eHome America

What eHome America does

eHome America is a nonprofit online education provider operated by Community Ventures Corporation, headquartered at 1450 N. Broadway, Lexington, Kentucky, and in operation since 2008–2009. The company delivers HUD-approved, web-based homebuyer education courses to prospective first-time homebuyers nationwide, including in U.S. territories such as Puerto Rico, Guam, and the U.S. Virgin Islands. The platform is a self-paced learning management system featuring video content, text-based materials, quizzes with an 80% pass requirement, automatic progress saving, and bilingual delivery in English and Spanish.

The product portfolio consists of five core tracks — Homebuyer Education (flagship), Post Purchase education, Money Management, Foreclosure Prevention Education, and Manufactured Housing Homebuyer Education — plus auxiliary products including the Down Payment Assistance Solution tool, the eHomeNews content platform (with 110+ homebuyer education articles and 48+ online education articles), and mPact Pro, a client management system used by partner agencies to track course completions and coordinate mandatory telephonic follow-up counseling sessions. Course completion is gated by a follow-up counseling session delivered through a partner agency before the certificate of completion is issued.

Revenue is generated through one-time course fees paid by homebuyers during registration, with a 120-day refund window for uncompleted courses. Go-to-market is dual: direct-to-consumer self-registration through the company's website, and a channel-partner model in which a nationwide network of HUD-approved non-profit housing counseling agencies register clients, deliver courses, and provide required counseling. Mortgage lenders and realtors act as referral partners. The organization operates as a nonprofit focused on expanding access to certified homebuyer education and building capacity for partner housing counseling agencies; no external equity investors, funding rounds, or ownership arrangements are disclosed.

Name

eHome America

Legal name

Community Ventures Corporation

Website

https://ehomeamerica.org

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

eHome America, operated by Community Ventures Corporation out of Lexington, Kentucky, is a nonprofit provider of HUD-approved online homebuyer education courses serving first-time homebuyers nationwide through a network of HUD-approved housing counseling agency partners, lenders, and realtor referrals.

Ownership category

akta.pro rank

Product category

Homebuyer Education and Housing Counseling Services

NAICS

Educational Services (611)

SIC

Services-Educational Services (8200)

akta.pro primary industry

Online/Hybrid ASE Programs & Virtual Classrooms (EDAAABAG)

akta.pro secondary industry

Adult Learner Support Services (Advising, Case Management, Wraparound Supports) (EDAAABAJ)

Keywords

• Homebuyer education
• HUD-approved counseling
• Housing education courses
• Down payment assistance
• Foreclosure prevention education

Headquarters

HQ city

Lexington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Online Course Fees: eHome America charges fees for their online homebuyer education courses. Users pay course fees during registration. The platform offers a 120-day refund policy for uncompleted courses. The company works with a network of HUD-approved agency partners who deliver follow-up counseling sessions as part of the certification process.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

eHome America is a web-based online education platform that delivers HUD-approved certified homebuyer education courses to prospective first-time homebuyers across the United States. The platform offers a suite of courses covering the full homeownership lifecycle — Homebuyer Education, Post Purchase, Money Management, Foreclosure Prevention, and Manufactured Housing — delivered through a network of HUD-approved housing counseling agency partners. Learners complete self-paced online coursework followed by a mandatory telephonic counseling session to obtain a certificate of completion recognized by mortgage lenders.

Product overview

eHome America operates as an education platform for homebuyers, offering a suite of online courses through its web-based platform. The core product portfolio consists of Homebuyer Education (the signature certified web-based program for first-time homebuyers), Post Purchase education, Money Management courses, Foreclosure Prevention Education, and Manufactured Housing Homebuyer Education. The company also provides a Down Payment Assistance Solution tool that helps users find local assistance programs. Related products include mPact Pro (a client management system for partner agencies) and eHomeNews (a content/news platform). The courses feature videos, animations, text, quizzes, worksheets, and downloadable resources, delivered through a web-based platform with state/county-based agency selection.

Differentiator

Problem solved

Functional benefit

Products and services

• Homebuyer Education Course Certified web-based education program for prospective first-time homebuyers that meets HUD approval standards. Learners complete online coursework (videos, text, quizzes, worksheets) and a mandatory follow-up telephonic counseling session to obtain a certificate of completion recognized by mortgage lenders for loan approval.
• Post Purchase Course Course designed to help homeowners understand what happens after moving into their home, covering financial planning, maintenance costs, tax benefits, and resources for navigating financial hardship.
• Money Management Course Financial literacy course that teaches users to take control of their financial future and develop money management skills for long-term success as homeowners.
• Foreclosure Prevention Education Education program designed to help homeowners at risk of foreclosure understand their options and take preventive measures.
• Manufactured Housing Homebuyer Education Specialized education course for buyers of factory-built or manufactured homes, covering decisions on when, where, and how to purchase and site manufactured homes.
• Down Payment Assistance Solution Interactive tool that helps prospective homebuyers find available down payment assistance programs, closing cost help, tax credits, and grants based on property and household information. Per the company, over 80% of homes qualify for some form of assistance with an average of over $8,000 in aid per buyer.
• mPact Pro Client Management System used by partner housing counseling agencies to manage homebuyer relationships, track course completions, and coordinate follow-up counseling sessions in conjunction with eHome America's education platform.

