What Secoia does

Secoia is a French actuarial consulting and software firm founded in 1985 and headquartered in Lyon, with a secondary office in Paris. The company specializes in social protection advisory, employee savings scheme design (PEE, PERCO), and the actuarial evaluation of corporate social commitments — particularly end-of-career indemnities (IFC), work medal gratifications, and supplementary health/retirement provisions — under IAS 19/IFRS and US GAAP reporting frameworks. Its client base includes large enterprises, retirement funds, and consulting firms, targeted through direct consultative sales aimed at financial directors, HR directors, accounting directors, and social benefits managers.

The firm's core proprietary asset is LEA (Logiciel d'Évaluations Actuarielles), a Windows-based actuarial calculation engine offered in Standard and Compared versions, with optional modules for IFRS reporting, Médailles du Travail, and health/additional retirement regimes. The LEA suite is complemented by e-LEA (browser-based IFC evaluation), e-BSI (a digital portal for Individual Social Reports), and BSI/ERI services for employee benefits communication. The product runs on legacy Windows architectures (32/64-bit, Windows NT through 10) with on-premise and client-server deployment options.

Secoia monetizes through three streams: actuarial consulting engagements (project-based professional services), annual LEA software licensing and maintenance contracts (recurring subscription with unlimited telephone support, updates, and error corrections), and intra-company training delivered by its approved training organization. The company is a member of Groupe Convergence, a parent group structured around insurance industry activities, and operates exclusively in the French market (Auvergne-Rhône-Alpes and Île-de-France).

Name

Secoia

Legal name

Secoia

Website

https://secoia.fr

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Short description

Secoia is a French actuarial consulting firm founded in 1985 that provides social protection advisory, employee savings scheme design, and IAS 19 actuarial evaluations, supported by its proprietary LEA software suite, serving large enterprises and retirement funds in France.

Ownership category

akta.pro rank

Product category

Actuarial Consulting Services

NAICS

Management, Scientific, and Technical Consulting Services (5416)

SIC

Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Financial Reporting & Technical Accounting Advisory (GAAP/IFRS) (BPAHABAF)

Keywords

• Actuarial consulting services
• Social protection advisory
• Employee benefits management
• Actuarial evaluation software
• Retirement scheme consulting

Headquarters

HQ city

Lyon

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Actuarial Consulting Services: Professional consulting services for actuarial evaluation of social commitments (IAS 19), social protection design and implementation, and employee savings advisory.
2. Software Licensing and Maintenance: LEA software licensing with annual maintenance contracts providing unlimited telephone support, bug fixes, updates, and improvements. Training services also available for intra-company software training.
3. Training Services: Intra-company training on actuarial evaluation, social protection negotiation, and software usage. SECOIA is an approved training organization.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels2 records

Core offering

Secoia provides actuarial consulting and proprietary software to French enterprises for evaluating social commitments, designing social protection and employee savings schemes, and complying with IFRS/IAS 19 accounting standards. The offering combines professional advisory services (Actuariat Conseil), employee information services such as BSI Individual Social Reports and ERI Individual Retirement Evaluations (Information Sociale), and the proprietary LEA actuarial evaluation software suite (Outils Informatiques) including web-based portals for online calculations and digital social reports.

Product overview

SECOIA offers a unified platform combining actuarial consulting services with proprietary software tools for social protection and employee savings management. The core product is LEA (Logiciel d'Évaluations Actuarielles), a Windows-based actuarial evaluation software available as standalone or client-server deployment, supplemented by e-LEA for online calculations and e-bsi for digital BSI creation. The product portfolio is organized across three divisions: Actuariat Conseil for IAS 19 evaluations and social protection consulting; Information Sociale for BSI, ERI services, and training; and Outils Informatiques for the LEA software suite including optional modules for IFRS reporting, work medals, and health/retirement calculations. The Standard and Compared versions of LEA address different organizational scales, from single-company evaluations to multi-entity group comparisons.

