SMC Business Solutions

What SMC Business Solutions does

SMC Business Solutions is a privately held, sole-proprietor professional services firm headquartered at 10 Union Street, 2nd Floor Suite A, Peabody, Massachusetts, led by Sergio M. Costa, an Enrolled Agent (EA). The firm delivers tax preparation and planning, payroll processing, IRS representation, financial statement preparation, business consulting, management advisory, estate and trust tax preparation, retirement planning, sales tax services, business entity selection, and accounting software selection for small-to-medium businesses and individuals primarily in Massachusetts. Service delivery combines in-person consultations at the Peabody office with remote engagement via phone, email, and appointment scheduling.

The underlying technology stack is conventional: standard accounting and tax-preparation software backs the core services, supplemented by a suite of digital client-facing tools including a secure client portal for document exchange, an IRS withholding calculator, 60+ online financial calculators spanning tax, mortgage, retirement, investment, savings, loans, insurance, and business topics, an ICS/iCal-based tax calendar subscription, and a client library of articles, white papers, videos, FAQs, tax facts, and state resources. There is no proprietary software product, no mobile app, no API, and no disclosed AI/ML capability.

The business model is professional services on a quote-based, engagement-by-engagement pricing structure with no publicly disclosed rates. Go-to-market is sales-led via direct client engagement, appointment requests, and a content-rich website that supports both lead capture and client retention. Revenue streams are tax services, payroll services, and business consulting; revenue magnitude is undisclosed. Ownership is concentrated in a single EA practitioner with no institutional investors, no parent company, no subsidiaries, and 1–10 employees.

Name

SMC Business Solutions

Legal name

SMC Business Solutions

Website

https://smcbusinesssolutions.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

SMC Business Solutions is a sole-proprietor tax, payroll, and business advisory firm in Peabody, Massachusetts, led by Enrolled Agent Sergio M. Costa, serving local small-to-medium businesses and individuals with compliance, advisory, and IRS representation services.

Ownership category

akta.pro rank

Headquarters

HQ city

Peabody

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Professional Tax Services: Tax preparation and planning services for individuals and businesses, including tax filing, planning consultations, and IRS representation.
2. Payroll Services: Payroll processing and administration services for business clients.
3. Business Consulting: Advisory services including business entity selection, management advisory, retirement planning, and financial analysis.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

SMC Business Solutions provides professional tax preparation and planning, payroll processing, IRS representation, and a range of business advisory services (entity selection, management advisory, financial analysis, financial statements, retirement planning, estate and trust tax preparation, sales tax services, and buying/selling a business advisory) for individuals and small to medium businesses in the greater Boston area. Services are delivered by an Enrolled Agent (Sergio M. Costa EA) and supported by online calculators, a secure client portal, and an IRS withholding calculator.

Product overview

SMC Business Solutions provides professional tax and payroll solutions as a service-based firm rather than a software product company. The core offering is a suite of professional accounting, tax, and advisory services including Tax Preparation & Planning, Payroll Services, and Business Consulting. These core services are supported by digital tools including a Financial Calculators suite, a Secure Client Portal for document access and communication, an IRS Withholding Calculator, and a Tax Calendar Subscription service delivered via ICS/iCal feed. The firm also maintains a Client Library resource center with articles, guides, white papers, and tax-related educational content. Additional specialty services include Estate & Trust Tax Preparation, Retirement Planning, Sales Tax Services, IRS Representation, Accounting Software Selection & Implementation, Business Entity Selection, Management Advisory Services, Financial Statements preparation, Business transaction advisory (Buying or Selling a Business), and Notary Public services.

Differentiator

Problem solved

Functional benefit

Products and services

• Tax Preparation & Planning
• Payroll Services
• IRS Representation
• Estate & Trust Tax Preparation
• Sales Tax Services
• Retirement Planning
• Business Entity Selection
• Financial Statements
• Financial Analysis
• Business Consulting
• Management Advisory Services
• Buying or Selling a Business
• Accounting Software Selection & Implementation
• Notary Public

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights4 records

Direct peers

• 1-800Accountant: 1-800Accountant is a national virtual accounting and tax services firm serving small businesses and individuals with bookkeeping, payroll, and tax preparation. It is the closest direct competitor to SMC in terms of bundled service offering and SMB target customer, differing primarily in its virtual, scaled delivery model.
• Powers & Company CPAs: Powers & Company is a regional Massachusetts-based CPA firm offering tax, accounting, and advisory services to individuals and small businesses. It is one of the closest direct local comparables to SMC in terms of geography, customer base, and service menu.

Broad incumbents

• H&R Block: H&R Block is a national tax preparation retail chain offering individual and small business tax services, DIY software, and professional preparation. It competes with SMC for SMB and individual tax clients in the broader Boston market, though its scale and brand recognition are vastly larger.
• KPMG (Small Business Advisory): KPMG is a Big Four accounting firm with U.S. offices offering tax, audit, and advisory services including small-business and individual tax support. Overlaps with SMC on tax preparation, payroll advisory, and retirement planning, though it primarily serves larger clients and operates at vastly greater scale.
• CBIZ: CBIZ is a national business advisory, tax, and accounting services firm serving middle-market and small businesses. Comparable to SMC on tax, payroll, and advisory services but operates at much larger scale with a regional-office network rather than a single local practitioner model.
• Andersen Tax (Andersen): Andersen is a national tax and advisory firm serving individuals, businesses, and estates/trusts with an emphasis on personalized service. Comparable to SMC on tax preparation, estate/trust work, and advisory, but operating through a national affiliated-firm network rather than a single local practice.
• Liberty Tax Service: Liberty Tax is a national retail tax preparation chain serving individuals and small businesses. It overlaps with SMC on the tax preparation core offering but distributes through franchised offices rather than a licensed EA-led local practice.
• Jackson Hewitt Tax Services: Jackson Hewitt operates a national franchise network of tax preparation offices targeting individual and small business filers. Comparable to SMC in core service (tax prep) but operates at much larger scale through franchise locations rather than a sole practitioner model.
• Intuit (TurboTax / QuickBooks Live): Intuit offers TurboTax for DIY individual tax filing and QuickBooks Live for assisted bookkeeping and tax services for SMBs. It is the dominant software-driven alternative to using a local practitioner like SMC, and competes both for clients and for the labor pool of tax professionals.

Regional players

• Marcum LLP: Marcum LLP is a top-10 U.S. accounting and advisory firm with strong New England presence, offering tax, audit, and consulting services to SMBs and middle-market companies. Comparable to SMC on tax and advisory offerings but at vastly larger scale and with a broader client mix.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/smc-business-solutions-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SMC Business Solutions