Redwood Empire Schools’ Insurance Group

What Redwood Empire Schools’ Insurance Group does

Redwood Empire Schools' Insurance Group (RESIG) is a Joint Powers Authority (JPA) established on July 1, 1979, that provides self-insured risk management and insurance programs to 47 public school districts and several charter schools across Sonoma County, Mendocino County, and surrounding areas in California. Governed by a Joint Powers Board with voting representatives from each member district and a seven-member Executive Committee, RESIG operates as a public agency rather than a traditional corporation, eliminating external equity ownership and aligning incentives directly with member districts. Headquartered in Windsor, California, with approximately 30 staff members organized across Administration, Employee Benefits, Finance, Environmental Health & Safety, Property & Liability, and Workers' Compensation departments, RESIG emerged in response to Proposition 13 (1978) when Sonoma County school superintendents and business officials sought to control escalating insurance costs through self-insurance and group purchasing.

RESIG's core products are organized into four operational lines: (1) Workers' Compensation, delivered through self-funded coverage with internal claims management and supported by Origami system administration and Work Comp EDI (Payer ID CB890); (2) Property & Liability, providing self-funded coverage including certificates of insurance, claims handling, KYND cyber security program, STOPit anonymous reporting, and the RESCQ 24-hour hotline; (3) Employee Benefits, administering Blue Shield and Kaiser Permanente medical plans through SISC, Delta Dental self-insured plans ($1,900/$2,400/$2,900 benefit levels), VSP vision insurance, and a comprehensive EAP through Anthem Blue Cross; and (4) Environmental Health & Safety, encompassing occupational safety, industrial hygiene (indoor air quality, drinking water testing, wildfire smoke assessments), emergency preparedness, Cal/OSHA compliance, ergonomics, return-to-work, and the Post-Offer Pre-Placement (POPP) program. The 2024 Mental Wellness Initiative layered in eight integrated wellness platforms (Talkspace, Ginger, Calm, myStrength, Vida Health, Eden Health, MDLive, Maven), and a unified Online Incident Reporting System launched in July 2025 consolidates four legacy paper forms into a digital workflow platform.

RESIG's business model is membership-based and not-for-profit in operating posture: member districts join through Board resolutions and contribute to self-insured pools whose retention levels and rates are set by the Joint Powers Board. Revenue streams combine recurring contribution/premium equivalents for self-insured programs with managed-services fees for employee benefits administration and professional-services charges for EHS work. Distribution is direct-to-member through Board-level relationships, on-site training, monthly safety training programs, conference facilities, and dedicated department-level staff contacts. Membership is essentially exclusive within its Sonoma County core (with Mendocino County adjacency), and pricing is not publicly disclosed but is determined by district factors including payroll and average daily attendance (ADA).

Name

Redwood Empire Schools’ Insurance Group

Legal name

Redwood Empire Schools' Insurance Group

Website

https://resig.org

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

11–50 employees

Short description

Redwood Empire Schools' Insurance Group (RESIG) is a California Joint Powers Authority that provides self-insured workers' compensation, property & liability, employee benefits, and environmental health & safety programs to 47 public school districts and charter schools across Sonoma and Mendocino Counties.

Ownership category

akta.pro rank

Product category

Public School Insurance Pool

NAICS

Public Administration (92), Insurance and Employee Benefit Funds (5251), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)

akta.pro industry

PRIMARYEDADABAC

Regional Education Service Agencies (ESAs/BOCES/Intermediate Units)

Education/Education Administration, Accreditation & Policy/School Districts, Local Education Authorities & Boards

SECONDARYFSAIAMAC

Worksite Critical Illness Insurance

Financial & Insurance/Insurance — Life & Health/Supplemental & Voluntary Benefits (Worksite)

Keywords

• School insurance pool
• Workers compensation coverage
• Employee benefits administration
• Property liability coverage
• Joint powers authority

Headquarters

HQ city

Windsor

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Self-Insured Insurance Programs: RESIG operates as a Joint Powers Authority providing self-funded insurance programs for Workers' Compensation, Property, Liability and Dental benefits, and group purchase of HMO and Indemnity Health Benefit Programs. Member districts pay premiums/contributions to participate in the pool.
2. Employee Benefits Administration: Administration of medical, dental, and vision benefit programs for member districts through partnerships with carriers like Blue Shield, Kaiser Permanente, Delta Dental, and VSP.
3. Environmental Health & Safety Services: Loss control services, safety training, industrial hygiene services, emergency preparedness assistance, and compliance support provided to member districts.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

