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Namestring
DAS
Legal namestring
ARAG plc
Company typeenum
Private
Founded yearint
2006
Descriptiontext

ARAG plc is a UK-registered legal expenses insurance provider founded in 2006, headquartered in Bedwas, Caerphilly, and operating under FCA and PRA authorization through two entities: ARAG plc (FCA FRN452369) and ARAG Legal Expenses Insurance Company Limited (PRA/FCA FRN202106). The company underwrites and distributes Before-the-Event (BTE) legal insurance products sold as add-ons to home, commercial, and motor insurance policies across Commercial, Family, Landlord, Motor, Group, and High Net Worth segments, alongside After-the-Event (ATE) legal insurance for solicitors and a portfolio of emergency assistance policies including a 24/7 legal advice line.

The company's technology stack centers on three web-based portals: ARAG Connect for broker policy administration, the gATEway portal for policyholder access to legal services and document building tools, and the ATE Portal for solicitor-led ATE claims management. Supporting assets include a library of law guides, document templates, and claims examples accessible via the ARAG Law sub-brand. Distribution follows a B2B2C model through insurance brokers, insurance carrier partners, and solicitor networks, with policyholders accessing coverage and claims support directly through the gATEway portal.

ARAG generates revenue through insurance premiums on a recurring, quote-based pricing model that varies by coverage type, risk profile, and partner arrangement. The company has no disclosed revenue, headcount, funding rounds, or ownership structure beyond the operating entities, and operates exclusively in the United Kingdom with reference to an international affiliate through ARAG International on its corporate navigation.

Short descriptiontext

ARAG plc is a UK legal expenses insurance provider offering Before-the-Event and After-the-Event legal insurance products as add-ons to home, commercial, and motor policies, distributed through brokers, insurers, and solicitors via dedicated portal platforms.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
501–1,000
akta.pro rankint
HeadquartersBristol, United Kingdom
HQ citystring
Bristol
HQ countrystring
United Kingdom
HQ regionstring
Europe
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
legal expenses insurance, before-the-event insurance, after-the-event insurance, legal assistance services, insurance underwriting
NAICS code3 codes
  • Direct Insurance (except Life, Health, and Medical) Carriers52412
  • Insurance Carriers and Related Activities524
  • Other Insurance Related Activities52429
SIC code2 codes
  • Insurance Carriers, Nec6399
  • Insurance Agents, Brokers & Service6411
Product category
Legal Expenses Insurance
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model1 record
1Insurance Premiums
TypeSubscription Recurring
Description

ARAG generates revenue through legal expenses insurance premiums, typically sold as add-on coverage to home, commercial, and motor insurance products. Policies provide coverage for legal costs associated with common legal problems.

arag.co.uk
Marketing channels5 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels5 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Pricing details1 tier
1Quote-based insurance pricing
ModelSubscriptionBilling cadenceAnnual
Notes

Insurance products sold as add-ons to home, commercial, and motor products with premiums determined by coverage type and risk assessment

arag.co.uk
GTM typeB2B
B2B
Offering typeServices
Services
Brand1 record
1ARAG Law
Description

Legal services website providing policyholders with legal help, document building tools, law guides, and 24/7 legal advice access.

arag.co.uk
Core offering1 text field

ARAG plc is a UK legal expenses insurer that underwrites and distributes Before-the-Event (BTE) and After-the-Event (ATE) legal insurance products, plus emergency assistance policies, to individuals, families, landlords, businesses, motorists, and group/employer schemes. Products are primarily sold as add-ons to home, commercial, and motor insurance through brokers, insurance companies, and solicitors, with supporting broker, customer, and ATE portals for service delivery.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

ARAG plc operates as a legal expenses insurer offering an integrated portfolio of Before-the-Event (BTE) and After-the-Event (ATE) legal insurance products and services. The BTE products include Commercial, Family, Landlord, Motor, Group Legal Solutions, and High Net Worth insurance, typically sold as add-ons to home, commercial, and motor products. The ATE products serve solicitors with dedicated portals. The company also provides Assistance Products and Emergency Assistance Policies with 24/7 legal advice line access. Supporting platforms include ARAG Connect for brokers and the gATEway portal for policyholders, along with the ATE Portal for solicitors.

