What Aamra Technologies does

Aamra Technologies Limited (ATL) is a Bangladesh-based technology company and public limited company that provides IT hardware, software, and connectivity solutions to the banking and financial sector. The company traces its operational history back nearly three decades through its predecessor, Texas Electronics Limited, and was reinitiated under the aamra brand on December 31, 2007, with formal incorporation as a Public Limited Company in Bangladesh on February 3, 2010. Headquartered in Dhaka with additional offices in Chattogram and Jashore, Aamra operates as a systems integrator, combining proprietary deployment and service capabilities with a deep partner ecosystem of more than 25 global technology vendors including Oracle (Platinum Partner since 2012), Cisco, Thales, Verifone, Infosys (Finacle), Dell EMC, ArcServe, NBS Technologies, and Mistral Mobile.

The company's product portfolio centers on three pillars. First, E-Payment Solutions comprise the core franchise: POS terminals (with a stated 75% Bangladesh market share and 40,000+ merchant / 1,000+ utility terminals deployed), mPOS via Mosambee, Thales-powered hardware security modules (used by 14 of 17 leading banks), NBS Horizon card personalization systems, Verifone IntelliNAC POS access controllers, Infosys Finacle core banking software, and TPS IRIS switching middleware. Second, International Internet Gateway (IIG) services provide bulk internet bandwidth with preferential routing. Third, Servers, Storage, and Networking solutions - including Oracle, Dell, Cisco, EMC, and ArcServe products, plus aamra Enterprise Cloud virtual machines and aamra Colocation - address enterprise IT infrastructure needs. Core products are described as combined hardware resale plus professional and managed services, with the company positioning itself as a trusted local partner for international vendors serving Bangladesh's banking sector.

Aamra generates revenue through a mix of hardware sales (POS terminals, servers, storage), managed and recurring services (IIG bandwidth, colocation, enterprise cloud, switching software), and professional services (deployment, integration, maintenance). The go-to-market is direct enterprise field sales targeting banks, financial institutions, and select corporates and telecom operators within Bangladesh only - the company has no disclosed geographic expansion beyond the domestic market. Pricing is not publicly disclosed, but the hardware-heavy mix combined with long-lived bank infrastructure relationships implies large, infrequent platform contracts alongside recurring service and maintenance revenue.

Name

Aamra Technologies

Legal name

aamra technologies limited

Website

https://aamratechnologies.com

Company type

Public

Founded year

2007

Operating status

Operating

Short description

Aamra Technologies is a Bangladesh-based systems integrator providing e-payment infrastructure, POS terminals, banking software, and IT connectivity solutions to banks and financial institutions, holding 75% POS market share domestically.

Ownership category

akta.pro rank

Product category

Banking Technology Solutions

NAICS

Computer Systems Design and Related Services (5415), Computer Systems Design and Related Services (54151), Custom Computer Programming Services (541511)

SIC

Services-Computer Integrated Systems Design (7373), Services-Computer Programming, Data Processing, Etc. (7370), Computer Communications Equipment (3576)

akta.pro primary industry

Card Issuing & Program Management Platforms (BPAMAFAH)

akta.pro secondary industries

Identity & Access Management (IAM) Managed Services (BPAEADAE), IT Service Management (ITSM) Platforms (HDAEALAA)

Keywords

• Banking technology solutions
• Payment processing systems
• Point of sale terminals
• Core banking software
• Network infrastructure services

Headquarters

HQ city

Dhaka

HQ country

Bangladesh

HQ region

Asia

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Supply Chain, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. E-Payment Solutions: POS terminals, switching software, card personalization, HSM security modules, mPOS, and Finacle core banking software solutions deployed to banks
2. International Internet Gateway (IIG): Bulk Internet Bandwidth with preferential routing through IIG Services in Bangladesh
3. Professional Services: Cisco routers, switches, Oracle-Sun hardware, and virtual machine deployment services
4. Servers and Storage: Oracle Platinum Partner providing servers, storage, and data protection solutions with ArcServe UDP
5. aamra Colocation Service: Data center colocation services

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Aamra Technologies Limited provides comprehensive IT solutions to banks and financial institutions in Bangladesh, centered on three core areas: (1) E-Payment Solutions including POS terminals, mPOS, card personalization, Thales HSM security modules, Verifone IntelliNAC, Finacle core banking software, and IRIS switching middleware; (2) International Internet Gateway (IIG) services delivering bulk internet bandwidth with preferential routing; and (3) Servers, Storage & Networking solutions featuring Oracle, Dell, EMC, Cisco, and ArcServe products alongside virtual machine and colocation services. The company also delivers professional IT services for implementation and maintenance of these systems.

