Campeã Corretora de Seguros

What Campeã Corretora de Seguros does

Campeã Corretora de Seguros Ltda is a privately held Brazilian insurance brokerage (corretora de seguros) founded in 1997 and headquartered in Joinville, Santa Catarina, with a branch office in São Francisco do Sul. Operating as a regulated intermediary under SUSEP oversight, the firm compares and distributes insurance products on behalf of approximately 15 partner carriers — including Porto Seguro, Allianz, Bradesco, Tokio Marine, Zurich, Mapfre, HDI, Sompo, Mitsui, Alfa, and Yelum — across auto, residential, health, life, fleet, transport, accountant professional liability (RC Contador), and travel lines. The core business is auto insurance brokerage, which the company positions as its flagship product and primary revenue driver, complemented by a renewal management service that proactively contacts clients 15–30 days before policy expiration.

The company runs a direct-to-consumer, human-led advisory model distributed primarily through WhatsApp messaging, phone, and an SEO-oriented website with quote request forms. Customers submit vehicle, property, or personal details via WhatsApp or the web form, and named consultants research proposals across the 15 insurer partners before returning personalized quotes — explicitly contrasting this service with automated call-center alternatives. Technology infrastructure is limited to SSL-secured web and messaging channels; there is no proprietary platform, app, or AI-driven tooling disclosed. The firm holds an LGPD-compliant privacy program covering CRM, email, SMS, and WhatsApp communications for lead management, renewals, and marketing.

Revenue is generated through standard insurance brokerage commissions paid by carriers on policies placed and renewed, including assistance to clients through the claims (sinistro) process. The customer base is a long-tail of individual consumers, families, and small businesses in Santa Catarina — with multiple testimonials documenting 10–20+ year retention — and there is no institutional investor, parent company, or external funding disclosed. The company operates with 11–50 employees, serves a single-state geographic footprint, and shows no public M&A, fundraising, or rapid scaling activity in the available data.

Name

Campeã Corretora de Seguros

Legal name

Campeã Corretora de Seguros Ltda

Website

https://campeaseguros.com.br

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Campeã Corretora de Seguros is a privately held Brazilian insurance brokerage founded in 1997, headquartered in Joinville, Santa Catarina, that compares and distributes auto, residential, life, health, fleet, travel, and professional liability policies from 15 partner insurers to individual consumers and small businesses via WhatsApp-led human advisory.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Insurance brokerage
• Auto insurance quotes
• Residential insurance
• Life and health insurance
• Fleet and travel insurance

Headquarters

HQ city

Joinville

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commission: Campeã Corretora de Seguros acts as an intermediary between customers and insurance companies (seguradoras), earning commissions on policies sold. As a licensed insurance broker (corretora de seguros) regulated by SUSEP, the company researches and presents quotes from multiple insurers to clients and earns a commission from the insurer when a policy is placed or renewed. The company also earns commissions on policy renewals and assists clients through the claims (sinistro) process.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Campeã Corretora de Seguros is a SUSEP-regulated insurance brokerage that acts as an intermediary between individual customers and 15 partner insurance companies, comparing and presenting quotes for auto, residential, health, life, transport, accountant professional liability, and travel insurance. Its consultants research competing coverage options, recommend policies, assist with claims (sinistro) handling with the insurers, and proactively manage policy renewals 15-30 days before expiry. Revenue is generated through commissions paid by insurers on policies placed and renewed.

