Georgia Department of Insurance & Safety Fire
The Georgia Department of Insurance & Safety Fire (Office of the Commissioner of Insurance and Safety Fire) is a Georgia state government regulatory agency that licenses and regulates insurance companies and agents, investigates insurance fraud, and conducts fire safety inspections across the state. It also operates Georgia Access, the state's health insurance exchange.
- Company typePublic
- Founded1788
- HeadquartersAtlanta, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Georgia Department of Insurance & Safety Fire does
The Georgia Department of Insurance & Safety Fire, formally the Office of the Commissioner of Insurance and Safety Fire (OCI), is a state government regulatory agency headquartered at 2 Martin Luther King Jr. Dr. SE, Atlanta, Georgia. Founded in 1788, OCI licenses and regulates all insurance companies, agents, and agencies operating in Georgia, investigates reports of insurance fraud through its Criminal Investigations Division, and conducts fire safety inspections on buildings, fire suppression systems, elevators, boilers, amusements, and manufactured housing through its Safety Fire Division. The agency serves four primary constituent groups: Georgia residents and businesses (consumer complaints and insurance resources), insurance agents and agencies (licensing and continuing education), insurance companies (licensing, premium tax, captive and limited risk entities), and building owners and operators (inspections and permits). Commissioner John F. King has led the agency since July 1, 2019.
OCI is funded through state appropriations and regulatory fees collected from regulated entities, with limited fee-based licensing charges (e.g., $5,000 initial fireworks facility license fees, $5,000 retail chain store registration fees) and does not generate commercial revenue. In November 2024, the agency launched Georgia Access, the state's State-based Health Insurance Exchange at GeorgiaAccess.gov, enabling direct consumer enrollment with access to over 15,000 certified agents — a significant expansion of OCI's consumer-facing service surface. The agency distributes services through dedicated portals (Sircon for licensing, GIMS for company filings), field inspection officers covering every Georgia county, and consumer-facing web/social media channels. Recent regulatory actions include cease-and-desist enforcement against unauthorized insurers, a rate reduction delivering $33 million in consumer savings (June 2026), and the August 2025 receivership of Sonder Health Plans following insolvency.
Georgia Department of Insurance & Safety Fire firmographics
Firmographics- Name
- Georgia Department of Insurance & Safety Fire
- Legal name
- Office of the Commissioner of Insurance and Safety Fire
- Website
- https://oci.georgia.gov
- Company type
- Public
- Founded year
- 1788
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- The Georgia Department of Insurance & Safety Fire (Office of the Commissioner of Insurance and Safety Fire) is a Georgia state government regulatory agency that licenses and regulates insurance companies and agents, investigates insurance fraud, and conducts fire safety inspections across the state. It also operates Georgia Access, the state's health insurance exchange.
- Ownership category
- akta.pro rank
Georgia Department of Insurance & Safety Fire industry classification
Industry- Product category
- State Insurance and Fire Safety Regulation
- NAICS
- Fire Protection (92216), Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors (92615)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Fire & Life Safety Code Compliance Inspections & Consulting (AHJ Support) (BPABAHAJ)
- akta.pro secondary industries
- Emergency & Exit Lighting / Egress Systems Testing & Service (IMAIAJAH), Occupant Fire Safety Training, Drills & Warden Programs (BPABAHAM)
Keywords
Where Georgia Department of Insurance & Safety Fire is headquartered
LocationHeadquarters
- HQ city
- Atlanta
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Georgia Department of Insurance & Safety Fire business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others
Distribution channels4 records
Marketing channels8 records
Georgia Department of Insurance & Safety Fire product offering
Product offeringCore offering
The Office of the Commissioner of Insurance and Safety Fire (OCI) is the Georgia state regulatory agency that licenses and regulates insurance companies, agents, and agencies; investigates insurance fraud; and conducts fire safety inspections of buildings, elevators, boilers, and amusements. It also operates Georgia Access, a state-based health insurance exchange launched in November 2024 that connects Georgia residents with certified agents and health plan enrollment.
Product overview
The Georgia Department of Insurance & Safety Fire (Office of the Commissioner of Insurance and Safety Fire) is a state government regulatory agency that does not offer commercial products or services. The office provides regulatory functions including: licensing and regulating insurance companies, investigating insurance fraud reports, conducting building inspections to prevent fire, processing consumer insurance complaints, licensing insurance agents/agencies/companies, providing insurance resources for consumers (homeowners, health, life, auto, annuity, business), managing safety fire inspections/permits/plans, and safety fire education and reporting.
