Mediplan Healthcare

What Mediplan Healthcare does

Mediplan Healthcare Limited is a licensed Health Maintenance Organization (HMO) incorporated in May 2000 in Nigeria and operating under the regulatory oversight of the National Health Insurance Authority (NHIA). The company provides prepaid healthcare services to corporate organizations, individuals and families, Nigerians in the diaspora, and — as of 2025 — tertiary institution students, through a nationwide network of more than 1,000 accredited primary, secondary, and specialist hospitals. Named enterprise clients include GTBank, Toyota Nigeria, Seplat Energy, Total Nigeria, and 9mobile, and the company reports coverage of 10,000+ lives with a 75% patient recommendation rate.

Mediplan's product portfolio is organized into three core tracks: a Corporate Health Plan suite with five tiers (APHP, EHP, EHPP, UHP, SUHP) for organizations of 5+ employees; a Diaspora Health Package offered in Basic and Plus variants (each with four pricing tiers from approximately $15/month to $200/month, payable in USD/GBP/CAD/EUR) for Nigerians abroad covering family in Nigeria; and TISHIP, a student health insurance program for tertiary institutions. All plans are annual subscription contracts with quarterly or monthly recurring billing options and early-cancellation penalties.

The underlying technology stack comprises a consumer-facing mobile app on iOS and Android (enrollee self-service, BMI calculator, hospital finder), the Medismarts provider portal for hospital-side authorizations and claims processing, a corporate website with online enrollment, and multiple WhatsApp Business channels for sales and support. Distribution is hybrid: direct field sales for corporate accounts with dedicated Client Service Officers, and digital self-serve channels for individual, diaspora, and TISHIP enrollment. The company operates 8 regional offices across Nigeria (Lagos HQ, Abuja, Port Harcourt, Enugu, Ibadan, Akure, Osogbo, Kaduna) and a 24/7 contact centre.

Name

Mediplan Healthcare

Legal name

Mediplan Healthcare Limited

Website

https://mediplanhealthcare.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

101–250 employees

Short description

Mediplan Healthcare Limited is a Nigerian-licensed HMO (founded 2000) that provides prepaid healthcare plans to corporate clients, individuals, the Nigerian diaspora, and tertiary students via a network of 1,000+ accredited hospitals across Nigeria.

Ownership category

akta.pro rank

Headquarters

HQ city

Lagos

HQ country

Nigeria

HQ region

Africa

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Health Insurance Premiums - Corporate: Annual prepaid healthcare plans sold to corporate organizations for employee health coverage. Organizations select from APHP, EHP, EHPP, UHP, or SUHP tiers based on coverage needs and budget. Minimum enrollment of 5 employees.
2. Health Insurance Premiums - Individual/Diaspora: Annual prepaid health plans sold to individuals, families, and Nigerians abroad. Diaspora plans accept payment in foreign currency (USD, GBP, CAD, EUR) with annual, quarterly, or monthly billing options. Plans range from Basic ($15/month) to Platinum tier.
3. TISHIP - Student Health Insurance: Health insurance program for tertiary institution students in Nigeria, providing access to affordable healthcare during academic years.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Mediplan Healthcare Limited is a licensed Health Maintenance Organization (HMO) incorporated in May 2000 in Nigeria. It sells prepaid healthcare plans to corporate organizations, individuals, families, Nigerians in the diaspora, and tertiary institution students, providing access to a nationwide network of 1,000+ accredited primary, secondary, and specialist hospitals under National Health Insurance Authority (NHIA) regulatory oversight.

Product overview

Mediplan Healthcare Limited operates as a licensed Health Maintenance Organization (HMO) incorporated in May 2000, offering a portfolio of prepaid healthcare plans through a network of 1,000+ accredited hospitals nationwide. The product portfolio consists of three main plan categories: Corporate Health Plans (with five tiers: APHP, EHP, EHPP, UHP, SUHP) serving organizations with 5+ employees; Diaspora Health Packages (Basic and Plus plans, each with four tiers) enabling Nigerians abroad to cover family members in Nigeria; and TISHIP for tertiary institution students. Supporting infrastructure includes a Provider Portal for network hospitals and a Mobile App for enrollee self-service including benefit tracking, BMI calculation, and hospital search.

