Mobiliaplus.com

What Mobiliaplus.com does

Mobilia Plus presents itself as a European-focused direct-to-consumer online banking platform offering a tiered account structure (Standard at €0/month, Premium at €9.90/month, Professional at €19.90/month) bundled with physical and virtual Visa/Mastercard payment cards, Apple Pay and Google Pay tokenization, and AES-256 encrypted transaction monitoring with 3D Secure and instant card lock/unlock. On top of the core account, the platform layers international money transfers — SWIFT/SEPA bank transfers at a flat 1.5% commission and Western Union/MoneyGram cash-pickup transfers from €4.99 with under-10-minute availability — covering 150+ countries. A credit arm spans ten loan products (real estate up to €500,000, personal, auto, home improvement, student, professional, express consumer, energy renovation, wedding/events, and debt consolidation) with advertised rates from 2.50% to 4.50%, and a managed-investment arm offers 13 themed "packs" (government bonds, commodities, equities, crypto, real estate, precious metals, startups, energy, tech/innovation) with minimums from €100 and stated yields up to 15%, plus direct trading of Bitcoin, Ethereum, Solana, and USDC inside the client dashboard. The stated go-to-market is fully self-serve digital onboarding via mobilaplus.com and a mobile app, targeting individual consumers, frequent travelers, students, freelancers, SMBs, and retail investors across Europe and 150+ countries, with no physical branches.

A critical caveat for any investment audience: the site's Mentions Légales page explicitly states "Ce site est une plateforme de démonstration. Les services et produits financiers décrits sont fictifs et n'ont aucune valeur contractuelle" — i.e., the site is a demonstration platform and the financial services described are fictional with no contractual value. All legal-entity fields (company name, share capital, RCS registration) are placeholders, no management team, headcount, funding rounds, office locations, or app store identifiers are disclosed, and the only scale signals (1M+ customers, 4.9/5 Trustpilot rating, 1,200+ verified reviews) are self-published on that same demonstration storefront. The company is presented as private with no parent, no subsidiaries, and no disclosed ownership structure.

Name

Mobiliaplus.com

Legal name

Mobilia Plus (legal name not disclosed - all entity fields are placeholders in Mentions Légales)

Website

https://mobiliaplus.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Mobilia Plus is a direct-to-consumer online banking platform targeting European consumers, freelancers, and SMBs with tiered accounts, Visa/Mastercard cards, international transfers (SWIFT/SEPA and Western Union/MoneyGram), ten loan products, thirteen investment packs, and in-app crypto trading. The site self-declares as a demonstration platform with fictional financial services.

Ownership category

akta.pro rank

Product category

Online Banking

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Credit Card Issuing (522210)

SIC

Finance Services (6199)

akta.pro industry

PRIMARYFSABAFAE

Premium/Affluent Neobanks

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Digital/Challenger Banks (Neobanks)

SECONDARYFSAMAIAG

Multi-Currency Accounts, Wallets & IBAN Services

Financial & Insurance/Payments & Transaction Processing/Cross-Border Payments & Remittances

SECONDARYFSAGAAAD

Digital Wallets & Account Aggregation Hub (Multi-account, Stored Value)

Financial & Insurance/Financial Technology (Fintech)/Digital Banking & Neobanking Platforms

Keywords

• Online banking services
• International money transfers
• Consumer lending products
• Investment funds
• Payment cards

Headquarters

HQ city

Cairo

HQ country

Egypt

HQ region

Africa

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Account Subscription Fees: Monthly subscription fees from tiered account plans (Standard, Premium, Professionnel)
2. International Transfer Fees: Commission fees on international money transfers: 1.5% for bank transfers, starting from 4.99€ for cash withdrawals
3. Loan Interest: Interest revenue from various loan products including mortgage, personal, auto, student, professional, and specialized loans
4. Investment Product Management: Returns and fees from managed investment packs including crypto, stocks, commodities, government bonds, and real estate
5. Foreign Transaction Fees: Fees for currency exchange and international payments with minimized foreign transaction costs

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Mobilia Plus operates an online banking platform that provides tiered bank accounts (Standard, Premium, Professional), payment cards, multiple consumer and business loan products, international money transfers via SWIFT/SEPA and Western Union/MoneyGram, cryptocurrency trading, and a menu of investment packs covering government bonds, commodities, equities, real estate, and digital assets. All account opening and servicing is delivered digitally through the website and a mobile app.

