RetirementPlans.com

What RetirementPlans.com does

RetirementPlans.com (legal entity Retirementplans.com, LLC) is a Dallas-area, independently owned third-party administrator (TPA) of company-sponsored retirement plans, headquartered in Addison, TX. Founded in 1986 and continuously under the same independent ownership for over 37 years, the firm provides administration and compliance services for ERISA and non-ERISA defined contribution plans (401(k), 403(b), 457, Profit Sharing, Money Purchase Pension, SIMPLE 401(k), New Comparability) and defined benefit plans (Traditional Defined Benefit, Cash Balance, Target Benefit). The company serves a horizontal client base ranging from single-employee plans to organizations with thousands of employees, working alongside plan sponsors' existing financial advisors, CPAs, and investment providers under an unbundled model that separates TPA fees from investment and recordkeeping fees.

The firm has no proprietary technology platform; its offering is delivered by credentialed ASPPA consultants averaging more than 20 years of retirement plan administration experience and roughly 10 years of tenure with the firm. Service scope includes plan document preparation and restatement, annual government filings (Forms 5500, 5558, 1099-R), nondiscrimination testing, and fiduciary responsibility consulting. The company maintains a formal ecosystem of 20+ recordkeeper partnerships and dozens of investment vendor partnerships that enables referrals and mutual client servicing without vertical integration.

Revenue is generated through fee-for-service professional engagements priced per plan based on complexity, with multi-year contracts typical. Go-to-market is consultative and sales-led, combining direct outreach to plan sponsors, referrals from financial advisors and CPAs, a "Request For Proposal" funnel on the company website, and content marketing through blog posts on IRS regulatory changes. The firm has no outside funding, no parent company, and no disclosed M&A activity, operating as a stable, founder-owned professional services practice.

Name

RetirementPlans.com

Legal name

Retirementplans.com, LLC

Website

https://retirementplans.com

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

1–10 employees

Short description

RetirementPlans.com is an independently owned Dallas-area third-party administrator providing compliance, plan document, and government filing services for 401(k), 403(b), 457, defined benefit, and other company-sponsored retirement plans for U.S. employers of all sizes since 1986.

Ownership category

akta.pro rank

Product category

Retirement Plan Administration

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Self-Funded Employer Plan TPA (ASO Administration) (HLAEALAA)

akta.pro secondary industry

Compliance, Reporting & Regulatory Administration (ERISA/ACA/No Surprises) (HLAEALAJ)

Keywords

• Third party administration
• Retirement plan compliance
• 401k plan administration
• Defined benefit plans
• Plan document services

Headquarters

HQ city

Addison

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Revenue model

1. Third Party Administration Services: Fee-for-services third-party administration (TPA) for company-sponsored retirement plans including 401(k), 403(b), 457, Cash Balance, Profit Sharing, Money Purchase Pension, and Defined Benefit plans. Services include plan document services, government filings preparation, compliance guidance, and annual government form preparation (Forms 5500, 5558, 1099-R).

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels1 record

Core offering

RetirementPlans.com is a Dallas-based Third Party Administrator (TPA) that provides consulting, compliance, and administration services for company-sponsored retirement plans. The firm partners with plan sponsors' existing investment providers or recordkeepers to prepare government filings, perform nondiscrimination testing, design plan documents, and guide fiduciary compliance for ERISA and non-ERISA defined contribution and defined benefit plans. Client engagements span small "one-man" plans to companies with thousands of employees, with unbundled service pricing that separates administration from investment management.

Product overview

RetirementPlans.com is a Third Party Administrator (TPA) offering a comprehensive suite of retirement plan administration services. The company provides both a core unbundled administration platform and specialized plan document services, compliance consulting, and government filing preparation. The product portfolio includes administration for defined contribution plans (401(k), 403(b), 457, Profit Sharing, Money Purchase, SIMPLE 401(k), and New Comparability plans) and defined benefit plans (Traditional Defined Benefit and Cash Balance, and Target Benefit plans). Services are delivered through flexible plan documents and dedicated consultants who provide year-round support for plan compliance, nondiscrimination testing, and fiduciary responsibilities.

Differentiator

Problem solved

Functional benefit

Products and services

• 401(k) Plan Administration
• 403(b) Plan Administration
• 457 Plan Administration
• Cash Balance Plan Administration
• Profit Sharing Plan Administration
• Money Purchase Pension Plan Administration
• Traditional Defined Benefit Plan Administration
• New Comparability Profit Sharing Plans

Segments2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core.

• Recordkeepers (20+)coreTechnology or IntegrationWorks with over twenty recordkeepers, including brokerage accounts for pooled assets. Provides daily valuation services and recordkeeping for participant-directed accounts. Clean separate pricing of investment products, recordkeeping, and other services.
• Investment Vendors (Dozens)coreTechnology or IntegrationPartners with dozens of investment vendors specializing in recordkeeping and ancillary services to facilitate participant-directed accounts. Can recommend recordkeepers if client needs a referral.
• Financial Advisors and CPAscoreStrategic or Co-development PartnerWorks with clients' existing financial advisors, CPAs, or investment providers with no conflict of interest. Provides Summary Plan Descriptions, enrollment meeting support, and tax status consulting. Can recommend professionals if clients need referrals.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Ascensus: Largest independent retirement plan TPA in the U.S., administering defined contribution, defined benefit, and government plans. Directly comparable in service mix and target client base; Ascensus is the scaled analog of RetirementPlans.com's unbundled TPA model.
• July Business Services: Mid-sized independent TPA specializing in 401(k), 403(b), and defined benefit plan administration. Closely comparable in size, independent ownership, plan-type breadth, and sales-led, consultative GTM.
• DSI Group (Diversified Services Inc.): Independent TPA providing retirement plan design, administration, and compliance services. Direct competitor in the small/mid-market 401(k), Cash Balance, and defined benefit administration space.
• Newport Group (an Ascensus company): Retirement plan administration, consulting, and investment advisory firm (now part of Ascensus). Comparable in full-service DC/DB administration, nondiscrimination testing, and government filing preparation, with overlap on Cash Balance and defined benefit expertise.
• DWC – The 401(k) Experts: Niche retirement plan TPA focused on 401(k) administration, compliance, and consulting for small to mid-sized plans. Highly comparable service offering and target customer profile.
• Sentinel Group: Independent retirement plan administration, consulting, and investment advisory firm. Comparable in independent-ownership positioning, multi-plan-type coverage, and consultative service model.
• Abel HR / Abel Retirement Plan Services: Independent TPA and PEO offering 401(k) and retirement plan administration to small and mid-sized employers. Comparable in independent positioning, plan-type focus, and small-business target market.

Broad incumbents

• Principal Financial Group: Large retirement and asset management firm offering recordkeeping, administration, and plan design for employer-sponsored DC and DB plans. Competes both as a bundled provider and via third-party-style administration for select segments.
• Empower Retirement: One of the largest U.S. recordkeepers and administrators, formed from MassMutual's retirement business and multiple acquisitions. Competes with RetirementPlans.com on bundled DC administration and is increasingly relevant in the unbundled TPA space via acquired TPA subsidiaries.
• Fidelity Workplace Investing: Major retirement plan recordkeeper and administrator serving employer-sponsored plans of all sizes. Represents the bundled incumbent model that competes on scale, technology, and integrated investment offerings.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/retirementplans-com

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RetirementPlans.com