Center for Holocaust & Humanity Education

What Center for Holocaust & Humanity Education does

CHHE Federal Credit Union is a federally chartered, member-owned cooperative credit union headquartered in Huntington, West Virginia, and operating since December 1979. The institution's defined field of membership is limited to employees of five named healthcare organizations: Cabell Huntington Hospital, Marshall Health, River Park Hospital, Hospice of Huntington, and Marshall Health Network; once an employee joins, lifetime membership is retained as long as a minimum active share balance is maintained, regardless of job changes or retirement.

The credit union operates a standard small-community-cup product set: savings products (Share Accounts earning 0.25% APY above $200, Share Draft/Checking earning 0.25% APY above $500, plus Vacation Club and Christmas Club accounts) and lending products (new/used auto loans for cars/motorcycles/boats, signature loans, share-secured loans, and seasonal Christmas and Vacation loans). Loan pricing varies by credit qualifications, term, and collateral. Technology is minimal and outsourced: online loan origination runs on Cognito Forms, online payments run on Message Pay, and home banking is accessed through a web portal. There is no native mobile app, no API surface, and no disclosed AI/ML capabilities.

The revenue model is interest income on loans plus fees and float on deposit accounts, with member savings federally insured to at least $250,000 by the NCUA. Go-to-market is captive — the credit union does not advertise beyond its website, has no documented social media presence, and acquires members primarily through employer affiliation with the five healthcare institutions. The credit union is small (1-10 employees), single-location, and explicitly community-focused, with no disclosed M&A, funding, or expansion activity in the source data.

Name

Center for Holocaust & Humanity Education

Legal name

CHHE Federal Credit Union

Website

https://chhe.org

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

1–10 employees

Short description

CHHE Federal Credit Union is a federally chartered, member-owned cooperative credit union founded in 1979 in Huntington, West Virginia, serving employees of five named healthcare organizations including Cabell Huntington Hospital and Marshall Health, with lifetime membership and a standard suite of savings and loan products.

Ownership category

akta.pro rank

Product category

Credit Union Services

NAICS

Credit Unions (52213), Depository Credit Intermediation (5221)

SIC

Savings Institution, Federally Chartered (6035), Personal Credit Institutions (6141)

akta.pro primary industry

Employer/Occupational Credit Unions (FSABAEAB)

akta.pro secondary industry

Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)

Keywords

• Credit union services
• Consumer lending products
• Savings accounts
• Auto loan financing
• Member-owned banking

Headquarters

HQ city

Huntington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Others

Revenue model

1. Loan Products: Interest income from various loan products including auto loans (new/used cars, motorcycles, boats), personal loans (Christmas loans, vacation loans, signature loans), and share-secured loans. Rates vary based on credit qualifications, loan term, and vehicle year.
2. Savings Account Fees: Fees from savings accounts, including share draft (checking) accounts. Members maintain minimum active balances to avoid fees.
3. Membership Services: Services provided to credit union members including home banking, online loan applications, and payment processing.

Pricing tiers

Distribution channels1 record

Marketing channels1 record

Core offering

CHHE Federal Credit Union is a member-owned federal credit union that provides consumer banking and lending services to healthcare employees and affiliates in Huntington, West Virginia. Its core offerings include share (savings) accounts, share draft (checking) accounts, vacation club and Christmas club savings accounts, and a range of consumer loans including auto, motorcycle, boat, Christmas, vacation, signature, and share-secured loans. Services are delivered through a physical location and digital channels including online loan applications, home banking, and online payment processing.

Product overview

CHHE Federal Credit Union is a single, unified financial services institution offering a comprehensive suite of banking products. The core offerings include savings products (Share Accounts, Vacation Club, and Christmas Club accounts) and lending products (New/Used Auto Loans, Christmas Loans, Vacation Loans, Signature Loans, and Share Secured Loans). The institution also provides online services including loan applications, home banking, and payment processing through third-party platforms.

Differentiator

Problem solved

Functional benefit

Products and services

• New or Used Auto Loans Financing for new or used cars, motorcycles, and boats with competitive rates based on credit qualifications, loan term, and vehicle year. Available to members of CHHE Federal Credit Union.
• Christmas Loans Seasonal loan product designed to help members finance holiday expenses. Available to members of CHHE Federal Credit Union.
• Vacation Loans Personal loan product for financing dream vacation getaways. Available to members of CHHE Federal Credit Union.
• Signature Loans Unsecured personal loans for members needing extra cash without collateral requirements. Available to members of CHHE Federal Credit Union.
• Share Secured Loans Loans secured by the member's existing share (savings) account, using funds as collateral. Available to members of CHHE Federal Credit Union.
• Share Accounts (Savings) Primary savings account with a minimum active balance requirement; earns 0.25% APY on balances over $200. Available to members of CHHE Federal Credit Union.
• Share Draft (Checking) Checking account with 0.25% APY on balances over $500. Available to members of CHHE Federal Credit Union.
• Vacation Club Accounts Savings account designed to encourage saving for vacations. Available to members of CHHE Federal Credit Union.
• Christmas Club Accounts Savings account designed to encourage saving for holiday expenses. Available to members of CHHE Federal Credit Union.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Expansion highlights2 records

Regional players

• West Virginia United Federal Credit Union: West Virginia-headquartered community credit union with broad regional membership, multiple branches, and a similar consumer banking and lending product set. Provides a regional competitive benchmark for CHHE within its home state.

Direct peers

• Affinity Federal Credit Union: New Jersey-based, employer/association-sponsored federal credit union serving select companies and affinity groups. Operates the same occupational-membership framework as CHHE, with similar consumer loan, share, and club-account products targeted at employee populations.
• First Tech Federal Credit Union: Employer/association-based federal credit union serving technology and healthcare-adjacent companies with consumer banking, lending, and club-style savings products. Closely mirrors CHHE's occupational field-of-membership structure and full-service consumer banking model.
• SchoolsFirst Federal Credit Union: Employer-occupational federal credit union serving California school employees and their families. Comparable to CHHE in its narrow, employer-defined field of membership and full-service consumer deposit and lending menu.
• Truliant Federal Credit Union: Employer- and association-based federal credit union originally serving employees of a specific company and now open to numerous employer groups. Operates a similar occupational FOM model with consumer savings, checking, auto, and personal lending.
• BCU (Baxter Credit Union): Healthcare-employer-based federal credit union originally serving Baxter Healthcare employees and now open to many healthcare-related employer groups. Directly comparable to CHHE in its employer-occupational membership model, similar consumer loan and savings focus, and reliance on NCUA insurance.

Broad incumbents

• PenFed (Pentagon Federal Credit Union): Large federal credit union originally serving a narrow occupational group (military/defense) and now broadly diversified. Illustrates the scale and product breadth CHHE could aspire to through long-term membership expansion and product diversification.
• Connexus Credit Union: Federally chartered credit union with a much broader, multi-segment field of membership and a strong online deposit and lending platform. Represents what CHHE's digital and product roadmap could evolve toward if it broadens membership criteria and scales technology investment.
• Navy Federal Credit Union: The largest occupational federal credit union in the U.S., serving military personnel and their families. Demonstrates the long-term scale potential of an occupational FOM charter when compounded with lifetime membership and digital scale.
• Alliant Credit Union: Federally chartered, online-led credit union with an open field of membership that competes for the same consumer deposit and auto/personal loan wallet as CHHE. Provides a useful benchmark for digital servicing expectations CHHE members may compare against.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Center for Holocaust & Humanity Education