Hoggax
Hoggax is an Argentine digital rental guarantee platform that issues 100% online, non-proprietary guarantees covering rent, expenses, and services for residential and commercial tenants. Operated by MAP Sociedad de Avales S.A. and distributed through 200+ partner real estate agencies across Argentina.
- Company typePrivate
- Founded2015
- HeadquartersBuenos Aires, Argentina
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Hoggax does
Hoggax is a digital rental guarantee platform operated by MAP Sociedad de Avales S.A., an Argentine private company founded in 2015 with the Hoggax brand launched around 2019-2020. The company issues non-proprietary rental guarantees that evaluate tenant creditworthiness through a 100% online workflow, covering rent, ordinary expenses, and services for the duration of lease contracts typically lasting 2-3 years. The platform combines an online quotation tool, automated credit evaluation algorithms, certified digital signatures compliant with Argentine Law 25506, and a bundled basic home insurance product underwritten by Hipotecario Seguros and La Caja Seguros. Hoggax is registered in the Registro de Agentes Institorios (No. 340, Resolucion SSN N°482) to commercialize insurance alongside guarantees.
Hoggax serves four primary customer segments: residential tenants (including employees, freelancers, monotributistas, and foreign workers without property ownership), property owners seeking payment protection, real estate agencies acting as distribution partners, and commercial tenants requiring guarantees for offices, retail, and warehouses. The company operates through a direct self-service website, a network of 200+ real estate agency partners across Argentina including major franchises (RE/MAX, Coldwell Banker, KW, Century 21), and a dedicated inside-sales team for commercial clients. Revenue is generated through a one-time non-refundable issuance fee of approximately 3-6% of total contract value, payable only at contract signing, with payment processing exclusively through MercadoPago supporting up to 36 installments.
The company is headquartered in Buenos Aires (Av. Córdoba 1255 piso 8, CABA) with an additional office (Av. Lidoro J. Quinteros 1111, CABA), employs 11-50 staff, and operates exclusively in Argentina. Strategic product extensions include the Grupo Hoggax property portal (propiedades.hoggax.com), a property owner management portal, and a default-claims processing portal. The company has achieved a 5.0 Google rating from hundreds of user reviews and holds Great Place To Work certification.
Hoggax firmographics
Firmographics- Name
- Hoggax
- Legal name
- MAP Sociedad de Avales S.A.
- Website
- https://hoggax.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Hoggax is an Argentine digital rental guarantee platform that issues 100% online, non-proprietary guarantees covering rent, expenses, and services for residential and commercial tenants. Operated by MAP Sociedad de Avales S.A. and distributed through 200+ partner real estate agencies across Argentina.
- Ownership category
- akta.pro rank
Hoggax industry classification
Industry- Product category
- Rental Guarantee Services
- NAICS
- Residential Property Managers (531311), Rental and Leasing Services (532)
- SIC
- Finance Services (6199), Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Residential Lease Administration & Tenant Services (BPAJAFAL)
- akta.pro secondary industry
- Renters Insurance (FSAJACAB)
Keywords
Where Hoggax is headquartered
LocationHeadquarters
- HQ city
- Buenos Aires
- HQ country
- Argentina
- HQ region
- Latin America
Offices2 records
Markets served
Hoggax business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Guarantee Issuance Fee: One-time non-refundable fee charged at the moment of guarantee issuance. The fee covers credit analysis, legal instrument preparation, judicial support, and activation of associated coverages. Payment is only required when the rental contract is signed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Residential Guarantee - Standard Coverage |
| One time/ perpetual license | Pay-as-you-go | Commercial Guarantee - Business Coverage |
| Transaction based/ take rate | Pay-as-you-go | Payment Options |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels5 records
Hoggax product offering
Product offeringCore offering
Hoggax issues digital rental guarantees for tenants in Argentina, evaluating the tenant's credit and repayment capacity and delivering a binding guarantee to the property owner that substitutes for traditional bank guarantees, surety insurance (seguro de caución), or guarantor requirements. The offering is delivered through an online platform that combines instant online quotation (Cotizador Hoggax), automated credit evaluation, digital contract execution, and post-issuance default management, and is complemented by a home insurance product (Seguro Integral de Hogar) and a real estate listing portal (Grupo Hoggax).
Product overview
Hoggax is a digital rental guarantee platform operated by MAP Sociedad de Avales S.A., offering a portfolio of interconnected products centered on its core Garantía Hoggax — a non-proprietary rental guarantee that evaluates tenant profiles through a 100% online process. The platform includes an online Cotizador for instant quotations, a basic home insurance product (Seguro Integral de Hogar) provided by Hipotecario Seguros or La Caja Seguros as an included add-on, and dedicated management portals (Centro de Gestión para Propietarios and Centro de Gestión de Incumplimientos) for property owners and agencies to handle default claims. Grupo Hoggax extends the ecosystem with a real estate property portal for browsing listings. All processes are fully digital, including identity verification, contract signing via certified digital signature, and payment through MercadoPago.
Differentiator
Problem solved
Functional benefit
Products and services
- Garantía Hoggax Digital rental guarantee product that evaluates a tenant's credit and repayment capacity and issues a binding guarantee to the property owner, substituting for traditional bank guarantees, surety insurance (seguro de caución), or property-owner guarantors. Targeted at residential tenants, individual property owners, real estate agencies, and commercial Empresas tenants in Argentina.
