Jutheau Husson

What Jutheau Husson does

Jutheau Husson is an independent insurance brokerage headquartered in Monaco, operating as an intermediary between clients and insurance carriers across four verticals: Enterprises (commercial P&C, group health, motor fleet, construction, civil liability, shipping, special risks), Individuals (supplementary health starting at €20/month, personal/family, property), Private Clients / JHPI (high-net-worth coverage for prestigious residences, exceptional vehicles, art and jewellery), and Yachting (shipowner P&I, vessel damage, crew, professional liability). Founded in Monaco in 1950 with origins tracing to 1896 in Paris, the firm is now in its fifth generation of family ownership under President Hervé Husson, with no external parent or private equity investment.

The group operates a corporate client portal (extranet) for policy administration, payroll declaration, contribution tracking and claims handling, plus a mobile application (iOS and Android) for individual health-insurance members featuring real-time reimbursements and third-party payment cards, and an online health-insurance simulator that delivers personalised quotes in roughly two minutes based on profile, age and Monegasque regime (CCSS, CAMTI, SPME). Distribution is relationship-led through Monaco headquarters (24 Boulevard Princesse Charlotte) and French offices in Fréjus and Cannes, supplemented by event-based client acquisition across Monaco Yacht Show (21 consecutive years), Art Monte-Carlo, Rolex Monte-Carlo Masters, AMRAE conferences and professional associations.

The business earns commissions from insurance carriers for policy placement and acts as the client's advocate in risk analysis, coverage negotiation and claims advocacy. The group comprises three legal entities — JUTHEAU HUSSON SAM (Monaco, €603,600 capital), JUTHEAU HUSSON YACHTING SAM (Monaco, €150,000 capital, licensed 1998) and FREMA ASSURANCES SAS (France, €808,100 capital, ORIAS 07000673) — held through a five-generation family ownership structure under Hervé Husson (President) with Patricia Husson as Honorary President, Martine Dubar and Edouard Lagourgue as Administrators. Headcount is approximately 100 collaborators across specialised teams.

Name

Jutheau Husson

Legal name

JUTHEAU HUSSON SAM

Website

https://jutheau-husson.com

Company type

Private

Founded year

1950

Operating status

Operating

Headcount range

51–100 employees

Short description

Jutheau Husson is an independent, family-owned insurance brokerage headquartered in Monaco serving enterprises, individuals, high-net-worth private clients, and yacht owners across Monaco and France, with approximately 100 specialised staff and digital self-service tools.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Yacht & Pleasure Craft Insurance (FSAJAHAI)

akta.pro secondary industries

Protection & Indemnity (P&I) / Marine Liability Insurance (FSAJAHAH), Inland Marine / Personal Articles & Valuable Items Insurance (FSAJACAJ), Fine Art, Specie & High-Value Property Reinsurance (FSAOADAO)

Keywords

• Insurance brokerage
• Commercial insurance
• Health insurance
• Yacht insurance
• High net worth insurance

Headquarters

HQ city

Beau Soleil

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Earns commissions from insurance companies for placing client policies. Acts as intermediary representing client interests to negotiate best coverage and pricing.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels10 records

Core offering

Jutheau Husson is an independent insurance brokerage firm acting as intermediary between clients and insurance companies. The firm studies client risks, negotiates and places coverage on the market, and advocates for clients during claims settlement. Offerings span corporate insurance (health, fleet, property, construction, civil liability, shipping, special risks), personal insurance (health, family, property), private client/HNW insurance (prestigious residences, exceptional vehicles, valuable goods via Valuables by JH with Lloyd's), and yachting insurance (P&I, crew, vessel, professional liability), delivered across Monaco and France.

Product overview

Jutheau Husson is a Monaco-based insurance brokerage group established in 1950, operating as a broker between clients and insurance companies. The company offers a comprehensive insurance portfolio organized across four main client segments: Enterprises (corporate insurance for health, automotive fleets, property, construction, civil liability, shipping, and special risks), Individuals/Particuliers (health insurance, personal/family coverage, and property insurance), Private Clients/Jutheau Husson Private Insurance (JHPI - a premium sub-brand for high-net-worth clients covering prestigious residences, exceptional vehicles, valuable goods like art and jewelry), and Yachting (shipowner P&I, crew protection, vessel damage, and professional liability). The group also operates FREMA Assurances, a French subsidiary based in Fréjus and Cannes. Core services are delivered through digital platforms including a client portal for businesses and a mobile application for individual health insurance management, all supported by a team of approximately 100 employees.