RESIG operates as a Joint Powers Authority (JPA) providing self-insured risk management and insurance programs to 47 public school districts and several charter schools in Sonoma County, California. Core offerings include self-funded Workers' Compensation, Property & Liability, and Employee Benefits (medical, dental, vision) programs, supplemented by Environmental Health & Safety services, internal claims management, and loss control support.

Product overview

RESIG operates as a Joint Powers Authority (JPA) offering self-insured programs for Workers' Compensation, Property & Liability, and Employee Benefits. The core product portfolio consists of: (1) Employee Benefits covering medical plans (Blue Shield PPO and Kaiser HMO/HDHP), dental (Delta Dental), vision (VSP), Employee Assistance Program, Mental Wellness Initiative, (2) Workers' Compensation with internal claims management, Return to Work Program, Ergonomic Program, and Fitness for Duty services, (3) Property & Liability including certificates of insurance, claims handling, RESCQ anonymous reporting, KYND cyber security, and STOPit anonymous reporting, (4) Environmental Health & Safety with occupational safety, industrial hygiene, emergency preparedness, and training services, (5) Prevention of Child Abuse (Speak Up Now/SUN), (6) Conference Room facilities (San Andreas, Rodgers Creek, Sonoma), and (7) Wildfire Ready resources. The organization serves 47 public school districts and charter schools in Sonoma County through its member districts.

Differentiator

Problem solved

Functional benefit

Brands

• RESCQ (Redwood Empire Schools' Care Quest): A 24-hour confidential hotline established in 2000 for students and community members to report incidents or individuals involved in crimes against students, staff, and school property.
• SUN (Speak Up Now)

Products and services

• Workers' Compensation Program Self-funded Workers' Compensation coverage with internal claims management, providing workers' comp protection for 47 public school districts and charter schools in Sonoma County.
• Property & Liability Program Self-funded property and liability coverage including certificates of insurance, claims handling, contract assistance, and in-person trainings for member districts.
• Medical Plans (Blue Shield PPO and Kaiser Permanente) Group medical benefit plans including Blue Shield PPO (with HSA-compatible HDHP options and prescription coverage through Navitus) and Kaiser Permanente HMO/HDHP plans (including Senior Advantage for retirees over 65 with Medicare), offered through the SISC consortium.
• Dental Program (Delta Dental) Self-insured dental program through Delta Dental offering three benefit-level plans ($1,900, $2,400, $2,900) with optional orthodontics, serving 29 member districts and charters.
• Vision Program (VSP) Fully insured vision pool through Vision Service Plan (VSP) offering Choice and Signature plan options with four-year rate agreements, serving 20+ districts.
• Employee Assistance Program (EAP) Comprehensive Employee Assistance Program through Anthem Blue Cross providing counseling, work/life services, financial, legal, and identity monitoring services to all employees and household members of member districts.
• Mental Wellness Initiative Strategic mental health and wellness program complementing existing medical plans and EAP, offering resources through Vida Health, Ginger, Calm, myStrength, Talkspace, Eden Health, MDLive, and Maven.
• Environmental, Health & Safety (EHS) Services Comprehensive EHS services including occupational safety, industrial hygiene (indoor air quality, drinking water testing, wildfire smoke assessments, chemical exposure), emergency preparedness, and Cal/OSHA compliance support.
• Speak Up Now (SUN) - Child Abuse Prevention Program Curated resources for school leaders to prevent, recognize, and respond to instances of sexual abuse and misconduct through recommended policies, practices, and training.
• Safety Training Programs Various safety training programs including BackSafe ergonomics, FEMA Emergency Preparedness, Cal/OSHA SASH, IPM, Speak Up Now, STOPit Solutions, and Public School Works training platform.
• Conference Rooms Three conference room facilities (San Andreas up to 80 attendees, Rodgers Creek up to 35, Sonoma up to 12) available for reservation with WiFi, Smart TV, projectors, and coffee service.