Product overview

Aamra Technologies Limited (ATL) is a Bangladesh-based technology company providing comprehensive IT solutions primarily focused on the banking and financial sector. The company's product portfolio consists of three core offerings: (1) E-Payment Solutions including POS terminals (with 75% market share), mPOS, Card Personalization, HSM security modules, Finacle core banking software, IntelliNAC access controllers, and TPS IRIS switching middleware; (2) International Internet Gateway (IIG) services for bulk internet bandwidth; and (3) Servers, Storage & Networking solutions including Oracle (Platinum Partner), Dell, EMC, Cisco, and ArcServe products, alongside professional services and cloud virtual machines. The company operates as a systems integrator providing hardware, software, and connectivity solutions trusted by leading local and foreign banks in Bangladesh for nearly three decades.

Differentiator

Problem solved

Functional benefit

Products and services

• E-Payment Solutions Market-leading e-payment solutions including POS terminals, mPOS, card personalization, switching software, and HSM security modules for the banking and financial sector in Bangladesh.
• POS Terminals

Quantifiable outcome

• 75% POS market share in Bangladesh
• +3 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

Feature5 records

Partnerships

Five partnerships are on record, tiered core.

• OraclecoreTechnology or Integration · 1 January 2012Aamra is a Platinum Partner of Oracle since 2012, providing Oracle products including Database, Engineered Systems, Middleware, Operating Systems, Servers, Storage and Tapes. ATL is the top Servers & Storage provider in Bangladesh with Oracle solutions.
• CiscocoreTechnology or IntegrationPartnership with Cisco to provide networking equipment including switches, routers, firewall and UCS for enterprise-wide deployment. Also offers Cisco routers and switches for network requirements.
• ThalescoreTechnology or IntegrationPartnership with Thales to provide hardware security modules for cryptographic protection in ATM and POS transactions, complying with international card scheme security requirements using 2 Factor Authentication.
• VerifonecoreTechnology or IntegrationPartnership with Verifone to provide secure, reliable electronic payment transactions at point-of-sales. Offers IntelliNAC i6 POS access controller and POS terminals with 30+ years of trust in global e-banking.
• InfosyscoreTechnology or IntegrationPartnership with Infosys (global consulting and technology leader) to provide Finacle core banking, e-banking, mobile banking, CRM solutions, treasury, origination, liquidity management, wealth management and Islamic banking solutions.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Temenos: Global leader in core banking software serving retail, commercial, and Islamic banks. Comparable to Aamra because the bank technology stack Aamra integrates and Finacle it resells compete head-to-head with Temenos for Bangladesh bank modernization deals.
• Thales: Global vendor of hardware security modules (HSM) that Aamra distributes and supports across 14 of 17 leading Bangladesh banks. Comparable as a partner that could expand direct go-to-market in emerging markets.
• Infosys (Finacle): Owner of the Finacle core banking platform that Aamra resells and implements in Bangladesh; a global SI with deep banking vertical. Comparable as the upstream platform partner and competitive risk if Infosys were to expand direct delivery into Bangladesh.
• Wipro: Global IT services company with a strong banking, financial services and payments practice delivering core banking transformation, payments integration, and managed services. Comparable as a broad incumbent in the same banking-IT integration space.
• Tata Consultancy Services (TCS): Global IT services and consulting firm with a large banking and financial services practice delivering core modernization, payments, and managed services. Comparable to Aamra in systems integration for banks at much broader global scale.
• Cisco Systems: Global networking equipment and enterprise infrastructure vendor whose routers, switches, firewalls, and UCS Aamra sells and supports in Bangladesh. Comparable as both partner and potential direct-entrant in the same networking/IT-infrastructure accounts.
• Verifone: Global POS hardware and payment solutions provider whose terminals Aamra distributes in Bangladesh. Comparable as a competitor who could sell direct to Bangladesh banks while remaining a key partner to Aamra.

Direct peers

• Systems Limited: Pakistan-based global IT services company with deep banking and financial services vertical expertise, offering digital transformation, core systems integration, and managed services. Directly comparable in business model (SI focused on BFSI) and target customers in the same South Asian region.
• NETSOL Technologies: Pakistan-headquartered provider of IT and software solutions for the finance and leasing industry, including core banking-adjacent platforms. Directly comparable to Aamra as a regional South Asian banking-IT solutions provider serving financial institutions with software, integration, and managed services.
• 3i Infotech: India-based IT solutions provider specializing in banking, financial services, and insurance with core banking (Kastle), managed services, and systems integration offerings. Comparable to Aamra's vertical depth in banking technology, geographic proximity, and integrator-led delivery model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/aamracompanies
• YouTubeyoutube.com/user/aamracompanies
• Facebookfacebook.com/aamracompanies
• LinkedInlinkedin.com/company/aamracompanies

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aamra Technologies