Differentiator
Problem solved
Functional benefit
Brands
- GeorgiaAccess.gov: Georgia's State-based Exchange for health insurance enrollment, launched November 2024
Products and services
- Georgia Access Health Insurance Exchange
- Insurance Company Licensing & Renewals
Quantifiable outcome
- Delivered $33 million in savings to Georgia families through rate reductions
Companies that use Georgia Department of Insurance & Safety Fire
Customer profileSegments4 records
Ideal customer profiles3 records
Georgia Department of Insurance & Safety Fire technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Georgia Department of Insurance & Safety Fire partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
Georgia Department of Insurance & Safety Fire competitors and assessment
Company assessmentRegional players
- South Carolina Department of Insurance: South Carolina DOI is a regional Southeastern state insurance regulator with company/agent licensing, rate review, and consumer protection functions. It is comparable to Georgia OCI in scope and serves an adjacent state market.
- Texas Department of Insurance: The Texas Department of Insurance is a fellow state insurance regulatory agency with comparable functions including company/agent licensing, rate review, and consumer protection. It serves Texas rather than Georgia, making it a direct functional equivalent in a different geography.
- California Department of Insurance: The California Department of Insurance performs the same core regulatory functions as Georgia's OCI: licensing insurers and agents, reviewing rates, investigating fraud, and consumer complaint resolution. It is a larger agency operating in a different state with overlapping mandate.
- Florida Office of Insurance Regulation: Florida OIR regulates property and casualty insurance, particularly relevant given hurricane exposure, and performs company licensing, rate review, and market conduct examinations. It is comparable to Georgia's OCI in scope and statutory authority, serving a different state.
- Alabama Department of Insurance: Alabama DOI performs insurance licensing, rate review, and fraud investigation in a neighboring Southeastern state. It is a close functional peer to Georgia OCI with overlapping regional market dynamics.
- New York State Department of Financial Services: NYDFS combines banking and insurance regulation with consumer protection enforcement, similar to Georgia's dual insurance and consumer services mandate. It operates in a much larger market but performs functionally equivalent regulatory activities.
- Tennessee Department of Commerce and Insurance: Tennessee's TDCI regulates insurance, fire safety, and related commercial activities in a neighboring state. Its combined insurance and fire safety mandate is structurally similar to Georgia's OCI dual-mission scope.
Others
- National Association of Insurance Commissioners (NAIC): NAIC is the umbrella organization of state insurance regulators that sets model regulations, coordinates multistate actions, and supports state insurance departments including Georgia's OCI. It is the ecosystem-level coordinator rather than a direct competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Georgia Department of Insurance & Safety Fire social profiles
Digital presenceGeorgia Department of Insurance & Safety Fire financial estimates
Financial estimateRevenue estimate
Valuation estimate
Georgia Department of Insurance & Safety Fire leadership team
Management profileNumber of profiles
Profiles6 records
Georgia Department of Insurance & Safety Fire funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Georgia Department of Insurance & Safety Fire M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Georgia Department of Insurance & Safety Fire
What does Georgia Department of Insurance & Safety Fire do?
The Office of the Commissioner of Insurance and Safety Fire (OCI) is the Georgia state regulatory agency that licenses and regulates insurance companies, agents, and agencies; investigates insurance fraud; and conducts fire safety inspections of buildings, elevators, boilers, and amusements. It also operates Georgia Access, a state-based health insurance exchange launched in November 2024 that connects Georgia residents with certified agents and health plan enrollment.
Is Georgia Department of Insurance & Safety Fire a public or private company?
Georgia Department of Insurance & Safety Fire is a public company. It is classified as state government owned and is currently operating.
When was Georgia Department of Insurance & Safety Fire founded?
Georgia Department of Insurance & Safety Fire was founded in 1788. It employs 101 to 250 people.
Where is Georgia Department of Insurance & Safety Fire based?
Georgia Department of Insurance & Safety Fire is headquartered in Atlanta, United States, in the North America region.
Who are Georgia Department of Insurance & Safety Fire's main competitors?
Regional players on record are South Carolina Department of Insurance, Texas Department of Insurance, California Department of Insurance, Florida Office of Insurance Regulation, Alabama Department of Insurance, New York State Department of Financial Services and Tennessee Department of Commerce and Insurance. National Association of Insurance Commissioners (NAIC) is listed as an others.
Does Georgia Department of Insurance & Safety Fire have an API?
No public API is recorded for Georgia Department of Insurance & Safety Fire.
What industry is Georgia Department of Insurance & Safety Fire in?
Georgia Department of Insurance & Safety Fire's product category is State Insurance and Fire Safety Regulation. Its primary akta.pro industry code is BPABAHAJ, Fire & Life Safety Code Compliance Inspections & Consulting (AHJ Support), with a secondary code of IMAIAJAH, Emergency & Exit Lighting / Egress Systems Testing & Service. Its NAICS code is 92216 and its SIC code is 6331.