Product and service12 records
1Before-the-Event (BTE) Legal Insurance Products
CategoryLegal Expenses Insurance — BTE
Description

Legal expenses insurance products sold as add-ons to home, commercial, and motor insurance, providing coverage for common legal problems before they arise. Distributed across multiple BTE product lines (Commercial, Family, Landlord, Motor, Group, High Net Worth, Assistance).

2After-the-Event (ATE) Legal Insurance Products
CategoryLegal Expenses Insurance — ATE
Description

Legal insurance products for solicitors covering legal costs incurred after a legal dispute has begun, including access to the ATE Portal (including DAS customers) for claims and policy management.

3Commercial Legal Expenses Insurance
CategoryLegal Expenses Insurance — BTE (Commercial)
Description

Legal expenses insurance designed for businesses to protect against common legal costs and problems, including contract and employment disputes.

4Family Legal Expenses Insurance
CategoryLegal Expenses Insurance — BTE (Family)
Description

Legal expenses coverage for families against common legal issues, typically sold as an add-on to home insurance.

5Landlord Legal Expenses Insurance
CategoryLegal Expenses Insurance — BTE (Landlord)
Description

Legal expenses insurance tailored for landlords to cover property-related legal matters, including tenant disputes and eviction proceedings.

6Motor Legal Expenses Insurance
CategoryLegal Expenses Insurance — BTE (Motor)
Description

Legal expenses insurance add-on for vehicle owners covering legal costs related to road incidents.

7Group Legal Solutions
CategoryLegal Expenses Insurance — BTE (Group)
Description

Legal expenses insurance products designed for employer groups to offer as employee benefits.

8High Net Worth Legal Expenses Insurance
CategoryLegal Expenses Insurance — BTE (High Net Worth)
Description

Premium legal expenses insurance for high net worth individuals with broader coverage needs for high-value properties and assets.

9Assistance Products and Emergency Assistance Policies
CategoryLegal Assistance Services
Description

Portfolio of emergency assistance policies providing 24/7 legal advice line access and round-the-clock legal support services for policyholders.

10ARAG Connect (Broker Portal)
CategoryPartner Servicing Platform
Description

Online portal for brokers to manage accounts, access resources, and administer policies and claims.

11gATEway Policyholder Portal (ARAG Customers)
CategoryCustomer Servicing Platform
Description

Customer portal for ARAG policyholders to access legal services, document building tools, and law guides.

12ATE Portal (DAS Customers)
CategoryPartner Servicing Platform
Description

Solicitor portal for DAS customers to manage After-the-Event legal insurance claims and legal expenses.

Scale indicator1 record

Each record includes

Type, Value, Description, Source

Partnership1 partner
Strategic tierMinorTypeStrategic or Co-development Partner
Description

ARAG is partnering with the Purpose Coalition to raise awareness of legal expenses insurance. They have launched the 'Insuring Justice – Social impact' report to highlight ways to improve social mobility and access to justice for those across the UK.

Recent move6 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight5 records

Each record includes

Type, Description

Peers10 records
TypeBroad incumbent
Description

Large UK mutual insurer offering legal expenses cover as an add-on to home and motor policies alongside broader personal lines. Wider portfolio but overlapping LEI product line distributed through similar broker channels.

TypeBroad incumbent
Description

Global composite insurer offering legal expenses cover as part of broader home, motor, and commercial policies in the UK. Comparable embedded distribution but wider general insurance focus.

TypeBroad incumbent
Description

Major UK composite insurer with legal expenses as an add-on to home and motor. Overlaps with ARAG in embedded LEI distribution but operates a much broader general insurance portfolio.

4Abbey Legal Protection
TypeDirect peer
Description

Direct competitor in UK legal expenses insurance, providing BTE and ATE cover through broker and solicitor channels. Operates in the same niche with comparable product breadth and partner distribution.

TypeDirect peer
Description

Specialist UK legal expenses insurance provider distributing through brokers, insurers, and affinity partners. Closely comparable niche player with similar BTE/ATE product range and embedded add-on distribution model.

TypeDirect peer
Description

One of the original UK LEI specialists (referenced as 'DAS Customers' in ARAG's own ATE Portal) and the historical market leader. Directly competes with ARAG on BTE, ATE, and add-on legal expenses cover through broker and insurer channels.