Quantifiable outcome

• 47 Public School Districts and several Charter Schools served since 1979
• +1 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration22 records

Feature3 records

Partnerships

Nine partnerships are on record, tiered core.

• Self-Insured Schools of California (SISC)coreStrategic or Co-development PartnerRESIG provides health coverage through SISC-sponsored Blue Shield and Kaiser Permanente plans. SISC acts as a consortium allowing member districts to access group purchasing rates for medical benefits.
• Blue Shield of CaliforniacoreStrategic or Co-development PartnerPrimary health plan provider offering PPO plans including HDHP options compatible with HSAs. Plans administered through SISC consortium.
• Kaiser PermanentecoreStrategic or Co-development PartnerHealth plan provider offering HMO plans and HDHP options. Includes Senior Advantage plans for retirees over 65.
• Delta DentalcoreStrategic or Co-development PartnerDental insurance provider for RESIG's self-insured dental program serving 29 member districts and charters.
• VSP (Vision Service Plan)coreStrategic or Co-development PartnerVision insurance provider for the fully insured vision pool serving 20+ districts with Choice and Signature program options.
• Anthem Blue Cross (EAP)coreStrategic or Co-development PartnerEmployee Assistance Program provider through SISC offering 24/7 counseling, work/life services, financial, legal and identity monitoring services.
• Alliant Insurance ServicescoreStrategic or Co-development PartnerInsurance broker that negotiates with health benefit program carriers on behalf of RESIG. Provides strategic planning support including Mental Wellness Initiative.
• Schools Excess Liability FundcoreStrategic or Co-development PartnerStatewide pooling organization providing excess coverage for California schools. RESIG staff provides leadership through involvement in development and governance.
• Bay Area Schools Insurance CooperativecoreStrategic or Co-development PartnerRegional joint pooling organization for schools in multiple Bay Area counties. RESIG staff involved in development and leadership.

Scale indicators3 records

Recent moves10 records

Expansion highlights5 records

Direct peers

• Self-Insured Schools of California (SISC): Consortium providing group-purchased health benefit plans to California school districts. SISC is both a partner and structural peer to RESIG, delivering pooled employee benefits to the same K-12 segment under a similar multi-district governance model.
• Bay Area Schools Insurance Cooperative (BASIC): Regional joint pooling organization serving schools across multiple Bay Area counties. RESIG staff helped develop BASIC, and the two organizations operate the same self-insured risk-pool model for California public school districts.
• Schools Excess Liability Fund (SELF): California statewide joint pooling authority providing excess liability coverage for schools. RESIG staff provides leadership in its development and governance, and both organizations pool risk for K-12 districts using the same JPA framework.
• CSAC Excess Insurance Authority (CEIA): California State Association of Counties affiliate providing pooled excess insurance and risk management to public entities including schools. Comparable to RESIG as a California public-entity insurance pool serving governmental members.
• California Schools Risk Management Authority (CSRMA): Joint powers authority providing property, liability, and workers' compensation coverage to California school districts. Directly comparable to RESIG in mission, member base, and self-funded risk-pool structure.

Broad incumbents

• Keenan & Associates: Major California insurance brokerage and consulting firm specializing in schools and public agencies. Competes with RESIG's broker/intermediary role for K-12 risk management and benefits consulting across the state.
• Alliant Insurance Services: National insurance brokerage with a dedicated public-entity and education practice. Already a partner to RESIG (broker of record for benefits), Alliant is also a broader incumbent competing for school risk management mandates across California.

Regional players

• Ventura County Schools Self-Funding Authority: Self-funded school insurance pool in Ventura County providing workers' compensation and property/liability coverage to member districts. Mirrors RESIG's regional school JPA structure in Southern California.
• San Diego County Schools Risk Management: Risk management programs for San Diego County school districts covering workers' compensation, liability, and safety services. Same county-level school risk pool concept as RESIG but serving a different Southern California region.
• San Mateo County Schools Insurance Group: County-level school insurance JPA in neighboring San Mateo County offering self-funded workers' compensation and property/liability coverage. Operates the same regional school-pool model as RESIG but in a different Bay Area geography.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/redwood-empire-schools-insurance-group

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Redwood Empire Schools’ Insurance Group