Product overview

Campeã Corretora de Seguros operates as an insurance brokerage firm offering multiple insurance products through partnerships with approximately 15 insurance companies. The core product is Seguro Auto (auto insurance), which provides comprehensive vehicle coverage including 24-hour assistance, theft protection, collision coverage, fire damage, third-party liability, natural disaster protection, glass coverage, and rental car benefits. Beyond auto insurance, the portfolio includes Seguro Residencial (home), Seguro de Saúde (health), Seguro de Vida (life), Seguro de Transporte (transport), Seguro RC Contador (accountant liability), and Seguro de Viagem (travel insurance). The company also offers policy renewal services, proactively reaching out to clients before expiration to maintain continuous coverage. Services are delivered through human advisors rather than automated systems, with quote comparison across multiple partner insurers.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro Auto (Auto Insurance) Auto insurance brokerage service that sources and compares quotes from 15 partner insurers for individual vehicle owners. Coverage options include 24-hour assistance with towing and tire changes, robbery and theft, collisions, fire damage, third-party liability, natural disaster damage, glass coverage, and courtesy car provision during claims. Delivered through human advisors via WhatsApp and phone with no paperwork required.
• Seguro Residencial (Home Insurance) Home insurance brokerage service that compares policies for homeowners and property owners to protect the residence structure and contents against damages such as theft, fire, and natural events. Quotes are sourced across the 15-insurer panel and delivered via WhatsApp or phone advisory.
• Seguro de Saúde (Health Insurance) Health insurance brokerage service that compares medical-expense and healthcare-service coverage options across partner insurers for individuals and families. Personalized advisory is provided to match coverage to customer needs.
• Seguro de Vida (Life Insurance) Life insurance brokerage service that compares term life and personal accident policies across partner insurers for individuals and families. Provides financial protection for beneficiaries in case of death or terminal illness, with advisory on appropriate coverage levels.
• Seguro de Transporte (Transport Insurance) Transport insurance brokerage service comparing coverage for goods and vehicles in transit, providing protection during transportation for commercial and individual transport needs. Quotes sourced through the 15-insurer panel.
• Seguro RC Contador (Accountant Professional Liability Insurance) Professional liability (Responsabilidade Civil) insurance brokerage service dedicated to accountants, covering professional errors and omissions in client engagements. Sourced from partner insurers and delivered with expert guidance given the specialized nature of the coverage.
• Seguro de Viagem (Travel Insurance) Travel insurance brokerage service comparing trip cancellation coverage, medical emergency coverage abroad, and lost baggage protection for domestic and international travelers. Quotes sourced across partner insurers.
• Renovação de Seguro (Policy Renewal Management Service) Policy renewal service that proactively contacts clients 15-30 days before policy expiration to compare renewal terms and pricing across the insurer panel, facilitating continuous coverage with updated conditions. Announced by the company via WhatsApp, email, and SMS reminders.
• Seguro Frota (Fleet Insurance) Commercial fleet insurance brokerage service that compares bundled policies for multiple commercial vehicles under a single contract, targeting small business owners managing vehicle fleets and commercial transportation operations. Quotes sourced across the 15-insurer panel.

Quantifiable outcome

• Quote comparison across 15 insurers in a single request
• +2 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eleven partnerships are on record, tiered minor.

• Alfa SegurosminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers. Listed as one of the top insurers according to Sincor-SP evaluation.
• Porto SegurominorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers. Porto Seguro is one of the largest insurers in Brazil.
• Allianz SegurosminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• Bradesco SegurominorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• Tokio Marine SeguradoraminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• Yelum SeguradoraminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• HDI SegurosminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• Mapfre SegurosminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• Mitsui SegurosminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• Sompo SegurosminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.
• Zurich SegurosminorChannel Partner/ Reseller/ DistributorOne of the 15 insurance companies whose products are compared and presented to Campeã Corretora's customers.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Emerging players

• Justos: Brazilian digital auto insurer using telematics-based underwriting and a direct-to-consumer model. Represents the insurtech direction of travel that could compete with Campeã's auto-centric brokerage by offering instant digital purchase without human intermediation.

Direct peers

• Minuto Seguros: Brazilian online insurance broker focused on quote comparison and digital distribution of auto and other personal insurance products. Closely comparable in the multi-carrier aggregation value proposition Campeã provides, but at national scale and with broader digital tooling.
• 180 Seguros: Brazilian digital insurance brokerage offering multi-carrier quote comparison and online policy purchase across auto and other personal lines. Competes directly with Campeã's multi-carrier comparison model but operates nationally with a fully digital experience.
• Smartia: Brazilian digital insurance comparison and brokerage platform offering online quote aggregation across multiple carriers. Mirrors Campeã's multi-carrier comparison model while operating nationally through a digital-only interface.

Broad incumbents

• Tokio Marine Seguradora: Brazilian arm of the global Tokio Marine insurance group, offering auto, residential and other personal lines through broker and direct channels. Comparable to Campeã because it is one of the 15 carrier partners whose products the broker distributes.
• Azul Seguros: Major Brazilian auto-focused insurance carrier with direct-to-consumer distribution. Comparable to Campeã in targeting Brazilian auto insurance customers, but operating as an underwriter rather than a broker.
• Wiz Soluções: One of Brazil's largest insurance broker and solutions providers, distributing personal and commercial lines across multiple carriers. Overlaps with Campeã in multi-carrier brokerage but operates at far greater national scale and serves enterprise clients alongside consumers.
• Allianz Seguros: Brazilian arm of global insurer Allianz offering auto, residential, life and other lines through broker and direct channels. Comparable to Campeã because it is one of the 15 carrier partners whose products Campeã aggregates, while also competing for end-customer wallet share.
• Porto Seguro: One of Brazil's largest insurance carriers across auto, residential and other lines, with its own direct sales and broker distribution. Competes with Campeã because its scale and direct channels can disintermediate brokers, and it is one of the 15 carrier partners whose products Campeã aggregates.
• MAPFRE Seguros: Brazilian operation of global insurer MAPFRE offering auto, residential and other lines through broker and direct distribution. Comparable to Campeã both as a competitor for the same Brazilian consumer insurance spend and as one of its 15 carrier partners.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/campeaseguros
• Facebookfacebook.com/campeaseguros

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Campeã Corretora de Seguros