TypeBroad incumbent
Description

Major UK personal lines insurer offering legal expenses cover attached to motor and home policies. Direct channel overlap with ARAG's add-on distribution model.

TypeEmerging player
Description

Specialist UK insurer offering legal expenses products for commercial and professional lines. Overlaps on commercial LEI for SMEs and professional services clients.

TypeDirect peer
Description

UK legal expenses insurance provider competing directly on BTE products distributed via brokers and intermediaries. Comparable in scale and target customer segments (SME, landlord, family).

TypeOthers
Description

German parent of ARAG plc, one of Europe's largest legal expenses insurers operating across multiple EU markets. Highly relevant as group-level owner and shared technology/back-office infrastructure, though not a direct competitor to ARAG plc in the UK.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment8 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile5 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature5 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
No data
Compliance2 records

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

DAS

Legal Expenses Insurancedasinsurance.co.uk

ARAG plc is a UK legal expenses insurance provider offering Before-the-Event and After-the-Event legal insurance products as add-ons to home, commercial, and motor policies, distributed through brokers, insurers, and solicitors via dedicated portal platforms.

What DAS does

ARAG plc is a UK-registered legal expenses insurance provider founded in 2006, headquartered in Bedwas, Caerphilly, and operating under FCA and PRA authorization through two entities: ARAG plc (FCA FRN452369) and ARAG Legal Expenses Insurance Company Limited (PRA/FCA FRN202106). The company underwrites and distributes Before-the-Event (BTE) legal insurance products sold as add-ons to home, commercial, and motor insurance policies across Commercial, Family, Landlord, Motor, Group, and High Net Worth segments, alongside After-the-Event (ATE) legal insurance for solicitors and a portfolio of emergency assistance policies including a 24/7 legal advice line.

The company's technology stack centers on three web-based portals: ARAG Connect for broker policy administration, the gATEway portal for policyholder access to legal services and document building tools, and the ATE Portal for solicitor-led ATE claims management. Supporting assets include a library of law guides, document templates, and claims examples accessible via the ARAG Law sub-brand. Distribution follows a B2B2C model through insurance brokers, insurance carrier partners, and solicitor networks, with policyholders accessing coverage and claims support directly through the gATEway portal.

ARAG generates revenue through insurance premiums on a recurring, quote-based pricing model that varies by coverage type, risk profile, and partner arrangement. The company has no disclosed revenue, headcount, funding rounds, or ownership structure beyond the operating entities, and operates exclusively in the United Kingdom with reference to an international affiliate through ARAG International on its corporate navigation.

DAS firmographics

Firmographics
Name
DAS
Legal name
ARAG plc
Website
https://dasinsurance.co.uk
Company type
Private
Founded year
2006
Operating status
Operating
Headcount range
501–1,000 employees
Short description
ARAG plc is a UK legal expenses insurance provider offering Before-the-Event and After-the-Event legal insurance products as add-ons to home, commercial, and motor policies, distributed through brokers, insurers, and solicitors via dedicated portal platforms.
Ownership category
akta.pro rank

Where DAS is headquartered

Location

Headquarters

HQ city
Bristol
HQ country
United Kingdom
HQ region
Europe

Offices1 record

Markets served

DAS business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

  1. Insurance Premiums: ARAG generates revenue through legal expenses insurance premiums, typically sold as add-on coverage to home, commercial, and motor insurance products. Policies provide coverage for legal costs associated with common legal problems.

Pricing tiers

ModelBillingPrice
SubscriptionAnnualQuote-based insurance pricing

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

DAS product offering

Product offering

Core offering

ARAG plc is a UK legal expenses insurer that underwrites and distributes Before-the-Event (BTE) and After-the-Event (ATE) legal insurance products, plus emergency assistance policies, to individuals, families, landlords, businesses, motorists, and group/employer schemes. Products are primarily sold as add-ons to home, commercial, and motor insurance through brokers, insurance companies, and solicitors, with supporting broker, customer, and ATE portals for service delivery.

Product overview

ARAG plc operates as a legal expenses insurer offering an integrated portfolio of Before-the-Event (BTE) and After-the-Event (ATE) legal insurance products and services. The BTE products include Commercial, Family, Landlord, Motor, Group Legal Solutions, and High Net Worth insurance, typically sold as add-ons to home, commercial, and motor products. The ATE products serve solicitors with dedicated portals. The company also provides Assistance Products and Emergency Assistance Policies with 24/7 legal advice line access. Supporting platforms include ARAG Connect for brokers and the gATEway portal for policyholders, along with the ATE Portal for solicitors.

