What ovedgubi does

Oved Gubi & Partners (עובד גובי ושות') is an Israeli financial and economic consulting firm headquartered in Kfar Saba with operations in Petah Tikva. The firm employs approximately 45 professional staff spanning accounting, economics, finance, risk management, and information systems, with the partnership composed of certified public accountants. It serves three primary client segments: financial institutions (major Israeli banks, insurance companies, and the Bank of Israel), industrial and commercial enterprises, and the kibbutz/moshav settlement sector, where it claims a specialized practice.

The firm's core proprietary asset is a SQL Server-based risk management system that has been in continuous operation for over 14 years and tracks more than 1,000 risk factors. The system incorporates a unique Asset-Liability Management (ALM) model co-developed with Prof. Zvi Wiener and supports VaR, Monte Carlo simulation, and stress-testing workflows. Practice areas span risk management advisory, ALM consulting, economic and actuarial consulting, audit and assurance, mortgage portfolio transactions, and settlement-sector (kibbutz/moshav) consulting.

The business model is project- and retainer-based consulting with quote-based pricing. Revenue derives from advisory engagements, recurring risk-system deployments and updates, and ongoing relationships with settlement-sector clients. The firm is privately held and self-funded, with no disclosed funding rounds or external investors, and operates exclusively within the Israeli market.

Name

ovedgubi

Legal name

עובד גובי ושות' – יעוץ פיננסי כלכלי בע"מ

Website

https://ovedgubi.co.il

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

101–250 employees

Short description

Oved Gubi & Partners is an Israeli financial and economic consulting firm with about 45 professional staff, serving banks, insurance companies, enterprises, and the kibbutz/moshav settlement sector via advisory services and a proprietary SQL Server risk management system.

Ownership category

akta.pro rank

Product category

Financial & Economic Consulting

NAICS

Portfolio Management and Investment Advice (523940), Finance and Insurance (52), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Services-Management Consulting Services (8742), Investment Advice (6282)

akta.pro primary industry

Risk, Compliance & Internal Controls Consulting (BPAHACAJ)

akta.pro secondary industries

Risk Management Consulting (Enterprise & Operational Risk) (FSAEADAG), Industry-Specialist / Sector-Focused M&A Advisory (FSAEAGAJ), Strategic Partnerships, Alliances & JVs Advisory (BPAHADAI)

Keywords

• Financial economic consulting
• Risk management services
• Internal audit services
• Settlement sector advisory
• Financial strategy consulting

Headquarters

HQ city

Kfar Saba

HQ country

Israel

HQ region

Middle East

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Financial and Economic Advisory Services: Professional consulting services for financial institutions, industrial and commercial companies, and the kibbutz/moshav settlement sector. Revenue is generated through direct consulting engagements billed per project or retainer.
2. Risk Management System and Software Services: SaaS/proprietary risk management system with ongoing reporting and personal professional accompaniment. Includes market data integration, calculations, and report generation.
3. Internal Audit and Control Services: Internal auditing and control services for government offices, public and private companies, kibbutzim, factory kibbutzim, NGOs, and others.

Go-to-market motion2 records

Distribution channels1 record

Marketing channels4 records

Core offering

Oved Gubi & Partners provides financial and economic consulting services to banks, insurance companies, industrial and commercial enterprises, municipal corporations, and the kibbutz/moshav settlement sector in Israel. The firm combines CPA, economics, finance, risk management, and information systems expertise across service lines including financial strategy, internal audit, settlement-sector advisory, and municipal consulting. A proprietary SQL Server-based Risk Management System with over 1,000 risk factors and a unique Israeli ALM model is a core asset supporting ongoing engagements.

