a provincial government-owned financial holding enterprise established in 1984 and directly supervised by the Guangdong Provincial Department of Finance. The company operates an integrated financial services platform through 18+ wholly-owned or controlled financial and quasi-financial subsidiaries, with business scale exceeding 1,500 billion yuan (15000亿元) and registered capital of 508+ billion yuan (508亿元). It delivers services across five core segments at "thousand-billion-yuan" scale — trust and wealth management, commercial banking, asset management, guarantee and credit enhancement, and fund investment — complemented by financial leasing, cross-border finance, credit reporting, equity trading, microfinance, fintech, and industrial property operations.

The company's technology platform is organized around five foundational service platforms: Financial Services, Financial Control, Investment, Inclusive Finance, and Industrial. The "Smart Yuecai" (智慧粤财) initiative is consolidating subsidiary operations onto a unified business platform, management dashboard, and cloud infrastructure. The revenue model spans subscription/recurring streams (trust/wealth management, commercial banking, asset management, guarantee, fund investment), transaction fees (financial leasing, cross-border finance), and interest margins (microfinance). Distribution is conducted through the subsidiary network, with primary customer segments including enterprise and institutional customers, SMEs requiring credit enhancement, and government/public sector entities managing state-owned capital and policy mandates (including social security fund transfers, veteran funds, charitable trusts, and rural revitalization initiatives).

Name

Yuecai Holdings

Legal name

广东粤财投资控股有限公司

Website

https://yuecaiholdings.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

11–50 employees

Short description

Yuecai Holdings is a Guangdong Provincial Government-owned financial holding company operating 18+ subsidiaries across trust, banking, asset management, guarantee, and fund investment, serving enterprises, SMEs, and government entities across Guangdong Province.

Ownership category

akta.pro rank

Product category

Diversified Financial Services (Provincial Financial Holding)

NAICS

Management of Companies and Enterprises (551), Portfolio Management and Investment Advice (523940), Funds, Trusts, and Other Financial Vehicles (525), Other Financial Vehicles (525990)

SIC

Finance Services (6199), Investment Advice (6282)

akta.pro primary industry

Private Banking Cross-Border & International Wealth Services (FSABADAL)

akta.pro secondary industries

Corporate & Institutional Trust Services (FSAAANAB), Private Banking Advisory & Discretionary Portfolio Management (FSABADAD), Managed Account / SMA Multi-Manager Platforms (FSANAGAL), Offshore & International Private Banking (FSAAABAB)

Keywords

• Financial holding services
• Trust and wealth management
• Commercial banking services
• Asset management services
• Credit guarantee services

Headquarters

HQ city

Guangzhou Shi

HQ country

China

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Trust and Wealth Management Services: Traditional trust business providing wealth management and investment services to high-net-worth individuals and institutional investors in Guangdong province
2. Commercial Banking Operations: Banking services through controlled banking subsidiaries serving corporate and retail customers
3. Asset Management: Asset management and investment fund management services generating management fees and performance fees
4. Guarantee and Credit Enhancement: Credit guarantee and enhancement services for SMEs and government projects
5. Fund Investment: Government guidance industry funds and market-oriented equity investment fund management
6. Financial Leasing: Financial leasing services for equipment and infrastructure
7. Cross-border Financial Services: Cross-border investment and financing platform services for Guangdong-Hong Kong-Macao Greater Bay Area
8. Microfinance and Credit Services: Small loan and credit services for SMEs and microenterprises

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Yuecai Holdings operates an integrated provincial-level financial holding platform delivering trust and wealth management, commercial banking, asset management, guarantee and credit enhancement, and fund investment services through 18+ wholly-owned or controlled subsidiaries. The group also provides financial leasing, cross-border financial services for the Greater Bay Area, credit investigation, equity trading, microfinance, fintech, and property/hotel operations as integrated financial solutions for enterprises, government projects, and institutional clients in Guangdong Province.

Product overview

Yuecai Holdings is a large financial holding company under the Guangdong Provincial Government, established in 1984. The company operates a multi-platform architecture consisting of five foundational service platforms: Financial Services (信托理财、商业银行、资产管理、担保增信、基金投资), Financial Control, Investment, Inclusive Finance, and Industrial Development. The core financial services platform encompasses five major business segments: trust and wealth management, commercial banking, asset management, guarantee and credit enhancement, and fund investment. Additional services include financial leasing, cross-border finance, credit investigation services, equity trading, micro-loans, financial technology, and basic asset management. The company manages 18+ subsidiaries with business scale exceeding 1,500 billion yuan.

