Allcura Versicherungs
Allcura Versicherungs is a Hamburg-based specialty insurer founded in 2011 that underwrites exclusively Vermögensschaden-Haftpflichtversicherung (professional liability insurance) for 15+ professional segments across Germany and Austria, distributing exclusively through brokers with capacity backed by five major reinsurers.
- Company typePrivate
- Founded2011
- HeadquartersHamburg, Germany
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Allcura Versicherungs does
Allcura Versicherungs-Aktiengesellschaft is a Hamburg-headquartered specialty insurance company founded in 2011 that underwrites exclusively Vermögensschaden-Haftpflichtversicherung — professional liability (PI) insurance covering financial losses arising from professional errors, omissions, or negligence. The company operates as a single-line specialist insurer, acting both as a lead insurer (Führungsversicherer) and as a participating/reinsurer (Beteiligungsversicherer) on placements, with underwriting capacity backed by five of the world's largest reinsurers. Its core technology is a proven in-house IT system for underwriting and claims handling; the firm sells only through licensed insurance brokers and intermediaries in Germany and Austria, with no direct or online distribution channel.
The company's product suite is segmented by profession rather than by line of business, with tailored coverage variants for corporate executives (D&O and executive liability), real estate agents and property managers (including Austrian Immobilientreuhänder under §94 Z35 GewO and Kreditvermittler under HIKrG), IT service providers, data protection officers (DSGVO/GDPR-driven), tax advisors and auditors, financial and insurance intermediaries, journalists and media professionals, and numerous other consulting and advisory occupations. ALLCURA also runs the ALLCURA-Fachakademie training academy and an active newsletter program to engage brokers and professional associations.
Revenue is generated from recurring annual premiums on individually risk-priced policies, with pricing not publicly disclosed and no standardized tiers. The company employs approximately 39 staff across underwriting (Betrieb), claims (Schaden), sales (Vertrieb), controlling, and IT, governed by a four-member Vorstand led by Jörg Conradi and supervised by a Supervisory Board chaired by Robert von Bennigsen. The firm is regulated by BaFin, is a member of the GDV, and participates in the Versicherungsombudsmann dispute resolution scheme.
Allcura Versicherungs firmographics
Firmographics- Name
- Allcura Versicherungs
- Legal name
- ALLCURA Versicherungs-Aktiengesellschaft
- Website
- https://allcura-versicherung.de
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Allcura Versicherungs is a Hamburg-based specialty insurer founded in 2011 that underwrites exclusively Vermögensschaden-Haftpflichtversicherung (professional liability insurance) for 15+ professional segments across Germany and Austria, distributing exclusively through brokers with capacity backed by five major reinsurers.
- Ownership category
- akta.pro rank
Allcura Versicherungs industry classification
Industry- Product category
- Specialty Professional Liability Insurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Other Direct Insurance (except Life, Health, and Medical) Carriers (524128)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Professional Liability (Errors & Omissions) (FSAJADAB)
- akta.pro secondary industries
- Management Liability (D&O/EPL/Fiduciary) (FSAJAGAD), Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH), Financial Lines Treaty Reinsurance (e.g., D&O, E&O, professional liability) (FSAOAEAG), Professional Liability (E&O) Reinsurance (FSAOADAH)
Keywords
Where Allcura Versicherungs is headquartered
LocationHeadquarters
- HQ city
- Hamburg
- HQ country
- Germany
- HQ region
- Europe
Offices2 records
Markets served
Allcura Versicherungs business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Vermögensschaden-Haftpflichtversicherung (Professional Liability Insurance) Premiums: ALLCURA generates revenue through underwriting professional liability (Vermögensschaden-Haftpflicht) insurance policies. The company acts as both lead insurer and reinsurer, backed by five of the largest reinsurers, providing coverage capacity for standard and special risks across a wide range of professional segments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Individual risk-based pricing — no standardized tiers published |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
Allcura Versicherungs product offering
Product offeringCore offering
Allcura Versicherungs underwrites Vermögensschaden-Haftpflichtversicherung (professional liability / professional indemnity insurance), protecting professionals and firms in Germany and Austria against claims for financial losses arising from errors, omissions, or negligence in their professional activities. The company writes both standard and bespoke special-risk policies, acting as lead insurer and as participating/reinsurance capacity provider, and complements coverage with claims handling, legal defense, and an in-house educational academy (ALLCURA-Fachakademie).
Product overview
Allcura Versicherungs is a specialized German insurance company offering Vermögensschaden-Haftpflichtversicherung (professional liability/professional indemnity insurance). The company operates as a single-line insurer focused exclusively on this coverage type, providing solutions both as a primary insurer and as a reinsurer. Their portfolio includes the core Professional Liability Insurance product along with targeted coverage options for specific professional groups such as company executives (Unternehmensleiter), real estate agents and property managers, IT service providers, credit intermediaries, and various other consulting professions. The company also offers supplementary services including the ALLCURA-Fachakademie educational program and application models for policyholders. They serve clients in both Germany and Austria.