Differentiator

Problem solved

Functional benefit

Brands

  • ARAG Law: Legal services website providing policyholders with legal help, document building tools, law guides, and 24/7 legal advice access.

Products and services

  • Before-the-Event (BTE) Legal Insurance Products Legal expenses insurance products sold as add-ons to home, commercial, and motor insurance, providing coverage for common legal problems before they arise. Distributed across multiple BTE product lines (Commercial, Family, Landlord, Motor, Group, High Net Worth, Assistance).
  • After-the-Event (ATE) Legal Insurance Products Legal insurance products for solicitors covering legal costs incurred after a legal dispute has begun, including access to the ATE Portal (including DAS customers) for claims and policy management.
  • Commercial Legal Expenses Insurance Legal expenses insurance designed for businesses to protect against common legal costs and problems, including contract and employment disputes.
  • Family Legal Expenses Insurance Legal expenses coverage for families against common legal issues, typically sold as an add-on to home insurance.
  • Landlord Legal Expenses Insurance Legal expenses insurance tailored for landlords to cover property-related legal matters, including tenant disputes and eviction proceedings.
  • Motor Legal Expenses Insurance Legal expenses insurance add-on for vehicle owners covering legal costs related to road incidents.
  • Group Legal Solutions Legal expenses insurance products designed for employer groups to offer as employee benefits.
  • High Net Worth Legal Expenses Insurance Premium legal expenses insurance for high net worth individuals with broader coverage needs for high-value properties and assets.
  • Assistance Products and Emergency Assistance Policies Portfolio of emergency assistance policies providing 24/7 legal advice line access and round-the-clock legal support services for policyholders.
  • ARAG Connect (Broker Portal) Online portal for brokers to manage accounts, access resources, and administer policies and claims.
  • gATEway Policyholder Portal (ARAG Customers) Customer portal for ARAG policyholders to access legal services, document building tools, and law guides.
  • ATE Portal (DAS Customers) Solicitor portal for DAS customers to manage After-the-Event legal insurance claims and legal expenses.

Companies that use DAS

Customer profile

Segments8 records

Ideal customer profiles5 records

DAS technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature5 records

DAS partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Purpose CoalitionminorStrategic or Co-development PartnerARAG is partnering with the Purpose Coalition to raise awareness of legal expenses insurance. They have launched the 'Insuring Justice – Social impact' report to highlight ways to improve social mobility and access to justice for those across the UK.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

DAS competitors and assessment

Company assessment

Broad incumbents

  • LV= (Liverpool Victoria) Legal Services: Large UK mutual insurer offering legal expenses cover as an add-on to home and motor policies alongside broader personal lines. Wider portfolio but overlapping LEI product line distributed through similar broker channels.
  • Allianz Legal Protection: Global composite insurer offering legal expenses cover as part of broader home, motor, and commercial policies in the UK. Comparable embedded distribution but wider general insurance focus.
  • Aviva Legal Protection: Major UK composite insurer with legal expenses as an add-on to home and motor. Overlaps with ARAG in embedded LEI distribution but operates a much broader general insurance portfolio.
  • Direct Line Group Legal Expenses: Major UK personal lines insurer offering legal expenses cover attached to motor and home policies. Direct channel overlap with ARAG's add-on distribution model.

Direct peers

  • Abbey Legal Protection: Direct competitor in UK legal expenses insurance, providing BTE and ATE cover through broker and solicitor channels. Operates in the same niche with comparable product breadth and partner distribution.
  • Arc Legal Assistance: Specialist UK legal expenses insurance provider distributing through brokers, insurers, and affinity partners. Closely comparable niche player with similar BTE/ATE product range and embedded add-on distribution model.
  • DAS Legal Protection (Munich Re / ERGO): One of the original UK LEI specialists (referenced as 'DAS Customers' in ARAG's own ATE Portal) and the historical market leader. Directly competes with ARAG on BTE, ATE, and add-on legal expenses cover through broker and insurer channels.
  • BDHL Legal (BIBE Legal): UK legal expenses insurance provider competing directly on BTE products distributed via brokers and intermediaries. Comparable in scale and target customer segments (SME, landlord, family).

