FCM

What FCM does

Farris Capital Management Inc. (FCM) is a privately held, fee-only SEC-registered investment advisor based in Carrollton, Texas, serving clients in the Dallas-Fort Worth metroplex. Founded by Justin Farris, CFP, in 2016 and building on a financial services career that began in 2004, FCM operates as a boutique wealth management practice with a three-person advisory team (Justin Farris CFP, Tyler Henley CFA, and Collin Day as Associate Advisor). The firm delivers personalized financial planning, investment management, insurance review, tax strategies, retirement income planning (including Social Security analysis), and education savings for business owners, retirees and pre-retirees, emerging wealth households, and individuals navigating major life transitions.

FCM's product surface is built around six core advisory services (Financial Planning, Investment Management, Insurance Services, Tax Saving Strategies, Social Security Analysis, Education Savings Planning) plus specialized offerings including the Annuity Inspection review service and the FCM Treasury Account (which auto-invests client cash in Treasury Bills via Charles Schwab at a 0.20% annual fee). Investment portfolios are constructed from ETFs, individual stocks, mutual funds, options, and defined outcome ETFs based on risk tolerance, return objectives, timeline, and tax considerations. There are no proprietary technology products; the firm relies entirely on third-party platforms — Charles Schwab and Fidelity Investments as primary custodians, YHL Soft for the client web portal, and ZoeFin and Betterment as optional client-facing wealth tools — supported by inbound marketing through educational blog content and direct referral-based client acquisition.

The business model is straightforward: FCM generates revenue from fees paid directly by clients (a subscription-style recurring fee model), with no commissions on financial products, consistent with its fiduciary RIA status. Client assets are held at institutional custodians with SIPC protection. Distribution is conducted through direct, consultative face-to-face and virtual advisory meetings, supplemented by self-serve portal access. There are no disclosed funding rounds, no institutional investors, no parent company, and no subsidiaries — the firm operates as a founder-controlled boutique.

Name

FCM

Legal name

Farris Capital Management Inc.

Website

https://farriscap.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

Farris Capital Management Inc. is a privately held, fee-only SEC-registered investment advisor in Carrollton, Texas. Its three-person advisory team provides financial planning, investment management, tax strategies, and retirement planning to business owners, retirees, and emerging wealth clients in the Dallas-Fort Worth metroplex.

Ownership category

akta.pro rank

Product category

Wealth Management & Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

akta.pro secondary industry

Money Market Funds & Ultra-Short Duration (FSAAAHAK)

Keywords

• Fee-only advisory
• Retirement planning
• Investment management
• Wealth management services
• Financial planning

Headquarters

HQ city

Dallas

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Fee-Only Investment Advisory Services: Farris Capital Management operates as a fee-only registered investment advisor, meaning their compensation is derived directly from client fees rather than commissions on financial products. This ensures recommendations are made with clients' best interests at heart.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Farris Capital Management is a fee-only, independent SEC Registered Investment Advisor that provides personalized financial planning, investment management, insurance review, tax-saving strategies, Social Security analysis, education savings planning, and the FCM Treasury Account (T-Bill investing through Charles Schwab) to business owners, retirees, and emerging-wealth individuals. The firm also offers an Annuity Inspection™ evaluation service and supports clients through online tools including a Retirement Questionnaire, Financial Snapshot, and Annual Client Update form.