Differentiator
Problem solved
Functional benefit
Products and services
- Vermögensschaden-Haftpflichtversicherung (Professional Liability Insurance) Specialist professional liability / professional indemnity insurance protecting professionals and firms in Germany and Austria against claims for financial losses caused by errors, omissions, or negligence in their professional services. Allcura writes both standard policies and bespoke Sonderkonzepte for special risks, acts as lead insurer (Führungsversicherer) and participating/reinsurance capacity provider (Beteiligungsversicherer), and covers over 25 professional segments including real estate agents, IT service providers, tax advisors, journalists, data protection officers, and funeral directors. Coverage includes liability examination, defense against unjustified claims, indemnification, and extensions for GDPR/DSGVO violations and procedural costs. Policies are placed exclusively through licensed insurance brokers and intermediaries.
- ALLCURA-Fachakademie (Training Academy) An in-house educational program offering seminars, workshops and training sessions for brokers, policyholders and professionals on insurance, liability, legal developments (e.g., D&O jurisprudence, Finfluencer risk) and related topics. Events are held in Germany, Austria and Tenerife, and form part of Allcura's broker- and customer-relationship development alongside its policies.
Companies that use Allcura Versicherungs
Customer profileSegments15 records
Ideal customer profiles3 records
Allcura Versicherungs technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Allcura Versicherungs partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Five Major Reinsurance CompaniescoreALLCURA has secured reinsurance capacity from five of the world's largest reinsurers. This partnership provides the underwriting capacity that allows ALLCURA to offer coverage for both standard and particularly complex or special risks, contributing to its positioning as one of the largest capacity providers in the German Vermögensschaden-Haftpflicht market.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Allcura Versicherungs competitors and assessment
Company assessmentBroad incumbents
- ERGO Group AG: Munich Re-owned German insurer offering professional liability among many other lines; competes for the same broker-distributed SME and professional segments.
- R+V Versicherung AG: German cooperative insurer with a significant P&C and professional liability book, including coverage for consultants and intermediaries; broad incumbent competing in the same broker channel.
- Allianz Versicherungs-AG: Germany's largest multi-line insurer with a broad professional liability portfolio. Overlaps with ALLCURA's segments but as part of a much wider product suite rather than a specialist.
- Zurich Insurance Group (Germany): Global insurer with German P&C operations including professional liability for SMEs and corporate executives; broader incumbent rather than a niche specialist.
- Gothaer Versicherungsbank VVaG: Mutual German insurer active in P&C and professional liability for SMEs and self-employed professionals; competes for the same broker-led placements.
- AXA Konzern AG: Major German P&C and life insurer with professional liability offerings; broader portfolio play rather than specialist focus, similar to Allianz/ERGO.
Direct peers
- HDI Versicherung AG: Major German P&C insurer (part of Talanx Group) with a substantial professional liability / Vermögensschaden-Haftpflicht book. Most direct German competitor in the same product category and target professions.
- VHV Allgemeine Versicherung AG: Hanover-based P&C specialist with strong professional liability offerings for trades and consulting professions; competes head-on in German Vermögensschaden-Haftpflicht, particularly for real estate agents and consultants.
- Markel International Insurance Company Ltd (Germany): Specialty insurer writing professional liability and management liability for SMEs and professionals across Europe; mirrors ALLCURA's specialist focus with broader geographic reach.
- Hiscox Insurance Company Ltd (Germany branch): Specialty insurer with deep expertise in professional liability for SMEs and consultants in Germany; closest cross-border analogue to ALLCURA's specialist positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Allcura Versicherungs social profiles
Digital presenceAllcura Versicherungs compliance and trust
Trust signalCompliance3 records
Allcura Versicherungs financial estimates
Financial estimateRevenue estimate
Valuation estimate
Allcura Versicherungs leadership team
Management profileNumber of profiles
Profiles5 records
Allcura Versicherungs funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Allcura Versicherungs M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Allcura Versicherungs
What does Allcura Versicherungs do?
Allcura Versicherungs underwrites Vermögensschaden-Haftpflichtversicherung (professional liability / professional indemnity insurance), protecting professionals and firms in Germany and Austria against claims for financial losses arising from errors, omissions, or negligence in their professional activities. The company writes both standard and bespoke special-risk policies, acting as lead insurer and as participating/reinsurance capacity provider, and complements coverage with claims handling, legal defense, and an in-house educational academy (ALLCURA-Fachakademie).
Is Allcura Versicherungs a public or private company?
Allcura Versicherungs is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Allcura Versicherungs founded?
Allcura Versicherungs was founded in 2011. It employs 11 to 50 people.
Where is Allcura Versicherungs based?
Allcura Versicherungs is headquartered in Hamburg, Germany, in the Europe region.
How does Allcura Versicherungs make money?
One revenue line is on record: vermögensschaden-Haftpflichtversicherung (Professional Liability Insurance) Premiums.
Who are Allcura Versicherungs's main competitors?
Broad incumbents on record are ERGO Group AG, R+V Versicherung AG, Allianz Versicherungs-AG, Zurich Insurance Group (Germany), Gothaer Versicherungsbank VVaG and AXA Konzern AG. Direct peers are HDI Versicherung AG, VHV Allgemeine Versicherung AG, Markel International Insurance Company Ltd (Germany) and Hiscox Insurance Company Ltd (Germany branch).
Does Allcura Versicherungs have an API?
No public API is recorded for Allcura Versicherungs.
What industry is Allcura Versicherungs in?
Allcura Versicherungs's product category is Specialty Professional Liability Insurance. Its primary akta.pro industry code is FSAJADAB, Professional Liability (Errors & Omissions), with a secondary code of FSAJAGAD, Management Liability (D&O/EPL/Fiduciary). Its NAICS code is 524126 and its SIC code is 6331.