Congress Park Capital

What Congress Park Capital does

Congress Park Capital LLC is a privately held, fee-only Registered Investment Adviser founded in 2009 and headquartered at 57 Phila Street, Saratoga Springs, NY. The firm provides individualized investment management to individual investors and families, constructing portfolios directly from individual equities and fixed income securities using fundamental analysis rather than outsourcing to mutual funds or third-party funds. Service offerings span the full wealth-management lifecycle — equities, fixed income, retirement planning, insurance, asset allocation, estate planning, business succession planning, and charitable giving — delivered as an integrated fiduciary mandate.

The investment management team consists of Eric Brodwin (Chief Investment Officer and founder), Michael Steiner (Managing Partner), Michael Los (Managing Partner, focused on business-owner clients), and Carrie Rashford (Director of Operations). The firm partners with Fidelity Investments for custody and uses BlackRock iShares ETFs as core portfolio building blocks, while maintaining direct positions in individual stocks such as Broadcom, Micron, Netflix, and Weyerhaeuser.

The business model is a subscription, fee-only advisory structure billed annually, with revenue driven by assets under management rather than commissions. Client acquisition relies on organic channels — a website with content marketing (monthly blog articles, newsletters), third-party financial calculators, and an explicit client referral program. Operating geographies are restricted to the United States, with no disclosed subsidiaries, funding rounds, or institutional investors.

Name

Congress Park Capital

Legal name

Congress Park Capital LLC

Website

https://congressparkcapital.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

Congress Park Capital is a fee-only Registered Investment Adviser in Saratoga Springs, NY, providing individualized portfolio construction, retirement, insurance, estate, and business succession planning to individual investors and business owners. The three-advisor team manages equities and bonds directly using fundamental, value-oriented analysis.

Ownership category

akta.pro rank

Product category

Investment Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

Keywords

• Investment advisory services
• Wealth management
• Retirement planning
• Financial planning
• Portfolio management

Headquarters

HQ city

Saratoga Springs

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Investment Advisory Services: Congress Park Capital operates as a Registered Investment Adviser (RIA) with the U.S. Securities and Exchange Commission, providing investment advisory services to individual clients. They follow a fee-only approach aligned with client best interests and function as fiduciaries.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Congress Park Capital is a fee-only Registered Investment Adviser that constructs individualized equity and fixed income portfolios through fundamental company analysis and delivers them alongside retirement, insurance, estate, charitable, asset allocation, and business succession planning services. The firm acts as a fiduciary for individual investors and families, charging recurring advisory fees rather than product commissions.

Product overview

Congress Park Capital is a fee-only registered investment adviser offering individualized wealth management services through a unified advisory platform. The firm provides a comprehensive suite of financial planning and investment services including equities and fixed income portfolio construction, retirement planning, estate planning, insurance solutions, asset allocation strategies, business succession planning, and charitable giving vehicles. The firm emphasizes direct portfolio management using fundamental analysis rather than outsourcing to mutual funds, aligning with value-oriented investment principles inspired by Warren Buffett and Benjamin Graham.

Differentiator

Problem solved

Functional benefit

Products and services

• Equities Individual equity investments including stocks, selected through fundamental analysis and assembled into customized client portfolios.
• Fixed Income Fixed income securities including government and corporate bonds for portfolio diversification and income generation within client portfolios.
• Retirement Planning Comprehensive retirement planning including Social Security optimization, employer-sponsored qualified plans (401(k), 403(b), SEP), Traditional and Roth IRAs, and lifetime income strategies.
• Insurance Life insurance products including term, whole life, universal life, and variable life policies, plus long-term care, disability, and critical illness insurance.
• Estate Planning Estate planning services including wills, trusts, and succession planning to ensure orderly transfer of assets at death.
• Asset Allocation Individualized asset allocation strategies matching investor profiles based on objectives, risk tolerance, time horizon, and tax considerations.
• Business Succession Planning Buy-sell agreements, entity plans, and cross purchase arrangements to facilitate orderly transfer of business interests for privately held companies.
• Charitable Giving Charitable planning including Charitable Remainder Trusts (Unitrust, Annuity Trust, Pooled Income Fund) and Charitable Lead Trusts.
• Managing Your Finances Comprehensive money management including saving strategies, tax planning, mortgages, and financial planning for business owners.

Quantifiable outcome

• Individualized portfolio construction reduces client fees compared to mutual fund-based approaches

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered minor.

• Fidelity InvestmentsminorOthersCongress Park Capital provides a direct login link to Fidelity Investments on their Client Login page, allowing clients to access their Fidelity accounts through the firm's website.
• BlackRockminorOthersThe firm's 13F filings disclose significant investments in BlackRock-managed ETFs including iShares Core S&P 500 ETF (IVV), iShares Ultra Short-Term Bond Active ETF (ICSU), iShares 0-3 Month Treasury Bond ETF (SGOV), and iShares MSCI Indonesia ETF (EIDO).

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• Fisher Investments: Large fee-based investment manager serving individual and institutional clients with active fundamental portfolio management. Comparable to CPC as a fundamentally driven, fee-based active manager, but operating at massive scale across multiple geographies and client tiers.
• Mariner Wealth Advisors: National fee-based RIA providing investment management, financial planning, estate, tax, and business succession services to HNW individuals. Comparable to CPC on integrated wealth services and individual-investor focus, but at significantly larger scale and geographic reach.
• Carson Group: Large RIA platform that partners with and acquires advisory firms to provide coaching, technology, and back-office support. Comparable to CPC as a fee-based RIA serving individuals and small-business owners with holistic planning, but operating a multi-affiliate aggregator model.
• Schwab Intelligent Portfolios: Automated, low-fee advisory service from Charles Schwab offering portfolio management using primarily passive ETFs. Adjacent competitor to CPC for cost-sensitive individual investors, though CPC differentiates through individualized active management and direct advisor access.

Direct peers

• Buckingham Strategic Wealth: Fee-only fiduciary RIA offering research-driven, fundamental portfolio construction plus comprehensive financial planning. Closely comparable to CPC in philosophy (evidence-based active management), fee-only fiduciary model, and integrated planning services, though at materially larger AUM scale.
• Empower Personal Dashboard (formerly Personal Capital): Hybrid digital-plus-human advisory service combining robo-advice tools with human financial planners for HNW individuals. Comparable to CPC on fee-based advisory services for individuals with planning needs, differing in technology-first delivery model and significantly larger AUM.
• Focus Financial Partners: Leading partnership of independent, fee-only wealth management firms that serves as a roll-up platform for boutique RIAs. Comparable to CPC on fee-only advisory model, SEC-registered RIA status, and target end-client (HNW individuals), while also representing a potential acquirer/partner for firms like CPC.
• Corient Wealth Advisors: Fee-only RIA providing discretionary wealth management and integrated financial planning to HNW individuals and families, with a growing network of acquired boutique firms. Comparable to CPC on fee-only fiduciary model, integrated planning, and individual-investor focus; represents both a peer and a potential acquirer.
• Ritholtz Wealth Management: Boutique fee-only RIA focused on active, fundamentals-based portfolio management for individual investors with strong content marketing and thought leadership. Highly comparable to CPC on business model, philosophy, client base, and content-driven growth motion.
• Sequoia Financial Group: Fee-only wealth advisory firm offering investment management, tax, retirement, and estate planning to individuals and small businesses. Comparable to CPC on business model, SEC RIA registration, fee-only fiduciary approach, and integrated planning for individual and business-owner clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Congress Park Capital