Bay Leasing and Investment

What Bay Leasing and Investment does

Bay Leasing & Investment Limited (BLIL) is a Bangladesh-based non-banking financial institution incorporated around 1995-1996 and headquartered in Dhaka. The company is publicly listed on the Dhaka Stock Exchange (DSE) and operates with a small headcount of 11-50 employees, focused principally on lease financing and investment activities for domestic clients. BLIL files both standalone and consolidated financial statements, implying the existence of one or more subsidiaries or group entities, although specific subsidiary identities are not disclosed in available sources.

The company's revenue model is centered on lease-financing spreads and investment income typical of an NBFI, though no specific product catalog, pricing schedule, or customer segments are publicly disclosed. Distribution and marketing channels are similarly opaque. BLIL's technology surface is minimal: its primary online presence is a corporate website (blilbd.com), with no mobile application, API, or SDK offerings identified, and no documented digital channels for lease origination or servicing.

Financially, BLIL remains in a loss-making position but has shown substantial improvement in FY2025. Standalone net loss narrowed to Tk26.60 crore from Tk368.81 crore in FY2024, while consolidated net loss narrowed to Tk96.84 crore from Tk438.98 crore. Consolidated loss per share improved to Tk6.87 from Tk31.16, and the board recommended no dividend for FY2025. The 30th Annual General Meeting was scheduled for September 27, 2025. The combination of persistent losses and sharply narrowing loss magnitude points to an ongoing operational cleanup rather than a return to profitability, with no disclosed drivers of growth in lease book or geographic footprint.

Name

Bay Leasing and Investment

Legal name

Bay Leasing & Investment Limited

Website

https://blilbd.com

Company type

Public

Founded year

1995

Operating status

Operating

Headcount range

11–50 employees

Short description

Bay Leasing & Investment Limited is a Dhaka-based, Dhaka Stock Exchange-listed non-banking financial institution that provides lease financing and investment services in Bangladesh, operating with a small headcount and reporting both standalone and consolidated financials.

Ownership category

akta.pro rank

Product category

Non-Banking Financial Services / Lease Financing

SIC

Finance Lessors (6172)

akta.pro primary industry

Lease Servicing, Management & Remarketing (Consumer) (FSAKANAL)

Keywords

• Lease financing services
• Non-banking financial services
• Corporate investment services
• Asset-based leasing
• Bangladesh financial services

Headquarters

HQ city

Dhaka

HQ country

Bangladesh

HQ region

Asia

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Finance

Core offering

Bay Leasing and Investment Limited is a publicly listed non-banking financial institution based in Dhaka, Bangladesh, engaged in the provision of lease financing and investment services. The company operates as a for-profit financial services firm focused primarily on lease financing to business clients within Bangladesh, with investment activities forming a secondary line of business.

Product overview

Based on available source data, Bay Leasing and Investment (BLIL) is a leasing and investment company operating in Bangladesh. The company appears to be a financial services firm focused on leasing and investment activities, though no specific product names, modules, or detailed service offerings were identified in the provided sources. The primary available information pertains to the company's financial performance, including dividend recommendations and stock-related disclosures, rather than product or technology details.

Differentiator

Problem solved

Functional benefit

Products and services

• Lease Financing
• Investment Services

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators4 records

Recent moves4 records

Expansion highlights2 records

Direct peers

• FAS Finance & Investment Limited: Bangladesh-based NBFI focused on lease and investment financing, listed on DSE. Operates in the same niche lease-financing segment as Bay Leasing.
• Premier Leasing & Finance Limited: Bangladesh-listed NBFI primarily engaged in lease financing. Directly comparable on product focus (leasing) and as a smaller, DSE-listed peer in the same category.
• United Finance Limited: Bangladesh-listed NBFI offering lease financing, term loans, and deposit schemes. Comparable as a small/mid-cap DSE-listed peer in lease and investment finance.
• IDLC Finance Limited: Largest non-banking financial institution in Bangladesh offering lease financing, corporate loans, and investments. Directly comparable as a publicly listed Bangladeshi NBFI with overlapping lease-finance and investment activities.
• LankaBangla Finance PLC: Bangladesh-listed NBFI providing lease financing, term loans, and investment products. Closely comparable business mix and customer base to Bay Leasing & Investment.
• Phoenix Finance and Investments Limited: DSE-listed Bangladeshi NBFI providing lease finance, term finance, and investment services. Direct overlap with BLIL's leasing and investment activities.

Emerging players

• GSP Finance Company (Bangladesh) Limited: Smaller DSE-listed NBFI in Bangladesh active in lease and term financing. Comparable scale and listing context, with overlapping product set.

Broad incumbents

• Industrial and Infrastructure Development Finance Company (IIDFC): Bangladesh-listed development-focused NBFI providing project, industrial, and infrastructure finance. Comparable as a DSE-listed NBFI peer with broader investment-banking activities beyond pure leasing.
• National Housing Finance and Investment Limited: Bangladesh-listed NBFI engaged in housing and real-estate finance with adjacent investment activities. Comparable as a DSE-listed NBFI peer, though tilted toward housing rather than general leasing.

Regional players

• Bangladesh Industrial Finance Company Limited (BIFC): DSE-listed Bangladeshi NBFI providing industrial finance and investment services. Comparable as a domestic NBFI peer operating in the same regulatory and macro environment.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bay Leasing and Investment