- Cotizador Hoggax Online instant quotation tool for the Hoggax rental guarantee that returns a price to the tenant and routes them into the issuance and digital signature flow. Used by residential tenants at the start of the self-service purchase journey.
- Seguro Integral de Hogar Comprehensive home insurance product that complements the Hoggax rental guarantee, marketed to tenants and property owners as additional protection on top of the guarantee instrument.
- Grupo Hoggax Portal Inmobiliario Real estate listing portal that aggregates rental properties in the Hoggax ecosystem, supporting tenant acquisition, owner onboarding, and the real estate agency channel.
- Centro de Gestión de Incumplimientos Default management portal used to handle tenant non-payment events against Hoggax guarantees, enabling property owners and Hoggax to track, manage, and resolve lease defaults.
- Centro de Gestión para Propietarios Self-service portal dedicated to property owners (locadores), giving them visibility and control over Hoggax guarantees, contracts, and lease events.
Quantifiable outcome
- Approval in minutes for most cases, with complete documentation processed within 24-48 hours
- +3 more outcomes
Companies that use Hoggax
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles4 records
Hoggax technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature3 records
Hoggax partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and major.
- Hipotecario SeguroscoreStrategic insurance partner providing the Home Insurance (Seguro Integral de Hogar) included with every Hoggax guarantee. The basic coverage against fire is included at no additional cost with all guarantees. Additional expanded coverage plans are available through this partnership.
- La Caja SeguroscoreInsurance partner offering additional home insurance options that complement Hoggax guarantees. Provides expanded coverage plans including robbery, water damage, and home assistance services that tenants can add to their guarantee package.
- MercadoPagocoreExclusive payment processor for guarantee fees. Supports credit card installments (up to 36), debit cards, cash payments, and bank transfers. Enables flexible payment options for tenants without Hoggax providing direct financing.
- RE/MAX ArgentinamajorMajor real estate franchise network with multiple offices across Argentina (Remax Home, Remax Premium, Remax Total V, Remax Class, Remax Net, and dozens more listed). These offices actively recommend Hoggax guarantees to their tenant and property owner clients.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Hoggax competitors and assessment
Company assessmentEmerging players
- Assurant Renters Insurance: Specialty insurer offering renters insurance products alongside tenant screening/credit services. Adjacent peer in the bundled tenant-services (insurance + financial product) space; overlaps on the home-insurance attach that Hoggax bundles with guarantees.
- Lemonade Renters: Digital-first insurer offering renters and landlord insurance via mobile-first UX with AI underwriting. Comparable in digital product experience and 100% online tenant-facing workflow; differs in not issuing rental guarantees directly but competing for the bundled insurance wallet.
Direct peers
- Western Surety Company: US surety company that issues rental guarantee bonds for tenants on behalf of landlords, covering rent defaults and legal costs. Direct peer in the rental/surety guarantee business with similar underwriting, default-management workflows, and one-time premium pricing.
Broad incumbents
- Liberty Mutual Surety: Large US surety division underwriting lease and contract bonds including rental-related guarantees. Comparable as a broader surety incumbent covering tenants/owners with financial backing; differs in scale, geography, and direct-to-consumer distribution.
- Youse (Porto Seguro): Brazilian digital insurance brand of Porto Seguro offering 'Garantia Aluguel' rent guarantee products bundled with home insurance. Comparable as a digital surety / guarantee product for tenants with integrated insurance, similar business model in a neighboring Latin American market.
Others
- MercadoPago (Mercado Libre): Payment processor and fintech ecosystem in Argentina currently the exclusive payments partner for Hoggax, including credit-card installments. Adjacent infrastructure provider; potential future competitor if it expanded vertically into the guarantee product.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Hoggax social profiles
Digital presenceHoggax compliance and trust
Trust signalCompliance2 records
Hoggax financial estimates
Financial estimateRevenue estimate
Valuation estimate
Hoggax leadership team
Management profileNumber of profiles
Profiles1 record
Hoggax funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Hoggax M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Hoggax
What does Hoggax do?
Hoggax issues digital rental guarantees for tenants in Argentina, evaluating the tenant's credit and repayment capacity and delivering a binding guarantee to the property owner that substitutes for traditional bank guarantees, surety insurance (seguro de caución), or guarantor requirements. The offering is delivered through an online platform that combines instant online quotation (Cotizador Hoggax), automated credit evaluation, digital contract execution, and post-issuance default management, and is complemented by a home insurance product (Seguro Integral de Hogar) and a real estate listing portal (Grupo Hoggax).
Is Hoggax a public or private company?
Hoggax is a private company. It is classified as unknown and is currently operating.
When was Hoggax founded?
Hoggax was founded in 2015. It employs 11 to 50 people.
Where is Hoggax based?
Hoggax is headquartered in Buenos Aires, Argentina, in the Latin America region.
How does Hoggax make money?
One revenue line is on record: guarantee Issuance Fee.
Who are Hoggax's main competitors?
Emerging players on record are Assurant Renters Insurance and Lemonade Renters. Western Surety Company is listed as a direct peer. Broad incumbents are Liberty Mutual Surety and Youse (Porto Seguro). MercadoPago (Mercado Libre) is listed as an others.
Does Hoggax have an API?
No public API is recorded for Hoggax.
What industry is Hoggax in?
Hoggax's product category is Rental Guarantee Services. Its primary akta.pro industry code is BPAJAFAL, Residential Lease Administration & Tenant Services, with a secondary code of FSAJACAB, Renters Insurance. Its NAICS code is 531311 and its SIC code is 6199.