Differentiator

Problem solved

Functional benefit

Brands

• LEA: LEA (Logiciel d'Évaluations Actuarielles) is Secoia's actuarial evaluation software for calculating end-of-career indemnities (IFC) and work medals. Available in Standard and Comparée versions with IFRS module integration.
• e-LEA
• e-bsi
• BSI
• ERI

Products and services

• LEA (Logiciel d'Évaluations Actuarielles) Proprietary Windows-based actuarial evaluation software that calculates social commitments including end-of-career indemnities (IFC), work medals, and supplementary retirement engagements for French enterprises. Available in Standard version (single-company IFC evaluation with demographic data import, scenario hypothesis settings, statistical population analysis, cash flow projection tables, and sensitivity analysis) and Compared version (multi-company group engagement calculation with prior-year employee file comparison and integrated IFRS module). Used by 450 active enterprise clients to perform self-service actuarial calculations compliant with IFRS, IAS 19, and US GAAP.
• e-LEA Online Platform Browser-based online version of the LEA actuarial evaluation software that enables users to perform end-of-career indemnity (IFC) actuarial calculations directly via the internet without requiring local Windows installation. Targeted at enterprise users seeking a simplified, hosted access path to Secoia's actuarial calculation engine.
• e-BSI Digital Portal Dematerialized web portal for creating Individual Social Reports (Bilan Social Individuel), allowing employees to enter information not transmitted by the company and download their digital BSI. Targeted at French enterprises seeking digital tools for employee benefits communication.
• BSI (Bilan Social Individuel) Service Individual Social Balance sheet service providing employees with personalized information about their retirement, provident insurance, and health coverage. Serves as an internal communication tool for French enterprises to showcase their social commitments to employees and is delivered through the e-BSI digital portal.
• ERI (Évaluation Retraite Individuelle) Service Individual Retirement Evaluation presented as an A4 dossier providing company employees with estimated retirement rights information, including total estimated rights and breakdown by different regimes and pension funds. Targeted at French enterprises seeking to communicate retirement entitlements to their workforce.
• Actuariat Conseil (Actuarial Consulting) Actuarial consulting services covering social commitment evaluations under IAS 19, social protection device support (Retirement, Provident Insurance, Health Expenses), employee savings advisory (PEE, PERCO), and time savings management. Targeted at financial directors, HR directors, accounting directors, social benefits managers, and works council representatives in French enterprises.
• Formation (Intra-Company Training) Intra-company training services covering IAS 19 evaluation standards, LEA software usage, complementary social protection negotiation, regime monitoring, employee savings, and retirement savings topics. Delivered by Secoia's actuarial team as an approved training organization registered with the Rhône-Alpes prefecture.

Quantifiable outcome

• 500+ companies served through actuarial consulting or actuarial IT services
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Partnerships

One partnership is on record.

• Groupe ConvergencecoreOthersSECOIA is a member of Groupe Convergence, which has structured its activities around insurance industry operations. Groupe Convergence is the parent organization of SECOIA, providing group-level strategic direction and brand association.

Scale indicators4 records

Recent moves6 records

Expansion highlights3 records

Direct peers

• Prim'Act: French actuarial consulting firm specialized in social protection, retirement, and employee benefits. Directly comparable as a French boutique offering IAS 19 actuarial services alongside proprietary tools and software products for enterprise clients.
• Optimind: French actuarial and risk consulting firm serving insurers and large corporates on social commitments, retirement, and health benefits. Comparable as a French independent actuarial advisory serving similar enterprise buyer personas and regulatory frameworks.

Broad incumbents

• Mercer: Global actuarial, health, and retirement consulting firm with significant French operations. Competes for the same enterprise mandates on IAS 19 valuations, retirement scheme design, and employee benefits, but offers a much broader multi-disciplinary and international portfolio.
• Aon: Global risk and human capital advisory with substantial actuarial consulting in France. Offers competing retirement, health, and welfare actuarial services to enterprise clients, with broader insurance brokerage capabilities layered on top.
• Diot-Siaci: Major French insurance brokerage and employee benefits consultancy. Comparable in serving French enterprises on social protection, retirement, and provident insurance, and overlaps with Secoia on actuarial advisory for mid-cap and large corporate clients.
• Grant Thornton France: International audit and advisory network with French member firms offering actuarial and HR consulting services. Comparable as an alternative provider of social-commitment valuations and benefits advisory to French mid-market enterprises.
• Willis Towers Watson (WTW): Global advisory firm with a large actuarial and employee benefits practice. Directly competes for enterprise retirement and post-employment benefit mandates in France, with deeper cross-border capabilities than Secoia but less specialization in the French SME segment.
• KPMG France: Big 4 firm in France with an established actuarial practice advising on IAS 19, retirement benefits, and post-employment commitments. Competes for the same audit-adjacent actuarial mandates, often through cross-sell with statutory audit clients.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInfr.linkedin.com/company/secoia-groupe-convergence

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Secoia