Differentiator

Problem solved

Functional benefit

Brands

• TISHIP: Tertiary Institution Student Health Insurance Program - a health insurance program designed for students in tertiary institutions, providing access to affordable healthcare during academic years.

Products and services

• Corporate Health Plans Group prepaid healthcare coverage plans for organizations with a minimum of 5 employees, available in five tiers (APHP, EHP, EHPP, UHP, SUHP) with escalating benefits from essential outpatient care to comprehensive executive coverage, customizable by employee grade. Dependents (spouse + up to 4 children) can be added.
• Diaspora Health Package – Basic Affordable outpatient-focused prepaid health plan enabling Nigerians living abroad to cover family members in Nigeria. Available in four tiers (Basic, Bronze, Silver, Gold) with escalating coverage limits and specialist access, with foreign currency payment options (USD, GBP, CAD, EUR).
• Diaspora Health Package – Plus Premium comprehensive prepaid health plan for Nigerians abroad, providing robust coverage including specialist consultations, advanced diagnostics, emergency care up to ₦3,000,000, hospital admissions, surgery, cancer treatment, and dialysis. Available in four tiers (Bronze, Silver, Gold, Platinum).
• TISHIP (Tertiary Institution Student Health Insurance Program) Health insurance program for students in universities, polytechnics, and other tertiary institutions across Nigeria, providing access to affordable outpatient and emergency care at approved medical centres during academic years, with 24/7 authorization support.

Quantifiable outcome

• 75% patient recommendation rate for Mediplan HMO services
• +2 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Reliance HMO: Nigeria-focused HMO offering tech-enabled health plans for individuals and businesses, with strong emphasis on mobile/digital distribution. Direct competitor in the digitally distributed HMO space.
• Avon HMO: Nigerian HMO providing individual, family, and corporate health plans with nationwide hospital network. Direct competitor in the prepaid HMO market with similar product tiers and digital enrollment.
• Total Health Trust (THT): Nigeria-based HMO (formerly part of the Total group) offering corporate and individual health plans through a national provider network. Competes head-to-head with Mediplan in the corporate employee benefits segment.
• Hygeia HMO: One of Nigeria's largest and oldest HMOs, offering corporate, individual, and family health plans through a nationwide provider network. Direct competitor to Mediplan across all major segments (corporate, retail, diaspora).
• Haldane McCall HMO: Long-established Nigerian HMO offering corporate and individual prepaid health plans. Direct competitor in the legacy HMO segment with a comparable nationwide provider network.

Broad incumbents

• Leadway Health: Health insurance arm of Leadway Assurance, one of Nigeria's largest insurance groups. Provides HMO-style products competing with Mediplan, especially in the corporate channel, with broader financial backing.
• AXA Mansard Health: Large Nigerian insurer (part of the AXA group) offering HMO/health insurance products alongside broader life and general insurance. Overlaps with Mediplan in corporate health plans and benefits packages.
• AIICO Insurance Plc (Health line): Large Nigerian composite insurer with a health insurance arm underwriting group and individual health plans. Overlaps with Mediplan on corporate health benefits and serves similar enterprise buyers.
• Cigna Healthcare Africa: Global health insurer with a presence in Africa, including international health plans for corporate clients operating in Nigeria. Competes for cross-border corporate accounts and could overlap with Mediplan's diaspora coverage.

Emerging players

• Wellvis (Healthtech platform): Nigerian health-tech startup enabling digital access to HMO plans and provider directories. Adjacent rather than directly competitive but operates in Mediplan's digital distribution and enrollee engagement layer.

Market position

Strengths1 record

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/mediplan_hmo

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mediplan Healthcare