Differentiator

Problem solved

Functional benefit

Brands

• Jutheau Husson Private Insurance: Structure dedicated to high-end insurance for private clients covering prestigious residences, exceptional vehicles, valuable goods, and personal insurance.
• Jutheau Husson Mobile App
• Valuables by JH
• Collection Cars by JH
• Premium Assistance

Products and services

• Entreprises – Assurances de Personnes
• Entreprises – Automobile (Flotte Automobile)
• Entreprises – Biens & Perte d'Exploitation
• Entreprises – Construction
• Entreprises – Responsabilité Civile
• Entreprises – Transports (Shipping)
• Entreprises – Risques Spéciaux
• Particuliers – Santé
• Particuliers – Personne & Famille
• Particuliers – Vos Biens
• Jutheau Husson Private Insurance (JHPI)
• JHPI – Résidences de Prestige
• JHPI – Véhicules d'Exception
• JHPI – Biens de Valeur (Valuables by JH)
• JHPI – Private Health
• Jutheau Husson Yachting – Armateur (Shipowners)
• Jutheau Husson Yachting – Marin (Crew)
• Jutheau Husson Yachting – Navire (Vessel Damage)
• Jutheau Husson Yachting – Professionnel
• FREMA Assurances
• Jutheau Husson Mobile App
• Espace Client (Client Area)

Quantifiable outcome

• Serves more than 60% of Monegasque companies for personal insurance
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• FREMA AssurancescoreStrategic or Co-development PartnerFrench subsidiary of Jutheau Husson group, serving clients in France from offices in Fréjus and Cannes. Offers same insurance services adapted to French market.
• PLANETE CSCAminorStrategic or Co-development PartnerUnion representing insurance brokers in France. Jutheau Husson participates in regional events and collaborates on industry initiatives.
• Monaco Economic Board (MEB)minorStrategic or Co-development PartnerCo-organizes economic events and participates in economic missions (e.g., Zurich mission) to strengthen Monaco business relationships.
• Monaco Yacht ClubminorStrategic or Co-development PartnerCollaboration on yachting industry conferences and events. Hosted joint conference dinner on risk analysis in yachting sector.
• Cluster Yachting MonacominorStrategic or Co-development PartnerProfessional association for Monaco yachting industry providing networking and industry expertise.
• ECPY (European Committee for Yachting Professionals)minorStrategic or Co-development PartnerEuropean professional association for yachting professionals providing industry standards and networking.
• Lloyd's (Lloyd's Europe)coreTechnology or IntegrationSpecific insurance product 'Valuables by JH' designed with Lloyd's for high-value assets coverage, underwritten by Lloyd's Insurance Company S.A.
• Children & FutureminorOthersCharity supporting disadvantaged or ill children. 54 Jutheau Husson employees participated in No Finish Line 2025, covering 1,180 km.
• Ecoute Cancer RéconfortminorOthersCancer awareness association. Jutheau Husson supported Pink October and Blue November awareness workshops.

Scale indicators7 records

Broad incumbents

• AXA: Global insurer and distributor with a dedicated Private Client / high-net-worth offering in Europe and a strong presence in Monaco. Competes with Jutheau Husson for HNW and corporate clients, though primarily as a carrier/insurer rather than an independent broker.
• Willis Towers Watson (WTW): Global advisory and brokerage firm with a large personal lines and HNW practice. Overlaps with Jutheau Husson across multiple segments (commercial P&C, marine, personal lines) but operates at far greater scale and offers these capabilities as part of a much broader portfolio.

Direct peers

• Howden: Specialty insurance broker with strong marine, yacht and high-net-worth personal lines practices in Europe. Directly comparable to Jutheau Husson for its specialty focus and growing footprint in yachting, art and luxury asset insurance.
• Aon: Global insurance and reinsurance broker with dedicated Private Risk Management and Marine/Yacht practices that directly mirror Jutheau Husson's high-net-worth and yachting specialties. Competes for the same ultra-wealthy and corporate clients across Europe.
• Marsh McLennan: Global insurance brokerage and risk advisory group with a long-established Private Client / Personal Lines practice serving HNW clients worldwide. Operates in Monaco and across Europe, offering multi-line brokerage similar in breadth to Jutheau Husson's Enterprises, Individuals, Private Clients and Yachting segments.
• Pantaenius: Specialist yacht insurance broker serving owners across Europe with vessel, crew and liability cover. Directly comparable to Jutheau Husson Yachting for product set, target customer and Mediterranean market focus.
• Lockton: World's largest privately held insurance broker, operating across commercial, personal and specialty lines including marine and high-net-worth personal insurance. Closely comparable to Jutheau Husson as an independent, relationship-driven broker with multi-segment coverage and specialty expertise.

Regional players

• Albingia: French specialty insurer and broker focused on construction, civil liability, marine and professional risks. Overlaps with Jutheau Husson's Enterprises construction, liability and marine transport offerings, and competes for the same French and Monaco-based corporate clients.
• Verlingue: French insurance broker serving corporate and individual clients with a multi-line product set. Comparable to Jutheau Husson's French subsidiary FREMA Assurances in scope and geography, though operating primarily in France rather than Monaco.
• April Group: French insurance broker and wholesale distributor specializing in personal lines, niche commercial lines and affinity partnerships. Comparable in business model and product breadth to Jutheau Husson, with overlap in property, health and personal insurance for French clients.

Market position

Strengths5 records

Weaknesses5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCCkdfeV2bZH9pZzc08FlZVA
• LinkedInlinkedin.com/company/jutheau-husson
• Instagraminstagram.com/jutheauhusson

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles25 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jutheau Husson