Product overview

Farris Capital Management (FCM) offers a comprehensive wealth management platform consisting of core advisory services and specialized tools. The core services include Financial Planning, Investment Management (portfolios of ETFs, stocks, mutual funds, options, and defined outcome ETFs), Insurance Services, Tax Saving Strategies, Social Security Analysis, and Education Savings Planning. FCM also offers the Annuity Inspection™ service to evaluate existing annuity contracts and the FCM Treasury Account service for T-Bill investments through Charles Schwab. Supporting tools include a Retirement Questionnaire and Financial Snapshot for prospective clients, plus an Annual Client Update form for existing clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Custom financial and retirement planning services that formalize client goals and project the probability of successful outcomes.
• Investment Management Tailored portfolio construction based on risk tolerance, return objectives, investment timeline, and tax considerations, using ETFs, individual stocks, mutual funds, options, and defined outcome ETFs.
• Insurance Services Life insurance policy review and recommendation for income protection and debt coverage, plus property and casualty insurance review for asset protection.
• Tax Saving Strategies Tax reduction strategies including small business retirement plans, corporate structure evaluation, account type optimization, tax loss harvesting, and tax-sensitive investments.
• Social Security Analysis Analysis to determine the optimal Social Security claiming age considering taxation, employment, spousal benefits, and longevity factors.
• Education Savings Planning Guidance on funding strategies for private K-12 and higher education expenses.
• FCM Treasury Account Investment service that automatically invests client funds in Treasury Bills through Charles Schwab to maximize returns, with automatic reinvestment at maturity. FCM charges 0.20% annually for this service.
• Annuity Inspection™ Evaluation service to analyze annuity contracts and fees to determine if clients can save money for the same or better outcome, or explore alternative options outside annuities.

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Partnerships

Three partnerships are on record, tiered core.

• Charles SchwabcoreOthersPrimary custodian for client assets. Charles Schwab provides brokerage services and asset custody with SIPC protection up to $500,000 including $250,000 cash limit.
• Fidelity InvestmentscoreOthersPrimary custodian for client assets. Fidelity Investments provides brokerage services and asset custody with SIPC protection for client securities.
• YHL SoftcoreTechnology or IntegrationProvides the FCM Client Web Portal - a white-label client portal platform for account access and management.

Recent moves6 records

Expansion highlights4 records

Emerging players

• Betterment: Leading robo-advisor platform offering automated investment management and financial planning at low cost. Already a partner/integration of FCM and a direct competitor for price-sensitive emerging wealth clients.
• Facet Wealth: Digital-first fee-only RIA delivering comprehensive financial planning and investment advice at accessible price points. Overlaps FCM's "Emerging Wealth" and pre-retiree segments via a lower-cost, virtual-delivery model.

Direct peers

• Pure Financial Advisors: Fee-only RIA specializing in retirement planning, tax strategies, and investment management for individuals and retirees. Directly comparable service mix and SEC-registered structure to FCM.
• Buckingham Strategic Wealth: National fee-only RIA providing financial planning, tax-aware investment management, and retirement advice. Directly comparable service stack and fiduciary-only positioning to FCM.
• Carson Wealth: Fee-only RIA platform serving business owners, retirees, and affluent families with holistic planning and investment management. Comparable client mix and service breadth to Farris Capital Management.
• Modera Wealth Management: Fee-only RIA focused on financial planning, retirement, and tax-aware investment management for households and individuals. Closely mirrors FCM's service model and fee-only fiduciary structure.
• Ritholtz Wealth Management: Fee-only RIA offering comprehensive financial planning and investment management to individuals and households. Comparable in scale, service mix, and SEC-registered fee-only structure to Farris Capital Management.

Broad incumbents

• Edelman Financial Engines: Large national RIA combining traditional financial planning with technology-enabled advice for individuals and retirees. A broad incumbent offering overlapping services to a similar client base as Farris Capital Management.
• Empower (formerly Personal Capital): Hybrid digital RIA combining automated investing tools with human advisor access for affluent households and retirees. Competes across FCM's full client spectrum with a tech-enabled, lower-fee delivery model.
• Fisher Investments: Large independent investment management firm serving high-net-worth individuals and institutions. Broad incumbent with overlapping portfolio management offerings to FCM's affluent client segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/FarrisCapital
• Facebookfacebook.com/FarrisCapital
• LinkedInlinkedin.com/company/farris-capital-management-inc

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FCM