WeShake

What WeShake does

WeShake is a French fintech founded in 2022 and headquartered at 59 boulevard Exelmans, Paris, operating as an ACPR-regulated agent (REGAFI 730084) of OKALI, a licensed electronic money institution. The company sells a unified payment and financial-management platform built around a proprietary professional payment card — most notably a "carte de débours" (disbursement card) that lets a client provision funds for a third-party provider, separating purchases from fees in a traceable, audit-ready framework. The platform bundles automated accounting, intercompany expense allocation, split payments, payment links via SMS/email, and a configurable card-rules engine (geography, merchant category code, transaction type, authorized days).

The product is delivered across web app (app.weshake.io), mobile app, and a public REST API for partner integration, and is segmented into distinct modules for individuals, freelancers/self-employed, enterprises, legal practices, EV mobility, social aid distribution, travel agencies, and construction. Revenue comes from tiered monthly subscriptions (Basique €4.50, Premium €9.80, Prestige €19.90 ex-VAT), transaction fees on payment links and card spend, and bespoke contracts for public-sector social aid distribution. The GTM is hybrid: product-led self-serve for SMBs and consumers, API-first distribution to marketplaces and ERPs, and enterprise field sales with personalized demos.

WeShake has won the France FinTech Prix de l'Innovation, is a member of France FinTech and France Digital associations, and partners with Yousign and OKALI. No external funding rounds have been disclosed; share capital stands at €35,501 and the company is privately held with 11–50 employees, suggesting operations are funded internally or via OKALI backing rather than institutional venture capital.

Name

WeShake

Legal name

WeShake

Website

https://weshake.io

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Short description

WeShake is a Paris-based, ACPR-regulated fintech (founded 2022) offering a unified payment platform with a proprietary professional disbursement card, automated accounting, and configurable spending controls for individuals, freelancers, enterprises, and public-sector clients in France.

Ownership category

akta.pro rank

Product category

Payment Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industries

Smart Routing, Cascading & Payment Optimization (FSAMACAJ), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), Payment Gateways & Orchestration (BPAMAFAA)

Keywords

• Payment platform
• Corporate disbursement cards
• Spend management software
• Payment automation API
• Fintech payment solutions

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Subscription Plans: Monthly subscription tiers for professionals: Basique at €4.50/month, Premium at €9.80/month, and Prestige at €19.90/month (all ex-VAT). Includes invoicing, accounting, commercial management, transfers, automatic reconciliation, incoming payments, tax declarations, and platform connections.
2. Payment Processing: Incoming payments via card and bank transfer. Payment links generated and sent via SMS/email for client collections.
3. Social Aid Distribution Services: Card-based social aid distribution solutions for territorial collectivities (CCAS, municipalities, departments) with configurable parameters and fund recovery capabilities.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

WeShake operates a unified payment and financial management platform built around its proprietary professional payment card. The platform enables businesses and self-employed professionals to collect client payments, pay on behalf of third parties, automate accounting, and configure spending rules, while also serving individual consumers with a multi-card account, EV Plug & Charge functionality, and cashback benefits. The offering is distributed through web and mobile apps with tiered monthly subscriptions and an API for partner integration.

Product overview

WeShake is a unified fintech platform combining a professional payment card with comprehensive financial management tools. The core offering consists of the WeShake Platform, the WeShake Card (carte de paiement professionnelle), and WeShake Mobility for EV charging. The platform serves multiple segments through specialized modules: WeShake Particulier for consumers, WeShake Indépendant for freelancers, WeShake Entreprise for corporate spend management, and WeShake Juridique for legal practices. Key features include the disbursement card innovation (carte de débours), payment links via SMS/email, split payment functionality, intercompany cost allocation, and social aid card distribution for government entities. The platform integrates an API for developer integration and supports automated accounting workflows.

Differentiator

Problem solved

Functional benefit

Brands

• WeShake Mobility: Electric vehicle charging solution with Plug & Charge technology.

Products and services

• WeShake Platform Unified management and payment platform that secures commercial relationships, automates payments, manages financial flows, and enables payments to partners with a single interface for independents, startups, and enterprises.
• WeShake Card (Carte WeShake) Professional payment card designed for secure business transactions with secured client provisioning, financial optimization, and simplified disbursement management outside of revenue.
• WeShake Mobility

Quantifiable outcome

• Social fraud in France estimated at €13-17.5 billion annually, with only €2-3 billion detected and less than €1.5 billion recovered
• +1 more outcomes

Named customers3 records

Segments7 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Three partnerships are on record, tiered minor.

• France FinTechminorStrategic or Co-development PartnerFrance FinTech association membership, indicating WeShake's participation in the French fintech ecosystem and industry recognition.
• France DigitalminorStrategic or Co-development PartnerFrance Digital association membership representing digital ecosystem participation and networking within the French tech community.
• UAEminorOthersUAE appears on partner logos section. Context suggests potential partnership with United Arab Emirates entities or a UAE-focused initiative.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Treezor: French Banking-as-a-Service provider (Société Générale subsidiary) offering payment infrastructure and licensed issuance—comparable upstream infrastructure layer to WeShake's OKALI-based agent model.
• Nickel: French no-bank account service (BNP Paribas subsidiary) offering payment cards and basic accounts—an incumbent comparable to WeShake's Particulier consumer accounts in the French market.

Direct peers

• Qonto: French SMB-focused neobank offering business accounts with payment cards, expense management, and accounting integrations—directly overlapping WeShake's core SMB/Indépendant value proposition in the French market.
• Spendesk: French/European spend-management platform for SMBs and mid-market, offering corporate cards, expense allocation, and accounting automation—comparable to WeShake's corporate card and intercompany allocation features.
• Shine: French fintech (now part of Société Générale) serving freelancers and independents with business accounts, payment cards, and invoicing—a direct competitor in WeShake's primary Indépendant segment.
• Pennylane: French fintech for SMBs combining accounting, invoicing, and payment automation—overlapping WeShake's invoicing, automatic accounting entries, and Indépendant/Entreprise positioning.
• Pleo: European spend-management fintech offering company cards with configurable controls, expense categorization, and ERP integrations—directly comparable to WeShake's MCC-level card controls and accounting automation.
• Lydia: French mobile payment app offering consumer accounts, payment cards, and cashback features—a direct competitor to WeShake's Particulier consumer offering.
• Swan: European payment-infrastructure platform offering embedded accounts, cards, and payment APIs via Banking-as-a-Service—comparable to WeShake's API-first payment platform with developer/marketplace integration.
• Memo Bank: French SMB-focused neobank offering business accounts, payment cards, and integrated accounting—a direct comparable for WeShake's SMB/Entreprise proposition in France.

Market position

Strengths5 records

Weaknesses5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/WESHAKE_OFF
• LinkedInlinkedin.com/company/weshake

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about WeShake