Product overview

Oved Gubi is a financial and economic consulting firm, not a software product company. The firm operates as a unified consulting practice organized around seven interconnected service areas. The core proprietary asset is the Risk Management System — an in-house platform built on SQL Server (since 2012) with over 1,000 risk factors and a proprietary ALM model, used for STRESS testing, VaR, liquidity modeling, and credit risk analysis for Israeli financial institutions. Around this platform, the firm offers Financial Economic Consulting, Financial Strategy, Internal Audit and Control, Settlement Sector Consulting (for kibbutzim and moshavim), Municipal Corporations Consulting, Mortgage Portfolio Sale Accompaniment, and an Information Center for client publications. Approximately 45 professional staff (accountants, economists, finance and risk professionals) deliver these services under a single partnership structure.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Economic Consulting (ייעוץ כלכלי פיננסי) Core consulting service providing economic and financial advisory to financial institutions (banks, insurance companies), industrial and commercial companies, and the cooperative settlement sector.
• Financial Strategy (אסטרטגיה פיננסית) Financial strategy services including investment decision support, M&A advisory in Israel and abroad, business plan development, turnaround consulting, and optimal capital structure construction.
• Risk Management System (מערכת ניהול סיכונים) Proprietary risk management system built on SQL Server since 2012, incorporating over 1,000 risk factors, with a unique ALM model for Israeli financial institutions. Includes STRESS testing, VaR (parametric, historical, Monte Carlo), liquidity models, credit/migration risk, and risk/performance indices (HS-STD, ASD, RSD, Sharpe Ratio, Relative Sharpe Ratio).
• Internal Audit and Control (בקרה וביקורת פנים) Internal audit and control services covering payroll auditing, inventory, procurement processes, and information systems, combining accounting, information systems, and financial consulting expertise.
• Settlement Sector Consulting (ייעוץ למגזר ההתיישבותי) Specialized consulting for kibbutzim and moshavim covering valuation, investment feasibility studies, budgeting, information systems, agricultural feasibility and business plans, financing arrangements, real estate, and internal audit.
• Municipal Corporations Consulting (ייעוץ לתאגידים עירוניים) Financial and economic consulting services tailored for municipal corporations and local authorities.
• Mortgage Portfolio Sale Accompaniment (ליווי מכירת תיקי משכנתאות למוסדות פיננסים) End-to-end advisory and accompaniment services for selling mortgage portfolios to financial institutions, with coverage of major Israeli insurance companies and financial entities.
• Information Center (מרכז מידע) Online resource center providing articles, webinar recordings, presentations, and economic analyses on topics including budgeting, interest rates, macroeconomics, real estate, and kibbutz management.

Quantifiable outcome

• Risk management system operational for over 14 years with the most comprehensive data repository in the Israeli market
• +1 more outcomes

Named customers22 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Prof. Zvi Wiener (פרופ' צבי וינר)coreStrategic or Co-development PartnerProf. Zvi Wiener co-developed and continues to collaborate on the firm's proprietary risk management system. His academic expertise in risk management contributes to the system's ongoing innovation and leadership in the Israeli market.
• AVIV AMCGminorStrategic or Co-development PartnerJoint webinar collaboration on operational strategy topics. AVIV AMCG and Oved Gubi co-present on economic viability of operational models and financial service strategy as a growth engine.
• Psagot (פסגות) Investment HouseminorStrategic or Co-development PartnerAnnual client conference co-hosted with Psagot. Firm presentations include investment portfolio strategy, financial strategy, and market outlook. Psagot CEO Baruch Sorni and economists from Psagot participate.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Shironish Risk Management: Israeli financial and risk management consultancy focused on risk modeling, ALM, and regulatory compliance for Israeli financial institutions. Direct competitor offering similar risk advisory, ALM, and asset-liability management services.

Broad incumbents

• EY Israel (Kost Forer Gabbay & Kasierer): Big Four affiliate in Israel providing audit, consulting, and risk advisory to financial institutions. Comparable as a large multidisciplinary firm competing for risk management, internal audit, and financial advisory mandates.
• BDO Israel: Israeli affiliate of BDO Global, offering accounting, advisory, and consulting services to financial institutions and corporates. Comparable as a multidisciplinary advisory competitor in the Israeli financial services market.
• KPMG Somech Chaikin (Israel): Big Four affiliate in Israel providing audit, tax, and advisory services to major banks, insurers, and corporates. Overlaps with Oved Gubi in financial advisory, risk consulting, and internal audit services to Israeli financial institutions.
• PwC Israel (Kesselman & Kesselman): Big Four affiliate in Israel providing audit, tax, and advisory services to financial institutions. Comparable as a large competitor for financial advisory, risk consulting, and internal audit work.
• Fahn Kanne Grant Thornton Israel: Israeli member of Grant Thornton's global advisory network, providing audit, tax, and risk consulting to financial institutions and corporates in Israel. Directly comparable as a mid-sized multidisciplinary advisory firm serving Israeli banks, insurers, and industrial companies.
• Deloitte Israel (Brightman Almagor Zohar & Co.): Big Four affiliate in Israel offering audit, consulting, financial advisory, and risk services. Competes for large risk management and regulatory advisory engagements with Israeli banks and insurers.

Others

• IBI Investment House: Israeli investment management and brokerage firm. Adjacent relationship — both serve Israeli financial institutions and retail investors, with IBI in capital markets and Oved Gubi in advisory, providing natural partnership and cross-referral opportunities.
• Psagot Investment House: Israeli investment house that co-hosts Oved Gubi's annual client conference and participates in joint content. Thematically related as an institutional asset manager in Israel with overlapping clientele of large financial institutions and settlement sector entities.

Emerging players

• Analyst IMS (Israel): Israeli provider of financial markets data, analytics, and investment management software. Partial overlap in market data integration and portfolio analytics that complements risk management systems for financial institutions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ovedgubi