Differentiator

Problem solved

Functional benefit

Products and services

• Trust and Wealth Management Services (信托理财) Traditional trust business providing wealth management and investment services to high-net-worth individuals and institutional investors in Guangdong Province, delivered through the Trust Service Platform subsidiary.
• Commercial Banking Services (商业银行业务) Banking operations delivered through controlled banking subsidiaries serving corporate and retail customers, operating under the Financial Services Platform as a core business segment.
• Asset Management Services (资产管理) Asset management and investment fund management services generating management fees and performance fees, operated through the Asset Management Platform subsidiary.
• Guarantee and Credit Enhancement Services (担保增信) Credit guarantee and enhancement services for SMEs, microenterprises, and government projects, delivered through the Inclusive Finance Platform subsidiary.
• Fund Investment Services (基金投资) Management of government guidance industry funds and market-oriented equity investment funds, delivered through the Investment Platform subsidiary.
• Financial Leasing Services (金融租赁) Financial leasing services for equipment and infrastructure, delivered through the Financial Control Platform subsidiary.
• Cross-border Financial Services (跨境金融) Cross-border investment and financing platform services for enterprises operating in the Guangdong-Hong Kong-Macao Greater Bay Area, including the Greater Bay Area Venture Capital Guidance Fund.
• Microfinance and Small Loan Services (小额贷款) Small loan and credit services for SMEs and microenterprises, delivered through the Microfinance Platform as part of the Inclusive Finance Platform.
• Credit Investigation Services (征信服务) Credit reporting and credit investigation services, delivered through the Credit Reporting Platform as part of the broader digital financial services infrastructure.
• Equity Trading Services (股权交易) Equity trading and equity transaction services, delivered through the Equity Trading Platform subsidiary.
• Fintech Services (金融科技) Financial technology services supporting the inclusive finance platform, including digital credit assessment systems and digital transformation capabilities through the 'Smart Yuecai' (智慧粤财) initiative.
• Comprehensive Financial Services Solutions (综合金融服务方案) Integrated financial service solutions combining multiple financial products and platforms (trust, banking, asset management, guarantee, fund investment) to address comprehensive customer needs across the five foundational service platforms.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Temasek Holdings: Singapore state-owned investment company operating across financial services, banking, and asset management with a multi-platform, government-linked model. Comparable in the SOE holding structure and diversified financial portfolio approach, though at much larger scale.
• China Investment Corporation (CIC): China's sovereign wealth fund managing over $1 trillion in global assets. While national in scale and global in mandate, CIC shares the SOE ownership model and long-duration investment approach that characterizes Yuecai's mandate over government-guided funds.
• Khazanah Nasional: Malaysian sovereign wealth fund with diversified holdings across banking, insurance, and financial services. Comparable as a state-owned investment holding company operating multiple financial subsidiaries in an emerging Asia context.
• China Cinda Asset Management (中国信达资产管理股份有限公司): One of China's four major state-owned asset management companies, involved in distressed asset management, banking, and trust services. National SOE with a comparable scope of financial services including guarantee, credit enhancement, and asset management platforms.

Direct peers

• Chongqing Yufu Group (重庆渝富资产经营管理集团有限公司): Chongqing municipal government-owned capital operation and asset management platform operating banking, trust, securities, and guarantee businesses. Directly comparable Chinese municipal financial holding group with similar multi-platform architecture and government policy mandate.
• Shandong Financial Asset Management (山东省金融资产管理股份有限公司): Shandong provincial government-backed financial asset management and holding company providing asset management, banking, and trust services. Comparable as a provincial SOE financial platform with government-backed capital and multi-subsidiary structure.
• Guangzhou Financial Holdings (广州金融控股集团有限公司): City-level state-owned financial holding group headquartered in Guangzhou, operating trust, banking, securities, and asset management businesses. Direct geographic peer to Yuecai Holdings with overlapping mandate scope in Guangdong Province and similar SOE-driven model.
• Beijing State-Owned Capital Operation and Management (北京国有资本运营管理有限公司): Beijing municipal government-owned financial holding vehicle with holdings across banking, securities, and trust. Operates a similar provincial SOE holding-company model with multi-subsidiary architecture, providing direct comparability on structure and governance.
• Shenzhen Investment Holdings (深圳市投资控股有限公司): Shenzhen municipal government-owned holding company operating financial services, real estate, and industrial platforms. Recognized as one of the largest municipal SOE financial groups in Guangdong's Greater Bay Area, making it a high-relevance regional peer for Yuecai.
• Shanghai International Group (上海国际集团有限公司): Shanghai municipal government-owned financial holding platform that controls or holds significant stakes in Pudong Development Bank, Guotai Junan Securities, and other financial institutions. Closely comparable in structure to Yuecai as a provincial SOE financial holding company with diversified subsidiary platforms.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yuecai Holdings