Capital Harvest Wealth Partners

What Capital Harvest Wealth Partners does

Capital Harvest Wealth Partners is an independent wealth management firm headquartered in Olney, Maryland, with additional offices in Bethesda, Maryland and Vienna, Virginia. Founded by a team that broke away from executive and advisory roles at Capital One Investing, the firm serves over 2,500 individuals, families, and small-to-mid-size businesses across the Maryland and Virginia region with comprehensive financial planning, investment management, retirement planning, estate planning, and education planning services. The team of seven financial advisors, supported by an operations manager, holds over 100 years of combined industry experience and delivers advice primarily through in-person consultations.

The firm operates a complementary financial planning platform that evaluates retirement probability, current investments, financial goals, and investment allocation using historical market data, tax information, Social Security and Medicare inputs, and thousands of modeled scenarios. Investment management is delivered through fee-based managed accounts giving clients access to a broad universe of money managers and securities, supplemented by traditional and annuity-based products (fixed, variable, and indexed annuities) and insurance. Content and client-engagement channels include a blog, monthly market-insights webinars, a resource center with calculators and articles, and quarterly market commentary.

Capital Harvest generates revenue primarily through recurring AUM-based advisory fees on fee-based managed accounts and through commissions on insurance and annuity products, with annual billing cadence on fee accounts. The firm operates under the Osaic Wealth, Inc. broker-dealer and registered investment adviser affiliation (joined 2023), which provides compliance, technology, and back-office infrastructure. Marketing is driven by a mix of educational content, webinars, client testimonials, a refer-a-friend program, and organic social media presence. Recognitions include Washingtonian Top Wealth Advisors (2017, 2018), Capital One Investing Financial Advisor of the Year for Virginia (2014, 2015), and Forbes Top Next-Gen Wealth Advisors Best-in-State for Maryland (2025).

Name

Capital Harvest Wealth Partners

Legal name

Capital Harvest Wealth Partners

Website

https://capharvest.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Capital Harvest Wealth Partners is an independent wealth management firm in the Maryland/Virginia region offering financial planning, investment management, retirement, estate, and education planning to over 2,500 individuals, families, and small businesses via a team of seven advisors operating under Osaic Wealth, Inc.

Ownership category

akta.pro rank

Headquarters

HQ city

Bethesda

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Fee-Based Managed Accounts: Advisors charge account fees for advice, access, and service directly to the investor, typically based on assets under management. This fee structure aligns investor and adviser goals.
2. Financial Advisory Services: Comprehensive financial planning services offered, including investment management, retirement planning, estate planning, and education planning through fee-based and commission-based arrangements.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Capital Harvest Wealth Partners delivers fee-based financial advisory services through a team of credentialed financial advisors, including complementary comprehensive financial plans, professional investment management across stocks, bonds, mutual funds, ETFs and annuities, plus retirement, estate, and education planning. The firm operates under the Osaic Wealth, Inc. network and serves over 2,500 clients, families, and businesses across the Maryland and Virginia region with $910 million in assets under management.

Product overview

Capital Harvest Wealth Partners is a wealth management firm offering a comprehensive suite of financial advisory services. The core offering centers on financial planning and investment management, supplemented by retirement planning, estate planning, and education planning services. Their investment management includes fee-based management accounts, various annuity products (fixed, variable, and indexed), and traditional securities (stocks, bonds, mutual funds, ETFs). The firm also provides educational resources through webinars, a resource center with articles and calculators, and market insights commentary. Services are delivered through their professional planning platform with a team of seven financial advisors serving clients in Maryland and Virginia.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Financial Plans Complementary comprehensive financial plans offered to all clients, evaluating retirement probability, current investments, financial goals, and investment allocation using historical market data, taxes, Social Security, and Medicare information through a professional planning platform.
• Retirement Planning Retirement planning services covering Traditional IRA, Roth IRA, SEP IRA, and 401(k) and 403(b) planning to help clients accumulate funds for retirement.
• Investment Management Professional investment management services covering stocks, bonds, mutual funds, ETFs, and fee-based management accounts, including access to thousands of leading money managers and individual accounts.
• Estate & Asset Transitions Estate planning services for asset preservation and distribution after death, including life insurance and asset transition assistance during major life changes.
• Education Planning Education planning services focused on 529 Savings Plans, tax-advantaged savings for future education costs, including prepaid tuition plans and education savings plans.
• Fixed Annuities Insurance products offering principal protection and fixed rates of return, with rates typically based on the current interest rate environment.
• Variable Annuities Insurance products with variable rate of return that changes based on stock, bond, and money market fund investment options selected.
• Indexed Annuities Annuities combining characteristics of fixed and variable annuities, offering minimum guaranteed interest rates combined with interest linked to a market index.
• Fee-Based Management Accounts Fee-based investment accounts where advisors charge account fees for advice and service based on assets under management, aligning investor and adviser goals.

Quantifiable outcome

• Over $910 Million in Assets Under Management
• +1 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• OsaiccoreStrategic or Co-development Partner · 1 January 2023As of 2023, Osaic is one of the largest networks of independent wealth management firms in the United States. Capital Harvest Wealth Partners is affiliated with Osaic Wealth, Inc., offering securities and advisory services. Osaic provides flexible technology, seasoned support, and superior service to help financial professionals and their clients realize their full potential.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/CapitalHarvestWealthPartners
• LinkedInlinkedin.com/company/capital-harvest-wealth-partners
• Xx.com/capitalharvest

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Capital Harvest Wealth Partners