FCM
Farris Capital Management Inc. is a privately held, fee-only SEC-registered investment advisor in Carrollton, Texas. Its three-person advisory team provides financial planning, investment management, tax strategies, and retirement planning to business owners, retirees, and emerging wealth clients in the Dallas-Fort Worth metroplex.
- Company typePrivate
- Founded2016
- HeadquartersDallas, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What FCM does
Farris Capital Management Inc. (FCM) is a privately held, fee-only SEC-registered investment advisor based in Carrollton, Texas, serving clients in the Dallas-Fort Worth metroplex. Founded by Justin Farris, CFP, in 2016 and building on a financial services career that began in 2004, FCM operates as a boutique wealth management practice with a three-person advisory team (Justin Farris CFP, Tyler Henley CFA, and Collin Day as Associate Advisor). The firm delivers personalized financial planning, investment management, insurance review, tax strategies, retirement income planning (including Social Security analysis), and education savings for business owners, retirees and pre-retirees, emerging wealth households, and individuals navigating major life transitions.
FCM's product surface is built around six core advisory services (Financial Planning, Investment Management, Insurance Services, Tax Saving Strategies, Social Security Analysis, Education Savings Planning) plus specialized offerings including the Annuity Inspection review service and the FCM Treasury Account (which auto-invests client cash in Treasury Bills via Charles Schwab at a 0.20% annual fee). Investment portfolios are constructed from ETFs, individual stocks, mutual funds, options, and defined outcome ETFs based on risk tolerance, return objectives, timeline, and tax considerations. There are no proprietary technology products; the firm relies entirely on third-party platforms — Charles Schwab and Fidelity Investments as primary custodians, YHL Soft for the client web portal, and ZoeFin and Betterment as optional client-facing wealth tools — supported by inbound marketing through educational blog content and direct referral-based client acquisition.
The business model is straightforward: FCM generates revenue from fees paid directly by clients (a subscription-style recurring fee model), with no commissions on financial products, consistent with its fiduciary RIA status. Client assets are held at institutional custodians with SIPC protection. Distribution is conducted through direct, consultative face-to-face and virtual advisory meetings, supplemented by self-serve portal access. There are no disclosed funding rounds, no institutional investors, no parent company, and no subsidiaries — the firm operates as a founder-controlled boutique.
FCM firmographics
Firmographics- Name
- FCM
- Legal name
- Farris Capital Management Inc.
- Website
- https://farriscap.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Farris Capital Management Inc. is a privately held, fee-only SEC-registered investment advisor in Carrollton, Texas. Its three-person advisory team provides financial planning, investment management, tax strategies, and retirement planning to business owners, retirees, and emerging wealth clients in the Dallas-Fort Worth metroplex.
- Ownership category
- akta.pro rank
FCM industry classification
Industry- Product category
- Wealth Management & Financial Advisory Services
- NAICS
- Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)
- akta.pro secondary industry
- Money Market Funds & Ultra-Short Duration (FSAAAHAK)
Keywords
Where FCM is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
FCM business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Fee-Only Investment Advisory Services: Farris Capital Management operates as a fee-only registered investment advisor, meaning their compensation is derived directly from client fees rather than commissions on financial products. This ensures recommendations are made with clients' best interests at heart.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Fee-only advisory services with transparent client-aligned compensation |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
FCM product offering
Product offeringCore offering
Farris Capital Management is a fee-only, independent SEC Registered Investment Advisor that provides personalized financial planning, investment management, insurance review, tax-saving strategies, Social Security analysis, education savings planning, and the FCM Treasury Account (T-Bill investing through Charles Schwab) to business owners, retirees, and emerging-wealth individuals. The firm also offers an Annuity Inspection™ evaluation service and supports clients through online tools including a Retirement Questionnaire, Financial Snapshot, and Annual Client Update form.
Product overview
Farris Capital Management (FCM) offers a comprehensive wealth management platform consisting of core advisory services and specialized tools. The core services include Financial Planning, Investment Management (portfolios of ETFs, stocks, mutual funds, options, and defined outcome ETFs), Insurance Services, Tax Saving Strategies, Social Security Analysis, and Education Savings Planning. FCM also offers the Annuity Inspection™ service to evaluate existing annuity contracts and the FCM Treasury Account service for T-Bill investments through Charles Schwab. Supporting tools include a Retirement Questionnaire and Financial Snapshot for prospective clients, plus an Annual Client Update form for existing clients.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Planning Custom financial and retirement planning services that formalize client goals and project the probability of successful outcomes.
- Investment Management Tailored portfolio construction based on risk tolerance, return objectives, investment timeline, and tax considerations, using ETFs, individual stocks, mutual funds, options, and defined outcome ETFs.
- Insurance Services Life insurance policy review and recommendation for income protection and debt coverage, plus property and casualty insurance review for asset protection.
- Tax Saving Strategies Tax reduction strategies including small business retirement plans, corporate structure evaluation, account type optimization, tax loss harvesting, and tax-sensitive investments.