Product overview

Mobilia Plus is an online banking platform offering a tiered account structure (Standard, Premium, Professional) alongside credit products, investment packages, and international transfer services. The platform provides physical and virtual payment cards (Standard and Premium tiers) connected to Visa/Mastercard networks with Apple Pay and Google Pay integration. Credit offerings include six main loan types (real estate up to 500,000€, personal, auto up to 80,000€, home improvement, student, and business loans up to 200,000€) plus four additional specialized loans (express consumer, energy renovation, wedding/events, and debt consolidation). Investment products span 13 packs including government bonds, commodities, cryptocurrency funds, international equities, real estate, precious metals, and startup/tech funds. International transfers support both SWIFT/SEPA bank transfers and cash withdrawals via Western Union/MoneyGram partners. The platform also offers cryptocurrency trading (Bitcoin, Ethereum, Solana, USDC) and real-time transfer tracking.

Differentiator

Problem solved

Functional benefit

Products and services

• Standard Bank Account

Quantifiable outcome

• Transfer completion in 1-3 business days vs 3-5 days for traditional banks
• +4 more outcomes

Named customers2 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

Feature5 records

Partnerships

Four partnerships are on record, tiered core.

• Western UnioncoreChannel Partner/ Reseller/ DistributorWestern Union partnership enables cash withdrawal transfers where beneficiaries can receive money without a bank account at thousands of agent locations worldwide. Transfer fee starts from 4.99€ with availability in under 10 minutes up to 2,500€ per transaction.
• MoneyGramcoreChannel Partner/ Reseller/ DistributorMoneyGram partnership provides alternative cash pickup network for international money transfers, offering beneficiaries without bank accounts the ability to withdraw funds at partner agent locations worldwide.
• VisacoreTechnology or IntegrationVisa card network partnership enabling worldwide card acceptance at millions of merchants and ATMs globally, providing Premium card holders fee-free international payments and withdrawals.
• MastercardcoreTechnology or IntegrationMastercard card network partnership enabling worldwide card acceptance for Standard and Premium cards at millions of merchants and distributors with global payment infrastructure.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Qonto: European business banking platform for freelancers and SMBs offering accounts, cards, invoicing, and lending — directly comparable to Mobilia Plus's Professional tier.
• Remitly: Cross-border remittance platform with bank deposit and cash-pickup delivery via partners — closely comparable to Mobilia Plus's international transfer and Western Union/MoneyGram cash-pickup offering.
• Wise (TransferWise): Multi-currency account and international transfer specialist with cards and business accounts — directly comparable on the cross-border payments core, with a stronger and more verifiable operational track record.
• bunq: Dutch neobank offering tiered personal and business accounts with multi-currency support, cards, and international transfers — comparable European challenger-bank model with transparent fee structure.
• Revolut: UK-headquartered global neobank offering tiered accounts, cards, international transfers, lending, investments, and crypto trading — directly comparable product mix and European customer base to Mobilia Plus.
• TransferGo: European-focused international money transfer platform with multi-currency accounts and bank/cash delivery — directly comparable cross-border payments proposition.
• N26: German digital bank offering tiered consumer and business accounts, cards, transfers, and lending across Europe — comparable challenger-bank positioning and target customer (European consumers and freelancers).

Broad incumbents

• Monzo: UK digital challenger bank offering consumer accounts, cards, lending, and savings — overlapping product surface and target customer, but a more established incumbent in the European neobank category.
• Starling Bank: UK digital challenger bank with consumer and business accounts, lending, and international payments — overlapping product surface and European target market.

Emerging players

• Trade Republic: European retail investment platform offering stocks, ETFs, bonds, and crypto with a tiered subscription model — comparable investment-pack and recurring-fee structure.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Mobiliapluscom

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mobiliaplus.com