The Hamilton Bank

What The Hamilton Bank does

The Hamilton Bank is a privately-held community bank founded in 1938 and headquartered in Hamilton, Missouri. It operates three branch locations across northwest Missouri—Hamilton (headquarters at 111 N. Davis), Breckenridge (190 S. 7th St.), and Lathrop (214 North St.)—and serves individual consumers, local businesses, and agricultural operators in its regional market. The bank holds FDIC insurance and Equal Housing Lender designation, and offers a full suite of traditional retail and commercial banking products under the operating trade name Hamilton Bank.

The bank's product portfolio spans personal banking (checking, savings, IRAs, personal loans, automobile loans, residential real estate loans, and personal credit cards) and commercial banking (commercial loans, agriculture loans, business credit cards, and ACH services). Online banking is delivered through a third-party platform (Online Aurora at hamiltonbank.onlineaurora.com), and the bank provides a mobile banking application for account access. Supplementary services include financial calculators, an ACH Originator Education program, a Switch Kit for onboarding new customers, and a Current Rates information page. The underlying core technology is a standard online and mobile banking front end; no proprietary stack, public API, developer portal, or AI features are disclosed.

Revenue is generated through traditional banking streams: net interest income on loans and deposits, fee income from deposit accounts and credit card services, and ancillary service charges. Specific pricing is not publicly disclosed; customers are directed to contact the branch or consult the bank's Current Rates page. The company maintains a Facebook page as its primary disclosed digital marketing channel. Public-facing disclosures are sparse: no management team bios, no financials, no funding history, no M&A activity, no leadership changes, and no recent strategic announcements are documented in the input material.

Name

The Hamilton Bank

Legal name

The Hamilton Bank

Website

https://hamiltonbank.net

Company type

Private

Founded year

1938

Operating status

Operating

Headcount range

11–50 employees

Short description

The Hamilton Bank is a privately-held community bank founded in 1938, headquartered in Hamilton, Missouri, operating three branches in northwest Missouri. It offers traditional personal and commercial banking—deposits, consumer and agricultural loans, credit cards, and digital banking—to individuals, local businesses, and farmers.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (52211), Depository Credit Intermediation (5221)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)

akta.pro secondary industries

Retail Lending (Personal Loans, Auto, Credit Lines) (FSABAAAB), Credit Cards & Revolving Credit (FSABAAAC)

Keywords

• Community banking
• Personal banking
• Commercial lending
• Agricultural loans
• Retail banking

Headquarters

HQ city

Hamilton

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Banking Services: Traditional community bank generating revenue through interest income on loans (personal, commercial, agricultural, real estate, automobile), fee income from checking/savings accounts, credit card services, and other banking service charges.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Core offering

The Hamilton Bank is a community bank offering personal and commercial banking services through three branch locations in Hamilton, Breckenridge, and Lathrop, Missouri. The bank provides deposit accounts (checking, savings, IRAs), consumer loan products (personal, automobile, residential real estate), commercial and agricultural lending, personal and business credit cards, and online/mobile banking access. FDIC-insured and operating as a full-service local financial institution since 1938.

Product overview

The Hamilton Bank is a community bank offering a unified suite of traditional banking products and services for both personal and commercial customers. The product portfolio includes personal banking products (Checking, Savings, IRAs, Personal Loans, Automobile Loans, and Residential Real Estate Loans) and commercial banking products (Commercial Loans and Agriculture Loans). Additional services include Mobile Banking, Personal and Business Credit Cards, ACH Originator Education, Calculators, and a Switch Kit for new customer transitions. All products are supported through the bank's branches in Hamilton, Breckenridge, and Lathrop, Missouri, with FDIC insurance coverage.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Checking Personal checking account offering for individual consumers to manage day-to-day banking transactions, deposits, withdrawals, and account management.
• Savings Accounts Savings account products for personal and commercial customers to deposit and grow funds securely with interest accumulation.
• IRAs (Individual Retirement Accounts) Individual Retirement Account products including traditional and Roth IRA options for retirement savings, targeted at individual consumers planning for retirement.
• Personal Loans Unsecured personal loan products for individual borrowing needs including home improvement, debt consolidation, and other personal expenses.
• Automobile Loans Vehicle financing loans for purchasing new or used automobiles, trucks, and other vehicles, targeted at individual consumers.
• Residential Real Estate Loans Mortgage and home loan products for purchasing or refinancing residential properties including primary residences and vacation homes.
• Commercial Loans Business lending products including term loans, lines of credit, and commercial real estate financing for business expansion, operations, and capital needs.
• Agriculture Loans Specialized lending products for farmers and agricultural operations including farm equipment financing, operating loans, and agricultural real estate loans.
• Personal Credit Cards Credit card products for individual consumers with various reward programs and benefit tiers for personal spending.
• Business Credit Cards Commercial credit card products designed for business spending with expense management and reporting features.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights3 records

Market position

Competitive moat4 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/The-Hamilton-Bank-263542910359273
• LinkedInlinkedin.com/company/the-hamilton-bank

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Hamilton Bank