xenassur

What xenassur does

Xenassur is a French wholesale insurance broker (courtier grossiste) founded in 2007 and headquartered in Mérignac, near Bordeaux. It is a wholly-owned subsidiary of Groupe Filhet-Allard, a top-10 French insurance broker, and was co-founded by Philippe Pierre, who serves as CEO, and Franck Allard, chairman of the parent group. The company specialises in motorcycle, scooter, quad, automobile, and adjacent specialty vehicle insurance — including prestige vehicles, classic cars, jet skis, camping cars, and personal accident cover — and operates in the aggravated-risk segment where standard carriers are reluctant to underwrite.

The company distributes exclusively through intermediaries rather than directly to consumers. Its product range is made available to roughly 6,500 partner brokers and agents across France via a dedicated extranet platform that handles quoting, policy administration, and servicing. As of the most recent data, Xenassur manages a portfolio of approximately 120,000 active insurance contracts and reports a partner satisfaction rate of 92%, reflecting the platform's central role in its partners' daily workflow.

Xenassur earns revenue through commissions on insurance premiums placed with its carrier panel, with published retail pricing examples ranging from approximately €13.50 to €63.60 per month across product lines. The company is staffed by between 11 and 50 employees and has been operating for more than 15 years, with product-line extensions into Auto de Prestige and Auto Pro during 2021–2022 representing its most recent disclosed strategic moves. Geographic operations are confined to France.

Name

xenassur

Legal name

Xenassur

Website

https://xenassur.fr

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Xenassur is a French wholesale insurance broker (founded 2007) and subsidiary of Groupe Filhet-Allard that distributes motorcycle, auto, and specialty vehicle insurance to roughly 6,500 partner brokers across France via an extranet platform, managing about 120,000 active contracts.

Ownership category

akta.pro rank

Product category

Motorcycle and Auto Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro industry

PRIMARYFSAEADAD

Wholesale Insurance Brokerage (Excess & Surplus Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAJAMAH

Specialty & Excess/Surplus Lines (E&S)

Financial & Insurance/Insurance — Motor, Property & Casualty/Motor Vehicle Liability Insurance

SECONDARYFSAJAMAB

Commercial Auto & Fleet Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Motor Vehicle Liability Insurance

SECONDARYTLABANAH

Claims Administration & TPA Services (FNOL, Subrogation, Litigation Mgmt)

Transportation & Logistics/Fleet Leasing, Rental & Management/Fleet Insurance, Risk & Accident Management (Claims, Loss Control)

Keywords

• Wholesale insurance brokerage
• Motorcycle insurance
• High-risk auto insurance
• Specialty vehicle coverage
• Partner broker network

Headquarters

HQ city

Bordeaux

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance premiums (wholesale broker): Xenassur operates as a wholesale insurance broker (courtier grossiste) earning commissions from insurance carriers for placing policies through its partner network of 6,500 agents and brokers. Revenue is generated through insurance premium margins and commissions on motor (moto-scooter-quad), auto, and specialty vehicle insurance products.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Xenassur operates as a wholesale insurance broker (courtier grossiste) distributing motorcycle, scooter, quad, auto, and specialty vehicle insurance products through an exclusive network of 6,500 partner agents and brokers across France. The company specializes in aggravated-risk profiles (rescinded policies, alcohol/drug-related incidents, malus up to 3.50) that standard insurers decline, offering coverage backed by driver guarantees up to €800,000 (moto) or €1,000,000 (auto), 0 km assistance, and rapid 2-minute quote-and-subscription processing via a dedicated partner extranet.

Product overview

Xenassur is a wholesale broker specializing in auto, motorcycle, and high-risk insurance, operating as a subsidiary of Filhet-Allard Group (Top 10 insurance broker in France). The company offers a portfolio of insurance products designed for both individual consumers and professionals through a network of over 6,500 partner agents and brokers. The core offering includes Moto-Scooter-Quad insurance (targeting everyone from young drivers to high-risk profiles) and Auto insurance (including standard, prestige, professional, and classic/collection vehicle variants), complemented by specialty products such as camping-car, jet ski, and life accident guarantees. All products are distributed via the company's partner extranet platform and are backed by service commitments including same-day file processing and response within 24 hours.

