What Pinnacle Peak Private Client Group does

Pinnacle Peak Private Client Group, LLC is a small SEC-registered investment advisor (RIA) headquartered in Scottsdale, Arizona, with a secondary office in Atlanta, Georgia. The firm manages client assets using an open-architecture investment platform built on Modern Portfolio Theory, allocating across five major asset classes (large cap, mid cap, small cap, international, and fixed income) and offering access to individual stocks, bonds, ETFs, options, mutual funds, and other public and private securities through Charles Schwab custody. Its core products are a Wrap Comprehensive Portfolio Management service (quarterly fee up to 1.50% of AUM, bundling advisory and custodial transaction costs), standalone financial planning and consulting (flat fee up to $5,000 or $300/hour), retirement plan consulting for employer plan sponsors, and insurance/annuity product sales. A defining specialization is federal employee benefit consulting delivered through the Peak Insights sub-brand and bolstered by the acquisition of Insight Benefit Counselors, covering FERS pension projections, Thrift Savings Plan (TSP) counseling, Social Security strategies, FEHB, FEGLI, and Medicare guidance. Other client segments include individuals and families, business owners, and trusts, estates, and charitable organizations. Distribution is consultative and relationship-driven, relying on personal referrals, CPA/attorney/insurance professional networks, the firm's website, and online scheduling/intake tools for federal employee prospects; the firm does not impose formal investment minimums but recommends $100,000 in liquid assets for optimal service value.

In March 2026, Pinnacle Peak joined Ashton Thomas Private Wealth (backed by Arax Investment Partners) as a partner firm, contributing $460 million in AUM and six advisors. The team continues to operate under the Pinnacle Peak brand as the Pinnacle Peak Private Wealth Team within the larger platform, gaining access to back-office, compliance, and growth resources. Leadership comprises Managing Directors Brian Jack and Matt Figueroa (both partners, based in Phoenix/Scottsdale since the 1990s-2000s), Partner and Operations Manager Teresa Flores, and Managing Director Ron Burns (Atlanta, focused on federal employees). The firm is a private LLC, is not AI-enabled, and is differentiated primarily by federal employee benefit expertise and its fee-based open-architecture model rather than by technology.

Name

Pinnacle Peak Private Client Group

Legal name

Pinnacle Peak Private Client Group, LLC

Website

https://pinpeakpcg.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Pinnacle Peak Private Client Group is a Scottsdale-based SEC-registered investment advisor managing $460M in assets under management for individuals, families, business owners, plan sponsors, and — its specialty — active and retired federal employees seeking FERS, TSP, and federal benefits guidance.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Investment Management Advisory (RIA) (FSAEAAAB)

Keywords

• Wealth management services
• Retirement plan consulting
• Investment advisory services
• Financial planning services
• Federal employee benefits

Headquarters

HQ city

Scottsdale

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Wrap Comprehensive Portfolio Management (AUM-Based Fee): Clients are charged an ongoing quarterly fee based on the value of assets under management. The maximum annual Wrap fee is 1.50%. The firm pays the broker-dealer's transaction fees for equities and ETFs, which are bundled into the wrap fee. Fee is automatically deducted from the advisory account. Revenue scales directly with AUM, aligning firm and client interests.
2. Standalone Financial Planning and Consulting: Offered as a separate service for clients who do not need comprehensive portfolio management. Charged at a flat fee (maximum $5,000) or hourly rate (maximum $300 per hour). Revenue is one-time per engagement.
3. Insurance Product Sales (Commission-Based): The firm's financial professionals include licensed insurance agents who sell insurance products for commissions. This creates an additional revenue stream from insurance and annuity product sales.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Pinnacle Peak Private Client Group is a SEC-registered investment advisor (RIA) that delivers comprehensive portfolio management, stand-alone financial planning, retirement plan consulting for employer plan sponsors, and specialized federal employee benefit counseling through its Peak Insights platform. The firm manages approximately $460 million in assets under management on an open-architecture platform custodied with Charles Schwab, offering access to individual stocks, bonds, ETFs, mutual funds, and other public and private securities.

Product overview

Pinnacle Peak Private Client Group is a Registered Investment Advisor providing personalized investment advisory and financial planning services through an open architecture model. The core offering is Comprehensive Portfolio Management with optional wrap fee pricing, complemented by stand-alone Financial Planning & Consulting and Retirement Plan Consulting services. The firm specializes in Federal Employee Benefit Consulting delivered through its Peak Insights sub-brand, offering FERS pension projections, Thrift Savings Plan counseling, and federal benefits guidance. The firm acquired Insight Benefit Counselors to strengthen its federal employee practice. Investment options span individual stocks, bonds, ETFs, options, mutual funds, and other public/private securities.

Differentiator

Problem solved

Functional benefit

Brands

• Peak Insights: Federal employee benefit counseling program providing FERS pension projections, TSP counseling, retirement income projections, Social Security strategies, and guidance on FEHB, FEGLI, Medicare, and other federal employee benefits.