- Social Security Analysis Analysis to determine the optimal Social Security claiming age considering taxation, employment, spousal benefits, and longevity factors.
- Education Savings Planning Guidance on funding strategies for private K-12 and higher education expenses.
- FCM Treasury Account Investment service that automatically invests client funds in Treasury Bills through Charles Schwab to maximize returns, with automatic reinvestment at maturity. FCM charges 0.20% annually for this service.
- Annuity Inspection™ Evaluation service to analyze annuity contracts and fees to determine if clients can save money for the same or better outcome, or explore alternative options outside annuities.
Companies that use FCM
Customer profileSegments4 records
Ideal customer profiles3 records
FCM technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
FCM partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Charles SchwabcorePrimary custodian for client assets. Charles Schwab provides brokerage services and asset custody with SIPC protection up to $500,000 including $250,000 cash limit.
- Fidelity InvestmentscorePrimary custodian for client assets. Fidelity Investments provides brokerage services and asset custody with SIPC protection for client securities.
- YHL SoftcoreProvides the FCM Client Web Portal - a white-label client portal platform for account access and management.
Recent moves6 records
Expansion highlights4 records
FCM competitors and assessment
Company assessmentEmerging players
- Betterment: Leading robo-advisor platform offering automated investment management and financial planning at low cost. Already a partner/integration of FCM and a direct competitor for price-sensitive emerging wealth clients.
- Facet Wealth: Digital-first fee-only RIA delivering comprehensive financial planning and investment advice at accessible price points. Overlaps FCM's "Emerging Wealth" and pre-retiree segments via a lower-cost, virtual-delivery model.
Direct peers
- Pure Financial Advisors: Fee-only RIA specializing in retirement planning, tax strategies, and investment management for individuals and retirees. Directly comparable service mix and SEC-registered structure to FCM.
- Buckingham Strategic Wealth: National fee-only RIA providing financial planning, tax-aware investment management, and retirement advice. Directly comparable service stack and fiduciary-only positioning to FCM.
- Carson Wealth: Fee-only RIA platform serving business owners, retirees, and affluent families with holistic planning and investment management. Comparable client mix and service breadth to Farris Capital Management.
- Modera Wealth Management: Fee-only RIA focused on financial planning, retirement, and tax-aware investment management for households and individuals. Closely mirrors FCM's service model and fee-only fiduciary structure.
- Ritholtz Wealth Management: Fee-only RIA offering comprehensive financial planning and investment management to individuals and households. Comparable in scale, service mix, and SEC-registered fee-only structure to Farris Capital Management.
Broad incumbents
- Edelman Financial Engines: Large national RIA combining traditional financial planning with technology-enabled advice for individuals and retirees. A broad incumbent offering overlapping services to a similar client base as Farris Capital Management.
- Empower (formerly Personal Capital): Hybrid digital RIA combining automated investing tools with human advisor access for affluent households and retirees. Competes across FCM's full client spectrum with a tech-enabled, lower-fee delivery model.
- Fisher Investments: Large independent investment management firm serving high-net-worth individuals and institutions. Broad incumbent with overlapping portfolio management offerings to FCM's affluent client segments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
FCM social profiles
Digital presenceFCM compliance and trust
Trust signalCompliance3 records
FCM financial estimates
Financial estimateRevenue estimate
Valuation estimate
FCM leadership team
Management profileNumber of profiles
Profiles3 records
FCM funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FCM M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FCM
What does FCM do?
Farris Capital Management is a fee-only, independent SEC Registered Investment Advisor that provides personalized financial planning, investment management, insurance review, tax-saving strategies, Social Security analysis, education savings planning, and the FCM Treasury Account (T-Bill investing through Charles Schwab) to business owners, retirees, and emerging-wealth individuals. The firm also offers an Annuity Inspection™ evaluation service and supports clients through online tools including a Retirement Questionnaire, Financial Snapshot, and Annual Client Update form.
Is FCM a public or private company?
FCM is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was FCM founded?
FCM was founded in 2016. It employs 1 to 10 people.
Where is FCM based?
FCM is headquartered in Dallas, United States, in the North America region.
How does FCM make money?
One revenue line is on record: fee-Only Investment Advisory Services.
Who are FCM's main competitors?
Emerging players on record are Betterment and Facet Wealth. Direct peers are Pure Financial Advisors, Buckingham Strategic Wealth, Carson Wealth, Modera Wealth Management and Ritholtz Wealth Management. Broad incumbents are Edelman Financial Engines, Empower (formerly Personal Capital) and Fisher Investments.
Does FCM have an API?
No public API is recorded for FCM.
What industry is FCM in?
FCM's product category is Wealth Management & Financial Advisory Services. Its primary akta.pro industry code is FSAAABAD, Advisory Portfolio Management (Non-Discretionary), with a secondary code of FSAAAHAK, Money Market Funds & Ultra-Short Duration. Its NAICS code is 52394 and its SIC code is 6282.