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Six partnerships are on record, tiered core, minor and major.

• HUD-Approved Housing Counseling AgenciescoreChannel Partner/ Reseller/ DistributoreHome America partners with a nationwide network of HUD-approved non-profit housing counseling agencies who deliver the education courses and provide mandatory follow-up telephonic counseling sessions. These agencies register homebuyers through the platform and issue certificates of completion. Agencies can apply to become partner agencies by contacting eHome America.
• LenderscoreChannel Partner/ Reseller/ DistributorMortgage lenders nationwide accept eHome America's online education certificates as part of their loan approval process. Lenders refer borrowers to complete the education, and eHome America may communicate with lenders regarding course completion and loan applications. Although most lenders accept online education, borrowers should verify acceptance with their specific lender.
• RealtorsminorChannel Partner/ Reseller/ DistributorReal estate professionals partner with eHome America to provide homebuyer education resources to their clients. Realtors can benefit from faster closings, fewer transaction issues, and more qualified buyers who understand the home buying process.
• Down Payment Assistance Program ProviderscoreStrategic or Co-development PartnereHome America's Down Payment Assistance Solution tool integrates with various down payment assistance programs, closing cost help, tax credits, and grants available across the country. Over 80% of homes qualify for some form of assistance, with buyers receiving an average of over $8,000 in assistance through these programs.
• Wells Fargo Housing PhilanthropymajorStrategic or Co-development PartnerWells Fargo Housing Philanthropy partners with eHome America to support homeownership initiatives and expand access to homebuyer education for underserved communities.
• mPact ProcoreTechnology or IntegrationmPact Pro is a client management system used in conjunction with eHome America's education platform. The system helps partner agencies manage homebuyer relationships, track course completions, and coordinate follow-up counseling sessions.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Credit.org (formerly Springboard affiliate): Credit.org is a HUD-approved housing counseling agency offering online homebuyer education and foreclosure counseling, competing with eHome America for certified course volume through its agency network.
• Money Management International: MMI is a HUD-approved housing counseling agency that delivers online homebuyer education, pre-purchase counseling, and financial counseling, operating in the same federally regulated certification market as eHome America.
• Framework Homeownership: Framework Homeownership provides online homebuyer education and counseling in partnership with HUD-approved housing counseling agencies nationwide, directly competing with eHome America's web-based certification and counseling workflow.
• Take Charge America: Take Charge America is a HUD-approved housing counseling agency offering online homebuyer education and foreclosure prevention services, overlapping with eHome America's core certified pre-purchase and foreclosure courses.
• Clearpoint Credit Counseling Solutions: Clearpoint is a HUD-approved counseling agency delivering online homebuyer education, foreclosure prevention, and financial coaching, addressing the same downstream segments as eHome America's Post Purchase and Foreclosure Prevention courses.
• GreenPath Financial Wellness: GreenPath is a HUD-approved counseling agency offering online homebuyer education, money management, and foreclosure prevention courses that map directly onto eHome America's course portfolio and partner agency model.
• Springboard Nonprofit Consumer Credit Management: Springboard is a HUD-approved housing counseling agency offering online pre-purchase homebuyer education and financial counseling, competing head-to-head with eHome America for the same certified education volume from partner agencies.

Emerging players

• BALANCE: BALANCE is a HUD-approved housing counseling and financial education provider delivering online homebuyer and money management courses to consumers and partner agencies, addressing overlapping segments with a smaller footprint than eHome America.

Broad incumbents

• NeighborWorks America: NeighborWorks is a national housing counseling network and training provider that supports homebuyer education across hundreds of local affiliates, serving as a broader-incumbent alternative channel for HUD-approved pre-purchase education.
• Freddie Mac HomeView: Freddie Mac's HomeView is a free online homeownership education course that competes at the top of funnel with eHome America, leveraging Freddie's GSE scale to offer an alternative path to homebuyer education for first-time buyers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ehomeamericahbe
• Facebookfacebook.com/eHomeAmerica
• LinkedInlinkedin.com/company/ehomeamerica

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about eHome America