Products and services

• Comprehensive Portfolio Management Asset management and financial planning service providing personalized investment approaches tailored to each client's unique lifestyle and preferences, with continuous portfolio monitoring and rebalancing across five major asset classes (large cap, mid cap, small cap, international, and fixed income).
• Financial Planning and Consulting Stand-alone financial planning and consulting services covering investment planning, charitable planning, education planning, corporate and personal tax planning, estate planning, and other advisory needs for individuals and families.
• Retirement Plan Consulting Retirement plan consulting for employer plan sponsors covering investment policy statement creation, investment option evaluation, asset allocation, participant education, and ongoing investment monitoring for participant-driven retirement plans.
• Peak Insights Federal Employee Benefit Consulting Specialized consulting for active and retired federal employees covering FERS pension projections, Thrift Savings Plan (TSP) counseling, retirement income projections, Social Security strategies, and benefits guidance on FEHB, FEGLI, and Medicare.

Quantifiable outcome

• Fee-based model with maximum 1.50% annual wrap fee — aligns advisor and client interests as both benefit from portfolio growth
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Ashton Thomas Private Wealth (Arax Investment Partners)coreStrategic or Co-development Partner · 5 March 2026Pinnacle Peak Private Client Group joined Ashton Thomas Private Wealth as a partner firm as part of Arax Investment Partners' growth strategy. The team (now operating as Pinnacle Peak Private Wealth Team) brought $460 million in AUM and six advisors, expanding Ashton Thomas' Southwest footprint. The partnership gives Pinnacle Peak clients access to broader resources and services through the Arax platform while maintaining the Pinnacle Peak brand identity.
• Insight Benefit Counselors (IBC)coreStrategic or Co-development PartnerPinnacle Peak Private Client Group acquired Insight Benefit Counselors, a firm that provided educational services helping active and retired federal employees understand Thrift Savings Plans (TSP) and other retirement options. The acquisition enhanced Pinnacle Peak's federal employee benefit consulting practice, which now operates under the Peak Insights brand. IBC's counselors and educational materials were integrated into Pinnacle Peak's service offering.
• Charles Schwab & Co., Inc. (Schwab Alliance)coreTechnology or IntegrationCharles Schwab provides custody services and other brokerage services for Pinnacle Peak's client accounts. Schwab is described as a custodian with whom the firm has service agreements. Pinnacle Peak's open architecture environment is enabled through Schwab's platform, which provides access to a full range of investment options. The firm links to the Schwab Alliance portal for client account access.
• CPA's, Tax Planners, Estate and Trust Attorneys, Insurance PlannersminorImplementation/ SI/ Consulting PartnerThe firm maintains a network of professional service providers including CPA's/tax planners, insurance planners, estate and trust attorneys, and other professionals to provide clients with comprehensive financial solutions. These partners collaborate with Pinnacle Peak on behalf of clients across trusts, estates, charitable organizations, tax planning, and corporate structure needs.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Mercer Advisors: National RIA built through acquisitions of independent advisors, with comprehensive wealth management, retirement plan, and estate services. Comparable as a roll-up acquirer operating in the same end markets (individuals, families, business owners, plan sponsors, trusts).
• Creative Planning: Large fee-only RIA offering comprehensive wealth management, financial planning, and retirement plan consulting. Comparable in the breadth of services (portfolio management + planning + retirement plan consulting) and in serving individuals, business owners, and trusts.
• Commonwealth Financial Network: Independent advisor platform supporting RIAs and broker-dealer affiliates with compliance, technology, and product access. Comparable as a B2B platform for independent advisors offering planning, portfolio management, and retirement plan services.
• Edelman Financial Engines: One of the largest independent RIAs in the U.S., combining technology-enabled portfolio management with human advisor relationships. Comparable business model: fee-based AUM pricing, open-architecture product access, and a planning-led approach to retirement-income and benefits guidance.
• Carson Group: RIA platform offering wealth management, retirement plan consulting, and advisor coaching/support. Comparable as an aggregator model that onboards independent advisor teams — analogous in structure to Ashton Thomas, Pinnacle Peak's parent platform.
• Ashton Thomas Private Wealth: Pinnacle Peak's parent platform since the March 2026 partnership; an RIA aggregator under Arax Investment Partners that consolidates independent advisory firms under a unified compliance and operations umbrella. Directly comparable as the operating environment for Pinnacle Peak's growth.

Direct peers

• Buckingham Strategic Wealth: Fee-only RIA with a strong financial-planning-led model similar to Pinnacle Peak's wrap-and-planning structure. Comparable in target client (mass-affluent to high-net-worth individuals), open-architecture investment approach, and emphasis on evidence-based portfolio construction.
• Northwest Financial Advisors: Independent fee-only RIA offering comprehensive portfolio management, financial planning, and retirement plan consulting for individuals, business owners, and trusts. Comparable in service mix, fee-based model, and SEC-registered RIA structure.
• Wescott Financial Advisory Group: Fee-only RIA providing comprehensive wealth management, tax planning, and retirement plan consulting to individuals, families, and institutions. Comparable in size, fee-only model, open-architecture investing, and focus on personalized planning-led advisory.

Emerging players

• Facet Wealth: Tech-enabled flat-fee RIA targeting mass-affluent and HNW clients with virtual financial planning and portfolio management. Comparable target customer and financial-planning-led proposition, though with a digital-first delivery model that pressures traditional RIAs on price.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/pinpeakpcg
• LinkedInlinkedin.com/company/pinnacle-peak-private-client-group

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pinnacle Peak Private Client Group