Differentiator

Problem solved

Functional benefit

Products and services

• Moto-Scooter-Quad Insurance Wholesale-distributed insurance package for motorcycles, scooters, and quad bikes covering drivers from young permit holders to high-risk profiles, with driver coverage up to €800,000, helmet/airbag/gloves protection included from RC, accessories coverage up to €10,000, and 0 km assistance with replacement vehicle.
• Auto and Aggravated Auto Insurance Auto insurance for all drivers including high-risk profiles (rescinded policies, up to 7 claims, malus up to 3.50), with driver coverage up to €1,000,000, new-value reimbursement within 12 months, and best-bonus transfer policy.
• Auto Pro Insurance Professional auto insurance for artisans, merchants, agricultural operators, liberal professions, and companies with up to 20 employees, covering 1-10 vehicles with authorization for all employees to drive without designation, and flexible coverage for professional equipment and goods in transit.
• Prestige Auto Insurance Prestige vehicle insurance for drivers aged 30+ with 3 years of license, covering vehicles under 15 years old with declared value over €100,000 in an all-inclusive formula with modular deductibles.
• Classic and Collection Vehicle Insurance Classic and collection vehicle insurance for drivers aged 25+ with 12 months of insurance history, covering vehicles over 15 years old with maximum declared value of €100,000 (TTC), starting from €57.60/year for auto and €38/year for moto.
• Camping-Car Insurance Campervan insurance with no age limit, declared value up to €120,000, accessories coverage up to €8,000, daily indemnities for vehicle immobilization, and 0 km assistance with specialized towing.
• Scooter des Mers (Jet Ski) Insurance Personal watercraft (jet ski) insurance including damage coverage, theft, individual accident coverage with research and rescue costs, and authorized driving for spouse, children, and partner's children without deductible.
• Garanties Accidents de la Vie (Life Accident Insurance) Life accident insurance providing up to €1,000,000 indemnity per insured per event, with personal assistance services, child care, school support, and optional accident of circulation coverage, available in individual or family formulas.

Quantifiable outcome

• 92% of partner agents and brokers report satisfaction with Xenassur services
• +3 more outcomes

Segments3 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Filhet-Allard GroupcoreStrategic or Co-development PartnerFilhet-Allard Group is the parent company of Xenassur, ranked among the Top 10 insurance brokers in France. At the origin of Xenassur was a meeting between Franck Allard, President of the Directoire of Filhet-Allard Group, and Philippe Pierre, CEO of Xenassur. Both brought extensive experience in brokerage and shared a vision for offering relevant products with impeccable service quality in the wholesale broker universe.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Willis Towers Watson (WTW) France: Global insurance and reinsurance broker with French operations across specialty and commercial risks. Comparable as a broad incumbent broker, though not specialized in retail moto/auto distribution.
• Aon France: Global insurance broker with significant French operations across commercial and specialty lines. Comparable as a broker operating in France, though focused primarily on larger commercial accounts rather than retail moto/auto.
• Diot-Siaci: Major French insurance and reinsurance brokerage group with broad commercial and specialty capabilities. Comparable in market positioning as a Top-tier French broker, though much larger and broader than Xenassur's niche.
• APRIL: Leading French insurance broker group operating across personal and commercial lines through partner networks. Overlaps with Xenassur in moto/auto distribution and partner intermediation, but operates at significantly larger scale across broader product lines.
• Verlingue: French corporate insurance broker (subsidiary of Filhet-Allard-related ecosystem) with a strong partner and broker network. Adjacent in distribution model and may share parent-group synergies with Xenassur.

Direct peers

• Entoria: French insurance broker historically focused on non-standard and specialty personal lines. Direct comparable to Xenassur in the wholesale brokerage of harder-to-place risks to partner agents.
• CEGEMA: French wholesale broker distributing insurance products through partner networks, including auto and specialty lines. Comparable to Xenassur as a B2B2C intermediary focused on partner channel distribution.
• Solly Azar: French wholesale insurance broker (courtier grossiste) distributing auto, moto, and home products through partner agents and brokers. Direct comparable to Xenassur in business model (B2B2C wholesale brokerage) and target product mix (non-standard auto/moto).
• SPVIE Assurances: French wholesale broker (courtier grossiste) specializing in non-standard and niche personal lines, including auto and moto. Comparable to Xenassur in distribution model and acceptance of higher-risk profiles.

Emerging players

• Alcura (France): French specialty insurance intermediary focused on niche and non-standard personal lines. Comparable to Xenassur in product specialization but operates at smaller scale with a narrower partner footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UC3we_M_q1FYsfoKrvoaJIOA
• LinkedInlinkedin.com/company/xenassur
• Xx.com/xenassur

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about xenassur