Emerging players

  • Markel UK Legal Expenses: Specialist UK insurer offering legal expenses products for commercial and professional lines. Overlaps on commercial LEI for SMEs and professional services clients.

Others

  • ARAG SE (German parent group): German parent of ARAG plc, one of Europe's largest legal expenses insurers operating across multiple EU markets. Highly relevant as group-level owner and shared technology/back-office infrastructure, though not a direct competitor to ARAG plc in the UK.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

DAS social profiles

Digital presence

DAS compliance and trust

Trust signal

Compliance2 records

DAS financial estimates

Financial estimate

Revenue estimate

Valuation estimate

DAS leadership team

Management profile

Number of profiles

DAS funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

DAS M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DAS

What does DAS do?

ARAG plc is a UK legal expenses insurer that underwrites and distributes Before-the-Event (BTE) and After-the-Event (ATE) legal insurance products, plus emergency assistance policies, to individuals, families, landlords, businesses, motorists, and group/employer schemes. Products are primarily sold as add-ons to home, commercial, and motor insurance through brokers, insurance companies, and solicitors, with supporting broker, customer, and ATE portals for service delivery.

Is DAS a public or private company?

DAS is a private company. It is classified as unknown and is currently operating.

When was DAS founded?

DAS was founded in 2006. It employs 501 to 1,000 people.

Where is DAS based?

DAS is headquartered in Bristol, United Kingdom, in the Europe region.

How does DAS make money?

One revenue line is on record: insurance Premiums.

Who are DAS's main competitors?

Broad incumbents on record are LV= (Liverpool Victoria) Legal Services, Allianz Legal Protection, Aviva Legal Protection and Direct Line Group Legal Expenses. Direct peers are Abbey Legal Protection, Arc Legal Assistance, DAS Legal Protection (Munich Re / ERGO) and BDHL Legal (BIBE Legal). Markel UK Legal Expenses is listed as an emerging player. ARAG SE (German parent group) is listed as an others.

Does DAS have an API?

No public API is recorded for DAS.

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Live signals
GlobeNewswireDAS Day in Court Launches National Search for Deserving Small Claims CasesDAS Canada launched DAS Day in Court on June 25, 2013, accepting online applications for five Canadians to receive legal representation. The initiative aims to address Canada's 16th-of-66 ranking in access to civil justice, with applications open until July 19 and winners announced August 19.GlobeNewswireFinally! Affordable Access to Justice for Quebec Small and Medium Sized Businesses: DASbusiness Insurance Launches in QuebecDAS Canada launched its DASbusiness legal expense insurance policy across Quebec, offering a week of free telephone-based legal advice to small and medium-sized businesses. The free advice runs from November 6 to 13, 2012, and the policy covers legal fees for issues like tax audits and employment disputes. The launch aims to provide affordable access to justice for Quebec SMEs.GlobeNewswireThe Most Important Business Insurance You've Never Heard OfDAS Canada, a legal expense insurance provider, promotes its product during Small Business Week, noting it is newly available in Canada. The company highlights that legal fees average over $360 per hour, and policies offer unlimited access to legal advice. The product is available across all Canadian provinces and territories.GlobeNewswireAll That Ontario Businesses Need for Christmas is Free Legal AdviceDAS Canada will offer free legal advice to Ontario small and mid-sized businesses for a week starting December 5, 2011. The company's legal hotline, normally exclusive to policyholders, will be open to all, with callers using promo code ONTFREE. The initiative aims to provide affordable access to justice, citing average Ontario lawyer costs over $355 per hour.GlobeNewswireThis Week Only-Free Legal Advice for Atlantic Small BusinessesDAS Canada is offering free legal advice to small business owners in Atlantic Canada from now until November 20, 2011. The hotline, accessible via promo code ATLFREE, covers issues like employment disputes and unpaid receivables. A contest for legal horror stories is also launched.GlobeNewswireConfused Alberta Drivers to Get Clarity on "Distracted Drivers" LawDAS Canada is offering free legal advice to Alberta drivers on the new distracted driving law, which has vague parameters and discretionary fines. The company's hotline is open from October 3 to 9, and its DASdrive policy includes access to legal experts.